Mortgage Lenders and Brokers in Bothell West, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bothell West, Washington mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.10900 Ne 4th St, Bellevue, WA 98004A+5.0 ★Texas Ratio: 3.72%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, Hsbc Bank USA, NAHsbc Bank USA, NA196 Bellevue Way Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.86%, and 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bothell West, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bothell West are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bothell West, Washington
Market share is the lender's share of all home loans closed in Bothell West, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 24 +1 HELOCs |
5.5% | 96% | $727,500 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, Jumbo, HELOC | 17 +81 HELOCs |
3.9% | 94.4% | $713,235 | |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 14 +5 HELOCs |
3.2% | 100% | $847,857 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 10 +13 HELOCs |
2.3% | 100% | $921,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 7 | 1.6% | 77.8% | $782,142 | View |
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10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 4 | 0.9% | 100% | $852,500 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 0.9% | 80% | $922,500 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 75% | $281,666 | View |
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196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 3 | 0.7% | 100% | $775,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $745,000 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 2 | 0.5% | 100% | $155,000 | View |
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11100 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $815,000 | View |
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22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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14901 4th Ave SW Ste 107, Burien, WA 98166 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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19371 STATE ROUTE 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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1005 Highway 97, Brewster, WA 98812 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1017 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 4.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wsecu
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Conventional, HELOC | 3 +2 HELOCs |
0.7% | 75% | $208,333 | |
Sammamish Mortgage Company
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Conventional | 2 | 0.5% | 100% | $400,000 | |
HomeStreet Bank
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $795,000 | |
Whatcom Educational Credit Uni
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Conventional | 1 | 0.2% | 100% | $775,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 8.7% | 88.4% | $530,789 | |
United Wholesale Mortgage
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Conventional, Jumbo, HELOC | 33 +2 HELOCs |
7.5% | 91.9% | $687,727 | |
Cmg Mortgage Inc
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Conventional, FHA | 33 | 7.5% | 100% | $618,030 | |
DHI Mortgage Company, LTD.
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Conventional, FHA | 22 | 5% | 95.7% | $689,090 | |
Guild Mortgage Company
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Conventional, FHA | 14 | 3.2% | 100% | $576,428 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 12 +1 HELOCs |
2.7% | 100% | $567,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 12 | 2.7% | 92.9% | $737,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 11 | 2.5% | 100% | $632,272 | |
Newrez LLC
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Conventional | 10 | 2.3% | 83.3% | $451,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 8 | 1.8% | 100% | $476,250 | |
The Loan Store, Inc
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Conventional | 8 | 1.8% | 100% | $526,250 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 7 | 1.6% | 87.5% | $222,142 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
1.4% | 100% | $295,000 | |
loanDepot.com LLC
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Conventional | 6 | 1.4% | 85.7% | $631,666 | |
General Mortgage Capital Corporation
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Conventional | 6 | 1.4% | 100% | $480,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 6 | 1.4% | 100% | $911,666 | View |
Nbkc Bank
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Conventional | 5 | 1.1% | 100% | $607,000 | |
Nationstar Mortgage
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Conventional | 5 | 1.1% | 83.3% | $67,000 | |
Guidance Residential, LLC
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Conventional | 4 | 0.9% | 100% | $752,500 | |
Nfm, Inc
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Conventional | 4 | 0.9% | 100% | $415,000 | |
Spring Eq, LLC
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Conventional | 4 | 0.9% | 50% | $217,500 | |
First Technology Federal Credit Union
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Conventional, Jumbo, HELOC | 3 +4 HELOCs |
0.7% | 100% | $598,333 | |
New American Funding, LLC.
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $668,333 | |
Global Federal Credit Union
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Conventional, Jumbo | 3 | 0.7% | 100% | $951,666 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 3 | 0.7% | 100% | $468,333 | View |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 3 | 0.7% | 100% | $678,333 | View |
Provident Funding Associates
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Conventional | 3 | 0.7% | 100% | $665,000 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 0.7% | 100% | $538,333 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.7% | 100% | $725,000 | View |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $425,000 | View |
Freedom Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $410,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.5% | 100% | $720,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.5% | 100% | $640,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $540,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 28.6% | $180,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 2 | 0.5% | 100% | $780,000 | |
Generations Home Loans, LLC
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Conventional | 2 | 0.5% | 100% | $620,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.5% | 100% | $660,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $795,000 | |
Nexera Holding LLC
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Conventional | 2 | 0.5% | 100% | $390,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.5% | 100% | $705,000 | View |
Tomo Mortgage LLC
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Conventional | 2 | 0.5% | 100% | $630,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $265,000 | View |
Usalliance Federal Credit Union
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $555,000 | |
Pacific Residential Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $795,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $925,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 75% | $145,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $445,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 50% | $505,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $765,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Mortgage Research Center
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VA | 1 | 0.2% | 100% | $415,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $915,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $675,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Toyota Financial Savings Bank
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Conventional | 1 | 0.2% | 100% | $205,000 | |
United Nations Federal CU
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Conventional | 1 | 0.2% | 100% | $575,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 50% | $155,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $955,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $675,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bothell West Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bothell West, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Bothell West? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bothell West in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bothell West, WA
Use these to narrow the list above. Each category shows how many Bothell West, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Bothell West, WA
Independent mortgage companies closed 65.1 percent of home loans in Bothell West, Washington in 2025, banks 24.8 percent and credit unions 10 percent. Sammamish Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Boeing Employees' Credit Union led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bothell West, WA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Bothell West, Washington with 24 loans, about 5.5 percent of the market. The largest lender headquartered in Washington was Boeing Employees' Credit Union with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Bothell West, Washington in 2025, led by DHI Mortgage Company, LTD. with 2. 5 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 19 credit unions closed home loans in Bothell West, Washington in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bothell West, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bothell West, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bothell West. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
