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Mortgage Lenders and Brokers in Sugar Land, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Sugar Land, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14015 Southwest Fwy Ste 1, Sugar Land, TX 77478A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank620 Highway 6, Sugar Land, TX 77478A+5.0 ★Texas Ratio: 2.51%, Regions BankRegions Bank18831 University Blvd, Sugar Land, TX 77479A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA3601 Highway 6, Sugar Land, TX 77478A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1212 Highway 6, Sugar Land, TX 77478A+5.0 ★Texas Ratio: 4.14%, Houston Federal Credit UnionHouston Federal Credit Union16320 Kensington Dr, Sugar Land, TX 77479 4097A+5.0 ★Texas Ratio: 2.70%, First Horizon BankFirst Horizon Bank5079 Sweetwater Blvd, Sugar Land, TX 77479A+5.0 ★Texas Ratio: 5.76%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.17602 Southwest Fwy, Sugar Land, TX 77479A+5.0 ★Texas Ratio: 3.72%, Truist BankTruist Bank4880 Sweetwater Blvd, Sugar Land, TX 77479A+5.0 ★Texas Ratio: 2.87%, and Huntington National BankHuntington National Bank4660 Sweetwater Boulevard, Sugar Land, TX 77479A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Sugar Land, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sugar Land are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Sugar Land, Texas

Market share is the lender's share of all home loans closed in Sugar Land, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 6 offices in Sugar Land 14015 Southwest Fwy Ste 1, Sugar Land, TX 77478 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	54 +1 HELOCs	3.7%	84.6%	$366,851	View
Frost Bank ★ 5 stars, 1 review 1 office in Sugar Land 620 Highway 6, Sugar Land, TX 77478 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	19 +12 HELOCs	1.3%	58.3%	$217,105	View
Regions Bank 2 offices in Sugar Land 18831 University Blvd, Sugar Land, TX 77479 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	15 +7 HELOCs	1%	78.3%	$686,333	View
Wells Fargo Bank NA 5 offices in Sugar Land 3601 Highway 6, Sugar Land, TX 77478 A+5.0 ★Texas Ratio: 5.36%	Conventional	14	1%	56%	$401,428	View
Bank of America NA 4 offices in Sugar Land 1212 Highway 6, Sugar Land, TX 77478 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	12 +40 HELOCs	0.8%	75%	$460,000	View
Houston Federal Credit Union 16320 Kensington Dr, Sugar Land, TX 77479 4097 A+5.0 ★Texas Ratio: 2.70%	Conventional	12	0.8%	92.3%	$270,000	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Sugar Land 5079 Sweetwater Blvd, Sugar Land, TX 77479 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	10 +1 HELOCs	0.7%	100%	$583,000	View
Zions Bancorporation, N.A. 1 office in Sugar Land 17602 Southwest Fwy, Sugar Land, TX 77479 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	6 +16 HELOCs	0.4%	75%	$690,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Sugar Land 4880 Sweetwater Blvd, Sugar Land, TX 77479 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	6 +7 HELOCs	0.4%	100%	$690,000	View
Huntington National Bank 2 offices in Sugar Land 4660 Sweetwater Boulevard, Sugar Land, TX 77479 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	6	0.4%	100%	$665,000	View
Prosperity Bank ★ 1 stars, 1 review 3 offices in Sugar Land 14060 Southwest Fwy, Sugar Land, TX 77478 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo, HELOC	5 +4 HELOCs	0.3%	83.3%	$741,000	View
Trustmark Bank 1 office in Sugar Land 1845 Highway 6, Sugar Land, TX 77478 A+5.0 ★Texas Ratio: 2.40%	Conventional, Jumbo, HELOC	4 +3 HELOCs	0.3%	80%	$855,000	View
Southwestern National Bank 1 office in Sugar Land 3508 Highway 6, Sugar Land, TX 77478 A+5.0 ★Texas Ratio: 2.90%	Conventional	4	0.3%	100%	$270,000	View
East West Bank 2 offices in Sugar Land 4639 Highway 6, Sugar Land, TX 77478 A+5.0 ★Texas Ratio: 2.84%	Conventional	3	0.2%	100%	$158,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Sugar Land 2520 Highway 6, Sugar Land, TX 77478 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +19 HELOCs	0.1%	66.7%	$430,000	View
Newfirst National Bank 1 office in Sugar Land 16554 Creek Bend Dr, Sugar Land, TX 77478 A+5.0 ★Texas Ratio: 1.36%	Conventional, Jumbo	2	0.1%	100%	$1,310,000	View
First Ciitizens Bank and Trust 1 office in Sugar Land 1295 Highway 6, Sugar Land, TX 77478 A5.0 ★Texas Ratio: 7.72%	Conventional	2	0.1%	100%	$475,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Sugar Land 7220 Cotesworth Avenue, Sugar Land, TX 77479 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA	2	0.1%	50%	$330,000	View
Home Bank National Association 1 office in Sugar Land 12946 Dairy Ashford Rd, Sugar Land, TX 77478 A5.0 ★Texas Ratio: 8.03%	Conventional	1	0.1%	50%	$105,000	View
Nizari Progressive Federal Credit Union 14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678 A+5.0 ★Texas Ratio: 1.16%	Conventional	1	0.1%	50%	$595,000	View
Sunflower Bank, N.A. 1 office in Sugar Land 3 Sugar Creek Center Blvd, Sugar Land, TX 77478 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$475,000	View
Bokf NA 2 offices in Sugar Land 15245 Southwest Fwy, Sugar Land, TX 77478 A+5.0 ★Texas Ratio: 1.05%	HELOC	0 +2 HELOCs	0%	0%		View
Melanie Aguilar	Conventional	6	0.4%	100%	$415,000
Tdecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55%	Conventional, FHA	22	1.5%	91.7%	$231,363	View
First Community Credit Union 3400 Highway 6, Sugar Land, TX 77478 4408	Conventional	15	1%	100%	$349,000
PrimeWay Federal Credit Union 6540 E Riverpark Dr, Sugar Land, TX 77479 5470 A5.0 ★Texas Ratio: 7.36%	Conventional	13	0.9%	72.2%	$81,153	View
Jsc FCU 530 Highway 6, Sugar Land, TX 77478 A+5.0 ★Texas Ratio: 5.77%	Conventional, HELOC	6 +6 HELOCs	0.4%	58.3%	$301,666	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	6	0.4%	66.7%	$665,000	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	6	0.4%	75%	$840,000	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	5 +2 HELOCs	0.3%	100%	$387,000	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	5	0.3%	100%	$293,000
Greater Texas FCU 1425 N CENTER ST, ARLINGTON, TX 76011	Conventional	4	0.3%	44.4%	$290,000
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, Jumbo	3	0.2%	100%	$805,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	100%	$435,000	View
First Service Credit Union 13533 University Boulevard, Sugar Land, TX 77479 A+5.0 ★Texas Ratio: 4.24%	Conventional	3	0.2%	75%	$385,000	View
MidFirst Bank 330 Highway 6, Sugar Land, TX 77478 A+5.0 ★Texas Ratio: 4.93%	Conventional, HELOC	2 +8 HELOCs	0.1%	100%	$520,000	View
Smart Financial Credit Union 9810 Highway 90A, Sugar Land, TX 77478 3124 A5.0 ★Texas Ratio: 6.46%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$195,000	View
Advancial Federal Credit Union 1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30%	Conventional	2	0.1%	100%	$270,000
Shell Federal Credit Union 7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.1%	100%	$140,000	View
International Bank of Commerce 10570 State Hwy 6, Sugar Land, TX 77478	Conventional	2	0.1%	100%	$245,000
Sente Mortgage, Inc. 6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673	Conventional	2	0.1%	100%	$280,000
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional, VA	2	0.1%	66.7%	$385,000	View
Members Choice Credit Union 4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07%	Conventional	2	0.1%	100%	$210,000	View
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA	2	0.1%	100%	$400,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$325,000	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$245,000	View
Houston Police Federal Credit Union 1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000	View
Southwest Airlines FCU 801 W Euless Blvd Ste 104, Euless, TX 76040 4438	Conventional	1	0.1%	100%	$175,000
Bny Mellon, N.A. 4020 Maple Ave, Dallas, TX 75219 A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0.1%	100%	$455,000	View
Moody National Bank 7610 Highway 90a, Sugar Land, TX 77478 A5.0 ★Texas Ratio: 6.43%	Conventional	1	0.1%	100%	$255,000	View
Harris County FCU 1400 Franklin St, Houston, TX 77002 2147 A+5.0 ★Texas Ratio: 3.40%	Conventional	1	0.1%	100%	$65,000	View
Aspire Home Loans 900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15%	Conventional	1	0.1%	100%	$565,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional	1	0.1%	100%	$345,000	View
Veritex Community Bank 3800 Matlock Rd, Arlington, TX 76015	Conventional, Jumbo	1	0.1%	100%	$985,000
Susser Bank 2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02%	FHA	1	0.1%	100%	$265,000	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional	1	0.1%	100%	$595,000	View
Texas Health Credit Union 4800 GROVER AVE, AUSTIN, TX 78756 A5.0 ★Texas Ratio: 7.88%	Conventional	1	0.1%	100%	$55,000	View
Central Bank 11201 Clay Rd, Houston, TX 77041 A5.0 ★Texas Ratio: 6.13%	Conventional	1	0.1%	100%	$235,000	View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +3 HELOCs	0%	n/a		View
Amarillo National Bank 1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89%	HELOC	0 +1 HELOCs	0%	n/a		View
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	HELOC	0 +1 HELOCs	0%	n/a		View
A+ Federal Credit Union 1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13%	HELOC	0 +1 HELOCs	0%	0%		View
Legend Lending Corporation A+5.0 ★Texas Ratio: 0.92%	Conventional, FHA	20	1.4%	100%	$417,000	View
Network Funding, L.P.	Conventional	17	1.2%	100%	$390,882
Nationstar Mortgage	Conventional	16	1.1%	65.4%	$297,500
Brightland Mortgage Services, Ltd.	Conventional, FHA	16	1.1%	100%	$422,500
Click n' Close, Inc.	Conventional, FHA	14	1%	93.3%	$409,285
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	9	0.6%	64.3%	$270,555	View
Primelending	Conventional	6	0.4%	100%	$325,000
Brazos Valley Schools Credit U	Conventional	5	0.3%	63.6%	$109,000
HomeWay Mortgage LLC	Conventional	4	0.3%	100%	$352,500
SWBC Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$335,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	3	0.2%	100%	$268,333
Stellar Bank	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.1%	60%	$1,105,000
FocusOne Mortgage, LLC	Conventional	2	0.1%	100%	$370,000
Envoy Mortgage, Ltd	Conventional	2	0.1%	100%	$370,000
Texas Bay Area Credit Union	Conventional	2	0.1%	50%	$560,000
Highlands Residential Mortgage, Ltd.	Conventional	2	0.1%	100%	$650,000
Encompass Lending Group, L.P.	Conventional	2	0.1%	100%	$290,000
Gardner Financial Services	Conventional	2	0.1%	100%	$310,000
Golden Bank National Associati	Conventional	2	0.1%	100%	$430,000
Hometrust Mortgage Company	Conventional, FHA	2	0.1%	100%	$340,000
Interlinc Mortgage Services, LLC	Conventional	1	0.1%	100%	$245,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$315,000
Siwell, Inc., dba Capital Mortgage Services of Tex	Conventional	1	0.1%	100%	$695,000
Clm Mortgage, Inc	Conventional	1	0.1%	100%	$435,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$625,000
Sfmc, LP	Conventional	1	0.1%	100%	$295,000
Republic State Mortgage Company	Conventional	1	0.1%	100%	$315,000
Aaxy LLC	Conventional	1	0.1%	100%	$585,000
Genway Home Mortgage, Inc.	Conventional	1	0.1%	100%	$355,000
Right Start Mortgage, Inc	Conventional	1	0.1%	100%	$285,000
Home Financing Unlimited, Inc.	Conventional	1	0.1%	100%	$245,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	219	15%	89.5%	$474,360
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo	153	10.5%	78%	$355,522	View
New American Funding, LLC.	Conventional, FHA	35	2.4%	94.6%	$289,000
The Loan Store, Inc	Conventional, HELOC	27 +2 HELOCs	1.8%	91.2%	$314,629
Paramount Residential Mortgage	Conventional, FHA, VA	23	1.6%	95.8%	$437,608
loanDepot.com LLC	Conventional, FHA, HELOC	22 +2 HELOCs	1.5%	73.3%	$382,272
Cadence Bank	Conventional, Jumbo, HELOC	21 +6 HELOCs	1.4%	100%	$678,809
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	20 +1 HELOCs	1.4%	91.7%	$479,500
Pennymac Loan Services LLC	Conventional, FHA	20	1.4%	77.8%	$320,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	19	1.3%	82.6%	$190,789
Guaranteed Rate, Inc.	Conventional, FHA	16	1.1%	85%	$447,500
Provident Funding Associates	Conventional	15	1%	71.4%	$389,000
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	15	1%	93.8%	$415,666
Mortgage Research Center	Conventional, VA	14	1%	100%	$458,571
AmWest Funding Corp	Conventional, FHA	13	0.9%	92.9%	$315,000
Newrez LLC	Conventional, Jumbo	12	0.8%	40%	$639,166
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA, VA, Jumbo	11	0.8%	100%	$355,909	View
Movement Mortgage, LLC	Conventional, FHA, VA	10	0.7%	100%	$297,000
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	Conventional, HELOC	9 +5 HELOCs	0.6%	90%	$416,111
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	9 +1 HELOCs	0.6%	78.6%	$336,111
AmeriHome Mortgage Company, LLC	Conventional, FHA	9	0.6%	90%	$349,444
Union Home Mortgage Corp.	Conventional, FHA	9	0.6%	100%	$340,555
Cardinal Financial Company, Li	Conventional, FHA	9	0.6%	100%	$351,666
Nfm, Inc	Conventional, FHA	9	0.6%	100%	$433,888
Sun West Mortgage Company, Inc	Conventional	8	0.5%	100%	$547,500
Emet Lending Group, Inc.	Conventional	8	0.5%	100%	$266,250
Plaza Home Mortgage, Inc	Conventional, FHA	8	0.5%	72.7%	$355,000
Lakeview Loan Servicing, LLC	Conventional, FHA	7	0.5%	47.6%	$346,428
Freedom Mortgage Corporation	Conventional, FHA, VA	7	0.5%	90.9%	$385,000
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	7	0.5%	77.8%	$522,142
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	6	0.4%	28.6%	$228,333	View
Synergy One Lending, Inc.	Conventional, FHA	6	0.4%	100%	$275,000
General Mortgage Capital Corporation	Conventional	6	0.4%	100%	$311,666
V.I.P. Mortgage, Inc.	Conventional, FHA	6	0.4%	85.7%	$415,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	6	0.4%	100%	$533,333	View
Tomo Mortgage LLC	Conventional	6	0.4%	100%	$415,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	5	0.3%	100%	$315,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	5	0.3%	50%	$411,000	View
Guidance Residential, LLC	Conventional	5	0.3%	100%	$361,000
Loanunited.Com, LLC	Conventional, FHA, VA	5	0.3%	100%	$397,000
First Colony Mortgage Corporat	Conventional, FHA	5	0.3%	100%	$353,000
Better Mortgage Corporation	Conventional, Jumbo	5	0.3%	45.5%	$427,000
Zillow Home Loans, LLC	Conventional	5	0.3%	100%	$399,000
Royal United Mortgage LLC	Conventional	4	0.3%	100%	$227,500
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	4	0.3%	100%	$407,500	View
Resicentral LLC	Conventional, FHA	4	0.3%	100%	$332,500
Calcon Mutual Mortgage LLC	Conventional, VA	4	0.3%	100%	$362,500
Uif Corporation	Conventional	4	0.3%	100%	$322,500
Citadel Servicing Corporation	Conventional	4	0.3%	100%	$495,000
Angel Oak Mortgage Solutions LLC	Conventional	4	0.3%	100%	$567,500
Champions Funding, LLC	Conventional, Jumbo	4	0.3%	66.7%	$625,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	3 +2 HELOCs	0.2%	60%	$685,000
Spring Eq, LLC	Conventional, HELOC	3 +1 HELOCs	0.2%	30.8%	$115,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	3	0.2%	100%	$558,333	View
American Financial Resources LLC	Conventional	3	0.2%	100%	$338,333
American Pacific Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$421,666
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	3	0.2%	100%	$255,000	View
Towne Mortgage Company	Conventional, FHA	3	0.2%	100%	$338,333
Carrington Mortgage Services LLC	Conventional, FHA, VA	3	0.2%	66.7%	$305,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0.1%	66.7%	$400,000	View
Cornerstone First Mortgage, LLC	Conventional, FHA, Jumbo	2	0.1%	66.7%	$1,720,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0.1%	100%	$480,000	View
Affordable Mortgage Advisors	Conventional	2	0.1%	100%	$215,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	2	0.1%	66.7%	$550,000	View
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$340,000
Watermark Capital, Inc.	Conventional	2	0.1%	66.7%	$445,000
Nbkc Bank	Conventional	2	0.1%	100%	$420,000
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	50%	$190,000
TruHome Solutions, LLC	Conventional, FHA	2	0.1%	100%	$200,000
PHH Mortgage Corporation	Conventional	2	0.1%	66.7%	$325,000
Home Mortgage Alliance Corp (Hmac)	Conventional	2	0.1%	100%	$540,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA	2	0.1%	100%	$105,000	View
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional	2	0.1%	100%	$415,000	View
HomeXpress Mortgage Corp.	Conventional	2	0.1%	75%	$615,000
Nqm Funding, LLC	Conventional	2	0.1%	100%	$425,000
City 1st Mortgage Services, LC	Conventional, FHA	2	0.1%	100%	$555,000
Ahl Funding	FHA	2	0.1%	100%	$435,000
Discover Bank	Conventional	2	0.1%	11.5%	$195,000
Mortgage Financial Services	FHA	2	0.1%	100%	$350,000
New Wave Lending Group Inc	Conventional	2	0.1%	100%	$245,000
Nextmortgage, LLC	Conventional, VA	2	0.1%	100%	$380,000
Securitynational Mortgage Company	Conventional	2	0.1%	100%	$350,000
SIRVA Mortgage, Inc.	Conventional	2	0.1%	100%	$340,000
Planet Home Lending, LLC	Conventional, VA	2	0.1%	66.7%	$225,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$225,000
Digital Federal Credit Union	Conventional	2	0.1%	100%	$215,000
Mortgage Solutions of Colorado	Conventional, FHA	2	0.1%	100%	$455,000
Mutual of Omaha Mortgage	Conventional	2	0.1%	100%	$425,000
Gmfs, LLC	Conventional	2	0.1%	100%	$275,000
Nexera Holding LLC	Conventional	2	0.1%	100%	$525,000
Geneva Financial LLC	Conventional, FHA	2	0.1%	100%	$285,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	2	0.1%	100%	$555,000	View
HomeBridge Financial Services, Inc	FHA, HELOC	1 +4 HELOCs	0.1%	100%	$275,000
Originpoint, LLC	Conventional, Jumbo	1	0.1%	100%	$935,000
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$285,000
Liberty Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$5,385,000
Greenstate Credit Union	Conventional	1	0.1%	100%	$635,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$315,000	View
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0.1%	100%	$405,000	View
MortgageOne, Inc	Conventional, Jumbo	1	0.1%	100%	$1,045,000
Taylor Morrison Home Funding, Inc.	FHA	1	0.1%	100%	$295,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$395,000
Kinecta Federal Credit Union	Conventional	1	0.1%	100%	$235,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$395,000
Vision One Mortgage, Inc.	FHA	1	0.1%	100%	$285,000
Fidelity Lending Solutions Inc	Conventional	1	0.1%	100%	$155,000
Assurance Financial Group, L.L.C.	Conventional	1	0.1%	100%	$475,000
Constant Investments, Inc	Conventional	1	0.1%	100%	$195,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, Jumbo	1	0.1%	100%	$1,505,000	View
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0.1%	100%	$1,505,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$265,000
Googain, Inc.	Conventional	1	0.1%	100%	$365,000
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	Conventional	1	0.1%	100%	$365,000	View
Summit Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$335,000
Apci Federal Credit Union	Conventional	1	0.1%	100%	$155,000
East Coast Capital Corp.	Conventional	1	0.1%	100%	$495,000
American Financing Corporation	Conventional	1	0.1%	40%	$215,000
ClearPath Lending	VA	1	0.1%	100%	$335,000
Real Genius LLC	Conventional	1	0.1%	100%	$285,000
Weichert Financial Services	Conventional	1	0.1%	100%	$555,000
Greenbox Loans	Conventional	1	0.1%	100%	$675,000
Foundation Mortgage Corporation	Conventional	1	0.1%	100%	$375,000
Ony Glo, Inc.	Conventional	1	0.1%	50%	$585,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$315,000	View
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$545,000	View
Nations Lending Corporation	Conventional	1	0.1%	100%	$315,000
T2 Financial LLC	Conventional	1	0.1%	100%	$525,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$285,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	50%	$525,000
Integrity Home Mortgage Corporation	FHA	1	0.1%	100%	$325,000
Wolfe Financial Inc	Conventional	1	0.1%	100%	$185,000
New Fed Mortgage Corp.	Conventional	1	0.1%	100%	$655,000
Member First Mortgage, LLC	FHA	1	0.1%	100%	$255,000
Grundy Bank A+5.0 ★Texas Ratio: 0.94%	Conventional	1	0.1%	100%	$805,000	View
Lynx Mortgage Bank LLC	Conventional	1	0.1%	100%	$295,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$805,000	View
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$385,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$195,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$225,000
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$575,000
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$275,000
Cake Mortgage Corp.	Conventional	1	0.1%	33.3%	$265,000
Village Capital & Investment	VA	1	0.1%	100%	$275,000
JMAC Lending, Inc.	Conventional	1	0.1%	50%	$315,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +14 HELOCs	0%	0%		View
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +1 HELOCs	0%	0%		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Sugar Land Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Sugar Land, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Sugar Land? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sugar Land in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Sugar Land, TX

Use these to narrow the list above. Each category shows how many Sugar Land, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 149 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 59 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 33 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 63 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 23 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 33 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 72 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Sugar Land, TX

Independent mortgage companies closed 71 percent of home loans in Sugar Land, Texas in 2025, banks 19 percent and credit unions 10 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Houston Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 19 loans.

71%

Mortgage companies

19%

Banks

10%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Sugar Land, TX

Who is the largest mortgage lender in Sugar Land, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Sugar Land, Texas with 54 loans, about 3.7 percent of the market. The largest lender headquartered in Texas was Frost Bank with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Sugar Land, TX have the highest approval rates?

Among lenders with meaningful volume in Sugar Land, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 89.5 percent, against a 81.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Sugar Land, TX mortgage lenders offer FHA, VA and USDA loans?

63 lenders closed FHA loans in Sugar Land, Texas in 2025, led by United Wholesale Mortgage with 11. 23 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Sugar Land, TX lender list?

Yes. 59 banks and 33 credit unions closed home loans in Sugar Land, Texas in 2025, alongside 149 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Sugar Land, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Sugar Land, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sugar Land, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sugar Land. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.