Mortgage Lenders and Brokers in Sedro-Woolley, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sedro-Woolley, Washington mortgage lenders include Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Peoples BankPeoples Bank1218 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 0.88%, North Coast Credit UnionNorth Coast Credit Union3110 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, First Fed BankFirst Fed Bank323 High School Rd Ne, Bainbridge Island, WA 98110A5.0 ★Texas Ratio: 12.33%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Northwest Plus Credit UnionNorthwest Plus Credit Union17021 Smokey Point Blvd, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.16%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, and Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sedro-Woolley, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sedro-Woolley are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sedro-Woolley, Washington
Market share is the lender's share of all home loans closed in Sedro-Woolley, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sedro-Woolley 1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 12 +16 HELOCs |
3.3% | 92.3% | $363,333 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 6 +28 HELOCs |
1.7% | 85.7% | $445,000 | |
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1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
Conventional, HELOC | 5 +4 HELOCs |
1.4% | 71.4% | $355,000 | View |
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3110 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 5 | 1.4% | 100% | $127,000 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $240,000 | View |
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323 High School Rd Ne, Bainbridge Island, WA 98110 A5.0 ★Texas Ratio: 12.33% |
Conventional, VA | 2 | 0.6% | 100% | $410,000 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.6% | 100% | $210,000 | View |
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17021 Smokey Point Blvd, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.6% | 66.7% | $250,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $205,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $485,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $225,000 | View |
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1225 W Bakerview Rd Ste A, Bellingham, WA 98226 9691 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Columbia Credit Union
404 North West Avenue, Arlington, WA 98223 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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202 Front Ave SW, Castle Rock, WA 98611 A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1017 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 4.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA, VA, Jumbo | 14 | 3.9% | 100% | $385,000 | |
Whatcom Educational Credit Uni
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Conventional, HELOC | 9 +14 HELOCs |
2.5% | 90% | $439,444 | |
HMDA LAR 2025-Final
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Conventional | 5 | 1.4% | 100% | $401,000 | |
Wsecu
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 40% | $95,000 | |
Sammamish Mortgage Company
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Conventional | 2 | 0.6% | 100% | $445,000 | |
Basis Home Loans LLC
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Conventional | 1 | 0.3% | 100% | $685,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 35 +3 HELOCs |
9.7% | 94.7% | $457,571 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 34 | 9.4% | 97.1% | $430,000 | |
Rocket Mortgage
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Conventional, FHA | 27 | 7.5% | 82.4% | $212,777 | |
Guild Mortgage Company
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Conventional, FHA, VA | 21 | 5.8% | 95.5% | $302,619 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 14 +1 HELOCs |
3.9% | 93.3% | $323,571 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 12 | 3.3% | 92.3% | $369,166 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 11 +1 HELOCs |
3% | 93.3% | $458,636 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2.8% | 90.9% | $331,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +3 HELOCs |
2.5% | 100% | $191,666 | |
Triad Financial Services, Inc.
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Conventional | 9 | 2.5% | 63.6% | $141,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 9 | 2.5% | 90% | $365,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 2.2% | 100% | $483,750 | |
Directors Mortgage, Inc
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Conventional, FHA | 8 | 2.2% | 100% | $246,250 | |
Mortgage Research Center
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VA | 7 | 1.9% | 77.8% | $475,000 | |
Nationstar Mortgage
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Conventional, VA | 6 | 1.7% | 77.8% | $185,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.4% | 66.7% | $453,000 | |
Kind Lending, LLC
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Conventional, FHA | 5 | 1.4% | 100% | $449,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 4 | 1.1% | 100% | $710,000 | View |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA | 3 | 0.8% | 100% | $431,666 | View |
Bay Equity LLC
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Conventional, FHA, VA | 3 | 0.8% | 100% | $388,333 | |
Fairway Independent Mort Corp
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Conventional | 3 | 0.8% | 100% | $578,333 | |
21St Mortgage
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Conventional | 3 | 0.8% | 75% | $165,000 | |
Paramount Residential Mortgage
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Conventional, VA | 3 | 0.8% | 100% | $491,666 | |
Spring Eq, LLC
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Conventional | 3 | 0.8% | 42.9% | $88,333 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $280,000 | |
Envoy Mortgage, Ltd
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Conventional, VA | 2 | 0.6% | 100% | $465,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.6% | 50% | $125,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $575,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $390,000 | |
Originpoint, LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $435,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.3% | 100% | $625,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $315,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.3% | 100% | $565,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $335,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 25% | $165,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.3% | 100% | $485,000 | |
Priority Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Valon Mortgage
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 100% | $415,000 | |
Real Genius LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $295,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 66.7% | $465,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.3% | 100% | $295,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $785,000 | |
Firefighters First Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $595,000 | |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $425,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Nrl Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Sedro-Woolley Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sedro-Woolley, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Sedro-Woolley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sedro-Woolley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sedro-Woolley, WA
Use these to narrow the list above. Each category shows how many Sedro-Woolley, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Sedro-Woolley, WA
Independent mortgage companies closed 78.7 percent of home loans in Sedro-Woolley, Washington in 2025, banks 11 percent and credit unions 10.2 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Banner Bank the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sedro-Woolley, WA
By home loans closed in 2025, Banner Bank was the largest mortgage lender in Sedro-Woolley, Washington with 12 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Sedro-Woolley, Washington in 2025, led by United Wholesale Mortgage with 11. 23 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 16 credit unions closed home loans in Sedro-Woolley, Washington in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sedro-Woolley, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sedro-Woolley, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sedro-Woolley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
