Mortgage Lenders and Brokers in Difficult Run, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Difficult Run, Virginia mortgage lenders include M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, Langley Federal Credit UnionLangley Federal Credit Union13478 Carrollton Blvd Ste A, Carrollton, VA 23314A5.0 ★Texas Ratio: 10.20%, Citibank, NACitibank, NA2879 Clarendon Boulevard, Arlington, VA 22201A+5.0 ★Texas Ratio: 2.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA1700 Diagonal Rd, Alexandria, VA 22314A+5.0 ★Texas Ratio: 5.44%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, and TD BankTD Bank6566 Little River Tpke, Alexandria, VA 22312A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Difficult Run, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Difficult Run are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Difficult Run, Virginia
Market share is the lender's share of all home loans closed in Difficult Run, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 7 +2 HELOCs |
5.2% | 100% | $1,130,714 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +13 HELOCs |
3% | 57.1% | $410,000 | |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 4 +8 HELOCs |
3% | 100% | $942,500 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
2.2% | 100% | $781,666 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 2 +2 HELOCs |
1.5% | 100% | $890,000 | View |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 40% | $985,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.5% | 100% | $835,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +7 HELOCs |
0.7% | 100% | $885,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +5 HELOCs |
0.7% | 100% | $445,000 | View |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.7% | 50% | $1,215,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,355,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 1 | 0.7% | 100% | $2,025,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
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750 Volvo Pkwy, Chesapeake, VA 23320 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.7% | 100% | $705,000 | View |
Transportation Federal Credit Union
1600 Cameron St, Alexandria, VA 22314 |
Conventional | 1 | 0.7% | 100% | $85,000 | |
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4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional | 1 | 0.7% | 100% | $655,000 | View |
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425 William St, Fredericksburg, VA 22401 A5.0 ★Texas Ratio: 9.61% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,455,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
First Savings Mortgage Corporation
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Conventional | 5 | 3.7% | 100% | $659,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 4 | 3% | 80% | $552,500 | |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 1.5% | 100% | $955,000 | |
Intercoastal Mortgage, LLC
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Conventional | 2 | 1.5% | 100% | $680,000 | |
Vellum Mortgage, Inc.
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Conventional, VA | 2 | 1.5% | 100% | $835,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional | 2 | 1.5% | 100% | $875,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $795,000 | |
Strong Home Mortgage, LLC
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VA, Jumbo | 1 | 0.7% | 100% | $2,005,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.7% | 100% | $755,000 | |
Rocket Mortgage
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Conventional, VA | 12 | 9% | 92.3% | $571,666 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 9 | 6.7% | 100% | $1,067,222 | |
United Wholesale Mortgage
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Conventional, FHA | 7 | 5.2% | 87.5% | $739,285 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 4 | 3% | 100% | $1,305,000 | |
Cmg Mortgage Inc
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Conventional | 4 | 3% | 100% | $967,500 | |
Pennymac Loan Services LLC
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Conventional | 3 | 2.2% | 75% | $378,333 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional | 2 | 1.5% | 100% | $990,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.5% | 100% | $870,000 | View |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 1.5% | 100% | $705,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.5% | 100% | $715,000 | |
State Employees Credit Union of MD
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,045,000 | |
Nasa Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $205,000 | |
Arc Home LLC
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Conventional | 1 | 0.7% | 100% | $1,205,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $1,045,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.7% | 100% | $685,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,335,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.7% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
VA, Jumbo | 1 | 0.7% | 100% | $1,405,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.7% | 50% | $1,205,000 | |
loanDepot.com LLC
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FHA | 1 | 0.7% | 100% | $665,000 | |
Dart Bank
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 50% | $75,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.7% | 100% | $1,055,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.7% | 100% | $845,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.7% | 100% | $525,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 50% | $155,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.7% | 100% | $575,000 | |
American Security Mortgage Cor
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $715,000 | |
Peoples Mortgage Company
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VA | 1 | 0.7% | 100% | $915,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.7% | 100% | $1,205,000 | |
T2 Financial LLC
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Conventional | 1 | 0.7% | 100% | $755,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.7% | 100% | $1,005,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Better Mortgage Corporation
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Conventional, Jumbo | 1 | 0.7% | 50% | $1,325,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.7% | 100% | $2,085,000 | View |
Lower, LLC
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Conventional | 1 | 0.7% | 100% | $505,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,765,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 50% | $165,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.7% | 100% | $635,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.7% | 100% | $215,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.7% | 100% | $815,000 | View |
Lafayette Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Difficult Run Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Difficult Run, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Difficult Run? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Difficult Run in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Difficult Run, VA
Use these to narrow the list above. Each category shows how many Difficult Run, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Difficult Run, VA
Independent mortgage companies closed 64.2 percent of home loans in Difficult Run, Virginia in 2025, banks 29.1 percent and credit unions 6.7 percent. First Savings Mortgage Corporation was the largest mortgage company, M&T Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Difficult Run, VA
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Difficult Run, Virginia with 7 loans, about 5.2 percent of the market. The largest lender headquartered in Virginia was Navy Federal Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Difficult Run, Virginia in 2025, led by United Wholesale Mortgage with 1. 10 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 11 credit unions closed home loans in Difficult Run, Virginia in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Difficult Run, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Difficult Run, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Difficult Run. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
