Mortgage Lenders and Brokers in Kingstowne, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kingstowne, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Armed Forces Bank, N.A.Armed Forces Bank, N.A.108 Mcnair Rd, Fort Myer, VA 22211A+5.0 ★Texas Ratio: 4.81%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, First Horizon BankFirst Horizon Bank21263 Lankford Hwy, Cape Charles, VA 23310A+5.0 ★Texas Ratio: 5.76%, Signature Federal Credit UnionSignature Federal Credit Union12 HERBERT ST, Alexandria, VA 22305A5.0 ★Texas Ratio: 10.99%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, and Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kingstowne, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kingstowne are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kingstowne, Virginia
Market share is the lender's share of all home loans closed in Kingstowne, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 7 +4 HELOCs |
4.8% | 100% | $479,285 | |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +7 HELOCs |
3.4% | 100% | $539,000 | View |
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108 Mcnair Rd, Fort Myer, VA 22211 A+5.0 ★Texas Ratio: 4.81% |
VA | 3 | 2.1% | 100% | $715,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.4% | 100% | $545,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.4% | 100% | $455,000 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $515,000 | View |
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★ 5 stars, 1 review 21263 Lankford Hwy, Cape Charles, VA 23310 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.7% | 100% | $675,000 | View |
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12 HERBERT ST, Alexandria, VA 22305 A5.0 ★Texas Ratio: 10.99% |
Conventional | 1 | 0.7% | 50% | $195,000 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.7% | 100% | $445,000 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.7% | 100% | $35,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Heritage Mortgage, LLC
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Conventional, VA | 4 | 2.8% | 100% | $580,000 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 3 | 2.1% | 100% | $435,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, VA | 2 | 1.4% | 100% | $560,000 | |
First Savings Mortgage Corporation
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Conventional, VA | 2 | 1.4% | 100% | $640,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional, VA | 2 | 1.4% | 100% | $690,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1.4% | 100% | $635,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.7% | 100% | $655,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $515,000 | |
Rocket Mortgage
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Conventional, FHA, HELOC | 15 +1 HELOCs |
10.3% | 78.9% | $297,666 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 10 +1 HELOCs |
6.9% | 90.9% | $499,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 7 | 4.8% | 100% | $523,571 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 7 | 4.8% | 100% | $630,714 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 4 | 2.8% | 100% | $685,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 2.8% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 3 | 2.1% | 100% | $558,333 | View |
Freedom Mortgage Corporation
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VA | 3 | 2.1% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, VA | 3 | 2.1% | 100% | $601,666 | View |
Pennymac Loan Services LLC
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Conventional | 3 | 2.1% | 100% | $351,666 | |
Cmg Mortgage Inc
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Conventional, VA | 3 | 2.1% | 100% | $555,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 2.1% | 100% | $585,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.4% | 100% | $160,000 | |
Guild Mortgage Company
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Conventional, VA | 2 | 1.4% | 100% | $690,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 1.4% | 100% | $685,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 1.4% | 100% | $545,000 | |
Mortgage Research Center
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VA | 2 | 1.4% | 100% | $595,000 | |
Carrington Mortgage Services LLC
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VA | 2 | 1.4% | 66.7% | $540,000 | |
Bank Fund Staff Federal Credit
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.7% | 100% | $655,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.7% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 0.7% | 100% | $425,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.7% | 100% | $665,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.7% | 100% | $35,000 | |
Newrez LLC
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VA | 1 | 0.7% | 100% | $685,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $245,000 | |
Dart Bank
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FHA | 1 | 0.7% | 100% | $495,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 25% | $115,000 | |
Bay Equity LLC
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Churchill Mortgage Corporation
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VA | 1 | 0.7% | 100% | $595,000 | |
T2 Financial LLC
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Conventional | 1 | 0.7% | 100% | $585,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $495,000 | View |
Keystone Funding, Inc
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VA | 1 | 0.7% | 100% | $665,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.7% | 100% | $415,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $475,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 50% | $395,000 | |
Lower, LLC
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Conventional | 1 | 0.7% | 100% | $575,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.7% | 100% | $1,115,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $485,000 | |
Village Capital & Investment
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FHA | 1 | 0.7% | 100% | $555,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kingstowne Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kingstowne, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Kingstowne? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kingstowne in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kingstowne, VA
Use these to narrow the list above. Each category shows how many Kingstowne, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Kingstowne, VA
Independent mortgage companies closed 75.9 percent of home loans in Kingstowne, Virginia in 2025, banks 16.6 percent and credit unions 7.6 percent. First Heritage Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kingstowne, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Kingstowne, Virginia with 7 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Kingstowne, Virginia in 2025, led by Rocket Mortgage with 2. 22 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 10 credit unions closed home loans in Kingstowne, Virginia in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kingstowne, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kingstowne, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kingstowne. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
