Mortgage Lenders and Brokers in Franconia, Virginia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Franconia, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, Justice Federal Credit UnionJustice Federal Credit Union600 Army Navy Dr, Arlington, VA 22202 4200A5.0 ★Texas Ratio: 7.57%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, and M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Franconia, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Franconia are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Franconia, Virginia
Market share is the lender's share of all home loans closed in Franconia, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 17 +18 HELOCs |
4.5% | 69.2% | $327,352 | |
|
★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 9 +8 HELOCs |
2.4% | 100% | $493,888 | View |
|
7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 4 +1 HELOCs |
1.1% | 100% | $487,500 | View |
|
332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.1% | 100% | $685,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 3 +4 HELOCs |
0.8% | 100% | $205,000 | |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 75% | $705,000 | View |
|
600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 66.7% | $180,000 | View |
|
115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $575,000 | View |
|
106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $580,000 | View |
|
7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.5% | 100% | $640,000 | View |
|
★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $235,000 | View |
|
1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 50% | $625,000 | View |
|
5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $355,000 | View |
|
1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $455,000 | View |
|
4875 Eisenhower Ave, Alexandria, VA 22304 4886 A5.0 ★Texas Ratio: 10.04% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
|
1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
|
13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
|
1900 Campus Commons Drive Suite 103, Reston, VA 20191 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
|
106 Harrison St Se, Leesburg, VA 20175 A5.0 ★Texas Ratio: 6.07% |
Conventional | 1 | 0.3% | 100% | $935,000 | View |
|
425 William St, Fredericksburg, VA 22401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
|
640 Franklin St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
|
704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
|
2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA, VA | 16 | 4.2% | 94.4% | $537,500 | |
Intercoastal Mortgage, LLC
|
Conventional, VA | 14 | 3.7% | 100% | $491,428 | |
First Heritage Mortgage, LLC
|
Conventional, FHA, VA | 9 | 2.4% | 100% | $626,111 | |
First Savings Mortgage Corporation
|
Conventional, FHA | 8 | 2.1% | 100% | $475,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 8 | 2.1% | 100% | $422,500 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA, VA | 7 | 1.8% | 100% | $452,142 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
|
Conventional | 3 | 0.8% | 100% | $455,000 | |
|
A5.0 ★Texas Ratio: 8.63% |
Conventional | 2 | 0.5% | 66.7% | $180,000 | View |
Vellum Mortgage, Inc.
|
VA | 2 | 0.5% | 100% | $560,000 | |
Loansteady LLC
|
VA | 1 | 0.3% | 100% | $585,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
Credit Union Mortgage Associat
|
Conventional | 1 | 0.3% | 100% | $495,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 28 | 7.4% | 80.6% | $323,214 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
4.7% | 95% | $516,111 | |
Embrace Home Loans, Inc.
|
Conventional, FHA, VA | 17 | 4.5% | 100% | $531,470 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 15 | 4% | 100% | $363,666 | |
CrossCountry Mortgage, LLC
|
Conventional | 9 | 2.4% | 100% | $661,666 | |
Fairway Independent Mort Corp
|
Conventional, VA | 9 | 2.4% | 100% | $550,555 | |
Guaranteed Rate, Inc.
|
Conventional, VA, HELOC | 8 +1 HELOCs |
2.1% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 8 | 2.1% | 100% | $360,000 | View |
Mortgage Research Center
|
Conventional, VA | 8 | 2.1% | 80% | $461,250 | |
Freedom Mortgage Corporation
|
VA | 7 | 1.8% | 90% | $555,000 | |
Cmg Mortgage Inc
|
Conventional, VA, Jumbo, HELOC | 6 +2 HELOCs |
1.6% | 100% | $671,666 | |
American Financial Network, Inc.
|
Conventional | 5 | 1.3% | 83.3% | $469,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA, VA | 5 | 1.3% | 100% | $453,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 5 | 1.3% | 100% | $431,000 | View |
loanDepot.com LLC
|
Conventional, VA | 4 | 1.1% | 100% | $372,500 | |
First Home Mortgage
|
Conventional | 4 | 1.1% | 80% | $585,000 | |
New American Funding, LLC.
|
Conventional | 4 | 1.1% | 100% | $382,500 | |
SWBC Mortgage Corporation
|
Conventional, VA | 3 | 0.8% | 100% | $551,666 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.8% | 100% | $565,000 | View |
Nationstar Mortgage
|
Conventional | 3 | 0.8% | 75% | $208,333 | |
Mutual of Omaha Mortgage
|
Conventional | 3 | 0.8% | 100% | $605,000 | |
Lower, LLC
|
Conventional | 3 | 0.8% | 100% | $538,333 | |
Paramount Residential Mortgage
|
Conventional | 3 | 0.8% | 75% | $565,000 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 2 +5 HELOCs |
0.5% | 66.7% | $425,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 40% | $135,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.5% | 100% | $310,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.5% | 50% | $465,000 | View |
|
A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,435,000 | View |
Newrez LLC
|
Conventional, VA | 2 | 0.5% | 40% | $420,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 2 | 0.5% | 100% | $430,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.5% | 50% | $65,000 | |
Fidelity Direct Mortgage, LLC
|
Conventional | 2 | 0.5% | 100% | $525,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 0.5% | 100% | $705,000 | View |
|
A5.0 ★Texas Ratio: 11.24% |
Conventional, VA | 2 | 0.5% | 100% | $575,000 | View |
Nfm, Inc
|
Conventional, VA | 2 | 0.5% | 66.7% | $370,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.5% | 100% | $540,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 2 | 0.5% | 100% | $600,000 | View |
Village Capital & Investment
|
VA | 2 | 0.5% | 75% | $415,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Guaranteed Rate Affinity, LLC
|
VA | 1 | 0.3% | 100% | $755,000 | |
Primelending
|
Conventional | 1 | 0.3% | 100% | $615,000 | |
Everett Financial, Inc.
|
FHA | 1 | 0.3% | 100% | $685,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.3% | 42.9% | $775,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
Nbkc Bank
|
Conventional | 1 | 0.3% | 100% | $565,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $1,155,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.3% | 100% | $425,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.3% | 100% | $495,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $695,000 | |
United Trust Bank
|
VA | 1 | 0.3% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
Home Mortgage Alliance Corp (Hmac)
|
FHA | 1 | 0.3% | 100% | $345,000 | |
Guild Mortgage Company
|
VA | 1 | 0.3% | 100% | $805,000 | |
Instamortgage, Inc
|
Conventional | 1 | 0.3% | 100% | $705,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.3% | 100% | $495,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.3% | 100% | $435,000 | |
Federated Mortgage Corp
|
Conventional | 1 | 0.3% | 100% | $425,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $445,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.3% | 100% | $365,000 | |
American Finance House Lariba
|
Conventional | 1 | 0.3% | 100% | $545,000 | |
Idb Global Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $905,000 | |
Mid-Island Mortgage Corp.
|
FHA | 1 | 0.3% | 100% | $405,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
Milend, Inc
|
FHA | 1 | 0.3% | 100% | $545,000 | |
Emet Lending Group, Inc.
|
Conventional | 1 | 0.3% | 100% | $405,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.3% | 50% | $495,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.3% | 100% | $375,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $1,185,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $925,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $595,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 50% | $535,000 | View |
Nexera Holding LLC
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.3% | 100% | $265,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.3% | 100% | $385,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Fed Ex Employees Credit Association
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Franconia Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Franconia, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Franconia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Franconia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Franconia, VA
Use these to narrow the list above. Each category shows how many Franconia, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Franconia, VA
Independent mortgage companies closed 75.5 percent of home loans in Franconia, Virginia in 2025, banks 16.4 percent and credit unions 8.2 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Franconia, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Franconia, Virginia with 17 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Franconia, Virginia in 2025, led by United Wholesale Mortgage with 3. 36 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 15 credit unions closed home loans in Franconia, Virginia in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Franconia, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Franconia, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Franconia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
