Oakton, Virginia mortgage lenders include Truist BankTruist Bank2941 Chain Bridge Rd, Oakton, VA 22124A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2936 Chain Bridge Rd, Oakton, VA 22124A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA2946 Chain Bridge Rd, Oakton, VA 22124A+5.0 ★Texas Ratio: 5.36%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Fulton Bank, National AssociationFulton Bank, National Association95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.85%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA1700 Diagonal Rd, Alexandria, VA 22314A+5.0 ★Texas Ratio: 5.44%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, and First National Bank of PAFirst National Bank of PA704 King Street, Alexandria, VA 22314A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oakton, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oakton are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Oakton, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 1 office in Oakton 2941 Chain Bridge Rd, Oakton, VA 22124 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, Jumbo, HELOC | 13 +13 HELOCs |
3% | 100% | $609,615 | View |
|
1 office in Oakton 2936 Chain Bridge Rd, Oakton, VA 22124 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
2.1% | 100% | $1,069,444 | View |
|
1 office in Oakton 2946 Chain Bridge Rd, Oakton, VA 22124 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 7 | 1.6% | 88.9% | $502,142 | View |
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 14 +11 HELOCs |
3.2% | 100% | $405,714 | |
|
7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 12 +1 HELOCs |
2.7% | 92.3% | $905,000 | View |
|
95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
1.6% | 100% | $1,139,285 | View |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +12 HELOCs |
1.4% | 100% | $526,666 | View |
|
1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +8 HELOCs |
0.9% | 100% | $635,000 | View |
|
115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 4 +7 HELOCs |
0.9% | 100% | $1,217,500 | View |
|
704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.9% | 80% | $1,082,500 | View |
|
★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 3 +15 HELOCs |
0.7% | 75% | $1,125,000 | View |
|
1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 75% | $305,000 | View |
|
2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $781,666 | View |
|
4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional, Jumbo | 3 | 0.7% | 100% | $851,666 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 2 +7 HELOCs |
0.5% | 50% | $230,000 | |
|
7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 100% | $1,375,000 | View |
|
44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27% |
Conventional | 2 | 0.5% | 100% | $505,000 | View |
|
425 William St, Fredericksburg, VA 22401 A5.0 ★Texas Ratio: 9.61% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,645,000 | View |
|
6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.2% | 100% | $1,245,000 | View |
|
13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $845,000 | View |
|
2505 Wilson Blvd, Arlington, VA 22201 A-5.0 ★Texas Ratio: 14.51% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,495,000 | View |
|
4875 Eisenhower Ave, Alexandria, VA 22304 4886 A5.0 ★Texas Ratio: 10.04% |
Conventional | 1 | 0.2% | 50% | $165,000 | View |
|
3101 Wilson Blvd, Arlington, VA 22201 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,775,000 | View |
|
1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.2% | 100% | $965,000 | View |
|
108 Mcnair Rd, Fort Myer, VA 22211 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $585,000 | View |
|
446 Madison Trade Plz Se, Leesburg, VA 20175 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 1 | 0.2% | 100% | $735,000 | View |
|
10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
VA | 1 | 0.2% | 100% | $785,000 | View |
|
8301 Greensboro Dr, Mcclean, VA 22102 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
|
4231 Markham Street Units Fandg, Annandale, VA 22003 A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Intercoastal Mortgage, LLC
|
Conventional, VA, Jumbo | 21 | 4.8% | 100% | $855,476 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 11 | 2.5% | 100% | $500,454 | |
First Savings Mortgage Corporation
|
Conventional, VA, Jumbo | 5 | 1.1% | 100% | $1,131,000 | |
First Heritage Mortgage, LLC
|
Conventional | 5 | 1.1% | 100% | $555,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
|
Conventional | 5 | 1.1% | 100% | $513,000 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA, VA, Jumbo | 3 | 0.7% | 100% | $791,666 | |
Prosperity Home Mortgage, LLC
|
Conventional | 3 | 0.7% | 100% | $315,000 | |
Vellum Mortgage, Inc.
|
Conventional | 2 | 0.5% | 100% | $485,000 | |
ALCOVA Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
Loansteady LLC
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
City Lending Inc.
|
FHA | 1 | 0.2% | 100% | $315,000 | |
Credit Union Mortgage Associat
|
Conventional | 1 | 0.2% | 100% | $1,005,000 | |
Strong Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $795,000 | |
Capital Center LLC
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Ussfcu
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 36 | 8.2% | 86% | $474,722 | |
United Wholesale Mortgage
|
Conventional, VA, HELOC | 32 +1 HELOCs |
7.3% | 89.2% | $616,875 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 17 | 3.9% | 89.5% | $525,588 | |
Fairway Independent Mort Corp
|
Conventional, VA, Jumbo | 13 | 3% | 86.7% | $792,692 | |
Guaranteed Rate, Inc.
|
Conventional, VA, Jumbo, HELOC | 11 +1 HELOCs |
2.5% | 91.7% | $637,727 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 11 | 2.5% | 100% | $842,272 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 10 +2 HELOCs |
2.3% | 100% | $1,063,000 | View |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 8 | 1.8% | 100% | $546,250 | View |
Cmg Mortgage Inc
|
Conventional, VA | 7 | 1.6% | 100% | $700,714 | |
Bank Fund Staff Federal Credit
|
Conventional, HELOC | 6 +6 HELOCs |
1.4% | 100% | $618,333 | |
Nfm, Inc
|
Conventional, FHA, VA | 6 | 1.4% | 100% | $623,333 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 6 | 1.4% | 100% | $441,666 | |
United Nations Federal CU
|
Conventional | 6 | 1.4% | 100% | $633,333 | |
Guild Mortgage Company
|
Conventional, FHA | 4 | 0.9% | 100% | $455,000 | |
Provident Funding Associates
|
Conventional | 4 | 0.9% | 100% | $742,500 | |
loanDepot.com LLC
|
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 60% | $398,333 | |
Newrez LLC
|
Conventional, VA | 3 | 0.7% | 50% | $808,333 | |
Instamortgage, Inc
|
Conventional, FHA | 3 | 0.7% | 100% | $491,666 | |
Bay Equity LLC
|
Conventional | 3 | 0.7% | 100% | $498,333 | |
American Pacific Mortgage Corporation
|
Conventional | 3 | 0.7% | 100% | $595,000 | |
Mortgage Research Center
|
Conventional, VA | 3 | 0.7% | 75% | $401,666 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 3 | 0.7% | 100% | $611,666 | |
Tomo Mortgage LLC
|
Conventional | 3 | 0.7% | 100% | $708,333 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 3 | 0.7% | 100% | $1,071,666 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.5% | 100% | $630,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
FHA, VA, Jumbo | 2 | 0.5% | 100% | $1,275,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 0.5% | 100% | $540,000 | |
American Financial Network, Inc.
|
Conventional | 2 | 0.5% | 100% | $440,000 | |
General Mortgage Capital Corporation
|
Conventional | 2 | 0.5% | 100% | $690,000 | |
First Home Mortgage
|
Conventional, VA, Jumbo | 2 | 0.5% | 100% | $865,000 | |
AmWest Funding Corp
|
Conventional | 2 | 0.5% | 100% | $525,000 | |
Linkbank
|
Conventional, Jumbo | 2 | 0.5% | 100% | $670,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.5% | 100% | $500,000 | View |
Nationstar Mortgage
|
Conventional | 2 | 0.5% | 66.7% | $230,000 | |
Paramount Residential Mortgage
|
Conventional | 2 | 0.5% | 100% | $690,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,435,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $115,000 | View |
|
A+5.0 ★Texas Ratio: 3.36% |
VA | 1 | 0.2% | 100% | $765,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,435,000 | View |
Everett Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $805,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
AAA Capital Investment, Inc
|
Conventional, Jumbo | 1 | 0.2% | 100% | $1,245,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 50% | $325,000 | |
Dart Bank
|
Conventional | 1 | 0.2% | 100% | $805,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 50% | $385,000 | |
Vantage West Credit Union
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
HomeBridge Financial Services, Inc
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
Quorum Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 50% | $155,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
|
A5.0 ★Texas Ratio: 7.24% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
Highlands Residential Mortgage, Ltd.
|
VA, Jumbo | 1 | 0.2% | 100% | $1,425,000 | |
Weichert Financial Services
|
Conventional | 1 | 0.2% | 100% | $745,000 | |
Idb Global Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
Securityplus FCU
|
Conventional | 1 | 0.2% | 100% | $1,075,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
Waterstone Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $765,000 | |
New Story Lending LLC
|
Conventional | 1 | 0.2% | 100% | $935,000 | |
Emet Lending Group, Inc.
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Summit Funding.Inc
|
FHA | 1 | 0.2% | 100% | $315,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
New American Funding, LLC.
|
VA | 1 | 0.2% | 100% | $805,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $995,000 | View |
Lower, LLC
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $855,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,225,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $1,125,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.2% | 100% | $1,165,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.2% | 100% | $955,000 | |
Tower Federal Credit Union
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +6 HELOCs |
0% | 0% | ||
Lafayette Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
State Employees' Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Employees Credit Union of MD
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Oakton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oakton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Oakton, VA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.1 percent of home loans in Oakton, Virginia in 2025, banks 28.2 percent and credit unions 8.7 percent. Intercoastal Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 14 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Oakton, Virginia with 13 loans, about 3 percent of the market. The largest lender headquartered in Virginia was Navy Federal Credit Union with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Oakton, Virginia in 2025, led by Truist Bank with 1. 23 lenders closed VA loans, led by Intercoastal Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 48 banks and 21 credit unions closed home loans in Oakton, Virginia in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oakton, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oakton, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oakton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.