Mortgage Lenders and Brokers in Ridgefield, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ridgefield, Washington mortgage lenders include Columbia Credit UnionColumbia Credit Union404 North West Avenue, Arlington, WA 98223, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, iQ Credit UnioniQ Credit Union2 S 56th Pl Ste 104, Ridgefield, WA 98642 3426A+5.0 ★Texas Ratio: 5.25%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Sunflower Bank, N.A.Sunflower Bank, N.A.244 W Main Ave, Spokane, WA 99201A5.0 ★Texas Ratio: 10.77%, Fibre Federal Credit UnionFibre Federal Credit Union202 Front Ave SW, Castle Rock, WA 98611A+5.0 ★Texas Ratio: 4.66%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Mechanics BankMechanics Bank921 Hildebrand Ln Ne, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 1.81%, and Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ridgefield, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ridgefield are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ridgefield, Washington
Market share is the lender's share of all home loans closed in Ridgefield, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Columbia Credit Union
404 North West Avenue, Arlington, WA 98223 |
Conventional, HELOC | 16 +29 HELOCs |
3.8% | 59.3% | $200,625 | |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 8 +4 HELOCs |
1.9% | 100% | $522,500 | View |
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2 S 56th Pl Ste 104, Ridgefield, WA 98642 3426 A+5.0 ★Texas Ratio: 5.25% |
Conventional, Jumbo, HELOC | 5 +31 HELOCs |
1.2% | 100% | $449,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +4 HELOCs |
0.9% | 80% | $370,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.9% | 66.7% | $615,000 | View |
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244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77% |
Conventional | 3 | 0.7% | 100% | $571,666 | View |
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202 Front Ave SW, Castle Rock, WA 98611 A+5.0 ★Texas Ratio: 4.66% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 100% | $540,000 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 2 | 0.5% | 100% | $660,000 | View |
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921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 2 | 0.5% | 66.7% | $635,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $185,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional | 2 | 0.5% | 100% | $495,000 | View |
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51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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2376 TAUMARSON RD, College Place, WA 99324 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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10811 W State Route 2, Airway Heights, WA 99001 5167 A5.0 ★Texas Ratio: 10.05% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeStreet Bank
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Conventional, VA, Jumbo, HELOC | 14 +3 HELOCs |
3.3% | 100% | $629,285 | |
Evergreen Moneysource Mortgage Company
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Conventional | 7 | 1.7% | 100% | $372,142 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Wsecu
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 30 | 7.1% | 83.8% | $415,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 26 | 6.1% | 100% | $468,076 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 25 | 5.9% | 86.2% | $584,200 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 16 | 3.8% | 94.1% | $555,625 | |
Nations Direct Mortgage, LLC
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Conventional, FHA, VA | 16 | 3.8% | 100% | $538,750 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo, HELOC | 15 +1 HELOCs |
3.5% | 100% | $489,000 | |
Guild Mortgage Company
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Conventional, FHA | 15 | 3.5% | 100% | $464,333 | |
Cmg Mortgage Inc
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Conventional, FHA, Jumbo, HELOC | 12 +2 HELOCs |
2.8% | 94.4% | $598,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 11 | 2.6% | 100% | $502,272 | |
Pennymac Loan Services LLC
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Conventional, VA | 8 | 1.9% | 100% | $300,000 | |
Union Home Mortgage Corp.
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Conventional, VA, Jumbo | 8 | 1.9% | 100% | $606,250 | |
Summit Mortgage Corporation
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Conventional, FHA, VA | 8 | 1.9% | 100% | $483,750 | |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 7 +13 HELOCs |
1.7% | 100% | $452,142 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 7 | 1.7% | 100% | $465,000 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 6 | 1.4% | 75% | $648,333 | |
Clm Mortgage, Inc
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Conventional, VA | 6 | 1.4% | 100% | $578,333 | |
Paramount Residential Mortgage
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Conventional, FHA, Jumbo | 6 | 1.4% | 100% | $695,000 | |
The Loan Store, Inc
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Conventional, HELOC | 5 +2 HELOCs |
1.2% | 77.8% | $313,000 | |
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A5.0 ★Texas Ratio: 9.52% |
Conventional, VA | 5 | 1.2% | 100% | $497,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.2% | 100% | $403,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $487,500 | |
Primelending
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Conventional, VA | 4 | 0.9% | 100% | $487,500 | |
Nbkc Bank
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Conventional, VA | 4 | 0.9% | 100% | $597,500 | |
Movement Mortgage, LLC
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Conventional, VA | 4 | 0.9% | 100% | $512,500 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, Jumbo | 4 | 0.9% | 100% | $860,000 | View |
Provident Funding Associates
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Conventional | 4 | 0.9% | 100% | $297,500 | |
New American Funding, LLC.
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $495,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 0.7% | 100% | $355,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, Jumbo | 3 | 0.7% | 100% | $461,666 | View |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $398,333 | |
Synergy One Lending, Inc.
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Conventional, FHA | 3 | 0.7% | 75% | $431,666 | |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 80% | $178,333 | |
Mortgage Research Center
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VA, Jumbo | 3 | 0.7% | 50% | $625,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, Jumbo | 3 | 0.7% | 75% | $675,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 3 | 0.7% | 100% | $528,333 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 3 | 0.7% | 100% | $345,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 0.5% | 100% | $585,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.5% | 100% | $590,000 | View |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.5% | 100% | $295,000 | View |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.5% | 100% | $170,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.5% | 100% | $365,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.5% | 100% | $560,000 | View |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $510,000 | |
Mutual of Omaha Mortgage
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VA | 2 | 0.5% | 50% | $560,000 | |
Ark-La-Tex Financial Services LLC
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VA | 2 | 0.5% | 100% | $605,000 | |
Village Capital & Investment
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FHA, VA, Jumbo | 2 | 0.5% | 100% | $705,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $625,000 | View |
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A+5.0 ★Texas Ratio: 1.31% |
FHA | 1 | 0.2% | 100% | $535,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
RANLife, Inc.
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FHA | 1 | 0.2% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,645,000 | View |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $465,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 28.6% | $45,000 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Go Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $595,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Success Mortgage Partners, Inc
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VA | 1 | 0.2% | 100% | $555,000 | |
Ahl Funding
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 100% | $35,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Illinois State Credit Union
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Fairwinds Credit Union
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Conventional | 1 | 0.2% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 50% | $575,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $445,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
Empeople Credit Union
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Mission Loans, LLC
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FHA | 1 | 0.2% | 100% | $605,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $565,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Toyota Financial Savings Bank
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,585,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 16.7% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.2% | 100% | $635,000 | View |
JMAC Lending, Inc.
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VA | 1 | 0.2% | 100% | $615,000 | |
Georgia'S Own Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ridgefield Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ridgefield, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Ridgefield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ridgefield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ridgefield, WA
Use these to narrow the list above. Each category shows how many Ridgefield, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Ridgefield, WA
Independent mortgage companies closed 74.2 percent of home loans in Ridgefield, Washington in 2025, banks 15.8 percent and credit unions 9.9 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Columbia Credit Union the largest credit union. Among lenders headquartered in Washington, Columbia Credit Union led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ridgefield, WA
By home loans closed in 2025, Columbia Credit Union was the largest mortgage lender in Ridgefield, Washington with 16 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Ridgefield, Washington in 2025, led by United Wholesale Mortgage with 5. 28 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 20 credit unions closed home loans in Ridgefield, Washington in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ridgefield, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ridgefield, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ridgefield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
