Mortgage Lenders and Brokers in West Springfield, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Springfield, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, The Freedom Bank of VirginiaThe Freedom Bank of Virginia4090 Lafayette Center Dr, Chantilly, VA 20151C+4.2 ★Texas Ratio: 24.99%, Bank of ClarkeBank of Clarke44810 Saranac St, Ashburn, VA 20147A5.0 ★Texas Ratio: 7.27%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust950 N Glebe Rd, Arlington, VA 22203A5.0 ★Texas Ratio: 7.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, and Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Springfield, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Springfield are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Springfield, Virginia
Market share is the lender's share of all home loans closed in West Springfield, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 16 +12 HELOCs |
4.4% | 80% | $391,875 | |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, Jumbo, HELOC | 6 +7 HELOCs |
1.6% | 100% | $916,666 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA | 5 | 1.4% | 83.3% | $583,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 4 +2 HELOCs |
1.1% | 80% | $87,500 | |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 4 | 1.1% | 100% | $647,500 | View |
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4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional, FHA | 4 | 1.1% | 100% | $442,500 | View |
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44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27% |
Conventional | 3 | 0.8% | 100% | $511,666 | View |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $675,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $210,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 0.5% | 100% | $555,000 | View |
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108 Mcnair Rd, Fort Myer, VA 22211 A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 0.5% | 100% | $740,000 | View |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $155,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $595,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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4075wilson Boulevard, Arlington, VA 22203 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.3% | 100% | $765,000 | View |
Democracy Federal Credit Union
400 N Columbus St, Alexandria, VA 22314 |
Conventional | 1 | 0.3% | 100% | $105,000 | |
Transportation Federal Credit Union
1600 Cameron St, Alexandria, VA 22314 |
Conventional | 1 | 0.3% | 100% | $115,000 | |
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1900 Campus Commons Drive Suite 103, Reston, VA 20191 A-5.0 ★Texas Ratio: 15.49% |
VA | 1 | 0.3% | 100% | $265,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
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Conventional, VA | 17 | 4.6% | 89.5% | $535,000 | |
Intercoastal Mortgage, LLC
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Conventional, FHA, VA | 11 | 3% | 92.3% | $703,181 | |
First Savings Mortgage Corporation
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Conventional, FHA, VA | 11 | 3% | 100% | $492,272 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 10 | 2.7% | 100% | $613,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 9 | 2.5% | 100% | $605,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.9% | 100% | $525,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional, FHA, VA, Jumbo | 4 | 1.1% | 100% | $742,500 | |
Credit Union Mortgage Associat
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Conventional | 3 | 0.8% | 100% | $618,333 | |
Vellum Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $595,000 | |
ALCOVA Mortgage, LLC
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VA | 1 | 0.3% | 100% | $985,000 | |
Loansteady LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $655,000 | |
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A5.0 ★Texas Ratio: 8.63% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Rocket Mortgage
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Conventional, FHA, VA, HELOC | 30 +1 HELOCs |
8.2% | 88.2% | $430,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 5.2% | 100% | $647,631 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, VA | 11 | 3% | 100% | $638,636 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 3% | 73.3% | $389,545 | |
Nationstar Mortgage
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Conventional | 10 | 2.7% | 90.9% | $228,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 8 +2 HELOCs |
2.2% | 100% | $631,250 | |
Mortgage Research Center
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VA | 8 | 2.2% | 72.7% | $641,250 | |
Newrez LLC
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Conventional, VA | 7 | 1.9% | 77.8% | $432,142 | |
Guild Mortgage Company
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Conventional, FHA, VA | 7 | 1.9% | 100% | $535,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.6% | 100% | $515,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 6 | 1.6% | 100% | $625,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 6 | 1.6% | 100% | $721,666 | View |
loanDepot.com LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.1% | 80% | $182,500 | |
Nfm, Inc
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Conventional, FHA | 4 | 1.1% | 100% | $462,500 | |
Embrace Home Loans, Inc.
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Conventional, VA | 4 | 1.1% | 100% | $625,000 | |
Bank Fund Staff Federal Credit
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Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $515,000 | |
State Employees Credit Union of MD
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Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $711,666 | |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 0.8% | 80% | $505,000 | |
Instamortgage, Inc
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Conventional, VA | 3 | 0.8% | 100% | $621,666 | |
Bay Equity LLC
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Conventional, FHA, VA | 3 | 0.8% | 100% | $541,666 | |
Peoples Mortgage Company
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Conventional, FHA | 3 | 0.8% | 100% | $338,333 | |
Zillow Home Loans, LLC
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FHA, VA | 3 | 0.8% | 75% | $498,333 | |
Carrington Mortgage Services LLC
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FHA | 3 | 0.8% | 60% | $285,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 2 +6 HELOCs |
0.5% | 50% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.5% | 50% | $430,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 2 | 0.5% | 100% | $740,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $585,000 | |
Nbkc Bank
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Conventional, VA | 2 | 0.5% | 100% | $775,000 | |
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A5.0 ★Texas Ratio: 11.24% |
VA | 2 | 0.5% | 100% | $620,000 | View |
First Colony Mortgage Corporat
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Conventional | 2 | 0.5% | 100% | $625,000 | |
Service Federal Credit Union
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Conventional | 2 | 0.5% | 100% | $615,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $670,000 | |
Emet Lending Group, Inc.
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Conventional | 2 | 0.5% | 100% | $525,000 | |
New American Funding, LLC.
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FHA | 2 | 0.5% | 66.7% | $385,000 | |
Lower, LLC
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Conventional | 2 | 0.5% | 100% | $390,000 | |
United Nations Federal CU
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Conventional | 2 | 0.5% | 66.7% | $700,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $250,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 50% | $80,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 50% | $715,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Brighton Bank
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VA | 1 | 0.3% | 100% | $565,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 33.3% | $525,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
First Home Mortgage
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Conventional | 1 | 0.3% | 100% | $685,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $685,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 20% | $105,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Idb Global Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 33.3% | $565,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
T2 Financial LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
Agriculture Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $135,000 | |
New Story Lending LLC
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FHA | 1 | 0.3% | 100% | $425,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $725,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.3% | 100% | $695,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.3% | 100% | $625,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $805,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $625,000 | View |
Geneva Financial LLC
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VA | 1 | 0.3% | 100% | $475,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.3% | 100% | $1,065,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $495,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 100% | $365,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
West Springfield Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Springfield, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in West Springfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Springfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Springfield, VA
Use these to narrow the list above. Each category shows how many West Springfield, VA lenders fit and what that kind of lender is usually best for.
Who Lends in West Springfield, VA
Independent mortgage companies closed 74.1 percent of home loans in West Springfield, Virginia in 2025, banks 14.7 percent and credit unions 11.2 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Springfield, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in West Springfield, Virginia with 16 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in West Springfield, Virginia in 2025, led by First Heritage Mortgage, LLC with 3. 38 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 20 credit unions closed home loans in West Springfield, Virginia in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Springfield, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Springfield, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Springfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
