Mortgage Lenders and Brokers in Independent Hill, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Independent Hill, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Justice Federal Credit UnionJustice Federal Credit Union600 Army Navy Dr, Arlington, VA 22202 4200A5.0 ★Texas Ratio: 7.57%, Trustar BankTrustar Bank3101 Wilson Blvd, Arlington, VA 22201A+5.0 ★Texas Ratio: 3.45%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Dollar Bank, FSBDollar Bank, FSB750 Volvo Pkwy, Chesapeake, VA 23320A+5.0 ★Texas Ratio: 5.29%, and Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Independent Hill, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Independent Hill are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Independent Hill, Virginia
Market share is the lender's share of all home loans closed in Independent Hill, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 20 +27 HELOCs |
5.5% | 80.8% | $255,500 | |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, Jumbo, HELOC | 8 +10 HELOCs |
2.2% | 88.9% | $643,750 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 5 +6 HELOCs |
1.4% | 83.3% | $153,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 3 +5 HELOCs |
0.8% | 60% | $501,666 | |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
FHA, VA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $560,000 | View |
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600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $530,000 | View |
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3101 Wilson Blvd, Arlington, VA 22201 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 2 | 0.5% | 100% | $1,025,000 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional | 2 | 0.5% | 100% | $55,000 | View |
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750 Volvo Pkwy, Chesapeake, VA 23320 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 0.5% | 100% | $1,095,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $225,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $405,000 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
VA | 1 | 0.3% | 100% | $625,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
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1000 N Highland St, Arlington, VA 22201 B-4.4 ★Texas Ratio: 22.15% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
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108 Mcnair Rd, Fort Myer, VA 22211 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.3% | 50% | $825,000 | View |
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933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 100% | $745,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1901 S Main St, Blacksburg, VA 24060 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 45 | 12.3% | 97.9% | $1,002,333 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 10 | 2.7% | 100% | $541,000 | |
First Savings Mortgage Corporation
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Conventional, VA, Jumbo | 5 | 1.4% | 100% | $689,000 | |
Intercoastal Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $340,000 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $235,000 | |
Prosperity Home Mortgage, LLC
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VA | 2 | 0.5% | 100% | $635,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $675,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.3% | 100% | $565,000 | |
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A5.0 ★Texas Ratio: 8.63% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Atlantic Bay Mortgage Group
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VA | 1 | 0.3% | 100% | $825,000 | |
Vellum Mortgage, Inc.
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VA | 1 | 0.3% | 100% | $765,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 46 | 12.6% | 92.3% | $426,086 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 18 +2 HELOCs |
4.9% | 90.5% | $652,777 | |
Pennymac Loan Services LLC
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Conventional, VA | 13 | 3.6% | 81.2% | $295,000 | |
Fairway Independent Mort Corp
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Conventional, VA, HELOC | 9 +2 HELOCs |
2.5% | 100% | $718,333 | |
Newrez LLC
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Conventional, VA, Jumbo | 9 | 2.5% | 100% | $562,777 | |
Mortgage Research Center
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Conventional, VA | 8 | 2.2% | 80% | $727,500 | |
Freedom Mortgage Corporation
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Conventional, VA | 7 | 1.9% | 88.9% | $646,428 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
1.6% | 100% | $683,333 | View |
Kind Lending, LLC
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Conventional, VA | 5 | 1.4% | 71.4% | $683,000 | |
Cmg Mortgage Inc
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Conventional, VA | 5 | 1.4% | 100% | $631,000 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +2 HELOCs |
1.1% | 80% | $345,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 4 | 1.1% | 100% | $430,000 | |
Nationstar Mortgage
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Conventional, VA | 4 | 1.1% | 71.4% | $400,000 | |
Lower, LLC
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Conventional | 4 | 1.1% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 3 | 0.8% | 50% | $301,666 | View |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 3 | 0.8% | 100% | $461,666 | |
Sage Home Loans Corporation
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Conventional | 3 | 0.8% | 100% | $688,333 | |
Amerisave Mortgage Company
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Conventional, VA | 3 | 0.8% | 60% | $448,333 | |
Guild Mortgage Company
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Conventional, VA | 3 | 0.8% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.8% | 100% | $385,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.5% | 40% | $200,000 | |
American Portfolio Mortgage Corporation
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VA | 2 | 0.5% | 100% | $725,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $625,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA, Jumbo | 2 | 0.5% | 60% | $690,000 | |
AmeriHome Mortgage Company, LLC
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VA, Jumbo | 2 | 0.5% | 100% | $1,160,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 2 | 0.5% | 100% | $525,000 | View |
American Financial Network, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $625,000 | |
Sun West Mortgage Company, Inc
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Conventional | 2 | 0.5% | 100% | $655,000 | |
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A5.0 ★Texas Ratio: 11.24% |
Conventional, VA | 2 | 0.5% | 100% | $700,000 | View |
New Day Financial, LLC.
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VA | 2 | 0.5% | 66.7% | $910,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.5% | 100% | $980,000 | View |
Peoples Mortgage Company
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VA | 2 | 0.5% | 100% | $1,005,000 | |
Intelliloan, Inc.
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FHA | 2 | 0.5% | 100% | $675,000 | |
Embrace Home Loans, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $725,000 | |
Provident Funding Associates
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Conventional | 2 | 0.5% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA, VA | 2 | 0.5% | 100% | $1,130,000 | View |
Keystone Funding, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $725,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.5% | 100% | $700,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 2 | 0.5% | 100% | $705,000 | View |
Pentagon Federal Credit Union
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VA, HELOC | 1 +9 HELOCs |
0.3% | 25% | $635,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $65,000 | View |
Tower Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $415,000 | |
The Loan Store, Inc
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $785,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Nbkc Bank
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VA | 1 | 0.3% | 100% | $675,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.3% | 100% | $705,000 | |
Acre Mortgage & Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $605,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $255,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $345,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 50% | $575,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $685,000 | |
Bay Equity LLC
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FHA | 1 | 0.3% | 100% | $605,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $595,000 | |
Nfm, Inc
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VA | 1 | 0.3% | 100% | $675,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Churchill Mortgage Corporation
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VA | 1 | 0.3% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $815,000 | View |
Waterstone Mortgage Corporation
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VA | 1 | 0.3% | 100% | $675,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 50% | $675,000 | |
Milend, Inc
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VA | 1 | 0.3% | 100% | $815,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.3% | 100% | $955,000 | |
Uif Corporation
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Conventional | 1 | 0.3% | 100% | $755,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.3% | 100% | $625,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 100% | $635,000 | |
New American Funding, LLC.
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VA | 1 | 0.3% | 100% | $1,025,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.3% | 100% | $545,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $675,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 25% | $105,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $995,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.3% | 100% | $335,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Village Capital & Investment
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VA, Jumbo | 1 | 0.3% | 100% | $1,245,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.3% | 100% | $455,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
State Employees Credit Union of MD
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Independent Hill Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Independent Hill, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Independent Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Independent Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Independent Hill, VA
Use these to narrow the list above. Each category shows how many Independent Hill, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Independent Hill, VA
Independent mortgage companies closed 76.5 percent of home loans in Independent Hill, Virginia in 2025, banks 13.1 percent and credit unions 10.4 percent. First Heritage Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Independent Hill, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Independent Hill, Virginia with 20 loans, about 5.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Independent Hill, Virginia in 2025, led by Rocket Mortgage with 5. 51 lenders closed VA loans, led by First Heritage Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 14 credit unions closed home loans in Independent Hill, Virginia in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Independent Hill, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Independent Hill, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Independent Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
