Mortgage Lenders and Brokers in Belmont, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Belmont, Virginia mortgage lenders include Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, First National Bank of PAFirst National Bank of PA704 King Street, Alexandria, VA 22314A+5.0 ★Texas Ratio: 1.62%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, Potomac BankPotomac Bank446 Madison Trade Plz Se, Leesburg, VA 20175A+5.0 ★Texas Ratio: 0.66%, and Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Belmont, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belmont are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Belmont, Virginia
Market share is the lender's share of all home loans closed in Belmont, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 16 +10 HELOCs |
4% | 100% | $634,375 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 13 +12 HELOCs |
3.2% | 76.5% | $426,538 | |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 8 +1 HELOCs |
2% | 100% | $486,250 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
1.2% | 100% | $859,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 5 +2 HELOCs |
1.2% | 83.3% | $849,000 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 2 +7 HELOCs |
0.5% | 75% | $115,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $310,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $590,000 | View |
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446 Madison Trade Plz Se, Leesburg, VA 20175 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 2 | 0.5% | 100% | $240,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +12 HELOCs |
0.2% | 100% | $405,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +9 HELOCs |
0.2% | 100% | $95,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $295,000 | |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $815,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
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4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
FHA | 1 | 0.2% | 100% | $395,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8301 Greensboro Dr, Mcclean, VA 22102 A+5.0 ★Texas Ratio: 5.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 33 | 8.2% | 100% | $491,969 | |
Intercoastal Mortgage, LLC
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Conventional, VA | 14 | 3.5% | 100% | $644,285 | |
Atlantic Bay Mortgage Group
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Conventional | 5 | 1.2% | 100% | $587,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 5 | 1.2% | 100% | $649,000 | |
ALCOVA Mortgage, LLC
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Conventional | 3 | 0.7% | 100% | $428,333 | |
First Heritage Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $720,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional | 2 | 0.5% | 100% | $655,000 | |
Loansteady LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $715,000 | View |
City Lending Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.2% | 100% | $705,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Strong Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $1,175,000 | |
Vellum Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,255,000 | |
Pulte Mortgage LLC
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Conventional, FHA, VA | 60 | 14.9% | 90.9% | $599,500 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 7.2% | 87.9% | $437,068 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 21 +2 HELOCs |
5.2% | 100% | $640,714 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA, Jumbo | 10 | 2.5% | 90.9% | $684,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 10 | 2.5% | 100% | $245,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 2.2% | 91.7% | $491,666 | |
CrossCountry Mortgage, LLC
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Conventional | 8 | 2% | 100% | $737,500 | |
Mortgage Research Center
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VA | 8 | 2% | 88.9% | $712,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 7 | 1.7% | 77.8% | $479,285 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 1.7% | 100% | $516,428 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 5 | 1.2% | 100% | $503,000 | |
Guaranteed Rate, Inc.
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Conventional | 5 | 1.2% | 100% | $641,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 5 | 1.2% | 100% | $723,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.2% | 83.3% | $217,000 | |
Sage Home Loans Corporation
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Conventional | 4 | 1% | 100% | $600,000 | |
First Home Mortgage
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Conventional, FHA | 4 | 1% | 100% | $550,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, Jumbo | 4 | 1% | 100% | $1,047,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.7% | 33.3% | $165,000 | |
Newrez LLC
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Conventional | 3 | 0.7% | 75% | $295,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.7% | 33.3% | $638,333 | |
Nfm, Inc
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Conventional | 3 | 0.7% | 100% | $355,000 | |
Zillow Home Loans, LLC
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Conventional, FHA, Jumbo | 3 | 0.7% | 100% | $858,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.7% | 100% | $448,333 | View |
Discover Bank
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Conventional | 2 | 0.5% | 40% | $120,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $545,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.5% | 100% | $645,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.5% | 100% | $470,000 | View |
Better Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $625,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $390,000 | |
United Nations Federal CU
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Conventional | 2 | 0.5% | 66.7% | $610,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 0.5% | 100% | $505,000 | |
loanDepot.com LLC
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VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 50% | $715,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.2% | 100% | $955,000 | View |
SWBC Mortgage Corporation
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VA | 1 | 0.2% | 100% | $1,095,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 50% | $735,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Nbkc Bank
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VA | 1 | 0.2% | 100% | $785,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $675,000 | |
Princeton Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.2% | 100% | $715,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,525,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $735,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.2% | 100% | $325,000 | |
New Wave Lending Group Inc
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,435,000 | |
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A5.0 ★Texas Ratio: 11.24% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,285,000 | View |
Federated Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $695,000 | |
Clearview Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $15,000 | |
Weichert Financial Services
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VA | 1 | 0.2% | 100% | $555,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Securityplus FCU
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Conventional | 1 | 0.2% | 100% | $1,065,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Ithink Financial Credit Union
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Conventional | 1 | 0.2% | 100% | $765,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 50% | $605,000 | |
Milend, Inc
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.2% | 50% | $985,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $795,000 | View |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.2% | 100% | $465,000 | |
JMAC Lending, Inc.
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VA | 1 | 0.2% | 100% | $795,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +5 HELOCs |
0% | 0% | ||
Tower Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
State Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Employees Credit Union of MD
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Island Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Belmont Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Belmont, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Belmont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belmont in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Belmont, VA
Use these to narrow the list above. Each category shows how many Belmont, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Belmont, VA
Independent mortgage companies closed 77.2 percent of home loans in Belmont, Virginia in 2025, banks 17.4 percent and credit unions 5.5 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Belmont, VA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Belmont, Virginia with 16 loans, about 4 percent of the market. The largest lender headquartered in Virginia was Navy Federal Credit Union with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Belmont, Virginia, Pulte Mortgage LLC approved the highest share of completed applications in 2025 at 90.9 percent, against a 89.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Belmont, Virginia in 2025, led by Atlantic Coast Mortgage, LLC with 6. 22 lenders closed VA loans, led by Pulte Mortgage LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 17 credit unions closed home loans in Belmont, Virginia in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Belmont, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belmont, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belmont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
