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Mortgage Lenders and Brokers in Lakewood, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lakewood, Washington mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA10011 Gravelly Lake Dr Sw, Lakewood, WA 98499A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA10225 Gravelly Lake Dr Sw, Lakewood, WA 98499A+5.0 ★Texas Ratio: 5.36%, Keybank National AssociationKeybank National Association8017 Steilacoom Blvd Sw, Lakewood, WA 98498A+5.0 ★Texas Ratio: 4.81%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank6202 Mount Tacoma Drive Sw, Lakewood, WA 98499A+5.0 ★Texas Ratio: 2.28%, Bank of HopeBank of Hope8608 South Tacoma Way, Lakewood, WA 98499A+5.0 ★Texas Ratio: 4.07%, Mechanics BankMechanics Bank10802 Gravelly Lake Dr Sw, Lakewood, WA 98499A+5.0 ★Texas Ratio: 1.81%, Heritage BankHeritage Bank2202 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 1.04%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, and TAPCO Credit UnionTAPCO Credit Union19371 STATE ROUTE 410 E, Bonney Lake, WA 98391A+5.0 ★Texas Ratio: 2.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lakewood, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lakewood are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lakewood, Washington

Market share is the lender's share of all home loans closed in Lakewood, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Lakewood 10011 Gravelly Lake Dr Sw, Lakewood, WA 98499 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	4 +1 HELOCs	0.5%	80%	$345,000	View
Wells Fargo Bank NA 1 office in Lakewood 10225 Gravelly Lake Dr Sw, Lakewood, WA 98499 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.5%	100%	$247,500	View
Keybank National Association 1 office in Lakewood 8017 Steilacoom Blvd Sw, Lakewood, WA 98498 A+5.0 ★Texas Ratio: 4.81%	Conventional, VA, HELOC	3 +3 HELOCs	0.3%	60%	$345,000	View
Bank of America NA 1 office in Lakewood 3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +11 HELOCs	0.2%	100%	$360,000	View
Columbia Bank 1 office in Lakewood 6202 Mount Tacoma Drive Sw, Lakewood, WA 98499 A+5.0 ★Texas Ratio: 2.28%	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$220,000	View
Bank of Hope 1 office in Lakewood 8608 South Tacoma Way, Lakewood, WA 98499 A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0.1%	100%	$255,000	View
Mechanics Bank 1 office in Lakewood 10802 Gravelly Lake Dr Sw, Lakewood, WA 98499 A+5.0 ★Texas Ratio: 1.81%	Conventional	1	0.1%	50%	$635,000	View
Heritage Bank 1 office in Lakewood 2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04%	HELOC	0 +3 HELOCs	0%	n/a		View
Boeing Employees' Credit Union 205 10th St NE, Auburn, WA 98002	Conventional, VA, HELOC	15 +42 HELOCs	1.7%	93.8%	$419,000
TAPCO Credit Union 19371 STATE ROUTE 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.45%	Conventional	9	1%	81.8%	$92,777	View
US Bank, N.A. 910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	8 +1 HELOCs	0.9%	88.9%	$358,750	View
Banner Bank 1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	7 +2 HELOCs	0.8%	100%	$279,285	View
1st Security Bank of Washington 100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31%	Conventional, FHA, VA, HELOC	7 +2 HELOCs	0.8%	100%	$503,571	View
Washington Trust Bank 10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63%	Conventional	5	0.6%	100%	$285,000	View
Qualstar Credit Union 24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83%	Conventional	3	0.3%	60%	$91,666	View
Harborstone Credit Union 9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510 A5.0 ★Texas Ratio: 8.21%	Conventional, HELOC	2 +19 HELOCs	0.2%	100%	$355,000	View
O Bee Credit Union 8665 Martin Way E, LACEY, WA 98516 A5.0 ★Texas Ratio: 9.15%	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$260,000	View
Sunflower Bank, N.A. 244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77%	Conventional, VA	2	0.2%	100%	$460,000	View
America'S Credit Union 3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	1 +9 HELOCs	0.1%	50%	$1,245,000	View
Sound Credit Union 7717 Bridgeport Way W, Lakewood, WA 98499 A5.0 ★Texas Ratio: 8.08%	Conventional, HELOC	1 +4 HELOCs	0.1%	50%	$65,000	View
First Ciitizens Bank and Trust 300 110th Ave Ne, Bellevue, WA 98004 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$615,000	View
Hsbc Bank USA, NA 196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$965,000	View
Peak Credit Union 416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97%	Conventional	1	0.1%	100%	$295,000	View
Gesa Credit Union 5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57%	Conventional	1	0.1%	100%	$65,000	View
Seattle Metropolitan Credit Union 14901 4th Ave SW Ste 107, Burien, WA 98166 A+5.0 ★Texas Ratio: 4.30%	Conventional	1	0.1%	100%	$445,000	View
East West Bank 2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84%	Conventional	1	0.1%	100%	$445,000	View
Glacier Bank 1005 Highway 97, Brewster, WA 98812 A+5.0 ★Texas Ratio: 1.87%	Conventional	1	0.1%	100%	$445,000	View
Coastal Community Bank 525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Verity Credit Union 1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33%	HELOC	0 +2 HELOCs	0%	n/a		View
Columbia Credit Union 6202 Mount Tacoma Drive Sw, Lakewood, WA 98499	HELOC	0 +1 HELOCs	0%	n/a
Kitsap Credit Union 51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36%	HELOC	0 +1 HELOCs	0%	50%		View
Red Canoe Credit Union 1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68%	HELOC	0 +1 HELOCs	0%	n/a		View
Wsecu	Conventional, HELOC	20 +12 HELOCs	2.3%	63.6%	$227,500
Evergreen Moneysource Mortgage Company	Conventional, FHA	11	1.2%	100%	$340,454
HomeStreet Bank	Conventional, FHA, HELOC	6 +5 HELOCs	0.7%	100%	$513,333
Sammamish Mortgage Company	Conventional	3	0.3%	100%	$461,666
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	85 +1 HELOCs	9.6%	84.6%	$498,529
Rocket Mortgage	Conventional, FHA, VA	69	7.8%	81.4%	$288,913
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo	59	6.7%	96.9%	$328,220
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	48 +3 HELOCs	5.4%	98%	$499,166
Guild Mortgage Company	Conventional, FHA, VA	45	5.1%	100%	$366,111
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	25	2.8%	92.6%	$471,000
Freedom Mortgage Corporation	Conventional, FHA, VA	24	2.7%	85.3%	$472,916
Pennymac Loan Services LLC	Conventional, FHA, VA	24	2.7%	92.6%	$402,500
Mortgage Research Center	VA, Jumbo	19	2.2%	64.5%	$594,473
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	16 +4 HELOCs	1.8%	94.1%	$371,250
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	16 +1 HELOCs	1.8%	100%	$525,625
Newrez LLC	Conventional, FHA, VA, Jumbo	15	1.7%	78.9%	$459,666
NOVA Financial & Investment Corporation	Conventional, FHA, VA	15	1.7%	100%	$414,333
Guaranteed Rate, Inc.	Conventional, FHA, VA	12	1.4%	100%	$448,333
loanDepot.com LLC	Conventional, FHA, VA	12	1.4%	76.5%	$275,000
Nationstar Mortgage	Conventional, FHA	12	1.4%	87.5%	$304,166
Paramount Residential Mortgage	Conventional, FHA	12	1.4%	100%	$315,833
American Pacific Mortgage Corporation	Conventional, FHA, VA	11	1.2%	100%	$480,454
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA, VA	10	1.1%	90.9%	$372,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	9	1%	100%	$493,888	View
Spring Eq, LLC	Conventional, HELOC	7 +1 HELOCs	0.8%	57.1%	$80,714
The Loan Store, Inc	Conventional, VA, HELOC	6 +1 HELOCs	0.7%	85.7%	$375,000
Canopy Mortgage, LLC A5.0 ★Texas Ratio: 6.81%	Conventional, FHA	6	0.7%	85.7%	$371,666	View
Nfm, Inc	Conventional	6	0.7%	100%	$515,000
New Day Financial, LLC.	VA	6	0.7%	63.6%	$383,333
Planet Home Lending, LLC	FHA, VA	6	0.7%	85.7%	$440,000
Mason-McDuffie Mortgage Corporation	Conventional, FHA	6	0.7%	87.5%	$380,000
New American Funding, LLC.	Conventional, HELOC	5 +3 HELOCs	0.6%	45.5%	$353,000
Originpoint, LLC	Conventional, VA	5	0.6%	100%	$319,000
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	5	0.6%	100%	$559,000
Provident Funding Associates	Conventional	5	0.6%	100%	$489,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	5	0.6%	83.3%	$577,000	View
Goodleap, LLC	FHA, VA, HELOC	4 +1 HELOCs	0.5%	100%	$230,000
Premier Mortgage Resources, LLC	Conventional, FHA, VA	4	0.5%	100%	$517,500
American Financial Resources LLC	Conventional, FHA, VA	4	0.5%	100%	$405,000
Securitynational Mortgage Company	Conventional, FHA	4	0.5%	80%	$335,000
Bay Equity LLC	Conventional, FHA, VA	4	0.5%	100%	$507,500
T2 Financial LLC	Conventional, FHA	4	0.5%	100%	$422,500
Mutual of Omaha Mortgage	Conventional, VA	4	0.5%	66.7%	$317,500
Equity Prime Mortgage LLC	FHA, VA	3	0.3%	75%	$495,000
Directors Mortgage, Inc	Conventional, VA	3	0.3%	100%	$428,333
Triad Financial Services, Inc.	Conventional	3	0.3%	63.6%	$151,666
United Trust Bank	VA	3	0.3%	100%	$585,000
Resicentral LLC	Conventional	3	0.3%	100%	$358,333
Amerisave Mortgage Company	FHA, VA	3	0.3%	15.8%	$435,000
Synergy One Lending, Inc.	Conventional	3	0.3%	100%	$321,666
Sun West Mortgage Company, Inc	VA	3	0.3%	75%	$475,000
Union Home Mortgage Corp.	Conventional, FHA, VA	3	0.3%	100%	$335,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.3%	50%	$445,000	View
Churchill Mortgage Corporation	Conventional, FHA	3	0.3%	100%	$335,000
Mortgage Solutions of Colorado	Conventional, VA	3	0.3%	80%	$505,000
Nmsi, Inc.	Conventional	3	0.3%	100%	$451,666
Right Start Mortgage, Inc	Conventional, VA	3	0.3%	100%	$361,666
Village Capital & Investment	VA	3	0.3%	55.6%	$548,333
ML Mortgage Corp.	Conventional, FHA	2	0.2%	100%	$280,000
Primelending	Conventional, FHA	2	0.2%	66.7%	$335,000
Global Federal Credit Union	Conventional	2	0.2%	100%	$440,000
American Financial Network, Inc.	FHA, VA	2	0.2%	100%	$450,000
Priority Home Lending, LLC	Conventional	2	0.2%	100%	$520,000
Stg Mortgage Inc	FHA, VA	2	0.2%	100%	$705,000
Generations Home Loans, LLC	Conventional	2	0.2%	100%	$565,000
Intelliloan, Inc.	FHA	2	0.2%	100%	$355,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.2%	100%	$365,000
Better Mortgage Corporation	Conventional	2	0.2%	100%	$265,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.2%	100%	$530,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.2%	100%	$305,000
Zillow Home Loans, LLC	Conventional	2	0.2%	100%	$400,000
Lower, LLC	Conventional, VA	2	0.2%	66.7%	$280,000
Carrington Mortgage Services LLC	Conventional, FHA	2	0.2%	33.3%	$205,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$155,000	View
Idaho Central Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$445,000
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$845,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$335,000	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.1%	100%	$1,145,000	View
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$465,000
OnPoint Community Credit Union A+5.0 ★Texas Ratio: 4.12%	Conventional	1	0.1%	100%	$55,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$735,000
Lakeview Loan Servicing, LLC	VA	1	0.1%	18.2%	$685,000
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	FHA	1	0.1%	100%	$135,000	View
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$415,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$275,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$605,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$585,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$355,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$405,000
Oaktree Funding Corp	Conventional, Jumbo	1	0.1%	100%	$1,125,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$535,000	View
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$345,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$265,000
HomeBridge Financial Services, Inc	Conventional	1	0.1%	100%	$315,000
Discover Bank	Conventional	1	0.1%	11.1%	$55,000
Royal Pacific Funding	Conventional	1	0.1%	100%	$485,000
Intercap Lending Inc	Conventional	1	0.1%	100%	$275,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$155,000
American Financing Corporation	FHA	1	0.1%	100%	$485,000
Mountain America Federal Credit Union	Conventional	1	0.1%	100%	$285,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$415,000
Mortgage Express A5.0 ★Texas Ratio: 9.52%	Conventional	1	0.1%	100%	$785,000	View
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$455,000	View
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$535,000
BoxCar Mortgage, LLC	VA	1	0.1%	100%	$405,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$245,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$935,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$595,000	View
V.I.P. Mortgage, Inc.	VA	1	0.1%	100%	$465,000
Nations Direct Mortgage, LLC	VA	1	0.1%	100%	$645,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$125,000	View
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$895,000
DHI Mortgage Company, LTD.	Conventional	1	0.1%	100%	$565,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	50%	$355,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$525,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	33.3%	$415,000	View
Goprime Mortgage, Inc.	Conventional	1	0.1%	100%	$315,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$245,000
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +7 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Selco Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Nuvision Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Lakewood Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lakewood, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Lakewood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lakewood in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lakewood, WA

Use these to narrow the list above. Each category shows how many Lakewood, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 98 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 36 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 45 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 53 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 11 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 23 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Lakewood, WA

Independent mortgage companies closed 81.2 percent of home loans in Lakewood, Washington in 2025, banks 10.1 percent and credit unions 8.7 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Heritage Bank led with 0 loans.

81.2%

Mortgage companies

10.1%

Banks

8.7%

Credit unions

15%

FHA loans

26%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

All Washington lenders 631 lenders Seattle 303 lenders Spokane 216 lenders Tacoma 226 lenders Vancouver 223 lenders Spokane Valley 174 lenders Bellevue 158 lenders Kennewick 154 lenders Marysville 145 lenders Kirkland 145 lenders Pasco 127 lenders Kent 175 lenders South Hill 170 lenders

Frequently Asked Questions About Mortgage Lenders in Lakewood, WA

Who is the largest mortgage lender in Lakewood, WA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lakewood, Washington with 4 loans, about 0.5 percent of the market. The largest lender headquartered in Washington was Heritage Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lakewood, WA have the highest approval rates?

Among lenders with meaningful volume in Lakewood, Washington, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 96.9 percent, against a 84.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lakewood, WA mortgage lenders offer FHA, VA and USDA loans?

45 lenders closed FHA loans in Lakewood, Washington in 2025, led by United Wholesale Mortgage with 13. 53 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lakewood, WA lender list?

Yes. 36 banks and 24 credit unions closed home loans in Lakewood, Washington in 2025, alongside 98 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lakewood, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lakewood, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lakewood, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lakewood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.