Mortgage Lenders and Brokers in Monroe, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Monroe, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.19387 State Route 2, Monroe, WA 98272A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA18751 State Route 2, Monroe, WA 98272A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association214 E Main St, Monroe, WA 98272A+5.0 ★Texas Ratio: 4.81%, Bank of America NABank of America NA19917 Old Owen Rd, Monroe, WA 98272A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA19501 State Route 2, Monroe, WA 98272A+5.0 ★Texas Ratio: 5.36%, Columbia BankColumbia Bank19500 Highway 2, Monroe, WA 98272A+5.0 ★Texas Ratio: 2.28%, Coastal Community BankCoastal Community Bank19351 Highway 2, Monroe, WA 98272B4.5 ★Texas Ratio: 20.96%, Boeing Employees' Credit UnionBoeing Employees' Credit Union19145 Tjerne Pl SE Ste 145, Monroe, WA 98272 1476, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, and Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Monroe, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Monroe are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Monroe, Washington
Market share is the lender's share of all home loans closed in Monroe, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Monroe 19387 State Route 2, Monroe, WA 98272 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 11 +4 HELOCs |
2.1% | 84.6% | $551,363 | View |
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1 office in Monroe 18751 State Route 2, Monroe, WA 98272 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 8 +1 HELOCs |
1.6% | 90% | $646,250 | View |
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1 office in Monroe 214 E Main St, Monroe, WA 98272 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 0.8% | 66.7% | $637,500 | View |
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1 office in Monroe 19917 Old Owen Rd, Monroe, WA 98272 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +12 HELOCs |
0.6% | 75% | $655,000 | View |
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1 office in Monroe 19501 State Route 2, Monroe, WA 98272 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 75% | $685,000 | View |
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1 office in Monroe 19500 Highway 2, Monroe, WA 98272 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $485,000 | View |
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1 office in Monroe 19351 Highway 2, Monroe, WA 98272 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
19145 Tjerne Pl SE Ste 145, Monroe, WA 98272 1476 |
Conventional, HELOC | 15 +62 HELOCs |
2.9% | 88.2% | $464,333 | |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 4 +2 HELOCs |
0.8% | 100% | $172,500 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 100% | $505,000 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 3 | 0.6% | 75% | $158,333 | View |
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10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 2 | 0.4% | 100% | $655,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA | 2 | 0.4% | 100% | $480,000 | View |
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17021 Smokey Point Blvd, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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19917 Old Owen Rd, Monroe, WA 98272 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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300 110th Ave Ne, Bellevue, WA 98004 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
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10811 W State Route 2, Airway Heights, WA 99001 5167 A5.0 ★Texas Ratio: 10.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sammamish Mortgage Company
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Conventional | 6 | 1.2% | 100% | $508,333 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 3 | 0.6% | 100% | $631,666 | |
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wsecu
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
United Wholesale Mortgage
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Conventional, FHA, VA | 68 | 13.2% | 97.2% | $655,882 | |
Lennar Mortgage, LLC
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Conventional, FHA | 42 | 8.2% | 100% | $754,523 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 40 | 7.8% | 80.8% | $431,500 | |
Tri Pointe Connect, LLC
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Conventional, FHA | 27 | 5.3% | 100% | $846,481 | |
Pennymac Loan Services LLC
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Conventional, FHA | 18 | 3.5% | 94.7% | $587,777 | |
Movement Mortgage, LLC
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Conventional, FHA | 14 | 2.7% | 93.8% | $540,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 13 | 2.5% | 100% | $478,846 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 11 | 2.1% | 100% | $562,272 | |
Guild Mortgage Company
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Conventional, FHA | 11 | 2.1% | 100% | $355,909 | |
Fairway Independent Mort Corp
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Conventional | 11 | 2.1% | 100% | $525,909 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 10 +1 HELOCs |
1.9% | 100% | $540,000 | |
Nfm, Inc
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Conventional, FHA, VA | 10 | 1.9% | 100% | $531,000 | |
Paramount Residential Mortgage
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Conventional | 10 | 1.9% | 100% | $730,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 9 +1 HELOCs |
1.8% | 100% | $490,555 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 9 | 1.8% | 90% | $831,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 8 | 1.6% | 88.9% | $491,250 | |
The Loan Store, Inc
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Conventional | 7 | 1.4% | 100% | $525,000 | |
Primelending
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Conventional, FHA | 6 | 1.2% | 100% | $473,333 | |
Newrez LLC
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Conventional, VA | 6 | 1.2% | 60% | $391,666 | |
Generations Home Loans, LLC
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Conventional, VA | 6 | 1.2% | 100% | $596,666 | |
New American Funding, LLC.
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Conventional, VA | 6 | 1.2% | 100% | $583,333 | |
Amerisave Mortgage Company
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Conventional | 5 | 1% | 71.4% | $123,000 | |
Nationstar Mortgage
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Conventional | 5 | 1% | 100% | $111,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
0.8% | 40% | $152,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 0.8% | 100% | $517,500 | |
Freedom Mortgage Corporation
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VA | 4 | 0.8% | 100% | $612,500 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 4 | 0.8% | 100% | $590,000 | View |
Lower, LLC
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Conventional | 4 | 0.8% | 100% | $425,000 | |
Global Federal Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $895,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 0.6% | 38.5% | $58,333 | |
Sage Home Loans Corporation
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Conventional | 3 | 0.6% | 100% | $668,333 | |
PHH Mortgage Corporation
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Conventional, VA | 3 | 0.6% | 75% | $768,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.6% | 75% | $691,666 | View |
Provident Funding Associates
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Conventional | 3 | 0.6% | 100% | $588,333 | |
Mortgage Research Center
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VA, Jumbo | 3 | 0.6% | 75% | $788,333 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $481,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 60% | $95,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $620,000 | |
Originpoint, LLC
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Conventional | 2 | 0.4% | 100% | $610,000 | |
Farmers Insurance Federal Credit Union
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Conventional | 2 | 0.4% | 100% | $370,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.4% | 100% | $475,000 | View |
Sun West Mortgage Company, Inc
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Conventional, VA | 2 | 0.4% | 100% | $705,000 | |
Digital Federal Credit Union
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Conventional | 2 | 0.4% | 100% | $965,000 | |
Nations Direct Mortgage, LLC
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FHA, VA | 2 | 0.4% | 100% | $605,000 | |
Leaderone Financial Corp.
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Conventional | 2 | 0.4% | 100% | $405,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,075,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $655,000 | |
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A5.0 ★Texas Ratio: 6.81% |
VA | 1 | 0.2% | 100% | $695,000 | View |
Kind Lending, LLC
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FHA | 1 | 0.2% | 100% | $815,000 | |
Directors Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
VA | 1 | 0.2% | 100% | $705,000 | View |
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A5.0 ★Texas Ratio: 13.85% |
FHA | 1 | 0.2% | 100% | $615,000 | View |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $885,000 | View |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $685,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 50% | $405,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.2% | 100% | $675,000 | |
Service Federal Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,095,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $735,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $735,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Affinity Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $705,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $365,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
First Technology Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Geneva Financial LLC
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FHA | 1 | 0.2% | 100% | $545,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.2% | 100% | $685,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $785,000 | |
Alliant Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Longbridge Financial, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Monroe Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Monroe, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Monroe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Monroe in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Monroe, WA
Use these to narrow the list above. Each category shows how many Monroe, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Monroe, WA
Independent mortgage companies closed 78.4 percent of home loans in Monroe, Washington in 2025, banks 13.2 percent and credit unions 8.4 percent. Sammamish Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Coastal Community Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Monroe, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Monroe, Washington with 11 loans, about 2.1 percent of the market. The largest lender headquartered in Washington was Coastal Community Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Monroe, Washington, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 97.2 percent, against a 90.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Monroe, Washington in 2025, led by Pennymac Loan Services LLC with 5. 20 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 18 credit unions closed home loans in Monroe, Washington in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Monroe, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Monroe, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Monroe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
