Mortgage Lenders and Brokers in Lake of the Woods, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake of the Woods, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, The Freedom Bank of VirginiaThe Freedom Bank of Virginia4090 Lafayette Center Dr, Chantilly, VA 20151C+4.2 ★Texas Ratio: 24.99%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Uva Community Credit UnionUva Community Credit Union13701 US Highway 29 Ste I, Chatham, VA 24531A5.0 ★Texas Ratio: 7.25%, and Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake of the Woods, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake of the Woods are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake of the Woods, Virginia
Market share is the lender's share of all home loans closed in Lake of the Woods, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 22 +11 HELOCs |
4% | 84.6% | $231,818 | |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, VA, HELOC | 5 +1 HELOCs |
0.9% | 83.3% | $131,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, HELOC | 4 +19 HELOCs |
0.7% | 80% | $225,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 4 +2 HELOCs |
0.7% | 80% | $160,000 | |
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4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional, FHA | 4 | 0.7% | 100% | $347,500 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +3 HELOCs |
0.5% | 100% | $428,333 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +8 HELOCs |
0.4% | 100% | $345,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $495,000 | View |
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13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 2 | 0.4% | 100% | $105,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 66.7% | $290,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $235,000 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $355,000 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $305,000 | View |
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4875 Eisenhower Ave, Alexandria, VA 22304 4886 A5.0 ★Texas Ratio: 10.04% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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446 Madison Trade Plz Se, Leesburg, VA 20175 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 26 | 4.7% | 100% | $331,153 | |
First Savings Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.1% | 100% | $320,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.1% | 100% | $398,333 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 5 | 0.9% | 100% | $361,000 | |
Intercoastal Mortgage, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $302,500 | |
Atlantic Bay Mortgage Group
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Conventional, VA, USDA | 4 | 0.7% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA | 3 | 0.5% | 100% | $335,000 | View |
Vellum Mortgage, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $360,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
City Lending Inc.
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FHA | 1 | 0.2% | 50% | $315,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 54 | 9.8% | 83.8% | $242,962 | |
K. Hovnanian American Mortgage
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Conventional, FHA, VA, USDA | 34 | 6.2% | 81% | $337,941 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 33 | 6% | 94.3% | $255,909 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 28 +3 HELOCs |
5.1% | 90.9% | $357,857 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA, Jumbo | 26 | 4.7% | 100% | $365,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 22 | 4% | 91.7% | $272,272 | |
Homeamerican Mortgage Corporation
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Conventional, FHA, VA | 22 | 4% | 79.4% | $475,454 | |
Mortgage Research Center
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Conventional, VA | 15 | 2.7% | 65.2% | $391,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 13 | 2.4% | 100% | $360,384 | |
Fairway Independent Mort Corp
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Conventional, FHA | 13 | 2.4% | 86.7% | $321,153 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 1.8% | 70.6% | $362,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 10 | 1.8% | 100% | $363,000 | |
Summit Funding.Inc
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Conventional, FHA | 8 | 1.5% | 100% | $187,500 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 1.1% | 75% | $316,666 | |
Guaranteed Rate, Inc.
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Conventional, VA | 5 | 0.9% | 100% | $385,000 | |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 5 | 0.9% | 71.4% | $429,000 | |
DHI Mortgage Company, LTD.
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FHA, VA | 5 | 0.9% | 100% | $451,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.7% | 57.1% | $70,000 | |
American Financial Network, Inc.
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Conventional, FHA, Jumbo | 4 | 0.7% | 100% | $472,500 | |
Nfm, Inc
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Conventional, FHA | 4 | 0.7% | 100% | $392,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 0.7% | 100% | $147,500 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $75,000 | |
PHH Mortgage Corporation
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Conventional, VA | 3 | 0.5% | 100% | $308,333 | |
Guild Mortgage Company
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Conventional, FHA, VA | 3 | 0.5% | 100% | $251,666 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 0.5% | 100% | $345,000 | |
Bay Equity LLC
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Conventional | 3 | 0.5% | 100% | $415,000 | |
Linkbank
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Conventional, VA | 3 | 0.5% | 80% | $371,666 | |
Planet Home Lending, LLC
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VA, USDA | 3 | 0.5% | 100% | $371,666 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 3 | 0.5% | 100% | $391,666 | View |
Pentagon Federal Credit Union
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Conventional, VA, HELOC | 2 +3 HELOCs |
0.4% | 75% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 0.4% | 66.7% | $290,000 | View |
American Financial Resources LLC
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FHA | 2 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA | 2 | 0.4% | 100% | $210,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.4% | 33.3% | $155,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.4% | 100% | $460,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.4% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.4% | 100% | $325,000 | |
Loanunited.Com, LLC
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VA | 2 | 0.4% | 100% | $485,000 | |
First Home Mortgage
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Conventional | 2 | 0.4% | 100% | $360,000 | |
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A5.0 ★Texas Ratio: 11.24% |
Conventional | 2 | 0.4% | 100% | $255,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $235,000 | |
Weichert Financial Services
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Conventional, FHA | 2 | 0.4% | 100% | $155,000 | |
Peoples Mortgage Company
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FHA | 2 | 0.4% | 100% | $390,000 | |
Waterstone Mortgage Corporation
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Conventional, VA | 2 | 0.4% | 100% | $390,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.4% | 100% | $375,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.4% | 66.7% | $305,000 | |
Lower, LLC
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FHA, VA | 2 | 0.4% | 100% | $320,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.4% | 100% | $285,000 | View |
Paramount Residential Mortgage
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FHA | 2 | 0.4% | 100% | $395,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.4% | 57.1% | $270,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.4% | 100% | $455,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 0.4% | 100% | $370,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $55,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.2% | 100% | $395,000 | |
HomePromise Corporation
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VA | 1 | 0.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
Gvc Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $445,000 | |
Nbkc Bank
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VA | 1 | 0.2% | 100% | $485,000 | |
Allied Mortgage Group, Inc
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VA | 1 | 0.2% | 100% | $395,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $345,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 7.24% |
FHA | 1 | 0.2% | 100% | $315,000 | View |
Ameritrust Mortgage Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $375,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $425,000 | View |
Encompass Lending Group, L.P.
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VA | 1 | 0.2% | 100% | $425,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Mortgage Equity Partners LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
Ithink Financial Credit Union
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Conventional | 1 | 0.2% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.2% | 100% | $325,000 | |
Evolve Bank & Trust
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FHA | 1 | 0.2% | 100% | $455,000 | |
Andrews Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Genway Home Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $15,000 | |
Keystone Funding, Inc
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VA | 1 | 0.2% | 100% | $395,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.2% | 100% | $345,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 0.2% | 100% | $255,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Employees Credit Union of MD
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Library of Congress Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Logix Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake of the Woods Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake of the Woods, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Lake of the Woods? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake of the Woods in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake of the Woods, VA
Use these to narrow the list above. Each category shows how many Lake of the Woods, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Lake of the Woods, VA
Independent mortgage companies closed 83.4 percent of home loans in Lake of the Woods, Virginia in 2025, banks 8.9 percent and credit unions 7.7 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Atlantic Union Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 22 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake of the Woods, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Lake of the Woods, Virginia with 22 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lake of the Woods, Virginia, Rocket Mortgage approved the highest share of completed applications in 2025 at 83.8 percent, against a 87.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Lake of the Woods, Virginia in 2025, led by K. Hovnanian American Mortgage with 18. 48 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 18 credit unions closed home loans in Lake of the Woods, Virginia in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake of the Woods, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake of the Woods, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake of the Woods. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
