Mortgage Lenders and Brokers in Gig Harbor, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gig Harbor, Washington mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5225 Borgen Blvd, Gig Harbor, WA 98332A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association5055 Borgen Blvd, Gig Harbor, WA 98332A+5.0 ★Texas Ratio: 4.81%, US Bank, N.A.US Bank, N.A.7101 Stinson Ave, Gig Harbor, WA 98335A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA5414 Point Fosdick Dr, Gig Harbor, WA 98335A+5.0 ★Texas Ratio: 5.36%, Timberland BankTimberland Bank3105 Judson St, Gig Harbor, WA 98335A+5.0 ★Texas Ratio: 3.23%, Bank of America NABank of America NA4815 Point Fosdick Dr, Gig Harbor, WA 98335A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank5303 Point Fosdick Drive NW, Gig Harbor, WA 98335A+5.0 ★Texas Ratio: 2.28%, Heritage BankHeritage Bank5119 Olympic Dr, Gig Harbor, WA 98335A+5.0 ★Texas Ratio: 1.04%, Sound Credit UnionSound Credit Union4524 Point Fosdick Dr, Gig Harbor, WA 98335 1854A5.0 ★Texas Ratio: 8.08%, and TAPCO Credit UnionTAPCO Credit Union7109 Pioneer Way, Gig Harbor, WA 98335A+5.0 ★Texas Ratio: 2.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gig Harbor, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gig Harbor are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gig Harbor, Washington
Market share is the lender's share of all home loans closed in Gig Harbor, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Gig Harbor 5225 Borgen Blvd, Gig Harbor, WA 98332 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
2.2% | 83.3% | $747,500 | View |
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2 offices in Gig Harbor 5055 Borgen Blvd, Gig Harbor, WA 98332 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 3 | 1.6% | 100% | $978,333 | View |
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1 office in Gig Harbor 7101 Stinson Ave, Gig Harbor, WA 98335 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 66.7% | $210,000 | View |
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1 office in Gig Harbor 5414 Point Fosdick Dr, Gig Harbor, WA 98335 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA, Jumbo | 2 | 1.1% | 100% | $715,000 | View |
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1 office in Gig Harbor 3105 Judson St, Gig Harbor, WA 98335 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 2 | 1.1% | 100% | $705,000 | View |
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1 office in Gig Harbor 4815 Point Fosdick Dr, Gig Harbor, WA 98335 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.5% | 100% | $475,000 | View |
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1 office in Gig Harbor 5303 Point Fosdick Drive NW, Gig Harbor, WA 98335 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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2 offices in Gig Harbor 5119 Olympic Dr, Gig Harbor, WA 98335 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4524 Point Fosdick Dr, Gig Harbor, WA 98335 1854 A5.0 ★Texas Ratio: 8.08% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
1.6% | 100% | $555,000 | View |
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7109 Pioneer Way, Gig Harbor, WA 98335 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 3 | 1.6% | 100% | $111,666 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $785,000 | View |
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4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313 A5.0 ★Texas Ratio: 6.36% |
Conventional | 2 | 1.1% | 100% | $455,000 | View |
Boeing Employees' Credit Union
4784 Borgen Blvd Ste A, Gig Harbor, WA 98332 6764 |
Conventional, Jumbo, HELOC | 1 +19 HELOCs |
0.5% | 100% | $1,535,000 | |
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4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313 A5.0 ★Texas Ratio: 6.36% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $65,000 | View |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,085,000 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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1149 N Edison St, Kennewick, WA 99336 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
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Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.5% | 100% | $915,000 | View |
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312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.5% | 50% | $885,000 | View |
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4811 Borgen Blvd, Gig Harbor, WA 98332 6826 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8665 Martin Way E, LACEY, WA 98516 A5.0 ★Texas Ratio: 9.15% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional | 6 | 3.2% | 100% | $731,666 | |
Sammamish Mortgage Company
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Conventional, VA, Jumbo | 2 | 1.1% | 100% | $1,070,000 | |
HomeStreet Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $1,035,000 | |
Wsecu
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $495,000 | |
Basis Home Loans LLC
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Conventional | 1 | 0.5% | 100% | $775,000 | |
Olympia Federal Savings & Loan
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Conventional | 1 | 0.5% | 100% | $605,000 | |
Flyhomes Mortgage LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $605,000 | |
Whatcom Educational Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, VA, Jumbo | 18 | 9.7% | 100% | $720,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 16 | 8.6% | 100% | $786,875 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 12 | 6.5% | 85.7% | $660,833 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 12 | 6.5% | 85.7% | $816,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +4 HELOCs |
3.2% | 100% | $345,000 | |
Guild Mortgage Company
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Conventional, VA, Jumbo | 6 | 3.2% | 100% | $736,666 | |
The Loan Store, Inc
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Conventional, HELOC | 5 +3 HELOCs |
2.7% | 100% | $653,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 4 | 2.2% | 100% | $705,000 | |
Union Home Mortgage Corp.
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Conventional | 4 | 2.2% | 100% | $462,500 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional, VA | 3 | 1.6% | 100% | $628,333 | View |
Newrez LLC
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Conventional, Jumbo | 3 | 1.6% | 100% | $811,666 | |
Nbkc Bank
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Conventional, VA | 3 | 1.6% | 100% | $775,000 | |
New American Funding, LLC.
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Conventional | 3 | 1.6% | 100% | $511,666 | |
NOVA Financial & Investment Corporation
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Conventional, FHA | 2 | 1.1% | 100% | $710,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $865,000 | |
Generations Home Loans, LLC
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Conventional | 2 | 1.1% | 100% | $760,000 | |
Pentagon Federal Credit Union
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Conventional, VA | 2 | 1.1% | 100% | $660,000 | |
Better Mortgage Corporation
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Conventional, VA, Jumbo | 2 | 1.1% | 100% | $665,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 1.1% | 100% | $560,000 | View |
Fairway Independent Mort Corp
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FHA, VA | 2 | 1.1% | 100% | $565,000 | |
First Technology Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $225,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $445,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.5% | 100% | $845,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 50% | $55,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.5% | 100% | $345,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.5% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.5% | 100% | $695,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 100% | $85,000 | |
American Financial Network, Inc.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,065,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.5% | 100% | $805,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.5% | 100% | $675,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.5% | 100% | $605,000 | |
West Coast Mortgage Group & Realty Co
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Conventional | 1 | 0.5% | 100% | $605,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $655,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $645,000 | |
T2 Financial LLC
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Conventional | 1 | 0.5% | 100% | $305,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 100% | $785,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $145,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $665,000 | View |
Logan Finance Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,405,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.5% | 100% | $915,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.5% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $675,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $835,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $795,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.5% | 100% | $815,000 | |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Gig Harbor Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gig Harbor, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Gig Harbor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gig Harbor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gig Harbor, WA
Use these to narrow the list above. Each category shows how many Gig Harbor, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Gig Harbor, WA
Independent mortgage companies closed 69.7 percent of home loans in Gig Harbor, Washington in 2025, banks 19.5 percent and credit unions 10.8 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Sound Credit Union the largest credit union. Among lenders headquartered in Washington, Timberland Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gig Harbor, WA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Gig Harbor, Washington with 4 loans, about 2.2 percent of the market. The largest lender headquartered in Washington was Timberland Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Gig Harbor, Washington in 2025, led by CrossCountry Mortgage, LLC with 1. 21 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 16 credit unions closed home loans in Gig Harbor, Washington in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gig Harbor, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gig Harbor, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gig Harbor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
