Mortgage Lenders and Brokers in Lake Ridge, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Ridge, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, Bank of ClarkeBank of Clarke44810 Saranac St, Ashburn, VA 20147A5.0 ★Texas Ratio: 7.27%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, and Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Ridge, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Ridge are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Ridge, Virginia
Market share is the lender's share of all home loans closed in Lake Ridge, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 57 +46 HELOCs |
6.7% | 78.1% | $280,263 | |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 9 +16 HELOCs |
1.1% | 81.8% | $399,444 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 8 +26 HELOCs |
0.9% | 66.7% | $417,500 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 8 +11 HELOCs |
0.9% | 50% | $155,000 | |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
0.8% | 100% | $436,428 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 7 | 0.8% | 87.5% | $380,714 | View |
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44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27% |
Conventional | 4 | 0.5% | 100% | $507,500 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional, VA | 4 | 0.5% | 66.7% | $327,500 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, HELOC | 3 +6 HELOCs |
0.4% | 75% | $405,000 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 3 +4 HELOCs |
0.4% | 100% | $275,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $491,666 | View |
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5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $611,666 | View |
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4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional | 3 | 0.4% | 75% | $508,333 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +21 HELOCs |
0.2% | 100% | $480,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +13 HELOCs |
0.2% | 100% | $475,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $330,000 | View |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 40% | $170,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
FHA, HELOC | 1 +5 HELOCs |
0.1% | 100% | $435,000 | View |
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2505 Wilson Blvd, Arlington, VA 22201 A-5.0 ★Texas Ratio: 14.51% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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1445a Laughlin Ave, Mclean, VA 22101 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.1% | 100% | $315,000 | View |
Democracy Federal Credit Union
400 N Columbus St, Alexandria, VA 22314 |
Conventional | 1 | 0.1% | 100% | $35,000 | |
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600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.1% | 100% | $495,000 | View |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 20 | 2.3% | 100% | $424,500 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 17 | 2% | 100% | $450,882 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 13 | 1.5% | 100% | $583,461 | |
First Savings Mortgage Corporation
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Conventional, FHA, VA | 11 | 1.3% | 100% | $460,454 | |
Intercoastal Mortgage, LLC
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Conventional, FHA, VA | 10 | 1.2% | 100% | $440,000 | |
Vellum Mortgage, Inc.
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Conventional, FHA | 7 | 0.8% | 100% | $416,428 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional, FHA, VA | 7 | 0.8% | 100% | $513,571 | |
First Heritage Mortgage, LLC
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Conventional, VA | 6 | 0.7% | 100% | $473,333 | |
Loansteady LLC
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Conventional, VA, Jumbo | 5 | 0.6% | 100% | $623,000 | |
City Lending Inc.
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Conventional, FHA | 4 | 0.5% | 66.7% | $332,500 | |
ALCOVA Mortgage, LLC
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Conventional, VA | 2 | 0.2% | 100% | $575,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.2% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 8.63% |
Conventional | 2 | 0.2% | 100% | $75,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Capital Center LLC
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Conventional | 1 | 0.1% | 100% | $705,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $705,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 112 | 13.1% | 91.9% | $310,982 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 55 +6 HELOCs |
6.5% | 88.9% | $505,363 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 26 | 3.1% | 84.4% | $240,769 | |
Mortgage Research Center
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VA | 21 | 2.5% | 77.8% | $629,285 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 20 | 2.3% | 95.8% | $483,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
2.2% | 100% | $487,105 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 17 +3 HELOCs |
2% | 89.5% | $513,823 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 15 +3 HELOCs |
1.8% | 100% | $375,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 15 | 1.8% | 100% | $531,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 14 +2 HELOCs |
1.6% | 93.3% | $490,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 14 | 1.6% | 100% | $513,571 | |
Nationstar Mortgage
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Conventional, VA | 14 | 1.6% | 93.3% | $202,142 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 12 +2 HELOCs |
1.4% | 70.6% | $338,333 | |
Newrez LLC
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Conventional, FHA, VA | 12 | 1.4% | 66.7% | $220,000 | |
Amerisave Mortgage Company
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Conventional, VA | 10 | 1.2% | 64.7% | $171,000 | |
Guild Mortgage Company
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Conventional, VA | 9 | 1.1% | 90% | $475,000 | |
Nfm, Inc
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Conventional, FHA, VA | 9 | 1.1% | 100% | $459,444 | |
American Financial Network, Inc.
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Conventional, FHA, VA | 7 | 0.8% | 100% | $369,285 | |
Discover Bank
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Conventional | 7 | 0.8% | 41.2% | $136,428 | |
Lower, LLC
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Conventional, FHA, VA | 7 | 0.8% | 100% | $389,285 | |
Pentagon Federal Credit Union
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Conventional, VA, HELOC | 6 +16 HELOCs |
0.7% | 60% | $506,666 | |
First Home Mortgage
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Conventional, VA | 6 | 0.7% | 100% | $356,666 | |
Guaranteed Rate Affinity, LLC
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Conventional, HELOC | 5 +1 HELOCs |
0.6% | 100% | $431,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 5 +1 HELOCs |
0.6% | 83.3% | $417,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 5 | 0.6% | 100% | $569,000 | View |
Provident Funding Associates
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Conventional | 5 | 0.6% | 83.3% | $543,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 0.6% | 100% | $447,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 5 | 0.6% | 100% | $503,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 0.6% | 83.3% | $115,000 | View |
Union Home Mortgage Corp.
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Conventional, HELOC | 4 +1 HELOCs |
0.5% | 100% | $537,500 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.5% | 80% | $402,500 | |
New Day Financial, LLC.
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VA | 4 | 0.5% | 80% | $427,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 0.5% | 80% | $385,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 4 | 0.5% | 100% | $402,500 | View |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $481,666 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, FHA | 3 | 0.4% | 100% | $275,000 | |
Stg Mortgage Inc
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FHA | 3 | 0.4% | 75% | $458,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.4% | 42.9% | $418,333 | View |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.4% | 100% | $428,333 | |
T2 Financial LLC
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Conventional | 3 | 0.4% | 100% | $448,333 | |
Uif Corporation
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Conventional | 3 | 0.4% | 100% | $545,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 0.4% | 100% | $408,333 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.2% | 16.7% | $145,000 | |
Bank Fund Staff Federal Credit
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $510,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $445,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 2 | 0.2% | 100% | $380,000 | |
Nbkc Bank
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Conventional | 2 | 0.2% | 100% | $340,000 | |
Kind Lending, LLC
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VA | 2 | 0.2% | 66.7% | $665,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, VA | 2 | 0.2% | 100% | $605,000 | View |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 0.2% | 100% | $605,000 | View |
Fidelity Direct Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.2% | 66.7% | $470,000 | View |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.2% | 100% | $580,000 | |
Weichert Financial Services
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Conventional | 2 | 0.2% | 50% | $320,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.2% | 66.7% | $440,000 | |
Intelliloan, Inc.
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FHA | 2 | 0.2% | 100% | $525,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.2% | 66.7% | $415,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.2% | 50% | $125,000 | |
V.I.P. Mortgage, Inc.
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FHA, VA | 2 | 0.2% | 100% | $485,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 0.2% | 100% | $480,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.2% | 50% | $595,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.2% | 57.1% | $130,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.2% | 100% | $525,000 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.2% | 100% | $480,000 | |
Village Capital & Investment
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VA | 2 | 0.2% | 80% | $655,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +7 HELOCs |
0.1% | 100% | $485,000 | |
Goodleap, LLC
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VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $65,000 | View |
Cadence Bank
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Conventional | 1 | 0.1% | 100% | $535,000 | |
EMM Loans LLC
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FHA | 1 | 0.1% | 100% | $435,000 | |
Southwest Airlines FCU
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Conventional | 1 | 0.1% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.1% | 100% | $745,000 | View |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.1% | 100% | $505,000 | |
HomePromise Corporation
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VA | 1 | 0.1% | 100% | $925,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.1% | 100% | $1,015,000 | View |
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A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 0.1% | 100% | $415,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.1% | 23.1% | $545,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $795,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.1% | 100% | $525,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Equity Prime Mortgage LLC
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Conventional | 1 | 0.1% | 50% | $775,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $705,000 | |
Dart Bank
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Conventional | 1 | 0.1% | 100% | $465,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.1% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Nih Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $535,000 | |
Princeton Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $585,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $915,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.1% | 100% | $615,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.1% | 100% | $475,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.1% | 100% | $95,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.1% | 100% | $415,000 | |
American Financing Corporation
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VA | 1 | 0.1% | 100% | $395,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $455,000 | |
Bay Equity LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.1% | 100% | $495,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.1% | 100% | $475,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $335,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.1% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 100% | $505,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $495,000 | |
Agriculture Federal Credit Union
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Conventional | 1 | 0.1% | 50% | $65,000 | |
Mid-Island Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Milend, Inc
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FHA | 1 | 0.1% | 100% | $345,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Pike Creek Mortgage Services, Inc.
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FHA | 1 | 0.1% | 100% | $485,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
Geo-Corp, Inc.
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FHA | 1 | 0.1% | 100% | $415,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.1% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Texana Bank
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VA | 1 | 0.1% | 100% | $495,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.1% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 3.26% |
VA | 1 | 0.1% | 100% | $445,000 | View |
JMAC Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $535,000 | |
Figure Lending LLC
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HELOC | 0 +9 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Employees Credit Union of MD
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Teachers Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Northrop Grumman Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Ridge Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Ridge, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Lake Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Ridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Ridge, VA
Use these to narrow the list above. Each category shows how many Lake Ridge, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Ridge, VA
Independent mortgage companies closed 77 percent of home loans in Lake Ridge, Virginia in 2025, banks 13 percent and credit unions 10 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Bank of America NA the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 57 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Ridge, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Lake Ridge, Virginia with 57 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lake Ridge, Virginia, Rocket Mortgage approved the highest share of completed applications in 2025 at 91.9 percent, against a 85 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
53 lenders closed FHA loans in Lake Ridge, Virginia in 2025, led by Rocket Mortgage with 12. 55 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 46 banks and 22 credit unions closed home loans in Lake Ridge, Virginia in 2025, alongside 107 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Ridge, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Ridge, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
