Mortgage Lenders and Brokers in Fairfax, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fairfax, Virginia mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2905 District Ave, Fairfax, VA 22031A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank8416 Arlington Blvd, Fairfax, VA 22031A+5.0 ★Texas Ratio: 2.87%, Apple Federal Credit UnionApple Federal Credit Union9701 Main St, Fairfax, VA 22031, United Bank VaUnited Bank Va4100 Monument Corner Dr, Fairfax, VA 22030A+5.0 ★Texas Ratio: 2.15%, Bank of America NABank of America NA3907 Fair Ridge Drive, Fairfax, VA 22033A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank11721 Lee Hwy, Fairfax, VA 22030A+5.0 ★Texas Ratio: 4.11%, Atlantic Union BankAtlantic Union Bank9910 Main St, Fairfax, VA 22031A+5.0 ★Texas Ratio: 2.51%, TD BankTD Bank9504 Main St, Fairfax, VA 22031A+5.0 ★Texas Ratio: 3.71%, The Freedom Bank of VirginiaThe Freedom Bank of Virginia10555 Main St, Fairfax, VA 22030C+4.2 ★Texas Ratio: 24.99%, and Wells Fargo Bank NAWells Fargo Bank NA3019 Nutley St, Fairfax, VA 22031A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairfax, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairfax are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairfax, Virginia
Market share is the lender's share of all home loans closed in Fairfax, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5 offices in Fairfax 2905 District Ave, Fairfax, VA 22031 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 9 +1 HELOCs |
2% | 100% | $627,222 | View |
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★ 1 stars, 1 review 6 offices in Fairfax 8416 Arlington Blvd, Fairfax, VA 22031 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +11 HELOCs |
1.1% | 83.3% | $711,000 | View |
Apple Federal Credit Union
9701 Main St, Fairfax, VA 22031 |
Conventional, HELOC | 5 +5 HELOCs |
1.1% | 71.4% | $305,000 | |
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3 offices in Fairfax 4100 Monument Corner Dr, Fairfax, VA 22030 A+5.0 ★Texas Ratio: 2.15% |
Conventional, VA, HELOC | 5 +1 HELOCs |
1.1% | 100% | $919,000 | View |
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3 offices in Fairfax 3907 Fair Ridge Drive, Fairfax, VA 22033 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +17 HELOCs |
0.9% | 100% | $817,500 | View |
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3 offices in Fairfax 11721 Lee Hwy, Fairfax, VA 22030 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 4 +2 HELOCs |
0.9% | 80% | $735,000 | View |
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2 offices in Fairfax 9910 Main St, Fairfax, VA 22031 A+5.0 ★Texas Ratio: 2.51% |
VA, HELOC | 1 +2 HELOCs |
0.2% | 50% | $315,000 | View |
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1 office in Fairfax 9504 Main St, Fairfax, VA 22031 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $805,000 | View |
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10555 Main St, Fairfax, VA 22030 C+4.2 ★Texas Ratio: 24.99% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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3 offices in Fairfax 3019 Nutley St, Fairfax, VA 22031 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 25% | $935,000 | View |
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★ 1.7 stars, 3 reviews 4 offices in Fairfax 10649 Main St, Fairfax, VA 22030 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 8 | 1.8% | 100% | $596,250 | |
Intercoastal Mortgage, LLC
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Conventional | 7 | 1.5% | 100% | $689,285 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 7 | 1.5% | 100% | $617,857 | |
Credit Union Mortgage Associat
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Conventional | 2 | 0.4% | 100% | $930,000 | |
Vellum Mortgage, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $350,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional | 2 | 0.4% | 100% | $405,000 | |
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11180 Main St, Fairfax, VA 22030 A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 21 +13 HELOCs |
4.6% | 95.5% | $420,714 | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +6 HELOCs |
0.9% | 100% | $727,500 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 3 | 0.7% | 100% | $768,333 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $235,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 0.4% | 100% | $355,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 2 | 0.4% | 100% | $160,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $665,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
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14122 Lee Highway, Fairfax, VA 22031 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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★ 5 stars, 1 review 21263 Lankford Hwy, Cape Charles, VA 23310 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Savings Mortgage Corporation
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Conventional, VA | 7 | 1.5% | 100% | $602,142 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 7 | 1.5% | 100% | $655,000 | |
Atlantic Bay Mortgage Group
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Conventional | 5 | 1.1% | 100% | $493,000 | |
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A5.0 ★Texas Ratio: 8.63% |
Conventional | 3 | 0.7% | 100% | $391,666 | View |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Ussfcu
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 38 | 8.3% | 92.7% | $428,421 | |
Pulte Mortgage LLC
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Conventional, FHA, VA | 35 | 7.7% | 92.5% | $676,142 | |
Nfm, Inc
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Conventional, FHA, VA | 30 | 6.6% | 96.8% | $705,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 20 | 4.4% | 95.2% | $697,000 | |
Nvr Mortgage Finance, Inc.
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Conventional | 16 | 3.5% | 94.1% | $591,250 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 13 | 2.8% | 100% | $809,615 | |
Fairway Independent Mort Corp
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Conventional, VA, Jumbo | 10 | 2.2% | 100% | $780,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 9 | 2% | 83.3% | $579,444 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 8 | 1.8% | 100% | $451,250 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA | 8 | 1.8% | 100% | $631,250 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo | 7 | 1.5% | 87.5% | $746,428 | |
Guild Mortgage Company
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Conventional, VA | 7 | 1.5% | 77.8% | $805,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.1% | 85.7% | $705,000 | |
First Home Mortgage
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Conventional | 5 | 1.1% | 100% | $727,000 | |
Embrace Home Loans, Inc.
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Conventional, VA | 5 | 1.1% | 100% | $679,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 5 | 1.1% | 83.3% | $279,000 | View |
Bank Fund Staff Federal Credit
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Conventional, HELOC | 4 +3 HELOCs |
0.9% | 100% | $835,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 4 | 0.9% | 100% | $597,500 | View |
American Financial Network, Inc.
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Conventional | 4 | 0.9% | 100% | $297,500 | |
Bay Equity LLC
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Conventional | 4 | 0.9% | 100% | $700,000 | |
Emet Lending Group, Inc.
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Conventional | 4 | 0.9% | 100% | $607,500 | |
Lower, LLC
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Conventional | 4 | 0.9% | 100% | $357,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.7% | 40% | $111,666 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 3 | 0.7% | 100% | $505,000 | |
Newrez LLC
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Conventional, VA | 3 | 0.7% | 50% | $761,666 | |
Provident Funding Associates
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Conventional | 3 | 0.7% | 75% | $558,333 | |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 100% | $241,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.7% | 100% | $518,333 | |
loanDepot.com LLC
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Conventional | 2 | 0.4% | 100% | $245,000 | |
Dart Bank
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Conventional | 2 | 0.4% | 100% | $525,000 | |
Instamortgage, Inc
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Conventional | 2 | 0.4% | 100% | $225,000 | |
AmWest Funding Corp
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Conventional, VA | 2 | 0.4% | 100% | $300,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.4% | 100% | $125,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 2 | 0.4% | 100% | $505,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $670,000 | |
Idb Global Federal Credit Union
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Conventional | 2 | 0.4% | 100% | $570,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $420,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $385,000 | |
Mortgage Research Center
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VA | 2 | 0.4% | 66.7% | $515,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $290,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.4% | 100% | $555,000 | |
Village Capital & Investment
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VA | 2 | 0.4% | 100% | $515,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $685,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $975,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 20% | $545,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $1,075,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $475,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
Fidelity Direct Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
MortgageCountry
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Conventional | 1 | 0.2% | 100% | $785,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $625,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 1 | 0.2% | 100% | $1,525,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
Securityplus FCU
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $715,000 | |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $345,000 | |
Ithink Financial Credit Union
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Conventional | 1 | 0.2% | 100% | $865,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Keystone Funding, Inc
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Geo-Corp, Inc.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.04% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Nmsi, Inc.
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $715,000 | |
United Nations Federal CU
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Conventional | 1 | 0.2% | 100% | $945,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $705,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
The Mortgage Link, Inc.
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VA | 1 | 0.2% | 100% | $285,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.2% | 100% | $205,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.2% | 100% | $725,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Elements Financial Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Truliant Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fairfax Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairfax, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Fairfax? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairfax in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairfax, VA
Use these to narrow the list above. Each category shows how many Fairfax, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Fairfax, VA
Independent mortgage companies closed 74.4 percent of home loans in Fairfax, Virginia in 2025, banks 15.3 percent and credit unions 10.3 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Apple Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Apple Federal Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairfax, VA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Fairfax, Virginia with 9 loans, about 2 percent of the market. The largest lender headquartered in Virginia was Apple Federal Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Fairfax, Virginia in 2025, led by Atlantic Coast Mortgage, LLC with 2. 27 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 22 credit unions closed home loans in Fairfax, Virginia in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairfax, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairfax, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairfax. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
