Mortgage Lenders and Brokers in University Place, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
University Place, Washington mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA2615 Bridgeport Way W, University Place, WA 98466A+5.0 ★Texas Ratio: 5.36%, Timberland BankTimberland Bank6916 19th St W, University Place, WA 98466A+5.0 ★Texas Ratio: 3.23%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6916 19th St W, University Place, WA 98466A+5.0 ★Texas Ratio: 3.68%, TAPCO Credit UnionTAPCO Credit Union19371 STATE ROUTE 410 E, Bonney Lake, WA 98391A+5.0 ★Texas Ratio: 2.45%, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, Boeing Employees' Credit UnionBoeing Employees' Credit Union3929 Bridgeport Way W, University Place, WA 98466, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, and Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in University Place, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in University Place are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in University Place, Washington
Market share is the lender's share of all home loans closed in University Place, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in University Place 2615 Bridgeport Way W, University Place, WA 98466 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 0.6% | 75% | $885,000 | View |
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1 office in University Place 6916 19th St W, University Place, WA 98466 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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1 office in University Place 6916 19th St W, University Place, WA 98466 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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19371 STATE ROUTE 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 16 | 3.3% | 80% | $136,250 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 10 +6 HELOCs |
2.1% | 83.3% | $226,000 | View |
Boeing Employees' Credit Union
3929 Bridgeport Way W, University Place, WA 98466 |
Conventional, Jumbo, HELOC | 8 +49 HELOCs |
1.6% | 90% | $702,500 | |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA, VA | 8 | 1.6% | 100% | $470,000 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 7 +2 HELOCs |
1.4% | 58.3% | $487,857 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +13 HELOCs |
0.6% | 100% | $745,000 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $235,000 | View |
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51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36% |
Conventional | 2 | 0.4% | 100% | $110,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.2% | 100% | $1,275,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $715,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $545,000 | View |
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10430 Ne 10th Street Suite A, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
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1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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8665 Martin Way E, LACEY, WA 98516 A5.0 ★Texas Ratio: 9.15% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1474 N Highway, Colville, WA 99114 2008 A+5.0 ★Texas Ratio: 1.61% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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202 Front Ave SW, Castle Rock, WA 98611 A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, VA | 11 | 2.3% | 100% | $445,000 | |
HomeStreet Bank
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Conventional, VA, HELOC | 8 +9 HELOCs |
1.6% | 100% | $541,250 | |
Sammamish Mortgage Company
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Conventional | 4 | 0.8% | 100% | $435,000 | |
Wsecu
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Conventional, VA, HELOC | 3 +7 HELOCs |
0.6% | 33.3% | $125,000 | |
Whatcom Educational Credit Uni
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 47 | 9.7% | 89.1% | $357,765 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 44 +3 HELOCs |
9.1% | 95.7% | $636,136 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 25 +2 HELOCs |
5.2% | 92.6% | $460,600 | |
Newrez LLC
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Conventional, FHA, VA | 21 | 4.3% | 95.5% | $468,809 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 18 | 3.7% | 94.7% | $568,333 | |
Cmg Mortgage Inc
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Conventional, VA | 18 | 3.7% | 100% | $506,111 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 17 | 3.5% | 100% | $549,705 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 15 +6 HELOCs |
3.1% | 88.2% | $484,333 | |
Guild Mortgage Company
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Conventional, FHA, VA | 15 | 3.1% | 100% | $513,666 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 9 +1 HELOCs |
1.9% | 100% | $690,555 | |
NOVA Financial & Investment Corporation
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
1.6% | 100% | $508,750 | |
Bay Equity LLC
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Conventional, FHA | 8 | 1.6% | 88.9% | $495,000 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.4% | 100% | $632,142 | |
Mortgage Research Center
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VA | 7 | 1.4% | 77.8% | $556,428 | |
New American Funding, LLC.
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Conventional | 7 | 1.4% | 77.8% | $376,428 | |
Paramount Residential Mortgage
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Conventional, VA | 7 | 1.4% | 100% | $510,714 | |
The Loan Store, Inc
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Conventional, VA, HELOC | 6 +1 HELOCs |
1.2% | 100% | $483,333 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional, VA | 6 | 1.2% | 87.5% | $575,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.8% | 80% | $557,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.8% | 36.4% | $485,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA | 4 | 0.8% | 100% | $452,500 | View |
Priority Home Lending, LLC
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Conventional, VA | 4 | 0.8% | 100% | $445,000 | |
Nationstar Mortgage
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Conventional, VA | 4 | 0.8% | 44.4% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.8% | 80% | $172,500 | View |
loanDepot.com LLC
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.6% | 60% | $705,000 | |
Nfm, Inc
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Conventional, FHA | 3 | 0.6% | 100% | $571,666 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 0.6% | 100% | $578,333 | View |
Global Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $635,000 | |
Originpoint, LLC
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Conventional, Jumbo | 2 | 0.4% | 100% | $845,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $595,000 | |
Premier Mortgage Resources, LLC
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Conventional | 2 | 0.4% | 66.7% | $640,000 | |
Envoy Mortgage, Ltd
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Conventional, VA | 2 | 0.4% | 100% | $445,000 | |
Nbkc Bank
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Conventional, VA | 2 | 0.4% | 50% | $580,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 0.4% | 66.7% | $605,000 | |
Loanunited.Com, LLC
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Conventional, VA | 2 | 0.4% | 100% | $630,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 40% | $85,000 | |
American Financial Network, Inc.
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Conventional, VA, Jumbo | 2 | 0.4% | 66.7% | $820,000 | |
General Mortgage Capital Corporation
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Conventional, Jumbo | 2 | 0.4% | 100% | $975,000 | |
Generations Home Loans, LLC
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Conventional | 2 | 0.4% | 100% | $380,000 | |
Provident Funding Associates
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Conventional | 2 | 0.4% | 100% | $495,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.4% | 100% | $715,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.4% | 100% | $390,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $85,000 | View |
Pentagon Federal Credit Union
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VA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $485,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $155,000 | |
Alliant Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $565,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $785,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Residential Wholesale Mortgage
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
Goodleap, LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 33.3% | $55,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $695,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $505,000 | |
Valley West Corporation
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VA | 1 | 0.2% | 100% | $315,000 | |
Valon Mortgage
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $485,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.2% | 100% | $435,000 | |
American Financing Corporation
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VA | 1 | 0.2% | 50% | $475,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 50% | $335,000 | |
Ony Glo, Inc.
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VA | 1 | 0.2% | 100% | $955,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Intelliloan, Inc.
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Conventional | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $505,000 | View |
Sierra Pacific Mortgage Co. Inc
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VA | 1 | 0.2% | 100% | $475,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Firefighters First Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $485,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
Nations Direct Mortgage, LLC
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VA | 1 | 0.2% | 100% | $385,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $785,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Texana Bank
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FHA | 1 | 0.2% | 100% | $585,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Village Capital & Investment
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VA, Jumbo | 1 | 0.2% | 100% | $1,175,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Signature Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 10.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Idaho Central Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
University Place Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in University Place, Washington
Looking for mortgage lenders near me or mortgage brokers near me in University Place? The list below shows the banks, credit unions and mortgage brokers that closed home loans in University Place in 2025, with lenders based there listed first.
Types of Mortgage Lenders in University Place, WA
Use these to narrow the list above. Each category shows how many University Place, WA lenders fit and what that kind of lender is usually best for.
Who Lends in University Place, WA
Independent mortgage companies closed 74.8 percent of home loans in University Place, Washington in 2025, banks 11.8 percent and credit unions 13.4 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Wells Fargo Bank NA the largest bank and TAPCO Credit Union the largest credit union. Among lenders headquartered in Washington, Timberland Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in University Place, WA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in University Place, Washington with 3 loans, about 0.6 percent of the market. The largest lender headquartered in Washington was Timberland Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in University Place, Washington in 2025, led by United Wholesale Mortgage with 6. 37 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 26 credit unions closed home loans in University Place, Washington in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in University Place, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in University Place, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up University Place. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
