Arizona City, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA39518 N Gavilan Peak Pkwy, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.14%, Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 3.66%, Wells Fargo Bank NAWells Fargo Bank NA41830 N Gavilan Peak Parway, Anthem, AZ 85086A+5.0 ★Texas Ratio: 5.36%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, PNC Bank N.A.PNC Bank N.A.2840 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 4.24%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, First American Credit UnionFirst American Credit Union1001 N Pinal Ave, Casa Grande, AZ 85122A+5.0 ★Texas Ratio: 2.93%, and Arizona Central Credit UnionArizona Central Credit Union1805 W Chandler Blvd, CHANDLER, AZ 85224A5.0 ★Texas Ratio: 8.52%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Arizona City, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Arizona City are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Arizona City, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 8 | 1.5% | 80% | $178,750 | View |
|
3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 7 | 1.3% | 63.6% | $176,428 | View |
|
39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +2 HELOCs |
0.8% | 100% | $157,500 | View |
|
1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 4 | 0.8% | 100% | $145,000 | View |
|
41830 N Gavilan Peak Parway, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.8% | 80% | $175,000 | View |
|
150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
Conventional, HELOC | 3 +6 HELOCs |
0.6% | 60% | $191,666 | View |
|
★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
FHA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $185,000 | View |
|
13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $55,000 | View |
|
1001 N Pinal Ave, Casa Grande, AZ 85122 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 0.2% | 33.3% | $15,000 | View |
|
1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Pinal County Federal Credit Union
290 S Phelps Dr, Apache Junction, AZ 85120 |
Conventional | 1 | 0.2% | 50% | $35,000 | |
|
3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
|
2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
Geneva Financial LLC
|
Conventional, FHA, VA, USDA | 55 | 10.4% | 98.2% | $186,272 | |
V.I.P. Mortgage, Inc.
|
Conventional, FHA, VA, USDA | 6 | 1.1% | 100% | $235,000 | |
The Loan Store, Inc
|
Conventional, FHA, USDA, HELOC | 4 +1 HELOCs |
0.8% | 66.7% | $222,500 | |
NOVA Financial & Investment Corporation
|
FHA, USDA | 4 | 0.8% | 100% | $280,000 | |
Altitude Financial Corporation
|
Conventional, FHA | 2 | 0.4% | 100% | $210,000 | |
Oaktree Funding Corp
|
VA | 1 | 0.2% | 100% | $375,000 | |
New West Lending, Inc.
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 71 | 13.4% | 86.9% | $252,746 | |
Inspire Home Loans Inc.
|
Conventional, FHA, VA, USDA | 68 | 12.9% | 85.5% | $226,029 | |
Rocket Mortgage
|
Conventional, FHA, VA | 30 | 5.7% | 72.1% | $238,333 | |
Guild Mortgage Company
|
Conventional, FHA, USDA | 23 | 4.4% | 92% | $142,826 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, USDA | 22 | 4.2% | 92.9% | $203,181 | |
Click n' Close, Inc.
|
Conventional, FHA | 17 | 3.2% | 85% | $153,823 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 15 | 2.8% | 94.7% | $239,666 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 12 | 2.3% | 86.7% | $220,833 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 9 | 1.7% | 76.9% | $170,555 | |
CrossCountry Mortgage, LLC
|
FHA, VA, USDA | 8 | 1.5% | 100% | $290,000 | |
Mortgage Research Center
|
VA | 8 | 1.5% | 72.7% | $270,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 8 | 1.5% | 88.9% | $192,500 | |
Newrez LLC
|
Conventional, FHA, VA | 7 | 1.3% | 87.5% | $262,142 | |
Zillow Home Loans, LLC
|
Conventional, FHA, VA | 7 | 1.3% | 87.5% | $235,000 | |
Waterstone Mortgage Corporation
|
Conventional, FHA | 6 | 1.1% | 100% | $211,666 | |
American Pacific Mortgage Corporation
|
FHA, VA, USDA | 6 | 1.1% | 85.7% | $260,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, USDA | 5 | 0.9% | 100% | $263,000 | |
Efinity Financial LLC
|
Conventional, FHA | 5 | 0.9% | 100% | $195,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 4 | 0.8% | 100% | $265,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 4 | 0.8% | 80% | $300,000 | |
Securitynational Mortgage Company
|
FHA | 4 | 0.8% | 100% | $257,500 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 4 | 0.8% | 100% | $162,500 | |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 0.8% | 80% | $235,000 | |
American Financial Resources LLC
|
Conventional, FHA | 3 | 0.6% | 100% | $231,666 | |
|
A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA, VA | 3 | 0.6% | 100% | $288,333 | View |
American Financial Network, Inc.
|
FHA, VA | 3 | 0.6% | 75% | $265,000 | |
Planet Home Lending, LLC
|
FHA, VA | 3 | 0.6% | 100% | $268,333 | |
|
A5.0 ★Texas Ratio: 8.33% |
Conventional | 3 | 0.6% | 100% | $71,666 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA, USDA | 3 | 0.6% | 100% | $188,333 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, USDA | 3 | 0.6% | 100% | $241,666 | View |
Spring Eq, LLC
|
Conventional | 3 | 0.6% | 42.9% | $51,666 | |
Lakeview Loan Servicing, LLC
|
FHA | 2 | 0.4% | 37.5% | $240,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 0.4% | 100% | $290,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 0.4% | 75% | $400,000 | |
|
A+5.0 ★Texas Ratio: 2.68% |
Conventional, FHA | 2 | 0.4% | 100% | $140,000 | View |
Credit Human Federal Credit Un
|
Conventional | 2 | 0.4% | 50% | $40,000 | |
New Day Financial, LLC.
|
FHA, VA | 2 | 0.4% | 22.2% | $120,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 0.4% | 100% | $145,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 0.4% | 66.7% | $295,000 | |
Plaza Home Mortgage, Inc
|
FHA, USDA | 2 | 0.4% | 66.7% | $240,000 | |
ML Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $135,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Goodleap, LLC
|
FHA | 1 | 0.2% | 33.3% | $205,000 | |
Canopy Mortgage, LLC
|
USDA | 1 | 0.2% | 100% | $245,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Global Federal Credit Union
|
FHA | 1 | 0.2% | 100% | $255,000 | |
TruHome Solutions, LLC
|
VA | 1 | 0.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 50% | $135,000 | View |
Resicentral LLC
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Wallick and Volk, Inc.
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
Cmg Mortgage Inc
|
FHA | 1 | 0.2% | 100% | $325,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 25% | $125,000 | |
Union Home Mortgage Corp.
|
USDA | 1 | 0.2% | 100% | $305,000 | |
Nfm, Inc
|
FHA | 1 | 0.2% | 100% | $245,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 50% | $225,000 | View |
Credence Funding Corporation
|
VA | 1 | 0.2% | 100% | $265,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.2% | 100% | $245,000 | |
Direct Mortgage Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Castle & Cooke Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $285,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
|
A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Towne Mortgage Company
|
FHA | 1 | 0.2% | 100% | $295,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.2% | 50% | $215,000 | |
|
A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.2% | 100% | $275,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.2% | 50% | $55,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.2% | 66.7% | $35,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 9.78% |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Empeople Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Arizona City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Arizona City in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Arizona City, AZ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 88.3 percent of home loans in Arizona City, Arizona in 2025, banks 8.7 percent and credit unions 3 percent. Geneva Financial LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Desert Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, Desert Financial Credit Union led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Arizona City, Arizona with 8 loans, about 1.5 percent of the market. The largest lender headquartered in Arizona was Desert Financial Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Arizona City, Arizona, Geneva Financial LLC approved the highest share of completed applications in 2025 at 98.2 percent, against a 83.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
49 lenders closed FHA loans in Arizona City, Arizona in 2025, led by Inspire Home Loans Inc. with 36. 27 lenders closed VA loans, led by United Wholesale Mortgage, and 16 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 15 credit unions closed home loans in Arizona City, Arizona in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Arizona City, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Arizona City, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Arizona City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.