Mortgage Lenders and Brokers in Sultan, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sultan, Washington mortgage lenders include Coastal Community BankCoastal Community Bank425 Main St, Sultan, WA 98294B4.5 ★Texas Ratio: 20.96%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.10900 Ne 4th St, Bellevue, WA 98004A+5.0 ★Texas Ratio: 3.72%, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Northwest Plus Credit UnionNorthwest Plus Credit Union17021 Smokey Point Blvd, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.16%, and Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sultan, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sultan are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sultan, Washington
Market share is the lender's share of all home loans closed in Sultan, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sultan 425 Main St, Sultan, WA 98294 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 5 +18 HELOCs |
2.2% | 83.3% | $503,000 | |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 66.7% | $440,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional | 2 | 0.9% | 100% | $305,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $255,000 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 50% | $45,000 | View |
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10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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17021 Smokey Point Blvd, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 3 | 1.3% | 100% | $455,000 | |
Wsecu
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Conventional | 2 | 0.9% | 100% | $155,000 | |
Lennar Mortgage, LLC
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Conventional, FHA | 27 | 11.8% | 93.1% | $489,814 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 23 | 10% | 92% | $566,739 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 7% | 85% | $328,750 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 6.6% | 93.8% | $482,333 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 13 | 5.7% | 100% | $331,923 | |
Guild Mortgage Company
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Conventional, FHA, VA | 12 | 5.2% | 100% | $365,833 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 8 +1 HELOCs |
3.5% | 100% | $416,250 | |
Fairway Independent Mort Corp
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Conventional, FHA | 8 | 3.5% | 100% | $523,750 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 2.6% | 100% | $616,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 2.6% | 87.5% | $548,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 2.6% | 100% | $371,666 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 2.2% | 83.3% | $359,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 2.2% | 83.3% | $363,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, USDA | 4 | 1.7% | 100% | $447,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.7% | 80% | $370,000 | |
Resicentral LLC
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Conventional, FHA | 3 | 1.3% | 100% | $488,333 | |
The Loan Store, Inc
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Conventional | 3 | 1.3% | 100% | $425,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 1.3% | 75% | $481,666 | |
Global Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $510,000 | |
Originpoint, LLC
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Conventional | 2 | 0.9% | 100% | $520,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.9% | 100% | $330,000 | View |
HomeXpress Mortgage Corp.
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Conventional, FHA | 2 | 0.9% | 100% | $325,000 | |
New Day Financial, LLC.
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VA | 2 | 0.9% | 100% | $635,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.9% | 100% | $435,000 | View |
Nationstar Mortgage
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Conventional | 2 | 0.9% | 66.7% | $125,000 | |
Mortgage Research Center
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VA | 2 | 0.9% | 50% | $550,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.9% | 33.3% | $65,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.9% | 100% | $260,000 | |
Village Capital & Investment
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FHA | 2 | 0.9% | 100% | $420,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $645,000 | |
Primelending
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FHA | 1 | 0.4% | 100% | $355,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 12.5% | $535,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Kind Lending, LLC
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FHA | 1 | 0.4% | 100% | $475,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.4% | 50% | $655,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $415,000 | |
Valon Mortgage
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.4% | 100% | $635,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 50% | $225,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 50% | $95,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
Paramount Residential Mortgage
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USDA | 1 | 0.4% | 100% | $505,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.4% | 100% | $485,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.4% | 100% | $455,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.4% | 100% | $495,000 | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sultan Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sultan, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Sultan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sultan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sultan, WA
Use these to narrow the list above. Each category shows how many Sultan, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Sultan, WA
Independent mortgage companies closed 89.1 percent of home loans in Sultan, Washington in 2025, banks 4.8 percent and credit unions 6.1 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Coastal Community Bank the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Coastal Community Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sultan, WA
By home loans closed in 2025, Coastal Community Bank was the largest mortgage lender in Sultan, Washington with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Sultan, Washington in 2025, led by Inspire Home Loans Inc. with 12. 14 lenders closed VA loans, led by Inspire Home Loans Inc., and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 11 credit unions closed home loans in Sultan, Washington in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sultan, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sultan, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sultan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
