Redmond, Washington mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA8502 160th Ave Ne, Redmond, WA 98052A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA17667 Ne 76th St, Redmond, WA 98052A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA2400 148th Ave Ne, Redmond, WA 98052A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.17020 Redmond Way, Redmond, WA 98052A+5.0 ★Texas Ratio: 2.85%, Keybank National AssociationKeybank National Association16401 Redmond Way, Redmond, WA 98052A+5.0 ★Texas Ratio: 4.81%, Columbia BankColumbia Bank16200 Redmond Way, Redmond, WA 98052A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank7950 164th Ave Ne, Redmond, WA 98052A+5.0 ★Texas Ratio: 2.91%, Mechanics BankMechanics Bank16389 Redmond Way, Redmond, WA 98052A+5.0 ★Texas Ratio: 1.81%, Boeing Employees' Credit UnionBoeing Employees' Credit Union16325 Cleveland St, Redmond, WA 98052, and Hsbc Bank USA, NAHsbc Bank USA, NA196 Bellevue Way Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.86%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Redmond, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Redmond are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Redmond, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3 offices in Redmond 8502 160th Ave Ne, Redmond, WA 98052 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 83 | 8.1% | 87.4% | $1,370,180 | View |
|
1 office in Redmond 17667 Ne 76th St, Redmond, WA 98052 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 73 +1 HELOCs |
7.1% | 98.7% | $1,032,397 | View |
|
4 offices in Redmond 2400 148th Ave Ne, Redmond, WA 98052 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 67 +28 HELOCs |
6.5% | 95.7% | $1,338,432 | View |
|
1 office in Redmond 17020 Redmond Way, Redmond, WA 98052 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 51 +12 HELOCs |
5% | 94.4% | $1,448,137 | View |
|
3 offices in Redmond 16401 Redmond Way, Redmond, WA 98052 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo, HELOC | 15 +2 HELOCs |
1.5% | 61.5% | $1,006,333 | View |
|
1 office in Redmond 16200 Redmond Way, Redmond, WA 98052 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 5 +8 HELOCs |
0.5% | 100% | $787,000 | View |
|
1 office in Redmond 7950 164th Ave Ne, Redmond, WA 98052 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 3 +3 HELOCs |
0.3% | 60% | $131,666 | View |
|
1 office in Redmond 16389 Redmond Way, Redmond, WA 98052 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
16325 Cleveland St, Redmond, WA 98052 |
Conventional, Jumbo, HELOC | 61 +63 HELOCs |
6% | 88.4% | $982,213 | |
|
196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 39 +4 HELOCs |
3.8% | 100% | $1,160,128 | View |
|
16424 NE 79th St, Redmond, WA 98052 4428 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 3 +4 HELOCs |
0.3% | 75% | $378,333 | View |
|
13238 Ne 20th St, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 3 | 0.3% | 100% | $798,333 | View |
|
312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 2 | 0.2% | 100% | $1,230,000 | View |
|
10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.1% | 50% | $1,135,000 | View |
|
10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.1% | 100% | $2,205,000 | View |
|
24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
|
1048 116th Ave NE, Bellevue, WA 98004 4640 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
|
2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Columbia Credit Union
16200 Redmond Way, Redmond, WA 98052 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sammamish Mortgage Company
|
Conventional | 10 | 1% | 100% | $564,000 | |
Evergreen Moneysource Mortgage Company
|
Conventional | 2 | 0.2% | 100% | $355,000 | |
Wsecu
|
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.1% | 33.3% | $1,045,000 | |
Flyhomes Mortgage LLC
|
Conventional, Jumbo | 1 | 0.1% | 100% | $1,085,000 | |
Whatcom Educational Credit Uni
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, VA, Jumbo | 47 | 4.6% | 76.6% | $581,170 | |
Taylor Morrison Home Funding, Inc.
|
Conventional | 40 | 3.9% | 93% | $699,250 | |
United Wholesale Mortgage
|
Conventional, FHA, Jumbo, HELOC | 37 +1 HELOCs |
3.6% | 90.7% | $666,351 | |
Tri Pointe Connect, LLC
|
Conventional, Jumbo | 36 | 3.5% | 100% | $783,611 | |
First Technology Federal Credit Union
|
Conventional, Jumbo, HELOC | 28 +25 HELOCs |
2.7% | 90.9% | $686,785 | |
Movement Mortgage, LLC
|
Conventional, VA, Jumbo, HELOC | 28 +2 HELOCs |
2.7% | 100% | $784,285 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 25 | 2.4% | 96.2% | $1,239,800 | View |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 23 +2 HELOCs |
2.2% | 95.8% | $1,281,521 | View |
|
A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 22 | 2.1% | 100% | $1,309,090 | View |
Global Federal Credit Union
|
Conventional, Jumbo, HELOC | 19 +1 HELOCs |
1.9% | 95% | $1,006,578 | |
Pennymac Loan Services LLC
|
Conventional, VA, Jumbo | 18 | 1.8% | 90% | $941,666 | |
DHI Mortgage Company, LTD.
|
Conventional, Jumbo | 16 | 1.6% | 84.2% | $1,363,125 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, Jumbo | 15 | 1.5% | 100% | $725,666 | |
loanDepot.com LLC
|
Conventional, Jumbo, HELOC | 14 +3 HELOCs |
1.4% | 82.4% | $683,571 | |
Cmg Mortgage Inc
|
Conventional, Jumbo, HELOC | 13 +2 HELOCs |
1.3% | 100% | $878,846 | |
The Loan Store, Inc
|
Conventional | 13 | 1.3% | 92.9% | $507,307 | |
Originpoint, LLC
|
Conventional, Jumbo | 11 | 1.1% | 91.7% | $1,144,090 | |
Newrez LLC
|
Conventional, VA, Jumbo | 10 | 1% | 71.4% | $665,000 | |
Toll Brothers Mortgage Company
|
Conventional | 10 | 1% | 93.3% | $714,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 10 | 1% | 76.9% | $966,000 | View |
Guild Mortgage Company
|
Conventional, Jumbo | 9 | 0.9% | 100% | $847,222 | |
General Mortgage Capital Corporation
|
Conventional | 9 | 0.9% | 100% | $766,111 | |
Guidance Residential, LLC
|
Conventional | 7 | 0.7% | 100% | $647,857 | |
Fairway Independent Mort Corp
|
Conventional, Jumbo | 7 | 0.7% | 100% | $797,857 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 6 | 0.6% | 100% | $858,333 | View |
Zillow Home Loans, LLC
|
Conventional | 6 | 0.6% | 87.5% | $501,666 | |
Guaranteed Rate, Inc.
|
Conventional, Jumbo | 5 | 0.5% | 100% | $1,137,000 | |
Bay Equity LLC
|
Conventional | 5 | 0.5% | 100% | $685,000 | |
Nationstar Mortgage
|
Conventional | 5 | 0.5% | 83.3% | $415,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 5 | 0.5% | 100% | $715,000 | View |
Kind Lending, LLC
|
Conventional, Jumbo | 4 | 0.4% | 80% | $1,340,000 | |
New American Funding, LLC.
|
Conventional | 4 | 0.4% | 100% | $747,500 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.4% | 66.7% | $390,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.3% | 100% | $1,115,000 | View |
Sage Home Loans Corporation
|
Conventional | 3 | 0.3% | 83.3% | $601,666 | |
Nbkc Bank
|
Conventional | 3 | 0.3% | 100% | $775,000 | |
Resicentral LLC
|
Conventional | 3 | 0.3% | 100% | $451,666 | |
Generations Home Loans, LLC
|
Conventional | 3 | 0.3% | 100% | $588,333 | |
American Pacific Mortgage Corporation
|
Conventional | 3 | 0.3% | 100% | $611,666 | |
Citadel Servicing Corporation
|
Conventional | 3 | 0.3% | 100% | $671,666 | |
Paramount Residential Mortgage
|
Conventional, Jumbo | 3 | 0.3% | 100% | $885,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 2 +2 HELOCs |
0.2% | 66.7% | $400,000 | |
Service Federal Credit Union
|
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.2% | 100% | $1,750,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 33.3% | $525,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, Jumbo | 2 | 0.2% | 100% | $885,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.2% | 60% | $345,000 | |
AmWest Funding Corp
|
Conventional | 2 | 0.2% | 100% | $575,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.2% | 100% | $575,000 | View |
Ivy Mortgage, Inc.
|
Conventional | 2 | 0.2% | 100% | $735,000 | |
Nfm, Inc
|
Conventional, Jumbo | 2 | 0.2% | 100% | $1,390,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.2% | 66.7% | $470,000 | |
Nmsi, Inc.
|
Conventional | 2 | 0.2% | 100% | $575,000 | |
United Nations Federal CU
|
Conventional | 2 | 0.2% | 100% | $780,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $755,000 | |
Quorum Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $405,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 25% | $335,000 | |
Arc Home LLC
|
Conventional | 1 | 0.1% | 100% | $755,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,495,000 | View |
Fundloans Capital
|
Conventional, Jumbo | 1 | 0.1% | 100% | $1,125,000 | |
NOVA Financial & Investment Corporation
|
Conventional | 1 | 0.1% | 100% | $665,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
Watermark Capital, Inc.
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Directors Mortgage, Inc
|
Conventional | 1 | 0.1% | 100% | $995,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.1% | 100% | $85,000 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.1% | 100% | $625,000 | View |
Mortgage Capital Partners, INC
|
Conventional | 1 | 0.1% | 100% | $965,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
American Financial Network, Inc.
|
Conventional, Jumbo | 1 | 0.1% | 100% | $3,005,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.1% | 100% | $655,000 | View |
Redwood Residential Acquisition Corporation
|
Conventional | 1 | 0.1% | 100% | $1,015,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $325,000 | |
NJ Lenders Corp
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
Hightechlending, Inc
|
Conventional | 1 | 0.1% | 100% | $865,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.1% | 50% | $165,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $745,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.1% | 100% | $495,000 | |
Point Mortgage Corp
|
Conventional, Jumbo | 1 | 0.1% | 100% | $1,475,000 | |
Land Home Financial Services,
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
Teachers Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $885,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.1% | 100% | $595,000 | |
Waterstone Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $755,000 | |
Lendsure Mortgage Corp.
|
Conventional, Jumbo | 1 | 0.1% | 100% | $1,665,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,655,000 | View |
Megastar Finanacial Corp
|
Conventional | 1 | 0.1% | 100% | $705,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $995,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.1% | 100% | $265,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.1% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $635,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.1% | 50% | $155,000 | |
Lower, LLC
|
Conventional | 1 | 0.1% | 100% | $715,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
|
C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $535,000 | |
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Stanford Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Redmond? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Redmond in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Redmond, WA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 43.7 percent of home loans in Redmond, Washington in 2025, banks 44.3 percent and credit unions 12 percent. Sammamish Mortgage Company was the largest mortgage company, Wells Fargo Bank NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Redmond, Washington with 83 loans, about 8.1 percent of the market. The largest lender headquartered in Washington was Banner Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Redmond, Washington, JPMorgan Chase Bank, NA approved the highest share of completed applications in 2025 at 98.7 percent, against a 90.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Redmond, Washington in 2025, led by United Wholesale Mortgage with 1. 6 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 25 credit unions closed home loans in Redmond, Washington in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Redmond, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Redmond, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Redmond. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.