Mortgage Lenders and Brokers in Victoria, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Victoria, Texas mortgage lenders include Prosperity BankProsperity Bank1206 John Stockbauer Dr, Victoria, TX 77901A+5.0 ★Texas Ratio: 1.58%, Wells Fargo Bank NAWells Fargo Bank NA1501 E Mockingbird Ln, Victoria, TX 77904A+5.0 ★Texas Ratio: 5.36%, Newfirst National BankNewfirst National Bank10301 Ne Zac Lentz Pkwy, Victoria, TX 77904A+5.0 ★Texas Ratio: 1.36%, Frost BankFrost Bank7602 N Navarro St, Victoria, TX 77904A+5.0 ★Texas Ratio: 2.51%, Crossroads BankCrossroads Bank4611 E Airline Rd Ste 100, Victoria, TX 77904A-4.9 ★Texas Ratio: 15.72%, First Community BankFirst Community Bank6252 N Navarro St, Victoria, TX 77904A+5.0 ★Texas Ratio: 2.38%, First National Bank TexasFirst National Bank Texas1505 E Rio Grande St, Victoria, TX 77901A4.7 ★Texas Ratio: 3.20%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, and First National Bank in Port LavacaFirst National Bank in Port Lavaca4304 N Main St, Victoria, TX 77901. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Victoria, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Victoria are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Victoria, Texas
Market share is the lender's share of all home loans closed in Victoria, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 6 offices in Victoria 1206 John Stockbauer Dr, Victoria, TX 77901 A+5.0 ★Texas Ratio: 1.58% |
Conventional, FHA, VA, Jumbo, HELOC | 21 +4 HELOCs |
2.6% | 47.7% | $312,619 | View |
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2 offices in Victoria 1501 E Mockingbird Ln, Victoria, TX 77904 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 16 | 2% | 72.7% | $260,625 | View |
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1 office in Victoria 10301 Ne Zac Lentz Pkwy, Victoria, TX 77904 A+5.0 ★Texas Ratio: 1.36% |
Conventional | 9 | 1.1% | 100% | $120,555 | View |
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★ 5 stars, 1 review 1 office in Victoria 7602 N Navarro St, Victoria, TX 77904 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 5 +2 HELOCs |
0.6% | 38.5% | $129,000 | View |
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1 office in Victoria 4611 E Airline Rd Ste 100, Victoria, TX 77904 A-4.9 ★Texas Ratio: 15.72% |
Conventional | 5 | 0.6% | 87.5% | $195,000 | View |
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1 office in Victoria 6252 N Navarro St, Victoria, TX 77904 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 2 | 0.3% | 100% | $350,000 | View |
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4 offices in Victoria 1505 E Rio Grande St, Victoria, TX 77901 A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.1% | 100% | $125,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional, FHA, VA | 108 | 13.5% | 90.8% | $186,111 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 10 | 1.3% | 90.9% | $187,000 | View |
First National Bank in Port Lavaca
4304 N Main St, Victoria, TX 77901 |
Conventional, Jumbo | 8 | 1% | 71.4% | $417,500 | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 7 +1 HELOCs |
0.9% | 100% | $162,142 | View |
TrustTexas Bank, SSB
2701 Sam Houston Dr, Victoria, TX 77904 |
Conventional | 5 | 0.6% | 71.4% | $175,000 | |
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4805 John Stockbauer Dr, Victoria, TX 77904 A5.0 ★Texas Ratio: 7.77% |
Conventional | 4 | 0.5% | 80% | $375,000 | View |
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1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 3 | 0.4% | 100% | $201,666 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.4% | 50% | $258,333 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 2 | 0.3% | 66.7% | $210,000 | View |
International Bank of Commerce
6411 N Navarro St, Victoria, TX 77904 |
Conventional | 2 | 0.3% | 100% | $125,000 | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $385,000 | View |
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5508 W Highway 290, Austin, TX 78735 A5.0 ★Texas Ratio: 6.75% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
Yoakum National Bank
701 N Wells St, Edna, TX 77957 |
Conventional | 1 | 0.1% | 100% | $105,000 | |
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1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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2801 N 6th St, Abilene, TX 79603 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
FHA | 1 | 0.1% | 100% | $155,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Network Funding, L.P.
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Conventional, FHA, VA, USDA | 34 | 4.3% | 100% | $260,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 9 | 1.1% | 100% | $223,888 | |
Primelending
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Conventional, FHA | 4 | 0.5% | 100% | $225,000 | |
Loanpeople, LLC
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Conventional, FHA, VA | 3 | 0.4% | 100% | $381,666 | |
Integrity Mortgage Corporation of Texas
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Conventional | 2 | 0.3% | 100% | $330,000 | |
Gardner Financial Services
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FHA | 2 | 0.3% | 100% | $350,000 | |
Southwest Funding LP
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Conventional, FHA | 2 | 0.3% | 100% | $240,000 | |
Directions Equity, LLC
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FHA | 1 | 0.1% | 100% | $255,000 | |
Associated Credit Union of Tx
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Conventional | 1 | 0.1% | 100% | $55,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.1% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 58 | 7.3% | 73.8% | $210,344 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 57 | 7.1% | 92.2% | $270,263 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 47 | 5.9% | 96% | $225,851 | |
American Liberty Mortgage Inco
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Conventional, FHA, VA | 40 | 5% | 97.6% | $267,000 | |
First Choice MH LLC
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Conventional | 35 | 4.4% | 92.1% | $87,857 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 20 | 2.5% | 90.9% | $216,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 18 | 2.3% | 81.8% | $272,222 | |
21St Mortgage
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Conventional | 18 | 2.3% | 29.2% | $128,888 | |
Mortgage Research Center
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VA | 17 | 2.1% | 68% | $273,235 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 16 | 2% | 84.2% | $245,000 | |
Wallick and Volk, Inc.
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Conventional, FHA, VA | 12 | 1.5% | 85.7% | $196,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 11 | 1.4% | 93.8% | $242,272 | |
loanDepot.com LLC
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Conventional | 11 | 1.4% | 73.3% | $196,818 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 9 | 1.1% | 52.4% | $120,555 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 9 | 1.1% | 100% | $211,666 | View |
American Financial Resources LLC
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Conventional, FHA | 8 | 1% | 100% | $218,750 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 7 | 0.9% | 70% | $242,142 | |
Mortgage Financial Services
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Conventional, FHA | 6 | 0.8% | 100% | $266,666 | |
The Loan Store, Inc
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Conventional, FHA | 6 | 0.8% | 100% | $308,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 6 | 0.8% | 100% | $263,333 | |
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A+5.0 ★Texas Ratio: 0.01% |
Conventional, FHA, VA | 5 | 0.6% | 100% | $263,000 | View |
Nfm, Inc
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Conventional, FHA | 5 | 0.6% | 83.3% | $205,000 | |
Planet Home Lending, LLC
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VA | 5 | 0.6% | 100% | $377,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 0.6% | 21.4% | $113,000 | |
Royal United Mortgage LLC
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Conventional | 4 | 0.5% | 66.7% | $80,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 3 | 0.4% | 75% | $261,666 | |
CrossCountry Mortgage, LLC
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FHA, VA | 3 | 0.4% | 100% | $251,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 3 | 0.4% | 100% | $251,666 | View |
Home Mortgage Alliance Corp (Hmac)
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Conventional, FHA | 3 | 0.4% | 100% | $278,333 | |
First Colony Mortgage Corporat
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Conventional | 3 | 0.4% | 100% | $271,666 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 0.4% | 100% | $231,666 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $75,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 0.3% | 30% | $325,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.3% | 100% | $285,000 | |
Resicentral LLC
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Conventional | 2 | 0.3% | 100% | $330,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 0.3% | 25% | $230,000 | View |
Cmg Mortgage Inc
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Conventional, VA | 2 | 0.3% | 80% | $380,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.3% | 100% | $325,000 | |
Cadence Bank
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Conventional | 1 | 0.1% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.1% | 100% | $375,000 | |
Newrez LLC
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FHA | 1 | 0.1% | 6.7% | $145,000 | |
Brighton Bank
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Nbkc Bank
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VA | 1 | 0.1% | 100% | $205,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $335,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 50% | $255,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 100% | $295,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 50% | $435,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
FHA | 1 | 0.1% | 100% | $215,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.1% | 100% | $295,000 | View |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.1% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.1% | 100% | $95,000 | |
United Built Homes, LLC
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Conventional | 1 | 0.1% | 50% | $385,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.1% | 100% | $305,000 | |
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C+4.1 ★Texas Ratio: 26.20% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
Discover Bank
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Conventional | 1 | 0.1% | 14.3% | $55,000 | |
Securitynational Mortgage Company
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VA | 1 | 0.1% | 100% | $275,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 0.1% | 100% | $305,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.1% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $215,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.1% | 100% | $165,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 100% | $145,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
Lower, LLC
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Conventional | 1 | 0.1% | 100% | $675,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.1% | 100% | $165,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.1% | 100% | $245,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.1% | 100% | $235,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.1% | 33.3% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Victoria Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Victoria, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Victoria? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Victoria in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Victoria, TX
Use these to narrow the list above. Each category shows how many Victoria, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Victoria, TX
Independent mortgage companies closed 68.2 percent of home loans in Victoria, Texas in 2025, banks 15.5 percent and credit unions 16.3 percent. Network Funding, L.P. was the largest mortgage company, Prosperity Bank the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Victoria, TX
By home loans closed in 2025, Prosperity Bank was the largest mortgage lender in Victoria, Texas with 21 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Victoria, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 92.2 percent, against a 75.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
50 lenders closed FHA loans in Victoria, Texas in 2025, led by Union Home Mortgage Corp. with 29. 32 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 10 credit unions closed home loans in Victoria, Texas in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Victoria, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Victoria, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Victoria. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
