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Mortgage Lenders and Brokers in Avondale, Arizona

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Avondale, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1545 N Dysart Rd, Avondale, AZ 85392A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA9910 W Mcdowell Rd, Avondale, AZ 85392A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA11425 W Buckeye Rd, Avondale, AZ 85323A+5.0 ★Texas Ratio: 5.36%, Copper State Credit UnionCopper State Credit Union3428 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.49%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 3.66%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, Credit Union WestCredit Union West503 W Van Buren St, Avondale, AZ 85323 1328A+5.0 ★Texas Ratio: 2.78%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, and Arizona Central Credit UnionArizona Central Credit Union1805 W Chandler Blvd, CHANDLER, AZ 85224A5.0 ★Texas Ratio: 8.52%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Avondale, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Avondale are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Avondale, Arizona

Market share is the lender's share of all home loans closed in Avondale, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Avondale 1545 N Dysart Rd, Avondale, AZ 85392 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	32 +1 HELOCs	1.7%	88.9%	$265,312	View
Bank of America NA 1 office in Avondale 9910 W Mcdowell Rd, Avondale, AZ 85392 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	9 +12 HELOCs	0.5%	100%	$279,444	View
Wells Fargo Bank NA 1 office in Avondale 11425 W Buckeye Rd, Avondale, AZ 85323 A+5.0 ★Texas Ratio: 5.36%	Conventional	8	0.4%	80%	$242,500	View
Copper State Credit Union 3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49%	Conventional, HELOC	21 +3 HELOCs	1.1%	66.7%	$94,523	View
Arizona Financial Credit Union 13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	16 +11 HELOCs	0.9%	60%	$90,625	View
Bell Bank 1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, HELOC	12 +3 HELOCs	0.6%	80%	$212,500	View
Desert Financial Credit Union 150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04%	Conventional, HELOC	11 +228 HELOCs	0.6%	55%	$255,909	View
Credit Union West 503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78%	Conventional, HELOC	11 +3 HELOCs	0.6%	68.4%	$137,727	View
US Bank, N.A. 3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	10 +7 HELOCs	0.5%	47.6%	$236,000	View
Arizona Central Credit Union 1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52%	Conventional	6	0.3%	85.7%	$173,333	View
Oneaz Credit Union 1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17%	Conventional, HELOC	4 +5 HELOCs	0.2%	44.4%	$162,500	View
Truwest Credit Union 1990 W Elliot Rd, Chandler, AZ 85224 1816 A+5.0 ★Texas Ratio: 4.57%	Conventional	4	0.2%	100%	$295,000	View
Flagstar Bank NA 4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	3	0.2%	60%	$328,333	View
AERO Federal Credit Union 18301 N 79th Ave, Glendale, AZ 85308 A+5.0 ★Texas Ratio: 0.72%	Conventional	3	0.2%	75%	$181,666	View
BMO Harris Bank NA 1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	2 +3 HELOCs	0.1%	40%	$260,000	View
MidFirst Bank 3611 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.93%	Conventional	2	0.1%	100%	$320,000	View
SunWest Federal Credit Union 121 E Birch Ave, Flagstaff, AZ 86001 A+5.0 ★Texas Ratio: 2.68%	Conventional	2	0.1%	66.7%	$90,000	View
Sunflower Bank, N.A. 355 E Germann Rd, Gilbert, AZ 85297 A5.0 ★Texas Ratio: 10.77%	FHA	2	0.1%	100%	$415,000	View
Bankers Trust Company 4555 E Mayo Blvd, Phoenix, AZ 85050 A+5.0 ★Texas Ratio: 2.48%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$245,000	View
Vantage West Credit Union 2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$295,000	View
Bokf NA 901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$35,000	View
Columbia Bank 145 E Main St, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0.1%	100%	$655,000	View
Western State Bank 1412 E Florence Blvd, Casa Grande, AZ 85122 A5.0 ★Texas Ratio: 6.13%	Conventional	1	0.1%	100%	$175,000	View
Academy Bank, N.A. 12900 W Thunderbird Rd, El Mirage, AZ 85335 A+5.0 ★Texas Ratio: 5.08%	Conventional	1	0.1%	100%	$245,000	View
Umb Bank NA 1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0.1%	100%	$625,000	View
Zions Bancorporation, N.A. 101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +6 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +3 HELOCs	0%	0%		View
Hughes Federal Credit Union 971 W Wetmore Rd, Tucson, AZ 85705 1551 A-4.9 ★Texas Ratio: 15.97%	HELOC	0 +2 HELOCs	0%	n/a		View
NOVA Financial & Investment Corporation	Conventional, FHA, VA	25	1.4%	76.5%	$315,800
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	18	1%	90%	$390,000
Geneva Financial LLC	Conventional, FHA	12	0.6%	100%	$285,833
The Loan Store, Inc	Conventional, FHA, HELOC	11 +5 HELOCs	0.6%	85.7%	$350,454
Homeowners Financial Group, LLC	Conventional, FHA, VA	11	0.6%	100%	$369,545
Peoples Mortgage Company	Conventional, FHA	5	0.3%	100%	$285,000
Champions Funding, LLC	Conventional	5	0.3%	83.3%	$321,000
Altitude Financial Corporation	FHA	1	0.1%	100%	$525,000
New West Lending, Inc.	FHA	1	0.1%	100%	$245,000
Starboard Financial Management, LLC	FHA	1	0.1%	100%	$475,000
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	234 +13 HELOCs	12.7%	86.5%	$378,376
Rocket Mortgage	Conventional, FHA, VA	167	9%	83.3%	$259,011
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	134	7.3%	80.2%	$409,477
loanDepot.com LLC	Conventional, FHA, VA, HELOC	81 +2 HELOCs	4.4%	90.1%	$375,123
Fairway Independent Mort Corp	Conventional, FHA, VA	59	3.2%	88.2%	$335,508
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	50 +6 HELOCs	2.7%	96.2%	$415,600
Guaranteed Rate, Inc.	Conventional, FHA, VA	50	2.7%	98%	$451,200
Guild Mortgage Company	Conventional, FHA, VA	50	2.7%	96.2%	$403,200
Homeamerican Mortgage Corporation	Conventional, FHA, VA	43	2.3%	84.3%	$483,139
DHI Mortgage Company, LTD.	Conventional, FHA, VA	42	2.3%	82.4%	$388,333
Pennymac Loan Services LLC	Conventional, FHA, VA	37	2%	84.4%	$228,513
Click n' Close, Inc.	Conventional, FHA	34	1.8%	97.2%	$213,823
Freedom Mortgage Corporation	Conventional, FHA, VA	29	1.6%	92.5%	$356,034
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	28	1.5%	87.5%	$325,357	View
Efinity Financial LLC	Conventional, FHA, VA	24	1.3%	85.7%	$362,500
Mutual of Omaha Mortgage	Conventional, FHA, VA	22	1.2%	88%	$407,727
Newrez LLC	Conventional, FHA, VA	21	1.1%	73.3%	$324,523
New American Funding, LLC.	Conventional, FHA, VA	21	1.1%	91.7%	$305,952
Acrisure Mortgage, LLC	Conventional, FHA, VA	20	1.1%	100%	$485,500
Nations Lending Corporation	Conventional, FHA, VA	19	1%	95.5%	$535,526
Nationstar Mortgage	Conventional, FHA, VA	19	1%	70.4%	$145,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	15 +6 HELOCs	0.8%	57.7%	$290,333
American Financial Network, Inc.	Conventional, FHA, VA	15	0.8%	93.8%	$282,333
Lennar Mortgage, LLC	Conventional, FHA, VA	15	0.8%	78.9%	$400,333
Mortgage Research Center	Conventional, VA, Jumbo	15	0.8%	68%	$463,000
Spring Eq, LLC	Conventional, HELOC	14 +10 HELOCs	0.8%	39.5%	$90,714
Paramount Residential Mortgage	Conventional, FHA	14	0.8%	87.5%	$367,142
Movement Mortgage, LLC	Conventional, FHA, VA	13	0.7%	100%	$274,230
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 2.68%	Conventional, FHA, VA, Jumbo	13	0.7%	88.2%	$342,692	View
Securitynational Mortgage Company	Conventional, FHA	11	0.6%	50%	$342,272
Zillow Home Loans, LLC	Conventional, FHA, VA	10	0.5%	90.9%	$349,000
Kind Lending, LLC	Conventional, FHA, VA	9	0.5%	60%	$342,777
American Financial Resources LLC	Conventional, FHA	8	0.4%	72.7%	$352,500
Village Capital & Investment	FHA, VA	8	0.4%	76.9%	$476,250
Goodleap, LLC	Conventional, FHA, VA, HELOC	7 +5 HELOCs	0.4%	90%	$290,714
Primelending	Conventional, FHA	7	0.4%	100%	$347,857
Equity Prime Mortgage LLC	FHA, VA	7	0.4%	63.6%	$365,000
Loanunited.Com, LLC	FHA, VA	7	0.4%	100%	$397,857
Amerisave Mortgage Company	Conventional, FHA	7	0.4%	36.8%	$112,142
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	6	0.3%	39.3%	$251,666
PHH Mortgage Corporation	Conventional, FHA, VA	6	0.3%	100%	$438,333
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional	6	0.3%	66.7%	$168,333
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	5 +4 HELOCs	0.3%	71.4%	$113,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	5	0.3%	71.4%	$321,000
Evo Home Loans, LLC dba Epiq Lending	Conventional, VA, HELOC	4 +1 HELOCs	0.2%	80%	$397,500
Triad Financial Services, Inc.	Conventional	4	0.2%	71.4%	$85,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA	4	0.2%	57.1%	$337,500	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	4	0.2%	100%	$355,000
Union Home Mortgage Corp.	Conventional, FHA	4	0.2%	80%	$402,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.2%	100%	$292,500	View
Intelliloan, Inc.	Conventional, FHA	4	0.2%	100%	$392,500
Provident Funding Associates	Conventional	4	0.2%	80%	$367,500
Castle & Cooke Mortgage, LLC	Conventional, FHA	4	0.2%	100%	$157,500
Mortgage Solutions of Colorado	VA	4	0.2%	100%	$462,500
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	3	0.2%	100%	$425,000
Resicentral LLC	Conventional, VA	3	0.2%	100%	$411,666
AdvantageFirst Lending Inc	FHA, VA	3	0.2%	75%	$361,666
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	3	0.2%	100%	$328,333	View
AmWest Funding Corp	Conventional	3	0.2%	100%	$385,000
HomeXpress Mortgage Corp.	Conventional	3	0.2%	75%	$351,666
Discover Bank	Conventional	3	0.2%	15%	$88,333
Flexpoint, Inc.	Conventional, FHA, VA	3	0.2%	60%	$295,000
Nfm, Inc	FHA, VA	3	0.2%	100%	$451,666
Stg Mortgage Inc	Conventional	3	0.2%	100%	$251,666
Planet Home Lending, LLC	Conventional, FHA	3	0.2%	100%	$321,666
Franklin Loan Corporation	Conventional, VA	3	0.2%	100%	$211,666
Nexera Holding LLC	Conventional	3	0.2%	100%	$295,000
Plaza Home Mortgage, Inc	Conventional, VA	3	0.2%	75%	$295,000
JMAC Lending, Inc.	Conventional, FHA	3	0.2%	75%	$211,666
Cmg Mortgage Inc	Conventional, FHA, HELOC	2 +5 HELOCs	0.1%	66.7%	$430,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$340,000	View
Cornerstone First Mortgage, LLC	FHA	2	0.1%	100%	$290,000
Canopy Mortgage, LLC	Conventional	2	0.1%	100%	$435,000
Sage Home Loans Corporation	Conventional	2	0.1%	66.7%	$390,000
Envoy Mortgage, Ltd	Conventional, VA	2	0.1%	100%	$420,000
Watermark Capital, Inc.	Conventional	2	0.1%	100%	$330,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.1%	100%	$330,000
AmeriHome Mortgage Company, LLC	FHA	2	0.1%	100%	$450,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0.1%	100%	$205,000	View
Filo Mortgage, LLC	Conventional	2	0.1%	100%	$400,000
ClearPath Lending	VA	2	0.1%	100%	$450,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.1%	100%	$205,000
New Day Financial, LLC.	VA	2	0.1%	40%	$505,000
Evergreen Moneysource Mortgage Company	Conventional	2	0.1%	100%	$370,000
Boeing Employees' Credit Union	Conventional	2	0.1%	100%	$500,000
Waterstone Mortgage Corporation	FHA	2	0.1%	100%	$370,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$455,000
New Story Lending LLC	Conventional, FHA	2	0.1%	100%	$230,000
FirstBank	Conventional	2	0.1%	66.7%	$45,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	100%	$270,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$180,000
Summit Funding.Inc	Conventional, FHA	2	0.1%	100%	$390,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.1%	33.3%	$175,000	View
Carrington Mortgage Services LLC	Conventional	2	0.1%	44.4%	$285,000
Texana Bank	Conventional, FHA	2	0.1%	100%	$170,000
Ark-La-Tex Financial Services LLC	FHA, VA	2	0.1%	66.7%	$490,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +10 HELOCs	0.1%	100%	$345,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$185,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$45,000	View
Financial Partners Credit Unio	Conventional	1	0.1%	100%	$355,000
ML Mortgage Corp.	Conventional	1	0.1%	100%	$465,000
Premier Mortgage Resources, LLC	FHA	1	0.1%	100%	$225,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.86%	Conventional	1	0.1%	100%	$305,000	View
Guaranteed Rate Affinity, LLC	FHA	1	0.1%	100%	$345,000
Cliffco, Inc.	FHA	1	0.1%	100%	$325,000
Royal United Mortgage LLC	Conventional	1	0.1%	50%	$185,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$405,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	FHA	1	0.1%	50%	$365,000	View
Nbkc Bank	Conventional	1	0.1%	100%	$355,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	50%	$165,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	FHA	1	0.1%	100%	$385,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$395,000
Success Mortgage Partners, Inc	VA	1	0.1%	100%	$445,000
Altura Credit Union	Conventional	1	0.1%	100%	$205,000
Ahl Funding	Conventional	1	0.1%	100%	$325,000
Direct Mortgage Corp	FHA	1	0.1%	100%	$525,000
Das Acquisition Company, LLC	VA	1	0.1%	100%	$285,000
American Financing Corporation	FHA	1	0.1%	50%	$305,000
Bay Equity LLC	Conventional	1	0.1%	100%	$425,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$645,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$305,000
Land Home Financial Services,	FHA	1	0.1%	100%	$355,000
Ony Glo, Inc.	Conventional	1	0.1%	50%	$295,000
Universal Lending Corporation	Conventional	1	0.1%	100%	$15,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	1	0.1%	100%	$365,000
T2 Financial LLC	FHA	1	0.1%	100%	$415,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	20%	$525,000
Gardner Financial Services	Conventional	1	0.1%	100%	$345,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	FHA	1	0.1%	100%	$405,000	View
Towne Mortgage Company	Conventional	1	0.1%	100%	$505,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$335,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$215,000
Nations Direct Mortgage, LLC	FHA	1	0.1%	50%	$395,000
Prosperity Home Mortgage, LLC	VA	1	0.1%	100%	$345,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$265,000	View
Right Start Mortgage, Inc	Conventional	1	0.1%	100%	$425,000
First American Bank A+5.0 ★Texas Ratio: 3.00%	VA	1	0.1%	100%	$375,000	View
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$255,000
State Departmenet Federal Credit Union	Conventional	1	0.1%	100%	$65,000
21St Mortgage	Conventional	1	0.1%	14.3%	$115,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	50%	$285,000
Loan Simple, Inc.	FHA	1	0.1%	50%	$345,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$265,000
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	0%
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Trustone Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank A+5.0 ★Texas Ratio: 3.36%	HELOC	0 +1 HELOCs	0%	n/a		View
Baxter Credit Union A+5.0 ★Texas Ratio: 0.55%	HELOC	0 +1 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Avondale Mortgage Rate Trends

Daily average mortgage rates for Arizona compared with the national average, updated every evening.

30-Year Fixed AZ Avg

7.415%

▲ 0.058 vs 7 days ago

15-Year Fixed AZ Avg

6.885%

▲ 0.031 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Avondale, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in Avondale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Avondale in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Avondale, AZ

Use these to narrow the list above. Each category shows how many Avondale, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 130 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 39 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 25 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 85 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 55 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AZ 22 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in Avondale, AZ

Independent mortgage companies closed 86 percent of home loans in Avondale, Arizona in 2025, banks 8.1 percent and credit unions 6 percent. NOVA Financial & Investment Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Copper State Credit Union the largest credit union. Among lenders headquartered in Arizona, Copper State Credit Union led with 21 loans.

86%

Mortgage companies

8.1%

Banks

Credit unions

35%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

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Frequently Asked Questions About Mortgage Lenders in Avondale, AZ

Who is the largest mortgage lender in Avondale, AZ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Avondale, Arizona with 32 loans, about 1.7 percent of the market. The largest lender headquartered in Arizona was Copper State Credit Union with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Avondale, AZ have the highest approval rates?

Among lenders with meaningful volume in Avondale, Arizona, Guaranteed Rate, Inc. approved the highest share of completed applications in 2025 at 98 percent, against a 80.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Avondale, AZ mortgage lenders offer FHA, VA and USDA loans?

85 lenders closed FHA loans in Avondale, Arizona in 2025, led by United Wholesale Mortgage with 103. 55 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Avondale, AZ lender list?

Yes. 39 banks and 25 credit unions closed home loans in Avondale, Arizona in 2025, alongside 130 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Avondale, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Avondale, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Avondale, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Avondale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.