Mortgage Lenders and Brokers in Franklin, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Franklin, Virginia mortgage lenders include Bronco Federal Credit UnionBronco Federal Credit Union206 E 2nd Ave, Franklin, VA 23851A5.0 ★Texas Ratio: 8.32%, Truist BankTruist Bank201 N College Dr, Franklin, VA 23851A+5.0 ★Texas Ratio: 2.87%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Chartway FCUChartway FCU575 Cedar Rd, Chesapeake, VA 23322 5564, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Primis BankPrimis Bank201 N Washington Hwy, Ashland, VA 23005A5.0 ★Texas Ratio: 13.21%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Dollar Bank, FSBDollar Bank, FSB750 Volvo Pkwy, Chesapeake, VA 23320A+5.0 ★Texas Ratio: 5.29%, and Langley Federal Credit UnionLangley Federal Credit Union13478 Carrollton Blvd Ste A, Carrollton, VA 23314A5.0 ★Texas Ratio: 10.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Franklin, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Franklin are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Franklin, Virginia
Market share is the lender's share of all home loans closed in Franklin, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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206 E 2nd Ave, Franklin, VA 23851 A5.0 ★Texas Ratio: 8.32% |
Conventional | 2 | 0.9% | 18.2% | $60,000 | View |
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★ 1 stars, 1 review 1 office in Franklin 201 N College Dr, Franklin, VA 23851 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $295,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
2.2% | 83.3% | $237,000 | |
Chartway FCU
575 Cedar Rd, Chesapeake, VA 23322 5564 |
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 100% | $158,333 | |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 100% | $170,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.9% | 66.7% | $80,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.4% | 100% | $325,000 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $215,000 | View |
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750 Volvo Pkwy, Chesapeake, VA 23320 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1217 Cedar Rd, Chesapeake, VA 23322 A+5.0 ★Texas Ratio: 1.13% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 17 | 7.5% | 100% | $216,764 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional, FHA, VA | 8 | 3.5% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, USDA | 3 | 1.3% | 100% | $155,000 | View |
Atlantic Coast Mortgage, LLC
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FHA | 2 | 0.9% | 100% | $95,000 | |
Capital Center LLC
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Conventional, FHA | 2 | 0.9% | 100% | $235,000 | |
RW Towne, LLC
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VA | 2 | 0.9% | 100% | $270,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 1 | 0.4% | 100% | $245,000 | |
ALCOVA Mortgage, LLC
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VA | 1 | 0.4% | 100% | $365,000 | |
Garrett Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Archer Mortgage LLC
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VA | 1 | 0.4% | 100% | $245,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Towne Mortgage
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FHA | 1 | 0.4% | 100% | $335,000 | |
1St Advantage Federal Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA, USDA | 51 | 22.4% | 60% | $214,215 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 14 | 6.1% | 82.4% | $280,714 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA, USDA | 12 | 5.3% | 100% | $207,500 | View |
Mortgage Research Center
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Conventional, FHA, VA | 12 | 5.3% | 75% | $250,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 3.9% | 90% | $178,333 | |
New American Funding, LLC.
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Conventional, FHA, VA | 9 | 3.9% | 100% | $171,666 | |
DHI Mortgage Company, LTD.
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FHA, VA | 6 | 2.6% | 85.7% | $353,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, USDA | 5 | 2.2% | 100% | $191,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA, VA | 4 | 1.8% | 66.7% | $330,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.3% | 80% | $335,000 | |
Newrez LLC
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Conventional, FHA, VA | 3 | 1.3% | 42.9% | $181,666 | |
Towne Mortgage Company
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Conventional | 3 | 1.3% | 100% | $228,333 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 66.7% | $115,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.9% | 100% | $90,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.9% | 100% | $240,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.9% | 100% | $335,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $230,000 | |
Cmg Mortgage Inc
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FHA, USDA | 2 | 0.9% | 100% | $140,000 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 2 | 0.9% | 100% | $120,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.9% | 100% | $125,000 | |
New Day Financial, LLC.
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VA | 2 | 0.9% | 66.7% | $240,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $110,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.9% | 100% | $65,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $305,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.4% | 100% | $185,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $225,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.4% | 50% | $355,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 50% | $125,000 | |
Guild Mortgage Company
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VA | 1 | 0.4% | 100% | $265,000 | |
Iserve Residential Lending
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FHA | 1 | 0.4% | 100% | $185,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 100% | $145,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.4% | 100% | $295,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $365,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.4% | 50% | $445,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.4% | 100% | $135,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.4% | 100% | $265,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.4% | 100% | $255,000 | View |
Village Capital & Investment
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VA | 1 | 0.4% | 66.7% | $425,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% |
Franklin Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Franklin, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Franklin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Franklin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Franklin, VA
Use these to narrow the list above. Each category shows how many Franklin, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Franklin, VA
Independent mortgage companies closed 86.8 percent of home loans in Franklin, Virginia in 2025, banks 7.9 percent and credit unions 5.3 percent. Atlantic Bay Mortgage Group was the largest mortgage company, Truist Bank the largest bank and Bronco Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Bronco Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Franklin, VA
By home loans closed in 2025, Bronco Federal Credit Union was the largest mortgage lender in Franklin, Virginia with 2 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Franklin, Virginia, Nvr Mortgage Finance, Inc. approved the highest share of completed applications in 2025 at 60 percent, against a 77.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Franklin, Virginia in 2025, led by Nvr Mortgage Finance, Inc. with 25. 24 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Franklin, Virginia in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Franklin, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Franklin, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Franklin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
