Mortgage Lenders and Brokers in Southern Gateway, Virginia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Southern Gateway, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, Justice Federal Credit UnionJustice Federal Credit Union600 Army Navy Dr, Arlington, VA 22202 4200A5.0 ★Texas Ratio: 7.57%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, Topside Federal Credit UnionTopside Federal Credit Union17442 Dahlgren Rd, Dahlgren, VA 22448A5.0 ★Texas Ratio: 6.63%, and United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Southern Gateway, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Southern Gateway are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Southern Gateway, Virginia
Market share is the lender's share of all home loans closed in Southern Gateway, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 44 +24 HELOCs |
8.6% | 75.9% | $272,727 | |
|
115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, VA, HELOC | 4 +10 HELOCs |
0.8% | 100% | $375,000 | View |
|
★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 4 +6 HELOCs |
0.8% | 80% | $365,000 | View |
|
1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 100% | $247,500 | View |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 3 +4 HELOCs |
0.6% | 100% | $105,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 60% | $165,000 | |
|
600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57% |
Conventional | 3 | 0.6% | 100% | $325,000 | View |
|
332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 75% | $288,333 | View |
|
17442 Dahlgren Rd, Dahlgren, VA 22448 A5.0 ★Texas Ratio: 6.63% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $60,000 | View |
|
7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 2 | 0.4% | 100% | $565,000 | View |
|
6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 2 | 0.4% | 100% | $125,000 | View |
|
★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 50% | $315,000 | View |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $335,000 | View |
|
106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $145,000 | View |
|
7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 50% | $375,000 | View |
|
1900 Campus Commons Drive Suite 103, Reston, VA 20191 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
|
4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
|
446 Madison Trade Plz Se, Leesburg, VA 20175 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
|
425 William St, Fredericksburg, VA 22401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.2% | 50% | $115,000 | View |
|
10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
|
1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA, VA | 27 | 5.3% | 100% | $422,777 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 9 | 1.8% | 81.8% | $509,444 | |
First Heritage Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 7 | 1.4% | 87.5% | $586,428 | |
Vellum Mortgage, Inc.
|
Conventional, VA | 5 | 1% | 100% | $373,000 | |
Integrity Home Mortgage Corporation
|
Conventional, VA | 5 | 1% | 100% | $441,000 | |
First Savings Mortgage Corporation
|
Conventional, VA, USDA | 4 | 0.8% | 100% | $405,000 | |
Intercoastal Mortgage, LLC
|
Conventional, VA | 3 | 0.6% | 100% | $385,000 | |
Atlantic Bay Mortgage Group
|
Conventional | 3 | 0.6% | 100% | $571,666 | |
ALCOVA Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $295,000 | |
Tidewater Mortgage Services, Inc
|
FHA | 1 | 0.2% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $355,000 | View |
City Lending Inc.
|
FHA | 1 | 0.2% | 100% | $365,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 51 | 9.9% | 83.3% | $343,431 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 41 +1 HELOCs |
8% | 85.7% | $545,975 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA, HELOC | 22 +1 HELOCs |
4.3% | 100% | $469,090 | View |
Cmg Mortgage Inc
|
Conventional, FHA, VA, HELOC | 19 +2 HELOCs |
3.7% | 95.2% | $531,842 | |
K. Hovnanian American Mortgage
|
Conventional, FHA, VA | 17 | 3.3% | 68% | $666,176 | |
Freedom Mortgage Corporation
|
FHA, VA | 13 | 2.5% | 85% | $642,692 | |
Mortgage Research Center
|
Conventional, VA | 13 | 2.5% | 72.2% | $609,615 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 12 +4 HELOCs |
2.3% | 85.7% | $509,166 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 11 | 2.1% | 92.3% | $365,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 10 | 1.9% | 100% | $612,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
1.6% | 90% | $430,000 | |
New Day Financial, LLC.
|
VA | 7 | 1.4% | 77.8% | $507,857 | |
Nationstar Mortgage
|
Conventional, VA | 6 | 1.2% | 85.7% | $215,000 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 6 | 1.2% | 60% | $283,333 | |
Spring Eq, LLC
|
Conventional | 6 | 1.2% | 58.3% | $98,333 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 1% | 71.4% | $481,000 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 5 | 1% | 83.3% | $399,000 | |
Village Capital & Investment
|
FHA, VA | 5 | 1% | 100% | $635,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 4 | 0.8% | 80% | $360,000 | |
Embrace Home Loans, Inc.
|
Conventional, FHA, VA | 4 | 0.8% | 100% | $625,000 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $345,000 | |
First Home Mortgage
|
Conventional, VA | 3 | 0.6% | 100% | $485,000 | |
Nfm, Inc
|
Conventional | 3 | 0.6% | 100% | $375,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.6% | 50% | $431,666 | View |
Peoples Mortgage Company
|
Conventional, VA | 3 | 0.6% | 100% | $451,666 | |
Planet Home Lending, LLC
|
VA | 3 | 0.6% | 80% | $558,333 | |
Nvr Mortgage Finance, Inc.
|
Conventional, VA | 3 | 0.6% | 42.9% | $311,666 | |
Lower, LLC
|
Conventional, FHA | 3 | 0.6% | 80% | $428,333 | |
Fairway Independent Mort Corp
|
VA | 3 | 0.6% | 75% | $635,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.4% | 100% | $500,000 | View |
American Financial Resources LLC
|
FHA, VA | 2 | 0.4% | 100% | $590,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 2 | 0.4% | 30.8% | $240,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.4% | 100% | $545,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.4% | 40% | $135,000 | |
Sun West Mortgage Company, Inc
|
VA | 2 | 0.4% | 100% | $495,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 2 | 0.4% | 100% | $865,000 | |
Waterstone Mortgage Corporation
|
Conventional, FHA | 2 | 0.4% | 100% | $535,000 | |
Milend, Inc
|
Conventional | 2 | 0.4% | 100% | $280,000 | |
Summit Funding.Inc
|
FHA, VA | 2 | 0.4% | 100% | $540,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $445,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.4% | 100% | $810,000 | View |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +6 HELOCs |
0.2% | 100% | $545,000 | |
Goodleap, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $525,000 | |
Bank Fund Staff Federal Credit
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $645,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $55,000 | View |
Arc Home LLC
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
Southwest Airlines FCU
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Guaranteed Rate Affinity, LLC
|
VA | 1 | 0.2% | 100% | $505,000 | |
Liberty Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $635,000 | |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Royal United Mortgage LLC
|
VA | 1 | 0.2% | 100% | $705,000 | |
|
A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,315,000 | View |
MortgageOne, Inc
|
VA | 1 | 0.2% | 100% | $545,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
Nbkc Bank
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
Dart Bank
|
VA | 1 | 0.2% | 100% | $485,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.2% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Guild Mortgage Company
|
VA | 1 | 0.2% | 100% | $865,000 | |
Fidelity Direct Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $605,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
Bayshore Mortgage Funding
|
FHA | 1 | 0.2% | 100% | $725,000 | |
Direct Mortgage Corp
|
FHA | 1 | 0.2% | 100% | $715,000 | |
Network Capital Funding Corporation
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
American Financing Corporation
|
VA | 1 | 0.2% | 33.3% | $545,000 | |
Bay Equity LLC
|
VA | 1 | 0.2% | 100% | $615,000 | |
Linkbank
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.2% | 100% | $435,000 | |
FedChoice Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
Stg Mortgage Inc
|
FHA | 1 | 0.2% | 100% | $565,000 | |
|
A5.0 ★Texas Ratio: 8.87% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
|
A+5.0 ★Texas Ratio: 2.90% |
VA | 1 | 0.2% | 100% | $515,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Intelliloan, Inc.
|
VA | 1 | 0.2% | 100% | $835,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 100% | $685,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.2% | 100% | $565,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $595,000 | View |
Nations Direct Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $395,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
VA | 1 | 0.2% | 100% | $515,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.2% | 100% | $545,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.2% | 100% | $455,000 | View |
American Neighborhood Mortgage Acceptance Company
|
VA | 1 | 0.2% | 100% | $555,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
State Employees' Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Southern Gateway Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Southern Gateway, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Southern Gateway? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Southern Gateway in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Southern Gateway, VA
Use these to narrow the list above. Each category shows how many Southern Gateway, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Southern Gateway, VA
Independent mortgage companies closed 78.9 percent of home loans in Southern Gateway, Virginia in 2025, banks 8.4 percent and credit unions 12.7 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Atlantic Union Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 44 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Southern Gateway, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Southern Gateway, Virginia with 44 loans, about 8.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Southern Gateway, Virginia, Rocket Mortgage approved the highest share of completed applications in 2025 at 83.3 percent, against a 83.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Southern Gateway, Virginia in 2025, led by United Wholesale Mortgage with 7. 57 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 17 credit unions closed home loans in Southern Gateway, Virginia in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Southern Gateway, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Southern Gateway, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Southern Gateway. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
