Mortgage Lenders and Brokers in West Falls Church, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Falls Church, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA1700 Diagonal Rd, Alexandria, VA 22314A+5.0 ★Texas Ratio: 5.44%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, and United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Falls Church, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Falls Church are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Falls Church, Virginia
Market share is the lender's share of all home loans closed in West Falls Church, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 17 +11 HELOCs |
4.4% | 77.3% | $370,882 | |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, Jumbo, HELOC | 10 +11 HELOCs |
2.6% | 83.3% | $729,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 9 | 2.3% | 100% | $559,444 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA | 9 | 2.3% | 90% | $642,777 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.3% | 83.3% | $535,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +5 HELOCs |
1% | 100% | $607,500 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 4 +2 HELOCs |
1% | 80% | $475,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 3 +8 HELOCs |
0.8% | 60% | $495,000 | |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +7 HELOCs |
0.8% | 100% | $678,333 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 75% | $148,333 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 75% | $578,333 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA, VA | 3 | 0.8% | 100% | $701,666 | View |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 3 | 0.8% | 100% | $555,000 | View |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 33.3% | $1,155,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $115,000 | View |
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5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $315,000 | View |
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1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $105,000 | View |
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1445a Laughlin Ave, Mclean, VA 22101 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.3% | 100% | $755,000 | View |
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1000 N Highland St, Arlington, VA 22201 B-4.4 ★Texas Ratio: 22.15% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
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13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
Transportation Federal Credit Union
1600 Cameron St, Alexandria, VA 22314 |
Conventional | 1 | 0.3% | 100% | $95,000 | |
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108 Mcnair Rd, Fort Myer, VA 22211 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.3% | 100% | $675,000 | View |
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425 William St, Fredericksburg, VA 22401 A5.0 ★Texas Ratio: 9.61% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,475,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +18 HELOCs |
0% | 0% | View | |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
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Conventional, VA | 17 | 4.4% | 100% | $632,058 | |
Intercoastal Mortgage, LLC
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Conventional, VA | 10 | 2.6% | 100% | $613,000 | |
First Savings Mortgage Corporation
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Conventional, VA, Jumbo | 9 | 2.3% | 100% | $653,888 | |
First Heritage Mortgage, LLC
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Conventional, VA, Jumbo | 7 | 1.8% | 100% | $703,571 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 7 | 1.8% | 100% | $570,714 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 4 | 1% | 100% | $535,000 | |
Capital Center LLC
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Conventional, VA | 3 | 0.8% | 100% | $571,666 | |
Vellum Mortgage, Inc.
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Conventional, VA | 3 | 0.8% | 100% | $678,333 | |
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A5.0 ★Texas Ratio: 8.63% |
Conventional | 2 | 0.5% | 75% | $435,000 | View |
Ussfcu
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $175,000 | |
ALCOVA Mortgage, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,495,000 | |
Strong Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $345,000 | |
Rocket Mortgage
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Conventional, VA | 23 | 5.9% | 77.4% | $351,521 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 18 +2 HELOCs |
4.7% | 81.8% | $657,222 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 14 +2 HELOCs |
3.6% | 100% | $560,714 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional | 11 | 2.8% | 91.7% | $543,181 | View |
Fairway Independent Mort Corp
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Conventional, VA | 11 | 2.8% | 100% | $589,545 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 10 | 2.6% | 100% | $640,000 | |
Cmg Mortgage Inc
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Conventional | 9 | 2.3% | 100% | $523,888 | |
Pennymac Loan Services LLC
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Conventional, VA | 8 | 2.1% | 80% | $552,500 | |
Nfm, Inc
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Conventional, VA | 6 | 1.6% | 100% | $556,666 | |
Newrez LLC
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Conventional | 5 | 1.3% | 100% | $623,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 100% | $322,500 | View |
SWBC Mortgage Corporation
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Conventional | 4 | 1% | 100% | $527,500 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 1% | 100% | $757,500 | |
First Home Mortgage
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Conventional, FHA | 4 | 1% | 100% | $630,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 3 | 0.8% | 100% | $738,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 0.8% | 100% | $581,666 | View |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.8% | 75% | $555,000 | |
American Financial Network, Inc.
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Conventional | 3 | 0.8% | 100% | $605,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 3 | 0.8% | 75% | $631,666 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 0.8% | 100% | $671,666 | |
Nationstar Mortgage
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Conventional, FHA, VA | 3 | 0.8% | 100% | $375,000 | |
Mortgage Research Center
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VA | 3 | 0.8% | 60% | $785,000 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 0.8% | 100% | $641,666 | |
New American Funding, LLC.
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Conventional | 3 | 0.8% | 100% | $661,666 | |
Tower Federal Credit Union
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Conventional, HELOC | 2 +4 HELOCs |
0.5% | 100% | $430,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 2 +4 HELOCs |
0.5% | 66.7% | $755,000 | |
Lower, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $450,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.5% | 100% | $440,000 | View |
American Portfolio Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $600,000 | |
All Credit Considered Mortgage, Inc.
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Conventional, Jumbo | 2 | 0.5% | 100% | $985,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.5% | 66.7% | $125,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.5% | 100% | $185,000 | |
Discover Bank
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Conventional | 2 | 0.5% | 33.3% | $75,000 | |
Sun West Mortgage Company, Inc
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Conventional | 2 | 0.5% | 100% | $500,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.5% | 50% | $715,000 | View |
Emet Lending Group, Inc.
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Conventional | 2 | 0.5% | 100% | $440,000 | |
Uif Corporation
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Conventional | 2 | 0.5% | 100% | $815,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 2 | 0.5% | 100% | $530,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 66.7% | $355,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 0.5% | 100% | $685,000 | |
Bank Fund Staff Federal Credit
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 33.3% | $1,075,000 | |
Originpoint, LLC
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Conventional | 1 | 0.3% | 100% | $645,000 | |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $795,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.3% | 100% | $1,005,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.3% | 75% | $805,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $795,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $245,000 | |
Nih Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 25% | $105,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.3% | 100% | $735,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $285,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Weichert Financial Services
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Conventional | 1 | 0.3% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Stg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Credence Funding Corporation
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VA | 1 | 0.3% | 100% | $935,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $905,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 50% | $605,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
Saygo Home Loans, LLC
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VA | 1 | 0.3% | 100% | $585,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $905,000 | |
FM Home Loans LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 11.81% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.3% | 100% | $405,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 50% | $195,000 | |
Texana Bank
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Conventional | 1 | 0.3% | 100% | $195,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $525,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.3% | 100% | $715,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lafayette Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
West Falls Church Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Falls Church, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in West Falls Church? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Falls Church in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Falls Church, VA
Use these to narrow the list above. Each category shows how many West Falls Church, VA lenders fit and what that kind of lender is usually best for.
Who Lends in West Falls Church, VA
Independent mortgage companies closed 67.7 percent of home loans in West Falls Church, Virginia in 2025, banks 22.7 percent and credit unions 9.6 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Falls Church, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in West Falls Church, Virginia with 17 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in West Falls Church, Virginia in 2025, led by United Wholesale Mortgage with 4. 30 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 19 credit unions closed home loans in West Falls Church, Virginia in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Falls Church, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Falls Church, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Falls Church. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
