MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Chain Lake, Washington

Chain Lake, Washington mortgage lenders include Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Cascade Federal Credit UnionCascade Federal Credit Union12916 4th Ave W, Everett, WA 98204A+5.0 ★Texas Ratio: 2.66%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust300 110th Ave Ne, Bellevue, WA 98004A5.0 ★Texas Ratio: 7.72%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, and Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Chain Lake, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chain Lake are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Chain Lake, Washington

Market share is the lender's share of all home loans closed in Chain Lake, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002
Conventional, Jumbo, HELOC 6
+52 HELOCs
3.8% 100% $938,333
504 N Olympic Ave, Arlington, WA 98223
A+5.0 ★Texas Ratio: 3.68%
Conventional, HELOC 3
+1 HELOCs
1.9% 80% $505,000 View
1400 Commercial Ave, Anacortes, WA 98221
A+5.0 ★Texas Ratio: 2.91%
Conventional, HELOC 2
+3 HELOCs
1.3% 100% $730,000 View
910 O Ave, Anacortes, WA 98221
A+5.0 ★Texas Ratio: 2.85%
Conventional 2 1.3% 100% $530,000 View
24000 35th Ave SE # 200, Bothell, WA 98021 8990
A+5.0 ★Texas Ratio: 4.83%
Conventional 2 1.3% 100% $190,000 View
1018 8th St, Anacortes, WA 98221
A+5.0 ★Texas Ratio: 5.36%
Conventional 2 1.3% 100% $825,000 View
12916 4th Ave W, Everett, WA 98204
A+5.0 ★Texas Ratio: 2.66%
Conventional 1 0.6% 100% $115,000 View
300 110th Ave Ne, Bellevue, WA 98004
A5.0 ★Texas Ratio: 7.72%
Conventional 1 0.6% 50% $295,000 View
100 W 1st St, Aberdeen, WA 98520
A+5.0 ★Texas Ratio: 4.31%
Conventional 1 0.6% 100% $205,000 View
5363 Auto Center Way, Bremerton, WA 98312
A5.0 ★Texas Ratio: 6.57%
Conventional 1 0.6% 100% $35,000 View
14901 4th Ave SW Ste 107, Burien, WA 98166
A+5.0 ★Texas Ratio: 4.30%
Conventional 1 0.6% 50% $155,000 View
117 N Broadway St, Aberdeen, WA 98520
A+5.0 ★Texas Ratio: 3.23%
Conventional 1 0.6% 100% $585,000 View
3230 172nd St Ne, Arlington, WA 98223
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+5 HELOCs
0% n/a View
525 N Olympic Ave, Arlington, WA 98223
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+3 HELOCs
0% n/a View
404 North West Avenue, Arlington, WA 98223
A+5.0 ★Texas Ratio: 2.28%
HELOC 0
+1 HELOCs
0% n/a View
1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092
A+5.0 ★Texas Ratio: 3.68%
HELOC 0
+1 HELOCs
0% n/a View
1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527
A-5.0 ★Texas Ratio: 14.33%
HELOC 0
+1 HELOCs
0% n/a View
10811 W State Route 2, Airway Heights, WA 99001 5167
A5.0 ★Texas Ratio: 10.05%
HELOC 0
+1 HELOCs
0% n/a View
Evergreen Moneysource Mortgage Company
Conventional 4 2.5% 100% $742,500
Wsecu
Conventional, HELOC 1
+1 HELOCs
0.6% 50% $175,000
HomeStreet Bank
Conventional 1 0.6% 100% $735,000
Rocket Mortgage
Conventional, FHA, VA, Jumbo 16 10.1% 77.3% $384,375
United Wholesale Mortgage
Conventional, FHA, VA 12 7.5% 85.7% $692,500
Movement Mortgage, LLC
Conventional, FHA, VA, Jumbo, HELOC 8
+1 HELOCs
5% 100% $698,750
CrossCountry Mortgage, LLC
Conventional, FHA 8 5% 90% $733,750
loanDepot.com LLC
Conventional, Jumbo 6 3.8% 100% $451,666
Guild Mortgage Company
Conventional, VA 5 3.1% 83.3% $631,000
Cmg Mortgage Inc
Conventional, VA 5 3.1% 100% $741,000
Fairway Independent Mort Corp
Conventional 5 3.1% 100% $799,000
Originpoint, LLC
Conventional 4 2.5% 80% $832,500
Newrez LLC
Conventional 4 2.5% 100% $380,000
New American Funding, LLC.
Conventional 4 2.5% 100% $722,500
Guaranteed Rate, Inc.
Conventional, Jumbo, HELOC 3
+1 HELOCs
1.9% 100% $968,333
A+5.0 ★Texas Ratio: 3.21%
Conventional, Jumbo 3 1.9% 100% $768,333 View
American Pacific Mortgage Corporation
Conventional 3 1.9% 100% $545,000
Paramount Residential Mortgage
Conventional, VA, Jumbo 3 1.9% 100% $981,666
Spring Eq, LLC
Conventional, HELOC 2
+2 HELOCs
1.3% 50% $235,000
Nbkc Bank
Conventional 2 1.3% 100% $1,015,000
Pennymac Loan Services LLC
Conventional, VA 2 1.3% 66.7% $565,000
Nfm, Inc
Conventional, Jumbo 2 1.3% 100% $1,140,000
Provident Funding Associates
Conventional 2 1.3% 100% $705,000
The Loan Store, Inc
Conventional 2 1.3% 100% $755,000
B-4.3 ★Texas Ratio: 23.12%
Conventional 2 1.3% 100% $510,000 View
ClearEdge Lending LLC
Conventional, Jumbo 2 1.3% 100% $1,135,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 2 1.3% 100% $130,000 View
Quorum Federal Credit Union
Conventional, HELOC 1
+2 HELOCs
0.6% 100% $125,000
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 1
+1 HELOCs
0.6% 100% $25,000
A+5.0 ★Texas Ratio: 4.32%
Conventional, Jumbo 1 0.6% 100% $1,125,000 View
Primelending
Conventional 1 0.6% 100% $675,000
Everett Financial, Inc.
Conventional 1 0.6% 100% $635,000
Kind Lending, LLC
Conventional 1 0.6% 100% $605,000
Directors Mortgage, Inc
FHA 1 0.6% 100% $995,000
A+5.0 ★Texas Ratio: 5.05%
Conventional 1 0.6% 100% $995,000 View
Discover Bank
Conventional 1 0.6% 100% $255,000
Highlands Residential Mortgage, Ltd.
Conventional 1 0.6% 100% $475,000
Planet Home Lending, LLC
Conventional 1 0.6% 100% $965,000
A+5.0 ★Texas Ratio: 0.22%
Conventional 1 0.6% 100% $105,000 View
Generations Home Loans, LLC
Conventional 1 0.6% 50% $715,000
Nationstar Mortgage
Conventional 1 0.6% 100% $115,000
Mortgage Research Center
VA 1 0.6% 100% $895,000
Better Mortgage Corporation
Conventional 1 0.6% 100% $125,000
V.I.P. Mortgage, Inc.
Conventional 1 0.6% 100% $595,000
Zillow Home Loans, LLC
Conventional 1 0.6% 100% $875,000
Prosperity Home Mortgage, LLC
Conventional 1 0.6% 100% $285,000
Mutual of Omaha Mortgage
Conventional 1 0.6% 100% $225,000
Lower, LLC
Conventional 1 0.6% 100% $465,000
A4.8 ★Texas Ratio: 2.45%
Conventional 1 0.6% 100% $945,000 View
Plaza Home Mortgage, Inc
FHA 1 0.6% 100% $635,000
Alliant Credit Union
HELOC 0
+6 HELOCs
0% n/a
Fourleaf Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Signature Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Usalliance Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 4.66%
HELOC 0
+1 HELOCs
0% n/a View
Firefighters First Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.53%
HELOC 0
+1 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Chain Lake, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Chain Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chain Lake in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Chain Lake, WA

Use these to narrow the list above. Each category shows how many Chain Lake, WA lenders fit and what that kind of lender is usually best for.

Who Lends in Chain Lake, WA

Independent mortgage companies closed 74.8 percent of home loans in Chain Lake, Washington in 2025, banks 16.4 percent and credit unions 8.8 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Boeing Employees' Credit Union led with 6 loans.

74.8%
Mortgage companies
16.4%
Banks
8.8%
Credit unions
6%
FHA loans
6%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Chain Lake, WA

Who is the largest mortgage lender in Chain Lake, WA?

By home loans closed in 2025, Boeing Employees' Credit Union was the largest mortgage lender in Chain Lake, Washington with 6 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Chain Lake, WA mortgage lenders offer FHA, VA and USDA loans?

6 lenders closed FHA loans in Chain Lake, Washington in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by Movement Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Chain Lake, WA lender list?

Yes. 21 banks and 16 credit unions closed home loans in Chain Lake, Washington in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Chain Lake, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Chain Lake, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chain Lake, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chain Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.