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Mortgage Lenders and Brokers in Lake Stevens, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lake Stevens, Washington mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9009 Market Pl, Lake Stevens, WA 98258A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.717 State Route 9 Ne, Lake Stevens, WA 98258A+5.0 ★Texas Ratio: 2.85%, Keybank National AssociationKeybank National Association633 Sr 9, Lake Stevens, WA 98258A+5.0 ★Texas Ratio: 4.81%, Wells Fargo Bank NAWells Fargo Bank NA309 91st Ave Ne, Lake Stevens, WA 98258A+5.0 ★Texas Ratio: 5.36%, Boeing Employees' Credit UnionBoeing Employees' Credit Union303 91st Ave NE, Lake Stevens, WA 98258, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, Gesa Credit UnionGesa Credit Union623 State Route 9 NE, Lake Stevens, WA 98258A5.0 ★Texas Ratio: 6.57%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, and Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lake Stevens, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Stevens are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lake Stevens, Washington

Market share is the lender's share of all home loans closed in Lake Stevens, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Lake Stevens 9009 Market Pl, Lake Stevens, WA 98258 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	11 +3 HELOCs	1.6%	91.7%	$587,727	View
US Bank, N.A. 1 office in Lake Stevens 717 State Route 9 Ne, Lake Stevens, WA 98258 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	10 +3 HELOCs	1.4%	71.4%	$360,000	View
Keybank National Association 1 office in Lake Stevens 633 Sr 9, Lake Stevens, WA 98258 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	5 +1 HELOCs	0.7%	62.5%	$371,000	View
Wells Fargo Bank NA 1 office in Lake Stevens 309 91st Ave Ne, Lake Stevens, WA 98258 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	2	0.3%	50%	$570,000	View
Boeing Employees' Credit Union 303 91st Ave NE, Lake Stevens, WA 98258	Conventional, HELOC	21 +175 HELOCs	3%	95.5%	$529,761
Qualstar Credit Union 24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83%	Conventional	6	0.9%	75%	$111,666	View
Bank of America NA 3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +17 HELOCs	0.7%	83.3%	$689,000	View
Gesa Credit Union 623 State Route 9 NE, Lake Stevens, WA 98258 A5.0 ★Texas Ratio: 6.57%	Conventional, HELOC	4 +1 HELOCs	0.6%	100%	$67,500	View
1st Security Bank of Washington 100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31%	Conventional, FHA, VA, HELOC	3 +1 HELOCs	0.4%	100%	$625,000	View
Banner Bank 1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.3%	100%	$1,090,000	View
Peoples Bank 1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88%	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$665,000	View
Zions Bancorporation, N.A. 10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72%	Conventional	2	0.3%	100%	$795,000	View
Washington Trust Bank 10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63%	VA	1	0.1%	100%	$645,000	View
Northwest Plus Credit Union 17021 Smokey Point Blvd, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.16%	Conventional	1	0.1%	100%	$205,000	View
America'S Credit Union 3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$405,000	View
Sound Community Bank 22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90%	Conventional	1	0.1%	50%	$75,000	View
Sound Credit Union 1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08%	Conventional	1	0.1%	33.3%	$995,000	View
Verity Credit Union 1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33%	Conventional	1	0.1%	100%	$105,000	View
Hsbc Bank USA, NA 196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$605,000	View
Armed Forces Bank, N.A. Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433 A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$805,000	View
North Coast Credit Union 3110 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91%	Conventional	1	0.1%	100%	$395,000	View
Columbia Bank 404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +6 HELOCs	0%	n/a		View
Coastal Community Bank 525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Harborstone Credit Union 20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21%	HELOC	0 +2 HELOCs	0%	n/a		View
Heritage Bank 2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04%	HELOC	0 +1 HELOCs	0%	n/a		View
Columbia Credit Union 404 North West Avenue, Arlington, WA 98223	HELOC	0 +1 HELOCs	0%	n/a
BMO Harris Bank NA 312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA	17	2.4%	100%	$504,411
Sammamish Mortgage Company	Conventional	4	0.6%	100%	$650,000
HomeStreet Bank	Conventional, HELOC	2 +2 HELOCs	0.3%	100%	$555,000
Wsecu	Conventional, HELOC	2 +2 HELOCs	0.3%	28.6%	$105,000
Flyhomes Mortgage LLC	Conventional	2	0.3%	100%	$235,000
Spokane Firefighters Credit Un	Conventional	1	0.1%	100%	$705,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	65 +3 HELOCs	9.3%	89.3%	$620,230
Rocket Mortgage	Conventional, FHA, VA, Jumbo	62	8.8%	71.9%	$392,580
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	47	6.7%	98%	$518,617
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	38 +3 HELOCs	5.4%	97.4%	$577,631
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo	29	4.1%	96.9%	$702,586
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	27 +4 HELOCs	3.8%	100%	$553,518
American Pacific Mortgage Corporation	Conventional, FHA, VA	23	3.3%	95.8%	$648,043
Pennymac Loan Services LLC	Conventional, FHA, VA	19	2.7%	86.4%	$412,368
Fairway Independent Mort Corp	Conventional, FHA, VA, HELOC	18 +1 HELOCs	2.6%	100%	$497,222
Newrez LLC	Conventional, FHA, VA	18	2.6%	82.6%	$482,222
Amerisave Mortgage Company	Conventional, FHA, HELOC	11 +1 HELOCs	1.6%	64.7%	$222,272
loanDepot.com LLC	Conventional, FHA, HELOC	10 +3 HELOCs	1.4%	76.9%	$383,000
New American Funding, LLC.	Conventional, FHA, HELOC	10 +1 HELOCs	1.4%	83.3%	$510,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, VA	10	1.4%	100%	$636,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	9 +6 HELOCs	1.3%	100%	$369,444
Spring Eq, LLC	Conventional, HELOC	9 +6 HELOCs	1.3%	56.2%	$108,333
Primelending	Conventional, FHA	9	1.3%	100%	$527,222
Freedom Mortgage Corporation	Conventional, FHA, VA	8	1.1%	100%	$538,750
Nationstar Mortgage	Conventional	7	1%	70%	$130,714
Nfm, Inc	Conventional	6	0.9%	100%	$646,666
The Loan Store, Inc	Conventional, VA, Jumbo, HELOC	5 +3 HELOCs	0.7%	100%	$599,000
Originpoint, LLC	Conventional	5	0.7%	100%	$553,000
Lakeview Loan Servicing, LLC	Conventional, FHA	5	0.7%	26.1%	$365,000
Click n' Close, Inc.	Conventional, FHA	5	0.7%	100%	$333,000
Mutual of Omaha Mortgage	Conventional, FHA	5	0.7%	83.3%	$563,000
Paramount Residential Mortgage	Conventional, FHA, VA	5	0.7%	100%	$483,000
Kbhs Home Loans, LLC	Conventional	4	0.6%	66.7%	$635,000
Kind Lending, LLC	Conventional, FHA	4	0.6%	80%	$582,500
Directors Mortgage, Inc	Conventional, FHA	4	0.6%	100%	$312,500
Mortgage Research Center	Conventional, VA	4	0.6%	57.1%	$590,000
Guaranteed Rate, Inc.	Conventional, VA, HELOC	3 +2 HELOCs	0.4%	60%	$431,666
Better Mortgage Corporation	Conventional, HELOC	3 +1 HELOCs	0.4%	100%	$551,666
Canopy Mortgage, LLC A5.0 ★Texas Ratio: 6.81%	Conventional, FHA	3	0.4%	100%	$431,666	View
Global Federal Credit Union	Conventional	3	0.4%	100%	$551,666
Nbkc Bank	Conventional	3	0.4%	100%	$641,666
Bay Equity LLC	Conventional, VA	3	0.4%	100%	$671,666
Provident Funding Associates	Conventional	3	0.4%	75%	$541,666
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	3	0.4%	50%	$861,666	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	3	0.4%	100%	$548,333	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.3%	100%	$1,030,000	View
Sage Home Loans Corporation	Conventional	2	0.3%	100%	$585,000
Triad Financial Services, Inc.	Conventional	2	0.3%	75%	$215,000
Resicentral LLC	Conventional, FHA	2	0.3%	100%	$770,000
American Financial Network, Inc.	Conventional, FHA, Jumbo	2	0.3%	100%	$770,000
General Mortgage Capital Corporation	Conventional	2	0.3%	100%	$665,000
City Lending Inc.	Conventional, FHA	2	0.3%	100%	$340,000
Priority Home Lending, LLC	Conventional, FHA	2	0.3%	100%	$680,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	2	0.3%	100%	$330,000	View
Discover Bank	Conventional	2	0.3%	28.6%	$70,000
Union Home Mortgage Corp.	Conventional	2	0.3%	100%	$550,000
Highlands Residential Mortgage, Ltd.	Conventional	2	0.3%	100%	$730,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.3%	100%	$615,000	View
Planet Home Lending, LLC	FHA	2	0.3%	66.7%	$545,000
Generations Home Loans, LLC	Conventional	2	0.3%	100%	$400,000
Nations Lending Corporation	FHA	2	0.3%	100%	$785,000
T2 Financial LLC	Conventional	2	0.3%	100%	$500,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.3%	66.7%	$70,000	View
Carrington Mortgage Services LLC	Conventional	2	0.3%	40%	$190,000
Leaderone Financial Corp.	Conventional	2	0.3%	100%	$530,000
Idaho Central Credit Union	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$595,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$635,000	View
Cornerstone First Mortgage, LLC	VA	1	0.1%	100%	$845,000
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$625,000
American Financial Resources LLC	Conventional	1	0.1%	50%	$285,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$535,000	View
OnPoint Community Credit Union A+5.0 ★Texas Ratio: 4.12%	Conventional	1	0.1%	100%	$455,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$585,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$225,000	View
MortgageOne, Inc	Conventional	1	0.1%	100%	$785,000
Envoy Mortgage, Ltd	FHA	1	0.1%	50%	$405,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$185,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$495,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$725,000
Toll Brothers Mortgage Company	Conventional	1	0.1%	100%	$615,000
Little Horn State Bank A5.0 ★Texas Ratio: 9.69%	Conventional	1	0.1%	100%	$155,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$795,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$435,000	View
HomeXpress Mortgage Corp.	VA	1	0.1%	50%	$455,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$545,000	View
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$465,000
Credit Human Federal Credit Un	Conventional	1	0.1%	50%	$195,000
American Financing Corporation	FHA	1	0.1%	33.3%	$525,000
Strong Home Mortgage, LLC	FHA	1	0.1%	100%	$735,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$515,000
Ameritrust Mortgage Corporation	Conventional	1	0.1%	100%	$535,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$415,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$565,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$475,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$625,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$95,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$595,000	View
Geneva Financial LLC	Conventional	1	0.1%	100%	$395,000
United Mortgage Corp.	Conventional	1	0.1%	100%	$425,000
Digital Federal Credit Union	Conventional	1	0.1%	100%	$55,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$1,035,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$375,000
Lower, LLC	FHA	1	0.1%	100%	$645,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$635,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$205,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$625,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$155,000
Servbank, N.A. A+5.0 ★Texas Ratio: 3.26%	FHA	1	0.1%	100%	$335,000	View
JMAC Lending, Inc.	FHA	1	0.1%	100%	$625,000
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +7 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +4 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +4 HELOCs	0%	0%		View
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Allied Mortgage Group, Inc	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Oregon State Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Lake Stevens Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lake Stevens, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Lake Stevens? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Stevens in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lake Stevens, WA

Use these to narrow the list above. Each category shows how many Lake Stevens, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 87 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 38 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 38 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 27 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 13 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 23 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Lake Stevens, WA

Independent mortgage companies closed 79.1 percent of home loans in Lake Stevens, Washington in 2025, banks 13.1 percent and credit unions 7.8 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Boeing Employees' Credit Union led with 21 loans.

79.1%

Mortgage companies

13.1%

Banks

7.8%

Credit unions

15%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

All Washington lenders 631 lenders Seattle 303 lenders Spokane 216 lenders Tacoma 226 lenders Vancouver 223 lenders Spokane Valley 174 lenders Bellevue 158 lenders Kennewick 154 lenders Marysville 145 lenders Kirkland 145 lenders Pasco 127 lenders Kent 175 lenders South Hill 170 lenders

Frequently Asked Questions About Mortgage Lenders in Lake Stevens, WA

Who is the largest mortgage lender in Lake Stevens, WA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lake Stevens, Washington with 11 loans, about 1.6 percent of the market. The largest lender headquartered in Washington was Boeing Employees' Credit Union with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lake Stevens, WA have the highest approval rates?

Among lenders with meaningful volume in Lake Stevens, Washington, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 89.3 percent, against a 84 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lake Stevens, WA mortgage lenders offer FHA, VA and USDA loans?

38 lenders closed FHA loans in Lake Stevens, Washington in 2025, led by CrossCountry Mortgage, LLC with 13. 27 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lake Stevens, WA lender list?

Yes. 38 banks and 26 credit unions closed home loans in Lake Stevens, Washington in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lake Stevens, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lake Stevens, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Stevens, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Stevens. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.