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Mortgage Lenders and Brokers in Union Hill-Novelty Hill, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Union Hill-Novelty Hill, Washington mortgage lenders include Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Hsbc Bank USA, NAHsbc Bank USA, NA196 Bellevue Way Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.86%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, and Mechanics BankMechanics Bank921 Hildebrand Ln Ne, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 1.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Union Hill-Novelty Hill, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Union Hill-Novelty Hill are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Union Hill-Novelty Hill, Washington

Market share is the lender's share of all home loans closed in Union Hill-Novelty Hill, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Bank of America NA 3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	30 +20 HELOCs	9%	100%	$1,258,000	View
Boeing Employees' Credit Union 205 10th St NE, Auburn, WA 98002	Conventional, Jumbo, HELOC	20 +50 HELOCs	6%	95.2%	$1,073,500
JPMorgan Chase Bank, NA 504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	19 +1 HELOCs	5.7%	95%	$1,057,105	View
US Bank, N.A. 910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	17 +3 HELOCs	5.1%	85.7%	$1,492,058	View
Wells Fargo Bank NA 1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	13	3.9%	92.9%	$1,327,307	View
Hsbc Bank USA, NA 196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	5	1.5%	100%	$1,149,000	View
Keybank National Association 100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo, HELOC	4 +2 HELOCs	1.2%	66.7%	$927,500	View
1st Security Bank of Washington 100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31%	Conventional, Jumbo	4	1.2%	100%	$877,500	View
Columbia Bank 404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28%	Conventional, Jumbo, HELOC	2 +5 HELOCs	0.6%	100%	$1,025,000	View
Mechanics Bank 921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81%	Conventional	2	0.6%	100%	$755,000	View
East West Bank 2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84%	Conventional, Jumbo	2	0.6%	100%	$1,125,000	View
Bny Mellon, N.A. 1201 3rd Ave, Seattle, WA 98101 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0.3%	100%	$1,135,000	View
Zions Bancorporation, N.A. 10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo	1	0.3%	100%	$1,135,000	View
Qualstar Credit Union 24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83%	Conventional	1	0.3%	100%	$245,000	View
Sound Credit Union 1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08%	Conventional	1	0.3%	50%	$335,000	View
BMO Harris Bank NA 312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	1	0.3%	50%	$1,805,000	View
Gesa Credit Union 5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57%	HELOC	0 +3 HELOCs	0%	n/a		View
Banner Bank 1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +2 HELOCs	0%	0%		View
Washington Trust Bank 10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63%	HELOC	0 +2 HELOCs	0%	n/a		View
Verity Credit Union 1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33%	HELOC	0 +2 HELOCs	0%	n/a		View
Heritage Bank 2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04%	HELOC	0 +1 HELOCs	0%	n/a		View
Kitsap Credit Union 51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36%	HELOC	0 +1 HELOCs	0%	n/a		View
Washington Federal 1017 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 4.48%	HELOC	0 +1 HELOCs	0%	n/a		View
Evergreen Moneysource Mortgage Company	Conventional, Jumbo	4	1.2%	100%	$787,500
HomeStreet Bank	Conventional, HELOC	2 +2 HELOCs	0.6%	100%	$900,000
Flyhomes Mortgage LLC	Conventional, Jumbo	2	0.6%	100%	$730,000
Wsecu	Conventional, HELOC	1 +2 HELOCs	0.3%	50%	$955,000
Sammamish Mortgage Company	Conventional, Jumbo	1	0.3%	50%	$1,435,000
Basis Home Loans LLC	Conventional, Jumbo	1	0.3%	100%	$1,535,000
Rocket Mortgage	Conventional, VA, Jumbo	16	4.8%	73.9%	$571,875
United Wholesale Mortgage	Conventional, VA, Jumbo, HELOC	15 +2 HELOCs	4.5%	94.1%	$1,041,000
Movement Mortgage, LLC	Conventional, VA, Jumbo, HELOC	13 +1 HELOCs	3.9%	93.3%	$948,846
Pennymac Loan Services LLC	Conventional, VA, Jumbo	11	3.3%	84.6%	$1,039,545
Guild Mortgage Company	Conventional, Jumbo	8	2.4%	100%	$822,500
Originpoint, LLC	Conventional, Jumbo	7	2.1%	87.5%	$889,285
Guaranteed Rate, Inc.	Conventional, VA, Jumbo	7	2.1%	100%	$1,073,571
loanDepot.com LLC	Conventional, Jumbo	7	2.1%	77.8%	$723,571
Cmg Mortgage Inc	Conventional, VA, HELOC	6 +1 HELOCs	1.8%	100%	$825,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	6	1.8%	100%	$1,181,666	View
CrossCountry Mortgage, LLC	Conventional, Jumbo	6	1.8%	85.7%	$813,333
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	4 +8 HELOCs	1.2%	100%	$992,500
General Mortgage Capital Corporation	Conventional	4	1.2%	100%	$637,500
The Loan Store, Inc	Conventional, Jumbo	4	1.2%	100%	$1,050,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo	4	1.2%	100%	$1,527,500	View
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	4	1.2%	100%	$1,282,500	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	4	1.2%	100%	$1,617,500	View
Spring Eq, LLC	Conventional, HELOC	3 +2 HELOCs	0.9%	50%	$231,666
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	2 +3 HELOCs	0.6%	100%	$700,000
Freedom Mortgage Corporation	Conventional, VA	2	0.6%	100%	$915,000
Newrez LLC	Conventional	2	0.6%	50%	$715,000
Global Federal Credit Union	Conventional, Jumbo	2	0.6%	100%	$1,550,000
Kind Lending, LLC	Conventional	2	0.6%	66.7%	$785,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0.6%	100%	$720,000	View
AmWest Funding Corp	Conventional	2	0.6%	100%	$1,005,000
Union Home Mortgage Corp.	Conventional	2	0.6%	100%	$565,000
Highlands Residential Mortgage, Ltd.	Conventional, Jumbo	2	0.6%	100%	$1,465,000
Generations Home Loans, LLC	Conventional	2	0.6%	100%	$985,000
Provident Funding Associates	Conventional	2	0.6%	100%	$755,000
T2 Financial LLC	Conventional, Jumbo	2	0.6%	100%	$1,060,000
Lendsure Mortgage Corp.	Conventional, Jumbo	2	0.6%	100%	$1,430,000
American Pacific Mortgage Corporation	Conventional, VA	2	0.6%	100%	$400,000
Zillow Home Loans, LLC	Conventional	2	0.6%	100%	$520,000
Fairway Independent Mort Corp	Conventional, Jumbo	2	0.6%	100%	$1,145,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.6%	100%	$250,000	View
Paramount Residential Mortgage	Conventional	2	0.6%	100%	$750,000
Leaderone Financial Corp.	Conventional, Jumbo	2	0.6%	100%	$1,415,000
Alliant Credit Union	Conventional, HELOC	1 +2 HELOCs	0.3%	100%	$975,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.3%	100%	$485,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0.3%	100%	$985,000
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	1	0.3%	100%	$1,355,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.3%	100%	$2,215,000	View
Fundloans Capital	Conventional, Jumbo	1	0.3%	100%	$3,005,000
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0.3%	100%	$705,000	View
Canopy Mortgage, LLC A5.0 ★Texas Ratio: 6.81%	Conventional	1	0.3%	100%	$405,000	View
Sage Home Loans Corporation	Conventional	1	0.3%	100%	$985,000
Guidance Residential, LLC	Conventional	1	0.3%	100%	$805,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.3%	100%	$495,000	View
Deephaven Mortgage LLC	Conventional, Jumbo	1	0.3%	100%	$1,215,000
Amerisave Mortgage Company	Conventional	1	0.3%	50%	$495,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.3%	100%	$1,015,000	View
Bay-Valley Mortgage Group	Conventional	1	0.3%	100%	$605,000
Quorum Federal Credit Union	Conventional	1	0.3%	100%	$505,000
Credit Human Federal Credit Un	Conventional	1	0.3%	100%	$285,000
Securitynational Mortgage Company	Conventional	1	0.3%	100%	$755,000
Bay Equity LLC	Conventional	1	0.3%	100%	$955,000
Cardinal Financial Company, Li	Conventional	1	0.3%	100%	$355,000
Stg Mortgage Inc	Conventional, Jumbo	1	0.3%	100%	$2,245,000
Planet Home Lending, LLC	Conventional, Jumbo	1	0.3%	100%	$1,995,000
Teachers Federal Credit Union	Conventional, Jumbo	1	0.3%	100%	$1,295,000
Hometown Equity Mortgage, LLC	Conventional	1	0.3%	50%	$85,000
Nationstar Mortgage	Conventional	1	0.3%	100%	$45,000
Mortgage Research Center	VA	1	0.3%	100%	$865,000
Keystone Funding, Inc	Conventional	1	0.3%	100%	$425,000
Mutual of Omaha Mortgage	VA, Jumbo	1	0.3%	100%	$1,735,000
Carrington Mortgage Services LLC	VA	1	0.3%	100%	$555,000
Geneva Financial LLC	Conventional, Jumbo	1	0.3%	100%	$1,915,000
JMAC Lending, Inc.	Conventional	1	0.3%	100%	$785,000
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +3 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Better Mortgage Corporation	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Union Hill-Novelty Hill Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Union Hill-Novelty Hill, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Union Hill-Novelty Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Union Hill-Novelty Hill in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Union Hill-Novelty Hill, WA

Use these to narrow the list above. Each category shows how many Union Hill-Novelty Hill, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 59 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 31 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 17 lenders. Member owned, often lower fees and flexible underwriting for members VA lenders 12 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 48 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 17 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Union Hill-Novelty Hill, WA

Independent mortgage companies closed 50.9 percent of home loans in Union Hill-Novelty Hill, Washington in 2025, banks 38.6 percent and credit unions 10.5 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Bank of America NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Boeing Employees' Credit Union led with 20 loans.

50.9%

Mortgage companies

38.6%

Banks

10.5%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

All Washington lenders 631 lenders Seattle 303 lenders Spokane 216 lenders Tacoma 226 lenders Vancouver 223 lenders Spokane Valley 174 lenders Bellevue 158 lenders Kennewick 154 lenders Marysville 145 lenders Kirkland 145 lenders Pasco 127 lenders Kent 175 lenders South Hill 170 lenders

Frequently Asked Questions About Mortgage Lenders in Union Hill-Novelty Hill, WA

Who is the largest mortgage lender in Union Hill-Novelty Hill, WA?

By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Union Hill-Novelty Hill, Washington with 30 loans, about 9 percent of the market. The largest lender headquartered in Washington was Boeing Employees' Credit Union with 20 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Union Hill-Novelty Hill, WA lender list?

Yes. 31 banks and 17 credit unions closed home loans in Union Hill-Novelty Hill, Washington in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Union Hill-Novelty Hill, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Union Hill-Novelty Hill, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Union Hill-Novelty Hill, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Union Hill-Novelty Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.