Mortgage Lenders and Brokers in Des Moines, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Des Moines, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.21401 Pacific Hwy S, Des Moines, WA 98198A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA707 S 227th St, Des Moines, WA 98198A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA22240 Marine View Dr S, Des Moines, WA 98198A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association22033 Marine View Dr S, Des Moines, WA 98198A+5.0 ★Texas Ratio: 4.81%, Wells Fargo Bank NAWells Fargo Bank NA22037 7th Ave S, Des Moines, WA 98198A+5.0 ★Texas Ratio: 5.36%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, and BMO Harris Bank NABMO Harris Bank NA312 N Ruby St, Ellensburg, WA 98926A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Des Moines, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Des Moines are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Des Moines, Washington
Market share is the lender's share of all home loans closed in Des Moines, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Des Moines 21401 Pacific Hwy S, Des Moines, WA 98198 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, Jumbo, HELOC | 7 +4 HELOCs |
1.6% | 87.5% | $477,857 | View |
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1 office in Des Moines 707 S 227th St, Des Moines, WA 98198 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +7 HELOCs |
1.4% | 100% | $501,666 | View |
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1 office in Des Moines 22240 Marine View Dr S, Des Moines, WA 98198 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 0.9% | 100% | $637,500 | View |
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1 office in Des Moines 22033 Marine View Dr S, Des Moines, WA 98198 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $635,000 | View |
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1 office in Des Moines 22037 7th Ave S, Des Moines, WA 98198 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 18 +85 HELOCs |
4.2% | 86.4% | $347,222 | |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 5 | 1.2% | 100% | $149,000 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 4 +2 HELOCs |
0.9% | 50% | $435,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 66.7% | $860,000 | View |
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312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 2 | 0.5% | 100% | $510,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $125,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $85,000 | View |
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300 110th Ave Ne, Bellevue, WA 98004 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $435,000 | View |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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1048 116th Ave NE, Bellevue, WA 98004 4640 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
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416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
Conventional | 1 | 0.2% | 50% | $565,000 | View |
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14901 4th Ave SW Ste 107, Burien, WA 98166 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Columbia Credit Union
404 North West Avenue, Arlington, WA 98223 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA, VA | 9 | 2.1% | 100% | $491,666 | |
Sammamish Mortgage Company
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Conventional | 3 | 0.7% | 75% | $441,666 | |
HomeStreet Bank
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Conventional, FHA, HELOC | 2 +3 HELOCs |
0.5% | 100% | $450,000 | |
Wsecu
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Conventional | 1 | 0.2% | 33.3% | $115,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 48 | 11.2% | 79% | $366,458 | |
Movement Mortgage, LLC
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Conventional, FHA, Jumbo | 31 | 7.2% | 94.9% | $462,419 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 27 +6 HELOCs |
6.3% | 93.1% | $473,888 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 22 +2 HELOCs |
5.1% | 95.8% | $540,454 | |
Guild Mortgage Company
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Conventional, FHA, VA | 21 | 4.9% | 100% | $361,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 19 | 4.4% | 100% | $543,947 | |
Fairway Independent Mort Corp
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Conventional, FHA | 13 | 3% | 86.7% | $465,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
2.3% | 90.9% | $511,000 | |
Newrez LLC
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Conventional | 9 | 2.1% | 56.2% | $342,777 | |
Pennymac Loan Services LLC
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Conventional, VA | 9 | 2.1% | 81.8% | $538,333 | |
Nationstar Mortgage
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Conventional, FHA, VA | 9 | 2.1% | 90% | $229,444 | |
American Pacific Mortgage Corporation
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Conventional, FHA, Jumbo | 7 | 1.6% | 87.5% | $720,714 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +4 HELOCs |
1.4% | 77.8% | $495,000 | |
Mortgage Research Center
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VA | 6 | 1.4% | 100% | $316,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 6 | 1.4% | 100% | $488,333 | |
Cornerstone First Mortgage, LLC
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Conventional | 5 | 1.2% | 83.3% | $475,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.2% | 85.7% | $413,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.2% | 83.3% | $387,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 5 | 1.2% | 100% | $351,000 | |
Bay Equity LLC
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Conventional, FHA | 4 | 0.9% | 100% | $515,000 | |
New American Funding, LLC.
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Conventional | 4 | 0.9% | 57.1% | $572,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.7% | 75% | $88,333 | |
Originpoint, LLC
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Conventional, FHA, VA | 3 | 0.7% | 100% | $451,666 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, Jumbo | 3 | 0.7% | 100% | $558,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.7% | 42.9% | $95,000 | |
Priority Home Lending, LLC
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Conventional | 3 | 0.7% | 100% | $515,000 | |
Provident Funding Associates
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Conventional | 3 | 0.7% | 100% | $648,333 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 3 | 0.7% | 75% | $388,333 | |
The Loan Store, Inc
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Conventional | 3 | 0.7% | 83.3% | $411,666 | |
Global Federal Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
0.5% | 66.7% | $260,000 | |
NOVA Financial & Investment Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $320,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $520,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.5% | 100% | $385,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.5% | 100% | $605,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.5% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA | 2 | 0.5% | 100% | $510,000 | View |
Securitynational Mortgage Company
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Conventional | 2 | 0.5% | 100% | $145,000 | |
Loanleaders of America, Inc
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FHA, VA | 2 | 0.5% | 100% | $550,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.5% | 66.7% | $580,000 | |
Lower, LLC
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Conventional | 2 | 0.5% | 100% | $645,000 | |
Nexera Holding LLC
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Conventional | 2 | 0.5% | 100% | $615,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.5% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $595,000 | |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
Residential Wholesale Mortgage
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $685,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 40% | $475,000 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 66.7% | $415,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $105,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $665,000 | |
United Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $495,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 50% | $695,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.2% | 100% | $485,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $505,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 33.3% | $225,000 | |
Direct Rate Home Loans, Inc
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.2% | 100% | $575,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 50% | $575,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $805,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $1,015,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Des Moines Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Des Moines, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Des Moines? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Des Moines in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Des Moines, WA
Use these to narrow the list above. Each category shows how many Des Moines, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Des Moines, WA
Independent mortgage companies closed 81.3 percent of home loans in Des Moines, Washington in 2025, banks 9.3 percent and credit unions 9.3 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Boeing Employees' Credit Union led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Des Moines, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Des Moines, Washington with 7 loans, about 1.6 percent of the market. The largest lender headquartered in Washington was Boeing Employees' Credit Union with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Des Moines, Washington in 2025, led by Movement Mortgage, LLC with 6. 18 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 16 credit unions closed home loans in Des Moines, Washington in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Des Moines, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Des Moines, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Des Moines. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
