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Mortgage Lenders and Brokers in Oakton, Virginia

Oakton, Virginia mortgage lenders include Truist BankTruist Bank2941 Chain Bridge Rd, Oakton, VA 22124A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2936 Chain Bridge Rd, Oakton, VA 22124A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA2946 Chain Bridge Rd, Oakton, VA 22124A+5.0 ★Texas Ratio: 5.36%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Fulton Bank, National AssociationFulton Bank, National Association95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.85%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA1700 Diagonal Rd, Alexandria, VA 22314A+5.0 ★Texas Ratio: 5.44%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, and First National Bank of PAFirst National Bank of PA704 King Street, Alexandria, VA 22314A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Oakton, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oakton are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Oakton, Virginia

Market share is the lender's share of all home loans closed in Oakton, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
★ 1 stars, 1 review
1 office in Oakton
2941 Chain Bridge Rd, Oakton, VA 22124
A+5.0 ★Texas Ratio: 2.87%
Conventional, FHA, Jumbo, HELOC 13
+13 HELOCs
3% 100% $609,615 View
1 office in Oakton
2936 Chain Bridge Rd, Oakton, VA 22124
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo, HELOC 9
+1 HELOCs
2.1% 100% $1,069,444 View
1 office in Oakton
2946 Chain Bridge Rd, Oakton, VA 22124
A+5.0 ★Texas Ratio: 5.36%
Conventional 7 1.6% 88.9% $502,142 View
7678D Richmond Hwy, Alexandria, VA 22306
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 14
+11 HELOCs
3.2% 100% $405,714
7485 Richmond Highway, Alexandria, VA 22306
A+5.0 ★Texas Ratio: 4.11%
Conventional, Jumbo, HELOC 12
+1 HELOCs
2.7% 92.3% $905,000 View
95 Community St, Charlottesville, VA 22911
A+5.0 ★Texas Ratio: 4.85%
Conventional, Jumbo, HELOC 7
+1 HELOCs
1.6% 100% $1,139,285 View
42030 Village Center Plz, Aldie, VA 20105
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 6
+12 HELOCs
1.4% 100% $526,666 View
1700 Diagonal Rd, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 5.44%
Conventional, HELOC 4
+8 HELOCs
0.9% 100% $635,000 View
115 N Washington St, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 2.51%
Conventional, Jumbo, HELOC 4
+7 HELOCs
0.9% 100% $1,217,500 View
704 King Street, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 1.62%
Conventional, Jumbo, HELOC 4
+1 HELOCs
0.9% 80% $1,082,500 View
★ 1.7 stars, 3 reviews
3131 Duke St, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 4.24%
Conventional, Jumbo, HELOC 3
+15 HELOCs
0.7% 75% $1,125,000 View
1008 N Glebe Rd, Arlington, VA 22201 4799
A+5.0 ★Texas Ratio: 2.12%
Conventional, HELOC 3
+2 HELOCs
0.7% 75% $305,000 View
2879 Clarendon Boulevard, Arlington, VA 22201
A+5.0 ★Texas Ratio: 2.82%
Conventional, HELOC 3
+1 HELOCs
0.7% 100% $781,666 View
4090 Lafayette Center Dr, Chantilly, VA 20151
C+4.2 ★Texas Ratio: 24.99%
Conventional, Jumbo 3 0.7% 100% $851,666 View
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306
Conventional, HELOC 2
+7 HELOCs
0.5% 50% $230,000
7901 Richmond Hwy, Alexandria, VA 22306
A+5.0 ★Texas Ratio: 2.15%
Conventional, Jumbo, HELOC 2
+1 HELOCs
0.5% 100% $1,375,000 View
44810 Saranac St, Ashburn, VA 20147
A5.0 ★Texas Ratio: 7.27%
Conventional 2 0.5% 100% $505,000 View
425 William St, Fredericksburg, VA 22401
A5.0 ★Texas Ratio: 9.61%
Conventional, Jumbo 2 0.5% 100% $1,645,000 View
6566 Little River Tpke, Alexandria, VA 22312
A+5.0 ★Texas Ratio: 3.71%
Conventional, Jumbo, HELOC 1
+4 HELOCs
0.2% 100% $1,245,000 View
13478 Carrollton Blvd Ste A, Carrollton, VA 23314
A5.0 ★Texas Ratio: 10.20%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $845,000 View
2505 Wilson Blvd, Arlington, VA 22201
A-5.0 ★Texas Ratio: 14.51%
Conventional, Jumbo 1 0.2% 100% $2,495,000 View
4875 Eisenhower Ave, Alexandria, VA 22304 4886
A5.0 ★Texas Ratio: 10.04%
Conventional 1 0.2% 50% $165,000 View
3101 Wilson Blvd, Arlington, VA 22201
A+5.0 ★Texas Ratio: 3.45%
Conventional, Jumbo 1 0.2% 100% $1,775,000 View
1515 Wilson Blvd, Arlington, VA 22209
A-4.9 ★Texas Ratio: 16.48%
FHA 1 0.2% 100% $965,000 View
108 Mcnair Rd, Fort Myer, VA 22211
A+5.0 ★Texas Ratio: 4.81%
VA 1 0.2% 100% $585,000 View
446 Madison Trade Plz Se, Leesburg, VA 20175
A+5.0 ★Texas Ratio: 0.66%
Conventional 1 0.2% 100% $735,000 View
10035 Sliding Hill Rd, Ashland, VA 23005
A+5.0 ★Texas Ratio: 1.60%
VA 1 0.2% 100% $785,000 View
8301 Greensboro Dr, Mcclean, VA 22102
A+5.0 ★Texas Ratio: 5.55%
Conventional 1 0.2% 100% $225,000 View
4231 Markham Street Units Fandg, Annandale, VA 22003
A5.0 ★Texas Ratio: 11.01%
Conventional 1 0.2% 100% $585,000 View
120 Seminole Ct, Charlottesville, VA 22901
A5.0 ★Texas Ratio: 6.40%
HELOC 0
+1 HELOCs
0% n/a View
5519 Franconia Rd, Alexandria, VA 22310
A5.0 ★Texas Ratio: 7.39%
HELOC 0
+1 HELOCs
0% n/a View
Intercoastal Mortgage, LLC
Conventional, VA, Jumbo 21 4.8% 100% $855,476
Atlantic Coast Mortgage, LLC
Conventional 11 2.5% 100% $500,454
First Savings Mortgage Corporation
Conventional, VA, Jumbo 5 1.1% 100% $1,131,000
First Heritage Mortgage, LLC
Conventional 5 1.1% 100% $555,000
Jams-01 Inc dba Home Savings & Trust Mortgage
Conventional 5 1.1% 100% $513,000
Atlantic Bay Mortgage Group
Conventional, FHA, VA, Jumbo 3 0.7% 100% $791,666
Prosperity Home Mortgage, LLC
Conventional 3 0.7% 100% $315,000
Vellum Mortgage, Inc.
Conventional 2 0.5% 100% $485,000
ALCOVA Mortgage, LLC
Conventional 1 0.2% 100% $375,000
Loansteady LLC
Conventional 1 0.2% 100% $385,000
City Lending Inc.
FHA 1 0.2% 100% $315,000
Credit Union Mortgage Associat
Conventional 1 0.2% 100% $1,005,000
Strong Home Mortgage, LLC
Conventional 1 0.2% 100% $795,000
Capital Center LLC
Conventional 1 0.2% 100% $425,000
Ussfcu
HELOC 0
+1 HELOCs
0% n/a
Rocket Mortgage
Conventional, FHA, VA, Jumbo 36 8.2% 86% $474,722
United Wholesale Mortgage
Conventional, VA, HELOC 32
+1 HELOCs
7.3% 89.2% $616,875
Pennymac Loan Services LLC
Conventional, FHA, VA 17 3.9% 89.5% $525,588
Fairway Independent Mort Corp
Conventional, VA, Jumbo 13 3% 86.7% $792,692
Guaranteed Rate, Inc.
Conventional, VA, Jumbo, HELOC 11
+1 HELOCs
2.5% 91.7% $637,727
CrossCountry Mortgage, LLC
Conventional, FHA, VA, Jumbo 11 2.5% 100% $842,272
A+5.0 ★Texas Ratio: 2.85%
Conventional, Jumbo, HELOC 10
+2 HELOCs
2.3% 100% $1,063,000 View
A+5.0 ★Texas Ratio: 0.40%
Conventional, FHA, VA 8 1.8% 100% $546,250 View
Cmg Mortgage Inc
Conventional, VA 7 1.6% 100% $700,714
Bank Fund Staff Federal Credit
Conventional, HELOC 6
+6 HELOCs
1.4% 100% $618,333
Nfm, Inc
Conventional, FHA, VA 6 1.4% 100% $623,333
Embrace Home Loans, Inc.
Conventional, FHA 6 1.4% 100% $441,666
United Nations Federal CU
Conventional 6 1.4% 100% $633,333
Guild Mortgage Company
Conventional, FHA 4 0.9% 100% $455,000
Provident Funding Associates
Conventional 4 0.9% 100% $742,500
loanDepot.com LLC
Conventional, HELOC 3
+1 HELOCs
0.7% 60% $398,333
Newrez LLC
Conventional, VA 3 0.7% 50% $808,333
Instamortgage, Inc
Conventional, FHA 3 0.7% 100% $491,666
Bay Equity LLC
Conventional 3 0.7% 100% $498,333
American Pacific Mortgage Corporation
Conventional 3 0.7% 100% $595,000
Mortgage Research Center
Conventional, VA 3 0.7% 75% $401,666
Mutual of Omaha Mortgage
Conventional, FHA 3 0.7% 100% $611,666
Tomo Mortgage LLC
Conventional 3 0.7% 100% $708,333
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional, Jumbo 3 0.7% 100% $1,071,666 View
A+5.0 ★Texas Ratio: 4.11%
Conventional 2 0.5% 100% $630,000 View
A5.0 ★Texas Ratio: 13.21%
FHA, VA, Jumbo 2 0.5% 100% $1,275,000 View
Guaranteed Rate Affinity, LLC
Conventional 2 0.5% 100% $540,000
American Financial Network, Inc.
Conventional 2 0.5% 100% $440,000
General Mortgage Capital Corporation
Conventional 2 0.5% 100% $690,000
First Home Mortgage
Conventional, VA, Jumbo 2 0.5% 100% $865,000
AmWest Funding Corp
Conventional 2 0.5% 100% $525,000
Linkbank
Conventional, Jumbo 2 0.5% 100% $670,000
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 2 0.5% 100% $500,000 View
Nationstar Mortgage
Conventional 2 0.5% 66.7% $230,000
Paramount Residential Mortgage
Conventional 2 0.5% 100% $690,000
A5.0 ★Texas Ratio: 11.06%
Conventional, Jumbo, HELOC 1
+1 HELOCs
0.2% 100% $1,435,000 View
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $115,000 View
A+5.0 ★Texas Ratio: 3.36%
VA 1 0.2% 100% $765,000 View
A+5.0 ★Texas Ratio: 0.14%
Conventional, Jumbo 1 0.2% 100% $1,435,000 View
Everett Financial, Inc.
Conventional 1 0.2% 100% $805,000
MortgageOne, Inc
Conventional 1 0.2% 100% $435,000
Envoy Mortgage, Ltd
Conventional 1 0.2% 100% $415,000
AAA Capital Investment, Inc
Conventional, Jumbo 1 0.2% 100% $1,245,000
PHH Mortgage Corporation
Conventional 1 0.2% 50% $325,000
Dart Bank
Conventional 1 0.2% 100% $805,000
Amerisave Mortgage Company
Conventional 1 0.2% 50% $385,000
Vantage West Credit Union
Conventional 1 0.2% 100% $475,000
A5.0 ★Texas Ratio: 8.47%
Conventional 1 0.2% 100% $655,000 View
HomeBridge Financial Services, Inc
Conventional 1 0.2% 100% $355,000
Quorum Federal Credit Union
Conventional 1 0.2% 100% $255,000
Discover Bank
Conventional 1 0.2% 50% $155,000
Sun West Mortgage Company, Inc
Conventional 1 0.2% 100% $205,000
A5.0 ★Texas Ratio: 7.24%
Conventional 1 0.2% 100% $605,000 View
Highlands Residential Mortgage, Ltd.
VA, Jumbo 1 0.2% 100% $1,425,000
Weichert Financial Services
Conventional 1 0.2% 100% $745,000
Idb Global Federal Credit Union
Conventional 1 0.2% 100% $575,000
Calcon Mutual Mortgage LLC
Conventional 1 0.2% 100% $475,000
Securityplus FCU
Conventional 1 0.2% 100% $1,075,000
A+5.0 ★Texas Ratio: 1.10%
Conventional 1 0.2% 100% $545,000 View
Waterstone Mortgage Corporation
Conventional 1 0.2% 100% $765,000
New Story Lending LLC
Conventional 1 0.2% 100% $935,000
Emet Lending Group, Inc.
Conventional 1 0.2% 100% $295,000
A+5.0 ★Texas Ratio: 3.82%
Conventional 1 0.2% 100% $305,000 View
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0.2% 100% $215,000 View
Summit Funding.Inc
FHA 1 0.2% 100% $315,000
Zillow Home Loans, LLC
Conventional 1 0.2% 100% $335,000
New American Funding, LLC.
VA 1 0.2% 100% $805,000
A+5.0 ★Texas Ratio: 3.22%
Conventional 1 0.2% 100% $995,000 View
Lower, LLC
Conventional 1 0.2% 100% $185,000
A+5.0 ★Texas Ratio: 5.76%
Conventional 1 0.2% 100% $855,000 View
A4.8 ★Texas Ratio: 2.45%
Conventional, Jumbo 1 0.2% 100% $1,225,000 View
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional 1 0.2% 100% $1,125,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.2% 100% $595,000 View
Angel Oak Mortgage Solutions LLC
Conventional 1 0.2% 100% $1,165,000
A5.0 ★Texas Ratio: 9.09%
Conventional 1 0.2% 100% $505,000 View
Ark-La-Tex Financial Services LLC
VA 1 0.2% 100% $955,000
Tower Federal Credit Union
HELOC 0
+6 HELOCs
0% n/a
Pentagon Federal Credit Union
HELOC 0
+6 HELOCs
0% 0%
Lafayette Federal Credit Union
HELOC 0
+3 HELOCs
0% n/a
Nasa Federal Credit Union
HELOC 0
+3 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
State Employees' Credit Union
HELOC 0
+1 HELOCs
0% n/a
State Employees Credit Union of MD
HELOC 0
+1 HELOCs
0% n/a
Union Home Mortgage Corp.
HELOC 0
+1 HELOCs
0% n/a
Hanscom Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.54%
HELOC 0
+1 HELOCs
0% n/a View
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Oakton, Virginia

Looking for mortgage lenders near me or mortgage brokers near me in Oakton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oakton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Oakton, VA

Use these to narrow the list above. Each category shows how many Oakton, VA lenders fit and what that kind of lender is usually best for.

Who Lends in Oakton, VA

Independent mortgage companies closed 63.1 percent of home loans in Oakton, Virginia in 2025, banks 28.2 percent and credit unions 8.7 percent. Intercoastal Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 14 loans.

63.1%
Mortgage companies
28.2%
Banks
8.7%
Credit unions
3%
FHA loans
8%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).

More Virginia Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Oakton, VA

Who is the largest mortgage lender in Oakton, VA?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Oakton, Virginia with 13 loans, about 3 percent of the market. The largest lender headquartered in Virginia was Navy Federal Credit Union with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Oakton, VA mortgage lenders offer FHA, VA and USDA loans?

15 lenders closed FHA loans in Oakton, Virginia in 2025, led by Truist Bank with 1. 23 lenders closed VA loans, led by Intercoastal Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Oakton, VA lender list?

Yes. 48 banks and 21 credit unions closed home loans in Oakton, Virginia in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Oakton, VA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Oakton, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oakton, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oakton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.