Warrenton, Virginia mortgage lenders include Truist BankTruist Bank236 W Lee Hwy, Warrenton, VA 20186A+5.0 ★Texas Ratio: 2.87%, Atlantic Union BankAtlantic Union Bank216 Broadview Ave, Warrenton, VA 20186A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA155 Broadview Ave, Warrenton, VA 20186A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.615 Branch Dr, Warrenton, VA 20186A+5.0 ★Texas Ratio: 4.24%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co251 W Lee Hwy, Warrenton, VA 20186A5.0 ★Texas Ratio: 7.39%, Uva Community Credit UnionUva Community Credit Union13701 US Highway 29 Ste I, Chatham, VA 24531A5.0 ★Texas Ratio: 7.25%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, and TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Warrenton, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Warrenton are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Warrenton, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 1 office in Warrenton 236 W Lee Hwy, Warrenton, VA 20186 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 11 +10 HELOCs |
3.1% | 100% | $469,545 | View |
|
1 office in Warrenton 216 Broadview Ave, Warrenton, VA 20186 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 4 +4 HELOCs |
1.1% | 100% | $192,500 | View |
|
1 office in Warrenton 155 Broadview Ave, Warrenton, VA 20186 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.9% | 100% | $605,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Warrenton 615 Branch Dr, Warrenton, VA 20186 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $305,000 | View |
|
1 office in Warrenton 251 W Lee Hwy, Warrenton, VA 20186 A5.0 ★Texas Ratio: 7.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 8 | 2.3% | 72.7% | $251,250 | View |
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +5 HELOCs |
2% | 70% | $376,428 | |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 6 +2 HELOCs |
1.7% | 85.7% | $106,666 | |
|
106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 60% | $355,000 | View |
|
10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 3 | 0.9% | 100% | $385,000 | View |
|
1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 2 +11 HELOCs |
0.6% | 75% | $145,000 | View |
|
340 Waterloo Street, Warrenton, VA 20186 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 2 | 0.6% | 66.7% | $335,000 | View |
|
4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional | 2 | 0.6% | 100% | $600,000 | View |
|
1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
VA, HELOC | 1 +3 HELOCs |
0.3% | 100% | $165,000 | View |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $305,000 | View |
|
95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.3% | 100% | $965,000 | View |
|
1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.3% | 100% | $465,000 | View |
|
7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
|
98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
|
106 Harrison St Se, Leesburg, VA 20175 A5.0 ★Texas Ratio: 6.07% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
|
446 Madison Trade Plz Se, Leesburg, VA 20175 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
|
704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA, VA | 16 | 4.6% | 100% | $465,000 | |
Intercoastal Mortgage, LLC
|
Conventional, Jumbo | 6 | 1.7% | 100% | $671,666 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA, VA | 5 | 1.4% | 100% | $429,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 5 | 1.4% | 100% | $525,000 | |
First Heritage Mortgage, LLC
|
Conventional, VA | 3 | 0.9% | 100% | $541,666 | |
Atlantic Bay Mortgage Group
|
Conventional, VA | 3 | 0.9% | 100% | $551,666 | |
First Savings Mortgage Corporation
|
Conventional | 2 | 0.6% | 100% | $645,000 | |
Capital Center LLC
|
Conventional | 2 | 0.6% | 100% | $295,000 | |
City Lending Inc.
|
Conventional | 1 | 0.3% | 50% | $515,000 | |
Strong Home Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $695,000 | |
Aurora Financial, LLC
|
Conventional | 1 | 0.3% | 100% | $495,000 | |
Vellum Mortgage, Inc.
|
VA | 1 | 0.3% | 100% | $935,000 | |
Integrity Home Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $465,000 | |
Ussfcu
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
Nrl Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 43 | 12.3% | 87% | $269,651 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 23 | 6.6% | 85.7% | $590,652 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, HELOC | 22 +2 HELOCs |
6.3% | 100% | $558,636 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 12 | 3.4% | 80% | $314,166 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 11 | 3.1% | 100% | $465,000 | View |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 7 | 2% | 100% | $585,000 | |
Nationstar Mortgage
|
Conventional | 7 | 2% | 77.8% | $170,714 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 7 | 2% | 100% | $412,142 | |
Guild Mortgage Company
|
Conventional | 5 | 1.4% | 100% | $275,000 | |
Freedom Mortgage Corporation
|
VA | 4 | 1.1% | 88.9% | $595,000 | |
Newrez LLC
|
Conventional, VA | 4 | 1.1% | 80% | $495,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 4 | 1.1% | 100% | $375,000 | |
loanDepot.com LLC
|
Conventional, VA | 4 | 1.1% | 100% | $372,500 | |
Nfm, Inc
|
Conventional, VA | 4 | 1.1% | 100% | $462,500 | |
Kind Lending, LLC
|
Conventional, VA | 3 | 0.9% | 100% | $581,666 | |
Amerisave Mortgage Company
|
Conventional | 3 | 0.9% | 57.1% | $65,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.9% | 75% | $698,333 | View |
Provident Funding Associates
|
Conventional | 3 | 0.9% | 75% | $375,000 | |
Lower, LLC
|
Conventional, FHA | 3 | 0.9% | 100% | $431,666 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 3 | 0.9% | 100% | $268,333 | View |
Paramount Residential Mortgage
|
Conventional, VA | 3 | 0.9% | 100% | $625,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 3 | 0.9% | 75% | $295,000 | View |
Pentagon Federal Credit Union
|
Conventional, VA, HELOC | 2 +5 HELOCs |
0.6% | 100% | $725,000 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 0.6% | 100% | $400,000 | |
First Home Mortgage
|
Conventional | 2 | 0.6% | 100% | $435,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.6% | 100% | $405,000 | View |
Embrace Home Loans, Inc.
|
Conventional | 2 | 0.6% | 100% | $520,000 | |
Mortgage Research Center
|
VA | 2 | 0.6% | 33.3% | $525,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $455,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 0.6% | 100% | $560,000 | |
New American Funding, LLC.
|
Conventional | 2 | 0.6% | 100% | $180,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 0.6% | 100% | $105,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA | 2 | 0.6% | 100% | $490,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.6% | 100% | $515,000 | View |
American Neighborhood Mortgage Acceptance Company
|
VA | 2 | 0.6% | 100% | $695,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,275,000 | View |
Better Mortgage Corporation
|
VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $435,000 | |
American Portfolio Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $495,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $645,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.3% | 100% | $455,000 | |
RMC Home Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $905,000 | |
|
A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
RANLife, Inc.
|
FHA | 1 | 0.3% | 100% | $315,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.3% | 100% | $535,000 | |
Gvc Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
Allied Mortgage Group, Inc
|
Conventional | 1 | 0.3% | 100% | $955,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $835,000 | |
Dart Bank
|
VA | 1 | 0.3% | 100% | $925,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.3% | 100% | $575,000 | |
|
A5.0 ★Texas Ratio: 13.85% |
VA | 1 | 0.3% | 100% | $775,000 | View |
American Financial Network, Inc.
|
Conventional | 1 | 0.3% | 100% | $985,000 | |
Fidelity Direct Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $665,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.3% | 100% | $515,000 | |
|
A5.0 ★Texas Ratio: 11.24% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
Planet Home Lending, LLC
|
FHA | 1 | 0.3% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $695,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.3% | 50% | $605,000 | |
Nasa Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Andrews Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $85,000 | |
Saygo Home Loans, LLC
|
VA | 1 | 0.3% | 100% | $755,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
Keystone Funding, Inc
|
FHA | 1 | 0.3% | 100% | $365,000 | |
RoundPoint Mortgage Servicing LLC
|
FHA | 1 | 0.3% | 100% | $295,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
Summit Funding.Inc
|
Conventional | 1 | 0.3% | 100% | $645,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $935,000 | View |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.3% | 50% | $335,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.3% | 33.3% | $85,000 | |
Alliant Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Employees Credit Union of MD
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Warrenton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Warrenton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Warrenton, VA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 74.9 percent of home loans in Warrenton, Virginia in 2025, banks 17.1 percent and credit unions 8 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Uva Community Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Warrenton, Virginia with 11 loans, about 3.1 percent of the market. The largest lender headquartered in Virginia was Atlantic Union Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Warrenton, Virginia in 2025, led by United Wholesale Mortgage with 7. 34 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 15 credit unions closed home loans in Warrenton, Virginia in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Warrenton, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Warrenton, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Warrenton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.