Mortgage Lenders and Brokers in Kelso, Washington
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Kelso, Washington mortgage lenders include Fibre Federal Credit UnionFibre Federal Credit Union102 NW 5th Ave, Kelso, WA 98626 1147A+5.0 ★Texas Ratio: 4.66%, Red Canoe Credit UnionRed Canoe Credit Union400 Allen St, Kelso, WA 98626 4104A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, Columbia Credit UnionColumbia Credit Union404 North West Avenue, Arlington, WA 98223, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Lower Columbia Longshoremen's Federal Credit UnionLower Columbia Longshoremen's Federal Credit Union629 14th Ave, Longview, WA 98632 1603A+5.0 ★Texas Ratio: 5.50%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, and iQ Credit UnioniQ Credit Union300 W Main St, Battle Ground, WA 98604 4410A+5.0 ★Texas Ratio: 5.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kelso, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kelso are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kelso, Washington
Market share is the lender's share of all home loans closed in Kelso, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
102 NW 5th Ave, Kelso, WA 98626 1147 A+5.0 ★Texas Ratio: 4.66% |
Conventional, HELOC | 26 +65 HELOCs |
5% | 78.9% | $243,076 | View |
|
400 Allen St, Kelso, WA 98626 4104 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 23 +23 HELOCs |
4.4% | 100% | $152,826 | View |
|
910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 8 +3 HELOCs |
1.5% | 66.7% | $282,500 | View |
|
404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 7 +2 HELOCs |
1.3% | 100% | $253,571 | View |
Columbia Credit Union
404 North West Avenue, Arlington, WA 98223 |
Conventional, HELOC | 4 +6 HELOCs |
0.8% | 87.5% | $297,500 | |
|
504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.8% | 100% | $337,500 | View |
|
629 14th Ave, Longview, WA 98632 1603 A+5.0 ★Texas Ratio: 5.50% |
Conventional | 4 | 0.8% | 100% | $220,000 | View |
|
1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.8% | 100% | $217,500 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional | 3 | 0.6% | 100% | $321,666 | |
|
300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $335,000 | View |
|
3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $265,000 | View |
|
100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
|
244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77% |
FHA | 1 | 0.2% | 100% | $385,000 | View |
|
19371 STATE ROUTE 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 50% | $105,000 | View |
|
2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
|
Conventional, FHA, VA | 10 | 1.9% | 100% | $227,000 | |
Wsecu
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guild Mortgage Company
|
Conventional, FHA, VA | 74 | 14.3% | 92.9% | $271,891 | |
Rocket Mortgage
|
Conventional, FHA, VA | 40 | 7.7% | 76.8% | $287,250 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 37 +1 HELOCs |
7.1% | 95.1% | $408,513 | |
Das Acquisition Company, LLC
|
Conventional, FHA | 19 | 3.7% | 87.5% | $354,473 | |
Mortgage Research Center
|
Conventional, FHA, VA | 17 | 3.3% | 89.5% | $380,294 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 15 | 2.9% | 100% | $237,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 12 | 2.3% | 80% | $308,333 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 12 | 2.3% | 100% | $200,000 | View |
Synergy One Lending, Inc.
|
Conventional, FHA, VA | 11 | 2.1% | 91.7% | $285,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 10 | 1.9% | 62.5% | $464,000 | |
Nationstar Mortgage
|
Conventional, FHA | 8 | 1.5% | 100% | $96,250 | |
Nations Direct Mortgage, LLC
|
Conventional, FHA, VA | 8 | 1.5% | 100% | $356,250 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 7 +1 HELOCs |
1.3% | 100% | $286,428 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 7 | 1.3% | 100% | $510,714 | |
V.I.P. Mortgage, Inc.
|
Conventional, FHA, VA | 7 | 1.3% | 100% | $319,285 | |
Southwest Funding LP
|
Conventional, FHA | 7 | 1.3% | 100% | $256,428 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 6 | 1.2% | 69.2% | $346,666 | |
Amerisave Mortgage Company
|
Conventional, FHA | 6 | 1.2% | 54.5% | $115,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 6 | 1.2% | 100% | $273,333 | View |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 6 | 1.2% | 100% | $351,666 | |
Envoy Mortgage, Ltd
|
Conventional, FHA | 5 | 1% | 83.3% | $387,000 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 4 | 0.8% | 80% | $165,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 4 | 0.8% | 80% | $280,000 | View |
Click n' Close, Inc.
|
Conventional, FHA | 4 | 0.8% | 100% | $187,500 | |
New American Funding, LLC.
|
Conventional, FHA | 4 | 0.8% | 80% | $280,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 4 | 0.8% | 100% | $227,500 | |
Alameda Mortgage Corporation
|
Conventional, VA | 3 | 0.6% | 100% | $558,333 | |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional | 3 | 0.6% | 100% | $348,333 | |
|
A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA | 3 | 0.6% | 100% | $268,333 | View |
Newrez LLC
|
Conventional, VA | 3 | 0.6% | 75% | $231,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 3 | 0.6% | 100% | $305,000 | |
Kind Lending, LLC
|
Conventional, VA | 3 | 0.6% | 60% | $411,666 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 3 | 0.6% | 100% | $258,333 | View |
Provident Funding Associates
|
Conventional | 3 | 0.6% | 100% | $608,333 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA, VA | 3 | 0.6% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 100% | $258,333 | View |
The Loan Store, Inc
|
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $380,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.4% | 50% | $120,000 | |
loanDepot.com LLC
|
Conventional, VA | 2 | 0.4% | 60% | $360,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 0.4% | 100% | $70,000 | |
Movement Mortgage, LLC
|
Conventional, VA | 2 | 0.4% | 100% | $190,000 | |
Wauna Federal Credit Union
|
Conventional | 2 | 0.4% | 100% | $190,000 | |
Summit Mortgage Corporation
|
FHA | 2 | 0.4% | 100% | $360,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 2 | 0.4% | 100% | $325,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 14.3% | $35,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.2% | 100% | $335,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
SWBC Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $705,000 | |
Nbkc Bank
|
VA | 1 | 0.2% | 100% | $535,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.2% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $355,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.2% | 100% | $415,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.2% | 100% | $285,000 | |
|
A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
Oceanside Mortgage Company
|
FHA | 1 | 0.2% | 100% | $485,000 | |
Bay Equity LLC
|
FHA | 1 | 0.2% | 100% | $255,000 | |
Highlands Residential Mortgage, Ltd.
|
VA | 1 | 0.2% | 100% | $445,000 | |
Weichert Financial Services
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Calcon Mutual Mortgage LLC
|
VA | 1 | 0.2% | 100% | $675,000 | |
|
A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Stg Mortgage Inc
|
FHA | 1 | 0.2% | 100% | $315,000 | |
Peoples Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
Generations Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Sierra Pacific Mortgage Co. Inc
|
FHA | 1 | 0.2% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.2% | 50% | $445,000 | |
Genway Home Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $15,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.2% | 100% | $225,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $845,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.2% | 33.3% | $55,000 | |
First Technology Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Kelso Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kelso, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Kelso? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kelso in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kelso, WA
Use these to narrow the list above. Each category shows how many Kelso, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Kelso, WA
Independent mortgage companies closed 76.7 percent of home loans in Kelso, Washington in 2025, banks 10.2 percent and credit unions 13.1 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Fibre Federal Credit Union the largest credit union. Among lenders headquartered in Washington, Fibre Federal Credit Union led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kelso, WA
By home loans closed in 2025, Fibre Federal Credit Union was the largest mortgage lender in Kelso, Washington with 26 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Kelso, Washington, Guild Mortgage Company approved the highest share of completed applications in 2025 at 92.9 percent, against a 87 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in Kelso, Washington in 2025, led by Guild Mortgage Company with 28. 27 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 14 credit unions closed home loans in Kelso, Washington in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kelso, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kelso, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kelso. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
