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Mortgage Lenders and Brokers in Stafford Courthouse, Virginia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Stafford Courthouse, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, First National Bank of PAFirst National Bank of PA704 King Street, Alexandria, VA 22314A+5.0 ★Texas Ratio: 1.62%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co5519 Franconia Rd, Alexandria, VA 22310A5.0 ★Texas Ratio: 7.39%, and M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Stafford Courthouse, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stafford Courthouse are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Stafford Courthouse, Virginia

Market share is the lender's share of all home loans closed in Stafford Courthouse, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Navy Federal Credit Union 7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	59 +37 HELOCs	6.8%	75%	$322,457
Apple Federal Credit Union 7696F Richmond Hwy, Alexandria, VA 22306	Conventional, HELOC	6 +3 HELOCs	0.7%	60%	$170,000
Truist Bank ★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	4 +10 HELOCs	0.5%	80%	$452,500	View
United Bank Va 7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA, HELOC	4 +1 HELOCs	0.5%	100%	$565,000	View
JPMorgan Chase Bank, NA 106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.5%	80%	$532,500	View
Atlantic Union Bank 115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51%	Conventional, FHA, VA	4	0.5%	100%	$417,500	View
Bank of America NA 42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	3 +11 HELOCs	0.3%	75%	$805,000	View
First National Bank of PA 704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$175,000	View
Burke & Herbert Bk & Tr Co 5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39%	Conventional	3	0.3%	100%	$431,666	View
M&T Bank 7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11%	Conventional, VA, HELOC	2 +3 HELOCs	0.2%	100%	$610,000	View
The Freedom Bank of Virginia 4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99%	FHA, VA	2	0.2%	100%	$440,000	View
Wells Fargo Bank NA 332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	2	0.2%	100%	$465,000	View
TowneBank 10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60%	Conventional	2	0.2%	100%	$420,000	View
Justice Federal Credit Union 600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57%	Conventional, HELOC	1 +3 HELOCs	0.1%	66.7%	$195,000	View
Virginia Federal Credit Union 120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$425,000	View
TD Bank 6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$235,000	View
Blue Ridge Bank 18 Sandy St, Callao, VA 22435 A5.0 ★Texas Ratio: 8.11%	Conventional	1	0.1%	100%	$1,175,000	View
The National Capital Bank of Washington 2505 Wilson Blvd, Arlington, VA 22201 A-5.0 ★Texas Ratio: 14.51%	Conventional	1	0.1%	100%	$575,000	View
CommonWealth One Federal Credit Union 4875 Eisenhower Ave, Alexandria, VA 22304 4886 A5.0 ★Texas Ratio: 10.04%	Conventional	1	0.1%	100%	$65,000	View
Fulton Bank, National Association 95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85%	Conventional	1	0.1%	100%	$895,000	View
Transportation Federal Credit Union 1600 Cameron St, Alexandria, VA 22314	Conventional	1	0.1%	100%	$305,000
Capital Bank, N.A. 1900 Campus Commons Drive Suite 103, Reston, VA 20191 A-5.0 ★Texas Ratio: 15.49%	FHA	1	0.1%	100%	$675,000	View
Shore United Bank, N.A. 425 William St, Fredericksburg, VA 22401 A5.0 ★Texas Ratio: 9.61%	Conventional	1	0.1%	100%	$95,000	View
Carter Bank and Trust 2770 Riverside Dr, Bassett, VA 24055 A5.0 ★Texas Ratio: 7.55%	HELOC	0 +4 HELOCs	0%	n/a		View
Citizens Bank, NA 1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
Langley Federal Credit Union 13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20%	HELOC	0 +3 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +3 HELOCs	0%	n/a		View
State Departmenet Federal Credit Union 1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05%	HELOC	0 +2 HELOCs	0%	0%		View
Pinnacle Bank 4075wilson Boulevard, Arlington, VA 22203 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	n/a		View
Park View Federal Credit Union 210 Virginia Ave, Bridgewater, VA 22812 A+5.0 ★Texas Ratio: 0.34%	HELOC	0 +1 HELOCs	0%	n/a		View
Atlantic Coast Mortgage, LLC	Conventional, FHA, VA	25	2.9%	100%	$495,800
First Heritage Mortgage, LLC	Conventional, FHA	7	0.8%	87.5%	$513,571
Atlantic Bay Mortgage Group	VA	7	0.8%	100%	$636,428
Vellum Mortgage, Inc.	Conventional, FHA, VA	7	0.8%	87.5%	$516,428
Prosperity Home Mortgage, LLC	VA	7	0.8%	87.5%	$756,428
Guidance Residential, LLC	Conventional	5	0.6%	100%	$509,000
First Savings Mortgage Corporation	Conventional, VA	5	0.6%	100%	$473,000
City Lending Inc.	FHA	4	0.5%	80%	$535,000
Capital Center LLC	Conventional	4	0.5%	80%	$337,500
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional, VA	2	0.2%	100%	$510,000
Tidewater Mortgage Services, Inc	FHA	1	0.1%	100%	$435,000
ALCOVA Mortgage, LLC	FHA	1	0.1%	33.3%	$375,000
Credit Union Mortgage Associat	Conventional	1	0.1%	100%	$225,000
Intercoastal Mortgage, LLC	Conventional	1	0.1%	100%	$715,000
Aurora Financial, LLC	Conventional	1	0.1%	100%	$455,000
Integrity Home Mortgage Corporation	FHA	1	0.1%	100%	$465,000
Ussfcu	Conventional	1	0.1%	100%	$205,000
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	85	9.7%	80.2%	$559,470
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	83 +1 HELOCs	9.5%	92%	$571,024
Rocket Mortgage	Conventional, FHA, VA	71	8.1%	84.4%	$351,760
Freedom Mortgage Corporation	Conventional, FHA, VA	40	4.6%	93.1%	$571,750
Pennymac Loan Services LLC	Conventional, FHA, VA	37	4.2%	88.1%	$367,162
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	29 +3 HELOCs	3.3%	100%	$639,482
Mortgage Research Center	VA	29	3.3%	67.4%	$598,793
Cmg Mortgage Inc	Conventional, VA, HELOC	25 +3 HELOCs	2.9%	100%	$571,800
Movement Mortgage, LLC A+5.0 ★Texas Ratio: 0.40%	Conventional, FHA, VA	21	2.4%	100%	$649,285	View
Fairway Independent Mort Corp	Conventional, FHA, VA	16	1.8%	100%	$523,750
First Equity Mortgage Inc	Conventional, FHA, VA	13	1.5%	56.5%	$294,230
Nationstar Mortgage	Conventional, FHA, VA	12	1.4%	92.3%	$368,333
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	10 +1 HELOCs	1.1%	100%	$571,000
loanDepot.com LLC	Conventional, VA, HELOC	9 +2 HELOCs	1%	76.9%	$265,000
Amerisave Mortgage Company	Conventional, FHA, VA, HELOC	9 +1 HELOCs	1%	52.9%	$327,222
Newrez LLC	Conventional, VA	9	1%	64.3%	$428,333
Pentagon Federal Credit Union	Conventional, VA, HELOC	7 +6 HELOCs	0.8%	61.5%	$512,142
Nfm, Inc	Conventional, FHA, VA	7	0.8%	100%	$560,714
Lakeview Loan Servicing, LLC	Conventional, FHA, VA, Jumbo	6	0.7%	42.3%	$721,666
Kind Lending, LLC	Conventional, FHA, VA	6	0.7%	66.7%	$571,666
Planet Home Lending, LLC	Conventional, VA	6	0.7%	100%	$500,000
Embrace Home Loans, Inc.	Conventional, VA	6	0.7%	100%	$546,666
Village Capital & Investment	VA	6	0.7%	100%	$618,333
American Portfolio Mortgage Corporation	Conventional, FHA, VA	5	0.6%	100%	$369,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.6%	100%	$207,000	View
Carrington Mortgage Services LLC	Conventional, FHA, VA	5	0.6%	53.8%	$509,000
PHH Mortgage Corporation	FHA, VA	4	0.5%	100%	$657,500
Discover Bank	Conventional	4	0.5%	33.3%	$140,000
Sierra Pacific Mortgage Co. Inc	Conventional	4	0.5%	100%	$432,500
New American Funding, LLC.	Conventional, VA	4	0.5%	57.1%	$560,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	4	0.5%	100%	$705,000	View
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	4	0.5%	100%	$437,500	View
Equity Prime Mortgage LLC	FHA, VA	3	0.3%	100%	$491,666
Guild Mortgage Company	VA	3	0.3%	100%	$621,666
American Financial Network, Inc.	Conventional, FHA	3	0.3%	100%	$501,666
Sun West Mortgage Company, Inc	FHA, VA	3	0.3%	100%	$655,000
Union Home Mortgage Corp.	Conventional, VA	3	0.3%	100%	$581,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.3%	33.3%	$431,666	View
Nations Direct Mortgage, LLC	Conventional	3	0.3%	100%	$591,666
Zillow Home Loans, LLC	Conventional	3	0.3%	75%	$325,000
Spring Eq, LLC	Conventional, HELOC	2 +3 HELOCs	0.2%	11.1%	$60,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$340,000	View
Better Mortgage Corporation	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$340,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, VA	2	0.2%	100%	$505,000	View
Loanunited.Com, LLC	VA	2	0.2%	100%	$545,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	2	0.2%	100%	$250,000	View
Bay Equity LLC	Conventional, VA	2	0.2%	100%	$595,000
Linkbank	Conventional	2	0.2%	100%	$630,000
Eastman Credit Union A+5.0 ★Texas Ratio: 1.56%	Conventional, Jumbo	2	0.2%	100%	$845,000
Churchill Mortgage Corporation	Conventional, VA	2	0.2%	100%	$450,000
Peoples Mortgage Company	Conventional	2	0.2%	100%	$270,000
Intelliloan, Inc.	FHA, VA	2	0.2%	66.7%	$415,000
American Pacific Mortgage Corporation	Conventional	2	0.2%	66.7%	$465,000
Emet Lending Group, Inc.	Conventional	2	0.2%	100%	$300,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.2%	100%	$500,000
Mutual of Omaha Mortgage	FHA, VA	2	0.2%	100%	$615,000
Lower, LLC	Conventional	2	0.2%	40%	$520,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$95,000	View
Goodleap, LLC	VA, HELOC	1 +1 HELOCs	0.1%	100%	$675,000
HomeBridge Financial Services, Inc	VA, HELOC	1 +1 HELOCs	0.1%	100%	$945,000
The Loan Store, Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$295,000
Arc Home LLC	Conventional	1	0.1%	50%	$205,000
EMM Loans LLC	FHA	1	0.1%	100%	$685,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$405,000	View
Southwest Airlines FCU	Conventional	1	0.1%	100%	$405,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	VA	1	0.1%	100%	$585,000	View
Meridian Bank C3.9 ★Texas Ratio: 27.97%	VA	1	0.1%	100%	$575,000	View
Wesbanco Bank, Inc. A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo	1	0.1%	100%	$1,595,000	View
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0.1%	100%	$725,000	View
Canopy Mortgage, LLC	VA	1	0.1%	100%	$585,000
Brighton Bank	VA	1	0.1%	100%	$535,000
Nbkc Bank	Conventional	1	0.1%	100%	$625,000
Dart Bank	FHA	1	0.1%	50%	$415,000
Resicentral LLC	Conventional	1	0.1%	100%	$515,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$405,000
Fidelity Direct Mortgage, LLC	FHA	1	0.1%	50%	$275,000
Nqm Funding, LLC	VA	1	0.1%	100%	$625,000
Success Mortgage Partners, Inc	VA	1	0.1%	100%	$715,000
Oceanside Mortgage Company	FHA	1	0.1%	100%	$885,000
Network Capital Funding Corporation	Conventional	1	0.1%	100%	$305,000
American Financing Corporation	Conventional	1	0.1%	33.3%	$575,000
SIRVA Mortgage, Inc. A5.0 ★Texas Ratio: 7.24%	Conventional	1	0.1%	100%	$415,000	View
First Colony Mortgage Corporat	Conventional	1	0.1%	50%	$585,000
Weichert Financial Services	Conventional	1	0.1%	100%	$525,000
Idb Global Federal Credit Union	Conventional	1	0.1%	100%	$285,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$175,000
Provident Funding Associates	Conventional	1	0.1%	50%	$635,000
Nations Lending Corporation	FHA	1	0.1%	100%	$455,000
T2 Financial LLC	Conventional	1	0.1%	100%	$435,000
Academy Bank, N.A. A+5.0 ★Texas Ratio: 5.08%	Conventional	1	0.1%	100%	$495,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$205,000	View
Nasa Federal Credit Union	Conventional	1	0.1%	100%	$65,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$85,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$655,000
Keystone Funding, Inc	FHA	1	0.1%	100%	$585,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$455,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$345,000	View
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$335,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$505,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$175,000
Mason-McDuffie Mortgage Corporation	VA	1	0.1%	100%	$805,000
Plaza Home Mortgage, Inc	FHA	1	0.1%	50%	$545,000
Tomo Mortgage LLC	Conventional	1	0.1%	50%	$555,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$435,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +10 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Bank Fund Staff Federal Credit	HELOC	0 +2 HELOCs	0%	n/a
Skyla Federal Credit Union A5.0 ★Texas Ratio: 9.56%	HELOC	0 +1 HELOCs	0%	n/a
Afl-Cio Ecu	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Stafford Courthouse Mortgage Rate Trends

Daily average mortgage rates for Virginia compared with the national average, updated every evening.

30-Year Fixed VA Avg

7.501%

▲ 0.110 vs 7 days ago

15-Year Fixed VA Avg

6.940%

▲ 0.085 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Stafford Courthouse, Virginia

Looking for mortgage lenders near me or mortgage brokers near me in Stafford Courthouse? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stafford Courthouse in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Stafford Courthouse, VA

Use these to narrow the list above. Each category shows how many Stafford Courthouse, VA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 96 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 43 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 43 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 60 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 4 lenders. Loans above the conforming limit for higher priced homes Local lenders based in VA 32 lenders headquartered in Virginia, the closest thing to a mortgage lender near you

Who Lends in Stafford Courthouse, VA

Independent mortgage companies closed 81.7 percent of home loans in Stafford Courthouse, Virginia in 2025, banks 8.8 percent and credit unions 9.5 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 59 loans.

81.7%

Mortgage companies

8.8%

Banks

9.5%

Credit unions

13%

FHA loans

43%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).

More Virginia Mortgage Lender Pages

All Virginia lenders 802 lenders Virginia Beach 307 lenders Chesapeake 236 lenders Norfolk 216 lenders Richmond 254 lenders Newport News 193 lenders Hampton 185 lenders Suffolk 178 lenders Arlington 238 lenders Portsmouth 176 lenders Alexandria 227 lenders Roanoke 164 lenders Lynchburg 161 lenders

Frequently Asked Questions About Mortgage Lenders in Stafford Courthouse, VA

Who is the largest mortgage lender in Stafford Courthouse, VA?

By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Stafford Courthouse, Virginia with 59 loans, about 6.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Stafford Courthouse, VA have the highest approval rates?

Among lenders with meaningful volume in Stafford Courthouse, Virginia, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 92 percent, against a 81.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Stafford Courthouse, VA mortgage lenders offer FHA, VA and USDA loans?

43 lenders closed FHA loans in Stafford Courthouse, Virginia in 2025, led by Nvr Mortgage Finance, Inc. with 27. 60 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Stafford Courthouse, VA lender list?

Yes. 43 banks and 23 credit unions closed home loans in Stafford Courthouse, Virginia in 2025, alongside 96 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Stafford Courthouse, VA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Stafford Courthouse, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stafford Courthouse, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stafford Courthouse. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.