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Mortgage Lenders and Brokers in Ashburn, Virginia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Ashburn, Virginia mortgage lenders include Truist BankTruist Bank44825 Lakeview Overlook Plz, Ashburn, VA 20147A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA43315 Southern Walk Plz, Ashburn, VA 20148A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank43911 Farmwell Hunt Plz, Ashburn, VA 20147A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA44729 Thorndike St, Ashburn, VA 20147A+5.0 ★Texas Ratio: 5.36%, United Bank VaUnited Bank Va21885 Ryan Center Way, Ashburn, VA 20147A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA43200 Broadlands Center Plz, Ashburn, VA 20148A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.43330 Junction Plz, Ashburn, VA 20147A+5.0 ★Texas Ratio: 4.24%, Atlantic Union BankAtlantic Union Bank43325 Junction Plz, Ashburn, VA 20147A+5.0 ★Texas Ratio: 2.51%, Navy Federal Credit UnionNavy Federal Credit Union44315 Ice Rink Plz, Ashburn, VA 20147A5.0 ★Texas Ratio: 8.14%, and Northwest Federal Credit UnionNorthwest Federal Credit Union20400 Exchange St, Ashburn, VA 20147A+5.0 ★Texas Ratio: 2.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Ashburn, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ashburn are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Ashburn, Virginia

Market share is the lender's share of all home loans closed in Ashburn, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Truist Bank ★ 1 stars, 1 review 4 offices in Ashburn 44825 Lakeview Overlook Plz, Ashburn, VA 20147 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	23 +16 HELOCs	3%	100%	$627,608	View
Bank of America NA 2 offices in Ashburn 43315 Southern Walk Plz, Ashburn, VA 20148 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +25 HELOCs	0.7%	100%	$359,000	View
M&T Bank 1 office in Ashburn 43911 Farmwell Hunt Plz, Ashburn, VA 20147 A+5.0 ★Texas Ratio: 4.11%	Conventional, HELOC	5 +4 HELOCs	0.7%	100%	$691,000	View
Wells Fargo Bank NA 2 offices in Ashburn 44729 Thorndike St, Ashburn, VA 20147 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	5	0.7%	71.4%	$603,000	View
United Bank Va 1 office in Ashburn 21885 Ryan Center Way, Ashburn, VA 20147 A+5.0 ★Texas Ratio: 2.15%	Conventional, HELOC	4 +2 HELOCs	0.5%	100%	$492,500	View
JPMorgan Chase Bank, NA 2 offices in Ashburn 43200 Broadlands Center Plz, Ashburn, VA 20148 A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.5%	80%	$587,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Ashburn 43330 Junction Plz, Ashburn, VA 20147 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +10 HELOCs	0.1%	100%	$445,000	View
Atlantic Union Bank 2 offices in Ashburn 43325 Junction Plz, Ashburn, VA 20147 A+5.0 ★Texas Ratio: 2.51%	HELOC	0 +5 HELOCs	0%	n/a		View
Navy Federal Credit Union 44315 Ice Rink Plz, Ashburn, VA 20147 A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	22 +30 HELOCs	2.9%	88%	$297,272
Northwest Federal Credit Union 20400 Exchange St, Ashburn, VA 20147 A+5.0 ★Texas Ratio: 2.12%	Conventional, HELOC	9 +13 HELOCs	1.2%	71.4%	$253,888	View
Apple Federal Credit Union 44170 Ashbrook Marketplace Plz Ste 110, Ashburn, VA 20147	Conventional, HELOC	7 +12 HELOCs	0.9%	63.6%	$346,428
The Freedom Bank of Virginia 4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99%	Conventional, VA	7	0.9%	100%	$545,000	View
First National Bank of PA 704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62%	Conventional, HELOC	5 +3 HELOCs	0.7%	83.3%	$547,000	View
TD Bank 6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71%	Conventional	3	0.4%	75%	$858,333	View
Citizens Bank, NA 1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	2 +8 HELOCs	0.3%	100%	$495,000	View
Burke & Herbert Bk & Tr Co 5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39%	Conventional	2	0.3%	100%	$390,000	View
Langley Federal Credit Union 13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$775,000	View
TowneBank 10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$505,000	View
Fulton Bank, National Association 95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85%	Conventional	1	0.1%	100%	$805,000	View
Virginia Federal Credit Union 120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40%	Conventional	1	0.1%	100%	$145,000	View
Presidential Bank, FSB 1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$865,000	View
Dollar Bank, FSB 750 Volvo Pkwy, Chesapeake, VA 23320 A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$365,000	View
Primis Bank 201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21%	VA	1	0.1%	100%	$675,000	View
Citibank, NA 2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$965,000	View
Justice Federal Credit Union 600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57%	HELOC	0 +1 HELOCs	0%	n/a		View
State Departmenet Federal Credit Union 1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05%	HELOC	0 +1 HELOCs	0%	0%		View
Atlantic Coast Mortgage, LLC	Conventional, FHA, VA	34	4.4%	100%	$558,235
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	23	3%	95.8%	$604,130
Intercoastal Mortgage, LLC	Conventional	13	1.7%	100%	$558,846
First Heritage Mortgage, LLC	Conventional, VA	8	1%	100%	$647,500
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional	8	1%	100%	$580,000
First Savings Mortgage Corporation	Conventional	5	0.7%	100%	$539,000
Guidance Residential, LLC	Conventional	4	0.5%	100%	$482,500
Vellum Mortgage, Inc.	Conventional, VA	4	0.5%	100%	$545,000
Credit Union Mortgage Associat	Conventional	3	0.4%	100%	$665,000
Atlantic Bay Mortgage Group	Conventional, VA	3	0.4%	100%	$678,333
Integrity Home Mortgage Corporation	Conventional	2	0.3%	100%	$630,000
ALCOVA Mortgage, LLC	VA	1	0.1%	100%	$775,000
Loansteady LLC	Conventional	1	0.1%	100%	$645,000
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$445,000	View
City Lending Inc.	FHA	1	0.1%	100%	$845,000
Aurora Financial, LLC	Conventional	1	0.1%	100%	$325,000
Nrl Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA	64	8.3%	89.5%	$411,718
Nfm, Inc	Conventional, FHA, VA	59	7.7%	100%	$520,084
K. Hovnanian American Mortgage	Conventional, FHA, VA	45	5.9%	91.8%	$391,888
United Wholesale Mortgage	Conventional, FHA, VA	40	5.2%	93%	$535,250
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	24	3.1%	70.6%	$475,833
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	21	2.7%	100%	$669,761
Freedom Mortgage Corporation	Conventional, FHA, VA	18	2.3%	91.7%	$525,555
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	16	2.1%	69.6%	$475,000
Movement Mortgage, LLC A+5.0 ★Texas Ratio: 0.40%	Conventional, FHA, VA, Jumbo	14	1.8%	93.3%	$633,571	View
Newrez LLC	Conventional, FHA, VA	13	1.7%	76.5%	$501,153
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	12 +2 HELOCs	1.6%	100%	$618,333
Guaranteed Rate, Inc.	Conventional, VA	10	1.3%	90.9%	$579,000
loanDepot.com LLC	Conventional, HELOC	7 +1 HELOCs	0.9%	70%	$325,000
Guild Mortgage Company	Conventional, VA	7	0.9%	100%	$572,142
Mortgage Research Center	VA	7	0.9%	70%	$762,142
Fairway Independent Mort Corp	Conventional, VA	7	0.9%	100%	$583,571
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	7	0.9%	100%	$516,428	View
Provident Funding Associates	Conventional	6	0.8%	100%	$621,666
Nationstar Mortgage	Conventional, VA	6	0.8%	85.7%	$125,000
Guaranteed Rate Affinity, LLC	Conventional, VA	5	0.7%	100%	$597,000
Kind Lending, LLC	Conventional	5	0.7%	62.5%	$559,000
American Financial Network, Inc.	Conventional	5	0.7%	100%	$535,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.5%	80%	$672,500	View
Sage Home Loans Corporation	Conventional	4	0.5%	100%	$435,000
Amerisave Mortgage Company	Conventional, FHA	4	0.5%	57.1%	$185,000
Embrace Home Loans, Inc.	Conventional, FHA	4	0.5%	100%	$507,500
Bank Fund Staff Federal Credit	Conventional, HELOC	3 +2 HELOCs	0.4%	100%	$268,333
Nbkc Bank	Conventional, VA	3	0.4%	100%	$715,000
Discover Bank	Conventional	3	0.4%	37.5%	$158,333
Bay Equity LLC	Conventional, FHA	3	0.4%	100%	$181,666
Emet Lending Group, Inc.	Conventional	3	0.4%	100%	$635,000
Zillow Home Loans, LLC	Conventional, FHA, VA	3	0.4%	100%	$461,666
New American Funding, LLC.	Conventional, FHA	3	0.4%	75%	$471,666
The Loan Store, Inc	Conventional	3	0.4%	60%	$635,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	3	0.4%	100%	$535,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.4%	75%	$148,333	View
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +12 HELOCs	0.3%	100%	$625,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +4 HELOCs	0.3%	66.7%	$105,000	View
Spring Eq, LLC	Conventional, HELOC	2 +4 HELOCs	0.3%	33.3%	$340,000
Better Mortgage Corporation	Conventional, FHA, HELOC	2 +2 HELOCs	0.3%	100%	$460,000
Originpoint, LLC	Conventional, VA	2	0.3%	100%	$490,000
Gold Star Mortgage Financial Group, Corporation	Conventional	2	0.3%	100%	$525,000
Lakeview Loan Servicing, LLC	Conventional	2	0.3%	44.4%	$250,000
AmeriHome Mortgage Company, LLC	Conventional, VA, Jumbo	2	0.3%	100%	$1,025,000
Fidelity Direct Mortgage, LLC	Conventional	2	0.3%	100%	$415,000
First Home Mortgage	Conventional	2	0.3%	100%	$335,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	2	0.3%	50%	$620,000	View
Universal Mortgage & Finance, Inc	FHA, VA	2	0.3%	100%	$650,000
Weichert Financial Services	Conventional	2	0.3%	100%	$600,000
American Internet Mortgage, Inc.	Conventional	2	0.3%	100%	$710,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.3%	66.7%	$595,000	View
Waterstone Mortgage Corporation	Conventional	2	0.3%	100%	$420,000
Uif Corporation	Conventional	2	0.3%	100%	$800,000
Nations Direct Mortgage, LLC	Conventional, FHA	2	0.3%	100%	$565,000
Mutual of Omaha Mortgage	Conventional	2	0.3%	100%	$520,000
United Nations Federal CU	Conventional	2	0.3%	66.7%	$550,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.3%	100%	$680,000	View
Plaza Home Mortgage, Inc	Conventional	2	0.3%	100%	$790,000
Tower Federal Credit Union	Conventional, HELOC	1 +8 HELOCs	0.1%	100%	$35,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$565,000
Wesbanco Bank, Inc. A+5.0 ★Texas Ratio: 3.87%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$575,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$255,000	View
Lafayette Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$705,000
EMM Loans LLC	Conventional	1	0.1%	100%	$285,000
Alliant Credit Union	Conventional	1	0.1%	100%	$785,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	50%	$485,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$705,000	View
Self Reliance (NY) FCU	Conventional	1	0.1%	100%	$735,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$1,045,000	View
Contour Mortgage Corporation	Conventional	1	0.1%	100%	$625,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$635,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$525,000
Brighton Bank	Conventional	1	0.1%	100%	$445,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$525,000
Dart Bank	FHA	1	0.1%	100%	$455,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$405,000
Nih Federal Credit Union	Conventional	1	0.1%	50%	$495,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$145,000
State Employees Credit Union of MD	Conventional	1	0.1%	100%	$1,035,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$225,000
Instamortgage, Inc	Conventional	1	0.1%	100%	$385,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$455,000	View
AmWest Funding Corp	Conventional	1	0.1%	100%	$645,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$405,000	View
Suma Federal Credit Union	Conventional	1	0.1%	100%	$635,000
Bayshore Mortgage Funding	VA	1	0.1%	100%	$855,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$595,000
US Wide Financial LLC	Conventional	1	0.1%	100%	$445,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$365,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$525,000	View
American Security Mortgage Cor	Conventional	1	0.1%	100%	$305,000
American Financing Corporation	Conventional	1	0.1%	66.7%	$65,000
Union Home Mortgage Corp.	Conventional	1	0.1%	100%	$995,000
Ivy Mortgage, Inc.	Conventional	1	0.1%	100%	$655,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$475,000
Intouch Credit Union	Conventional	1	0.1%	100%	$305,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	VA	1	0.1%	100%	$855,000	View
T2 Financial LLC	Conventional	1	0.1%	100%	$545,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$495,000
Mid-Island Mortgage Corp.	FHA	1	0.1%	100%	$435,000
Nasa Federal Credit Union	Conventional	1	0.1%	100%	$105,000
Andrews Federal Credit Union	Conventional	1	0.1%	100%	$335,000
Geo-Corp, Inc.	Conventional	1	0.1%	100%	$535,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$465,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$395,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$675,000	View
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$155,000	View
Northrop Grumman Federal Credit Union	Conventional	1	0.1%	100%	$225,000
Lower, LLC	Conventional	1	0.1%	100%	$485,000
Jonah Bank of Wyoming A+5.0 ★Texas Ratio: 0.00%	VA	1	0.1%	100%	$965,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	1	0.1%	100%	$1,365,000	View
Civista Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$425,000	View
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$425,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Hanscom Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Allegacy Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Ashburn Mortgage Rate Trends

Daily average mortgage rates for Virginia compared with the national average, updated every evening.

30-Year Fixed VA Avg

7.501%

▲ 0.110 vs 7 days ago

15-Year Fixed VA Avg

6.940%

▲ 0.085 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Ashburn, Virginia

Looking for mortgage lenders near me or mortgage brokers near me in Ashburn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ashburn in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Ashburn, VA

Use these to narrow the list above. Each category shows how many Ashburn, VA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 91 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 45 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 26 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 39 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in VA 29 lenders headquartered in Virginia, the closest thing to a mortgage lender near you

Who Lends in Ashburn, VA

Independent mortgage companies closed 77.2 percent of home loans in Ashburn, Virginia in 2025, banks 14.9 percent and credit unions 8 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 0 loans.

77.2%

Mortgage companies

14.9%

Banks

Credit unions

FHA loans

12%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).

More Virginia Mortgage Lender Pages

All Virginia lenders 802 lenders Virginia Beach 307 lenders Chesapeake 236 lenders Norfolk 216 lenders Richmond 254 lenders Newport News 193 lenders Hampton 185 lenders Suffolk 178 lenders Arlington 238 lenders Portsmouth 176 lenders Alexandria 227 lenders Roanoke 164 lenders Lynchburg 161 lenders

Frequently Asked Questions About Mortgage Lenders in Ashburn, VA

Who is the largest mortgage lender in Ashburn, VA?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Ashburn, Virginia with 23 loans, about 3 percent of the market. The largest lender headquartered in Virginia was Atlantic Union Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Ashburn, VA have the highest approval rates?

Among lenders with meaningful volume in Ashburn, Virginia, Nfm, Inc approved the highest share of completed applications in 2025 at 100 percent, against a 88.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Ashburn, VA mortgage lenders offer FHA, VA and USDA loans?

26 lenders closed FHA loans in Ashburn, Virginia in 2025, led by Freedom Mortgage Corporation with 7. 39 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Ashburn, VA lender list?

Yes. 45 banks and 29 credit unions closed home loans in Ashburn, Virginia in 2025, alongside 91 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Ashburn, VA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Ashburn, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ashburn, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ashburn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.