Mortgage Lenders and Brokers in Arcola, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Arcola, Virginia mortgage lenders include Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Abnb Federal Credit UnionAbnb Federal Credit Union1109 Cedar Rd, Chesapeake, VA 23322 7198A+5.0 ★Texas Ratio: 5.45%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, Justice Federal Credit UnionJustice Federal Credit Union600 Army Navy Dr, Arlington, VA 22202 4200A5.0 ★Texas Ratio: 7.57%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Arcola, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Arcola are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Arcola, Virginia
Market share is the lender's share of all home loans closed in Arcola, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.4% | 100% | $881,666 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 1.4% | 100% | $565,000 | View |
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1109 Cedar Rd, Chesapeake, VA 23322 7198 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 2 | 1% | 100% | $740,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1% | 100% | $480,000 | |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $265,000 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $165,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $55,000 | |
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600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $575,000 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 50% | $495,000 | View |
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4075wilson Boulevard, Arlington, VA 22203 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.5% | 100% | $645,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $585,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Heritage Mortgage, LLC
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Conventional, FHA | 9 | 4.3% | 100% | $635,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $485,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $955,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional | 1 | 0.5% | 100% | $545,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $485,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 81 | 39.1% | 91% | $492,530 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 27 | 13% | 96.7% | $569,444 | |
Rocket Mortgage
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Conventional | 10 | 4.8% | 90.9% | $462,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 5 | 2.4% | 100% | $965,000 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.9% | 100% | $377,500 | |
Pennymac Loan Services LLC
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Conventional | 3 | 1.4% | 80% | $495,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 1.4% | 100% | $495,000 | |
United Nations Federal CU
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Conventional | 3 | 1.4% | 75% | $675,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1% | 100% | $745,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $665,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 1% | 100% | $520,000 | |
Stg Mortgage Inc
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FHA | 2 | 1% | 100% | $515,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 2 | 1% | 100% | $1,015,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $685,000 | View |
Newrez LLC
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VA | 1 | 0.5% | 50% | $445,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $385,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $385,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $545,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 50% | $645,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Federated Mortgage Corp
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Conventional | 1 | 0.5% | 100% | $565,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $685,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $605,000 | |
Warshaw Capital, LLC
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Conventional | 1 | 0.5% | 100% | $585,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 100% | $525,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $645,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 100% | $755,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $485,000 | |
Geneva Financial LLC
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VA | 1 | 0.5% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.5% | 100% | $705,000 | View |
Lower, LLC
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Conventional | 1 | 0.5% | 100% | $785,000 | |
Nmsi, Inc.
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FHA | 1 | 0.5% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $575,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $595,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $115,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.5% | 50% | $615,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
State Employees Credit Union of MD
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Arcola Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Arcola, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Arcola? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Arcola in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Arcola, VA
Use these to narrow the list above. Each category shows how many Arcola, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Arcola, VA
Independent mortgage companies closed 87 percent of home loans in Arcola, Virginia in 2025, banks 8.2 percent and credit unions 4.8 percent. First Heritage Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Abnb Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Abnb Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Arcola, VA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Arcola, Virginia with 3 loans, about 1.4 percent of the market. The largest lender headquartered in Virginia was Abnb Federal Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Arcola, Virginia, Nvr Mortgage Finance, Inc. approved the highest share of completed applications in 2025 at 91 percent, against a 91.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Arcola, Virginia in 2025, led by Nvr Mortgage Finance, Inc. with 18. 6 lenders closed VA loans, led by Nvr Mortgage Finance, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 10 credit unions closed home loans in Arcola, Virginia in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Arcola, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Arcola, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Arcola. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
