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Mortgage Lenders and Brokers in Dale City, Virginia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Dale City, Virginia mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA2876 Dale Blvd, Dale City, VA 22193A+5.0 ★Texas Ratio: 5.36%, Navy Federal Credit UnionNavy Federal Credit Union2898 Dale Blvd, Dale City, VA 22193A5.0 ★Texas Ratio: 8.14%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co5519 Franconia Rd, Alexandria, VA 22310A5.0 ★Texas Ratio: 7.39%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, and Bank of America NABank of America NA4191 Dale Blvd, Dale City, VA 22193A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Dale City, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dale City are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Dale City, Virginia

Market share is the lender's share of all home loans closed in Dale City, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Wells Fargo Bank NA 1 office in Dale City 2876 Dale Blvd, Dale City, VA 22193 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.4%	80%	$295,000	View
Navy Federal Credit Union 2898 Dale Blvd, Dale City, VA 22193 A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	62 +37 HELOCs	5.8%	76.5%	$257,580
Truist Bank ★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, HELOC	27 +33 HELOCs	2.5%	96.6%	$472,777	View
JPMorgan Chase Bank, NA 106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68%	Conventional	15	1.4%	100%	$400,333	View
Apple Federal Credit Union 7696F Richmond Hwy, Alexandria, VA 22306	Conventional, HELOC	13 +12 HELOCs	1.2%	54.2%	$133,461
United Bank Va 7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA, HELOC	9 +2 HELOCs	0.8%	100%	$531,666	View
M&T Bank 7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA, HELOC	6 +10 HELOCs	0.6%	100%	$383,333	View
Burke & Herbert Bk & Tr Co 5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39%	Conventional, HELOC	5 +1 HELOCs	0.5%	100%	$399,000	View
Presidential Bank, FSB 1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	4	0.4%	100%	$377,500	View
Bank of America NA 4191 Dale Blvd, Dale City, VA 22193 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +11 HELOCs	0.3%	100%	$375,000	View
Northwest Federal Credit Union 1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12%	Conventional, HELOC	3 +4 HELOCs	0.3%	50%	$68,333	View
Bank of Clarke 44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27%	Conventional	3	0.3%	75%	$391,666	View
Citibank, NA 2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82%	Conventional	3	0.3%	100%	$345,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +43 HELOCs	0.2%	50%	$320,000	View
Atlantic Union Bank 115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51%	Conventional, FHA, HELOC	2 +3 HELOCs	0.2%	100%	$440,000	View
Citizens Bank, NA 1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44%	Conventional, VA, HELOC	2 +2 HELOCs	0.2%	100%	$555,000	View
First National Bank of PA 704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$480,000	View
Virginia Federal Credit Union 120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40%	Conventional, FHA	2	0.2%	100%	$345,000	View
John Marshall Bank 640 Franklin St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.2%	100%	$195,000	View
TD Bank 6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$45,000	View
CommonWealth One Federal Credit Union 4875 Eisenhower Ave, Alexandria, VA 22304 4886 A5.0 ★Texas Ratio: 10.04%	Conventional	1	0.1%	100%	$65,000	View
Primis Bank 201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$145,000	View
The Freedom Bank of Virginia 4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99%	FHA	1	0.1%	100%	$425,000	View
TowneBank 10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60%	Conventional	1	0.1%	100%	$395,000	View
Langley Federal Credit Union 13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20%	HELOC	0 +2 HELOCs	0%	n/a		View
Transportation Federal Credit Union 1600 Cameron St, Alexandria, VA 22314	HELOC	0 +1 HELOCs	0%	n/a
State Departmenet Federal Credit Union 1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05%	HELOC	0 +1 HELOCs	0%	0%		View
Atlantic Coast Mortgage, LLC	Conventional, FHA, VA	34	3.2%	92.1%	$455,294
City Lending Inc.	Conventional, FHA	17	1.6%	73.9%	$389,117
Intercoastal Mortgage, LLC	Conventional, FHA, VA	15	1.4%	95%	$378,333
Vellum Mortgage, Inc.	Conventional, FHA, VA	12	1.1%	100%	$427,500
First Heritage Mortgage, LLC	Conventional, FHA, VA	10	0.9%	83.3%	$481,000
First Savings Mortgage Corporation	Conventional, FHA, VA	7	0.7%	100%	$402,142
ALCOVA Mortgage, LLC	Conventional, FHA	5	0.5%	100%	$467,000
Guidance Residential, LLC	Conventional	5	0.5%	100%	$465,000
Atlantic Bay Mortgage Group	Conventional, VA	5	0.5%	100%	$549,000
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional, VA	5	0.5%	100%	$451,000
Prosperity Home Mortgage, LLC	Conventional, FHA	4	0.4%	80%	$395,000
Credit Union Mortgage Associat	Conventional	2	0.2%	100%	$555,000
Loansteady LLC	Conventional	1	0.1%	100%	$375,000
Congressional Federal Credit Union A5.0 ★Texas Ratio: 8.63%	Conventional	1	0.1%	100%	$385,000	View
Call Federal	Conventional	1	0.1%	100%	$65,000
Nrl Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA	128	12%	81.6%	$337,109
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	86 +3 HELOCs	8.1%	82.7%	$475,232
Mortgage Research Center	FHA, VA	35	3.3%	71.4%	$511,285
Freedom Mortgage Corporation	Conventional, FHA, VA	31	2.9%	92.5%	$462,419
Pennymac Loan Services LLC	Conventional, FHA, VA	31	2.9%	84.6%	$265,000
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	19 +1 HELOCs	1.8%	100%	$446,578
Nationstar Mortgage	Conventional, FHA, VA	19	1.8%	95%	$198,684
Nfm, Inc	Conventional, FHA, VA	17	1.6%	100%	$408,529
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	14 +2 HELOCs	1.3%	93.3%	$451,428
CrossCountry Mortgage, LLC	Conventional, FHA, VA	14	1.3%	100%	$449,285
Lower, LLC	Conventional, FHA, VA	14	1.3%	82.4%	$433,571
Newrez LLC	Conventional, FHA, VA	13	1.2%	40.6%	$305,769
loanDepot.com LLC	Conventional, FHA, VA, HELOC	10 +1 HELOCs	0.9%	90.9%	$291,000
Movement Mortgage, LLC A+5.0 ★Texas Ratio: 0.40%	Conventional, FHA, VA, HELOC	10 +1 HELOCs	0.9%	100%	$449,000	View
American Financial Network, Inc.	Conventional, FHA, VA	10	0.9%	68.8%	$423,000
Embrace Home Loans, Inc.	Conventional, FHA	10	0.9%	90.9%	$419,000
First Equity Mortgage Inc	Conventional, FHA	10	0.9%	83.3%	$441,000
Spring Eq, LLC	Conventional, HELOC	9 +3 HELOCs	0.8%	50%	$102,777
New American Funding, LLC.	Conventional, FHA	9	0.8%	90%	$369,444
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	8	0.8%	80%	$495,000
Fairway Independent Mort Corp	Conventional, FHA, VA	8	0.8%	80%	$490,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA	8	0.8%	100%	$351,250	View
Mutual of Omaha Mortgage	Conventional, FHA, VA, HELOC	7 +1 HELOCs	0.7%	100%	$346,428
American Portfolio Mortgage Corporation	Conventional, VA	6	0.6%	100%	$468,333
SWBC Mortgage Corporation	Conventional, FHA	6	0.6%	88.9%	$400,000
Amerisave Mortgage Company	Conventional, VA	6	0.6%	36.8%	$221,666
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	6	0.6%	66.7%	$421,666	View
Nvr Mortgage Finance, Inc.	Conventional	6	0.6%	35.3%	$385,000
Pentagon Federal Credit Union	Conventional, FHA, VA, HELOC	5 +16 HELOCs	0.5%	38.5%	$521,000
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	5	0.5%	100%	$473,000
Fidelity Direct Mortgage, LLC	Conventional, FHA	5	0.5%	100%	$437,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.5%	100%	$485,000	View
Uif Corporation	Conventional	5	0.5%	100%	$461,000
Nations Direct Mortgage, LLC	Conventional	5	0.5%	71.4%	$419,000
Zillow Home Loans, LLC	Conventional, VA	5	0.5%	100%	$425,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	5	0.5%	100%	$411,000	View
Carrington Mortgage Services LLC	Conventional, FHA	5	0.5%	44.4%	$115,000
Cornerstone First Mortgage, LLC	Conventional, FHA	4	0.4%	100%	$327,500
Lakeview Loan Servicing, LLC	Conventional, VA	4	0.4%	50%	$257,500
All Credit Considered Mortgage, Inc.	Conventional	4	0.4%	100%	$370,000
Dart Bank	Conventional	4	0.4%	66.7%	$445,000
Discover Bank	Conventional	4	0.4%	33.3%	$80,000
Bay Equity LLC	Conventional, VA	4	0.4%	80%	$432,500
Stg Mortgage Inc	Conventional, FHA	4	0.4%	83.3%	$522,500
New Day Financial, LLC.	VA	4	0.4%	36.4%	$487,500
Planet Home Lending, LLC	Conventional, VA	4	0.4%	80%	$380,000
American Pacific Mortgage Corporation	Conventional, FHA	4	0.4%	57.1%	$617,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.4%	100%	$215,000	View
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	4	0.4%	80%	$260,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.3%	100%	$495,000	View
Everett Financial, Inc.	Conventional, FHA	3	0.3%	100%	$471,666
PHH Mortgage Corporation	Conventional, VA	3	0.3%	100%	$495,000
Universal Mortgage & Finance, Inc	Conventional, FHA, VA	3	0.3%	100%	$338,333
New Wave Lending Group Inc	Conventional	3	0.3%	100%	$418,333
First Colony Mortgage Corporat	Conventional	3	0.3%	100%	$531,666
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	3	0.3%	100%	$471,666	View
Provident Funding Associates	Conventional	3	0.3%	60%	$485,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.3%	100%	$468,333	View
Keystone Funding, Inc	Conventional, VA	3	0.3%	100%	$545,000
Geo-Corp, Inc.	Conventional, FHA	3	0.3%	100%	$461,666
Reliance First Capital, LLC	Conventional, FHA	3	0.3%	100%	$335,000
Village Capital & Investment	VA	3	0.3%	57.1%	$578,333
HomeBridge Financial Services, Inc	FHA, VA, HELOC	2 +4 HELOCs	0.2%	66.7%	$435,000
The Loan Store, Inc	FHA, HELOC	2 +4 HELOCs	0.2%	100%	$475,000
American Financial Resources LLC	Conventional, VA	2	0.2%	100%	$465,000
Royal United Mortgage LLC	Conventional	2	0.2%	100%	$310,000
Primary Residential Mortgage, INC.	Conventional, VA	2	0.2%	100%	$480,000
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	2	0.2%	100%	$380,000
Nbkc Bank	VA	2	0.2%	100%	$525,000
Equity Prime Mortgage LLC	Conventional, VA	2	0.2%	40%	$495,000
Kind Lending, LLC	Conventional	2	0.2%	40%	$335,000
AmeriHome Mortgage Company, LLC	Conventional	2	0.2%	100%	$555,000
Filo Mortgage, LLC	Conventional	2	0.2%	100%	$400,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.2%	66.7%	$475,000	View
Das Acquisition Company, LLC	FHA, VA	2	0.2%	100%	$465,000
Union Home Mortgage Corp.	Conventional	2	0.2%	66.7%	$685,000
Mid-Continent Funding, Inc.	Conventional, VA	2	0.2%	100%	$410,000
Nations Lending Corporation	VA	2	0.2%	100%	$340,000
T2 Financial LLC	Conventional, FHA	2	0.2%	100%	$410,000
Direct Mortgage Loans, LLC	VA	2	0.2%	100%	$545,000
Hometown Equity Mortgage, LLC	Conventional	2	0.2%	50%	$635,000
Andrews Federal Credit Union	Conventional	2	0.2%	100%	$305,000
Emet Lending Group, Inc.	Conventional	2	0.2%	100%	$435,000
American Neighborhood Mortgage Acceptance Company	Conventional, VA	2	0.2%	100%	$425,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +4 HELOCs	0.1%	50%	$255,000	View
Quorum Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$255,000
Bank Fund Staff Federal Credit	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$445,000
Allied Mortgage Group, Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$425,000
Better Mortgage Corporation	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$705,000
Arc Home LLC	Conventional	1	0.1%	100%	$615,000
Equity Resources Inc	Conventional	1	0.1%	100%	$315,000
Ruoff Mortgage Company	VA	1	0.1%	100%	$315,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	FHA	1	0.1%	100%	$475,000	View
Go Mortgage, LLC	FHA	1	0.1%	100%	$305,000
Sage Home Loans Corporation	VA	1	0.1%	66.7%	$605,000
Envoy Mortgage, Ltd	VA	1	0.1%	100%	$495,000
Watermark Capital, Inc.	VA	1	0.1%	100%	$415,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	50%	$295,000	View
Loanunited.Com, LLC	VA	1	0.1%	50%	$675,000
Guild Mortgage Company	Conventional	1	0.1%	100%	$435,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$255,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$255,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$295,000
Oceanside Mortgage Company	FHA	1	0.1%	100%	$645,000
Select Lending Services, LLC A5.0 ★Texas Ratio: 11.24%	Conventional	1	0.1%	100%	$265,000	View
American Finance House Lariba	Conventional	1	0.1%	100%	$565,000
Weichert Financial Services	FHA	1	0.1%	100%	$735,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$375,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$485,000	View
Securityplus FCU	Conventional	1	0.1%	100%	$385,000
Peoples Mortgage Company	Conventional	1	0.1%	100%	$545,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$395,000
New Story Lending LLC	Conventional	1	0.1%	100%	$485,000
Milend, Inc	Conventional	1	0.1%	33.3%	$325,000
Saygo Home Loans, LLC	VA	1	0.1%	100%	$735,000
Bay Capital Mortgage Corporation	FHA	1	0.1%	100%	$545,000
V.I.P. Mortgage, Inc.	FHA	1	0.1%	100%	$645,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$385,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$545,000
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$85,000
Loan Simple, Inc.	Conventional	1	0.1%	100%	$265,000
Ark-La-Tex Financial Services LLC	FHA	1	0.1%	100%	$325,000
Leaderone Financial Corp.	FHA	1	0.1%	100%	$585,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$635,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	HELOC	0 +1 HELOCs	0%	0%		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Afl-Cio Ecu	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	0%
Library of Congress Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lafayette Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Dale City Mortgage Rate Trends

Daily average mortgage rates for Virginia compared with the national average, updated every evening.

30-Year Fixed VA Avg

7.501%

▲ 0.110 vs 7 days ago

15-Year Fixed VA Avg

6.940%

▲ 0.085 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Dale City, Virginia

Looking for mortgage lenders near me or mortgage brokers near me in Dale City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dale City in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Dale City, VA

Use these to narrow the list above. Each category shows how many Dale City, VA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 117 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 38 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 65 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 61 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in VA 31 lenders headquartered in Virginia, the closest thing to a mortgage lender near you

Who Lends in Dale City, VA

Independent mortgage companies closed 77.4 percent of home loans in Dale City, Virginia in 2025, banks 13.5 percent and credit unions 9 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 62 loans.

77.4%

Mortgage companies

13.5%

Banks

Credit unions

17%

FHA loans

20%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).

More Virginia Mortgage Lender Pages

All Virginia lenders 802 lenders Virginia Beach 307 lenders Chesapeake 236 lenders Norfolk 216 lenders Richmond 254 lenders Newport News 193 lenders Hampton 185 lenders Suffolk 178 lenders Arlington 238 lenders Portsmouth 176 lenders Alexandria 227 lenders Roanoke 164 lenders Lynchburg 161 lenders

Frequently Asked Questions About Mortgage Lenders in Dale City, VA

Who is the largest mortgage lender in Dale City, VA?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Dale City, Virginia with 4 loans, about 0.4 percent of the market. The largest lender headquartered in Virginia was Navy Federal Credit Union with 62 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Dale City, VA have the highest approval rates?

Among lenders with meaningful volume in Dale City, Virginia, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 82.7 percent, against a 80 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Dale City, VA mortgage lenders offer FHA, VA and USDA loans?

65 lenders closed FHA loans in Dale City, Virginia in 2025, led by United Wholesale Mortgage with 26. 61 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Dale City, VA lender list?

Yes. 38 banks and 24 credit unions closed home loans in Dale City, Virginia in 2025, alongside 117 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Dale City, VA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Dale City, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dale City, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dale City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.