Mortgage Lenders and Brokers in Mill Creek East, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mill Creek East, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.10900 Ne 4th St, Bellevue, WA 98004A+5.0 ★Texas Ratio: 3.72%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, and Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mill Creek East, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mill Creek East are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mill Creek East, Washington
Market share is the lender's share of all home loans closed in Mill Creek East, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 47 +5 HELOCs |
11.3% | 96% | $1,063,085 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, Jumbo, HELOC | 33 +81 HELOCs |
8% | 89.2% | $1,000,151 | |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 32 +12 HELOCs |
7.7% | 94.1% | $1,109,375 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 27 +1 HELOCs |
6.5% | 100% | $960,555 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 19 | 4.6% | 90.5% | $1,078,684 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 3 +3 HELOCs |
0.7% | 100% | $595,000 | View |
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10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 3 | 0.7% | 100% | $905,000 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 3 | 0.7% | 100% | $1,035,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $665,000 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,205,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,155,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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300 110th Ave Ne, Bellevue, WA 98004 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sammamish Mortgage Company
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Conventional | 3 | 0.7% | 100% | $881,666 | |
Wsecu
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $805,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.2% | 100% | $805,000 | |
HMDA LAR 2025-Final
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Conventional | 1 | 0.2% | 100% | $635,000 | |
HomeStreet Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Whatcom Educational Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, Jumbo, HELOC | 31 +1 HELOCs |
7.5% | 86.1% | $683,064 | |
Rocket Mortgage
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Conventional, FHA | 29 | 7% | 85.7% | $489,482 | |
Global Federal Credit Union
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Conventional, Jumbo, HELOC | 18 +1 HELOCs |
4.3% | 100% | $855,000 | |
First Technology Federal Credit Union
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Conventional, Jumbo, HELOC | 15 +7 HELOCs |
3.6% | 100% | $792,333 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 10 | 2.4% | 83.3% | $602,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 7 +2 HELOCs |
1.7% | 87.5% | $496,428 | |
Guild Mortgage Company
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Conventional | 7 | 1.7% | 100% | $590,714 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 1.4% | 75% | $440,000 | |
Movement Mortgage, LLC
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Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.2% | 100% | $875,000 | |
The Loan Store, Inc
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Conventional, HELOC | 5 +1 HELOCs |
1.2% | 100% | $663,000 | |
American Pacific Mortgage Corporation
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Conventional, VA, Jumbo | 5 | 1.2% | 100% | $1,037,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 1.2% | 85.7% | $339,000 | View |
Cmg Mortgage Inc
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Conventional, HELOC | 4 +1 HELOCs |
1% | 83.3% | $637,500 | |
General Mortgage Capital Corporation
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Conventional | 4 | 1% | 100% | $490,000 | |
Universal Lending Corporation
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Conventional, Jumbo | 4 | 1% | 100% | $932,500 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 4 | 1% | 100% | $755,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 4 | 1% | 100% | $905,000 | View |
Guaranteed Rate, Inc.
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Conventional, HELOC | 3 +2 HELOCs |
0.7% | 100% | $381,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
0.7% | 60% | $458,333 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.7% | 100% | $1,105,000 | |
Better Mortgage Corporation
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.7% | 100% | $915,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.7% | 75% | $958,333 | View |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.7% | 75% | $155,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.7% | 100% | $605,000 | View |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 100% | $115,000 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.7% | 100% | $611,666 | |
DHI Mortgage Company, LTD.
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Conventional, Jumbo | 3 | 0.7% | 100% | $1,078,333 | |
Originpoint, LLC
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Conventional | 2 | 0.5% | 100% | $740,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,215,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $700,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.5% | 100% | $595,000 | |
Nbkc Bank
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Conventional | 2 | 0.5% | 100% | $845,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $760,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 0.5% | 60% | $190,000 | |
Mortgage Research Center
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VA | 2 | 0.5% | 66.7% | $800,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 0.5% | 100% | $525,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.5% | 100% | $600,000 | View |
Alliant Credit Union
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Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.2% | 100% | $1,115,000 | |
Digital Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $525,000 | |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $605,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 50% | $685,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 50% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $795,000 | View |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,205,000 | View |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,155,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,105,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 100% | $725,000 | |
Real Genius LLC
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Conventional | 1 | 0.2% | 100% | $695,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $1,025,000 | |
V.I.P. Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,495,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $275,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.2% | 100% | $975,000 | |
United Nations Federal CU
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $925,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $945,000 | |
Star One Credit Union
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Conventional | 1 | 0.2% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Idaho Central Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mill Creek East Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mill Creek East, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Mill Creek East? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mill Creek East in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mill Creek East, WA
Use these to narrow the list above. Each category shows how many Mill Creek East, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Mill Creek East, WA
Independent mortgage companies closed 41.2 percent of home loans in Mill Creek East, Washington in 2025, banks 39.3 percent and credit unions 19.5 percent. Sammamish Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Boeing Employees' Credit Union led with 33 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mill Creek East, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Mill Creek East, Washington with 47 loans, about 11.3 percent of the market. The largest lender headquartered in Washington was Boeing Employees' Credit Union with 33 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Mill Creek East, Washington in 2025, led by United Wholesale Mortgage with 2. 4 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 18 credit unions closed home loans in Mill Creek East, Washington in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mill Creek East, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mill Creek East, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mill Creek East. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
