Mortgage Lenders and Brokers in Odessa, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Odessa, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1607 N County Rd W, Odessa, TX 79763A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank3501 Faudree Rd, Odessa, TX 79765A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA4101 John Ben Shepperd Pkwy, Odessa, TX 79762A+5.0 ★Texas Ratio: 5.36%, American Momentum BankAmerican Momentum Bank2525 N Grandview Ave, Odessa, TX 79761A5.0 ★Texas Ratio: 12.55%, Prosperity BankProsperity Bank2703 N Grandview Ave, Odessa, TX 79762A+5.0 ★Texas Ratio: 1.58%, First Financial BankFirst Financial Bank3555 Billy Hext Rd, Odessa, TX 79765A+5.0 ★Texas Ratio: 3.74%, Truist BankTruist Bank618 N Texas Ave, Odessa, TX 79761A+5.0 ★Texas Ratio: 2.87%, City BankCity Bank2426 N Grandview Ave, Odessa, TX 79761A+5.0 ★Texas Ratio: 1.71%, First National Bank TexasFirst National Bank Texas2450 W Loop 338, Odessa, TX 79763A4.7 ★Texas Ratio: 3.20%, and Bank of America NABank of America NA3814 E 42nd St, Odessa, TX 79762A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Odessa, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Odessa are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Odessa, Texas
Market share is the lender's share of all home loans closed in Odessa, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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2 offices in Odessa 1607 N County Rd W, Odessa, TX 79763 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 28 | 1.1% | 82.4% | $191,785 | View |
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★ 5 stars, 1 review 4 offices in Odessa 3501 Faudree Rd, Odessa, TX 79765 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 13 +3 HELOCs |
0.5% | 38.2% | $202,692 | View |
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2 offices in Odessa 4101 John Ben Shepperd Pkwy, Odessa, TX 79762 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 12 | 0.5% | 60% | $213,333 | View |
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4 offices in Odessa 2525 N Grandview Ave, Odessa, TX 79761 A5.0 ★Texas Ratio: 12.55% |
Conventional | 9 | 0.3% | 69.2% | $208,333 | View |
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★ 1 stars, 1 review 4 offices in Odessa 2703 N Grandview Ave, Odessa, TX 79762 A+5.0 ★Texas Ratio: 1.58% |
Conventional, VA, Jumbo | 9 | 0.3% | 47.4% | $569,444 | View |
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1 office in Odessa 3555 Billy Hext Rd, Odessa, TX 79765 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 7 +1 HELOCs |
0.3% | 100% | $153,571 | View |
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★ 1 stars, 1 review 2 offices in Odessa 618 N Texas Ave, Odessa, TX 79761 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, Jumbo, HELOC | 5 +7 HELOCs |
0.2% | 83.3% | $543,000 | View |
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2 offices in Odessa 2426 N Grandview Ave, Odessa, TX 79761 A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 5 | 0.2% | 55.6% | $245,000 | View |
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3 offices in Odessa 2450 W Loop 338, Odessa, TX 79763 A4.7 ★Texas Ratio: 3.20% |
Conventional, FHA | 3 | 0.1% | 100% | $328,333 | View |
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2 offices in Odessa 3814 E 42nd St, Odessa, TX 79762 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 100% | $270,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Odessa 1330 E 8th St Ste 110, Odessa, TX 79761 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0% | 100% | $295,000 | View |
Complex Community Federal CU
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Conventional, Jumbo | 123 | 4.7% | 83.4% | $175,325 | |
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8040 E Highway 191, Odessa, TX 79765 A5.0 ★Texas Ratio: 9.02% |
Conventional, FHA, VA | 70 | 2.7% | 90.1% | $237,142 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA, VA, HELOC | 67 +1 HELOCs |
2.6% | 94.4% | $264,104 | |
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606 |
Conventional, FHA, VA | 30 | 1.2% | 100% | $277,666 | |
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6010 E Highway 191, Odessa, TX 79762 A5.0 ★Texas Ratio: 10.35% |
Conventional, Jumbo | 6 | 0.2% | 70% | $483,333 | View |
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1505 N Midland Dr, Midland, TX 79703 A+5.0 ★Texas Ratio: 3.94% |
Conventional | 4 | 0.2% | 100% | $180,000 | View |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
FHA | 2 | 0.1% | 100% | $260,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.1% | 100% | $170,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.1% | 100% | $430,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 2 | 0.1% | 75% | $70,000 | View |
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2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 2 | 0.1% | 100% | $320,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.1% | 100% | $175,000 | View |
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5508 W Highway 290, Austin, TX 78735 A5.0 ★Texas Ratio: 6.75% |
Conventional | 1 | 0% | 100% | $155,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0% | 50% | $315,000 | View |
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317 Main St, Abernathy, TX 79311 A+5.0 ★Texas Ratio: 3.01% |
Conventional | 1 | 0% | 100% | $245,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0% | 100% | $225,000 | View |
Yoakum National Bank
3650 Billy Hext Rd, Odessa, TX 79765 |
Conventional | 1 | 0% | 100% | $385,000 | |
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401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional, Jumbo | 1 | 0% | 100% | $825,000 | View |
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5645 Woodrow Bean, El Paso, TX 79924 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0% | 100% | $35,000 | View |
Citizens State Bank
224 N Main St, Anton, TX 79313 |
Conventional | 1 | 0% | 100% | $125,000 | |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 1 | 0% | 100% | $195,000 | View |
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118 West Bandera Road, Boerne, TX 78006 A+5.0 ★Texas Ratio: 0.36% |
Conventional | 1 | 0% | 100% | $45,000 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0% | 100% | $695,000 | View |
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124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
FHA | 1 | 0% | 100% | $225,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 0% | 100% | $225,000 | View |
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1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 248 | 9.6% | 82.2% | $326,612 | |
Primelending
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Conventional, FHA, VA | 201 | 7.7% | 97.3% | $218,830 | |
Right Start Mortgage, Inc
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Conventional, FHA, VA | 83 | 3.2% | 97.6% | $264,518 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 59 | 2.3% | 98.4% | $270,423 | |
Sfmc, LP
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Conventional, FHA | 18 | 0.7% | 100% | $258,333 | |
Nationstar Mortgage
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Conventional, FHA | 14 | 0.5% | 75% | $252,142 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 10 | 0.4% | 90.9% | $308,000 | |
Lrs Financial Network dba Hnb Mortgage
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Conventional, FHA, VA | 9 | 0.3% | 100% | $251,666 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 8 | 0.3% | 100% | $265,000 | View |
Directions Equity, LLC
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Conventional, FHA, VA | 7 | 0.3% | 100% | $219,285 | |
Southwest Funding LP
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Conventional, FHA | 3 | 0.1% | 100% | $275,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.1% | 100% | $315,000 | |
Encompass Lending Group, L.P.
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Conventional, FHA | 2 | 0.1% | 100% | $265,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0% | 100% | $235,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0% | 5.6% | $55,000 | |
Stonewood Home Lending, LLC
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Conventional | 1 | 0% | 100% | $205,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0% | 100% | $225,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0% | 100% | $465,000 | |
Gardner Financial Services
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FHA | 1 | 0% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0% | 25% | $245,000 | View |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 157 | 6.1% | 97.1% | $177,165 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 149 | 5.7% | 75.4% | $238,288 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 136 | 5.2% | 86.4% | $283,455 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 100 +1 HELOCs |
3.9% | 96.2% | $260,600 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 70 | 2.7% | 98.6% | $293,571 | |
21St Mortgage
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Conventional | 69 | 2.7% | 45.6% | $134,420 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 48 | 1.9% | 95.3% | $317,916 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 48 | 1.9% | 96% | $263,750 | |
Nations Lending Corporation
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Conventional, FHA, VA | 44 | 1.7% | 100% | $305,681 | |
Mortgage Research Center
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FHA, VA, Jumbo | 41 | 1.6% | 78.8% | $346,951 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 40 | 1.5% | 100% | $231,750 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 38 | 1.5% | 97.4% | $250,263 | |
Churchill Mortgage Corporation
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Conventional, FHA, VA | 33 | 1.3% | 97.5% | $282,272 | |
Securitynational Mortgage Company
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Conventional, FHA, VA | 32 | 1.2% | 94.1% | $260,937 | |
The Mortgage Link, Inc.
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Conventional, FHA | 29 | 1.1% | 100% | $254,655 | |
Kind Lending, LLC
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Conventional, FHA, VA | 26 | 1% | 81.2% | $276,923 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 26 | 1% | 70% | $216,923 | |
American Pacific Mortgage Corporation
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Conventional, FHA, Jumbo | 25 | 1% | 86.2% | $285,800 | |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA | 22 | 0.8% | 95.7% | $249,090 | |
Residential Wholesale Mortgage
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Conventional, FHA | 19 | 0.7% | 100% | $242,368 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 16 | 0.6% | 50% | $142,500 | View |
AmeriHome Mortgage Company, LLC
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FHA, VA | 15 | 0.6% | 70.8% | $291,666 | |
Newrez LLC
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Conventional, FHA, VA | 14 | 0.5% | 46.9% | $264,285 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 13 +1 HELOCs |
0.5% | 56% | $206,538 | |
Planet Home Lending, LLC
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FHA, VA | 13 | 0.5% | 86.7% | $271,923 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 11 +1 HELOCs |
0.4% | 100% | $252,272 | |
Mortgage Financial Services
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Conventional, FHA | 11 | 0.4% | 100% | $291,363 | |
New American Funding, LLC.
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Conventional, FHA | 11 | 0.4% | 73.3% | $251,363 | |
Fairway Independent Mort Corp
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Conventional, FHA | 10 | 0.4% | 90.9% | $191,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 10 | 0.4% | 83.3% | $180,000 | |
Geneva Financial LLC
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Conventional, FHA | 9 | 0.3% | 100% | $330,555 | |
T2 Financial LLC
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Conventional, FHA | 9 | 0.3% | 100% | $295,000 | |
Lower, LLC
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Conventional, FHA | 9 | 0.3% | 100% | $231,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 9 | 0.3% | 20.4% | $106,111 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 8 | 0.3% | 27.3% | $238,750 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 8 | 0.3% | 72.7% | $242,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 0.3% | 77.8% | $332,142 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 7 | 0.3% | 45% | $200,714 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA | 7 | 0.3% | 58.3% | $259,285 | View |
Equity Prime Mortgage LLC
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FHA, VA | 6 | 0.2% | 100% | $296,666 | |
Mortgage Solutions of Colorado
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VA | 6 | 0.2% | 100% | $373,333 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 5 | 0.2% | 71.4% | $243,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 5 | 0.2% | 83.3% | $277,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 5 | 0.2% | 100% | $255,000 | |
Village Capital & Investment
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FHA, VA | 5 | 0.2% | 81.8% | $333,000 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 4 +3 HELOCs |
0.2% | 100% | $192,500 | |
Royal United Mortgage LLC
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Conventional | 4 | 0.2% | 66.7% | $145,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 0.2% | 80% | $212,500 | View |
JMAC Lending, Inc.
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Conventional, FHA | 4 | 0.2% | 80% | $252,500 | |
Goodleap, LLC
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Conventional, FHA, HELOC | 3 +2 HELOCs |
0.1% | 37.5% | $208,333 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 3 | 0.1% | 16.7% | $171,666 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 3 | 0.1% | 66.7% | $211,666 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 3 | 0.1% | 75% | $325,000 | View |
Sun West Mortgage Company, Inc
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FHA, VA | 3 | 0.1% | 100% | $308,333 | |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional | 3 | 0.1% | 100% | $238,333 | |
Weichert Financial Services
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Conventional, FHA | 3 | 0.1% | 100% | $245,000 | |
Nfm, Inc
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Conventional, FHA | 3 | 0.1% | 100% | $321,666 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 3 | 0.1% | 100% | $311,666 | View |
Spring Eq, LLC
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Conventional | 3 | 0.1% | 25% | $121,666 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.1% | 100% | $115,000 | |
Guaranteed Rate Affinity, LLC
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VA | 2 | 0.1% | 100% | $280,000 | |
American Financial Resources LLC
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FHA | 2 | 0.1% | 66.7% | $255,000 | |
Farmers Insurance Federal Credit Union
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Conventional | 2 | 0.1% | 100% | $165,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 2 | 0.1% | 100% | $225,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.1% | 50% | $275,000 | View |
Loanunited.Com, LLC
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FHA | 2 | 0.1% | 100% | $280,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.1% | 100% | $165,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.1% | 30.8% | $365,000 | |
SIRVA Mortgage, Inc.
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Conventional, VA | 2 | 0.1% | 100% | $340,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 2 | 0.1% | 50% | $310,000 | |
Lendsure Mortgage Corp.
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Conventional | 2 | 0.1% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
FHA, VA | 2 | 0.1% | 100% | $225,000 | View |
Better Mortgage Corporation
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FHA | 2 | 0.1% | 40% | $285,000 | |
Nations Direct Mortgage, LLC
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FHA | 2 | 0.1% | 100% | $465,000 | |
Zillow Home Loans, LLC
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FHA | 2 | 0.1% | 100% | $250,000 | |
CSL Financial, LLC
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Conventional | 2 | 0.1% | 100% | $85,000 | |
Gmfs, LLC
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Conventional, FHA | 2 | 0.1% | 100% | $225,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.1% | 100% | $170,000 | |
Pentagon Federal Credit Union
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FHA, HELOC | 1 +1 HELOCs |
0% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 4.84% |
FHA | 1 | 0% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0% | 100% | $485,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0% | 100% | $505,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0% | 100% | $305,000 | |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0% | 100% | $245,000 | View |
Msa Mortgage, LLC
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FHA | 1 | 0% | 100% | $265,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0% | 100% | $145,000 | View |
Resicentral LLC
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FHA | 1 | 0% | 100% | $285,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0% | 100% | $415,000 | View |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0% | 100% | $495,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
FHA | 1 | 0% | 100% | $335,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0% | 100% | $525,000 | |
Obsidian Financial Services
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FHA | 1 | 0% | 100% | $285,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0% | 100% | $205,000 | |
MortgageCountry
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Conventional | 1 | 0% | 100% | $215,000 | |
Discover Bank
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Conventional | 1 | 0% | 9.5% | $65,000 | |
Royal Pacific Funding
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FHA | 1 | 0% | 100% | $235,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0% | 100% | $355,000 | View |
West Alabama Bank & Trust
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Conventional | 1 | 0% | 100% | $375,000 | |
ClearPath Lending
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VA | 1 | 0% | 50% | $155,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0% | 100% | $205,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0% | 50% | $195,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0% | 100% | $205,000 | View |
New Fed Mortgage Corp.
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FHA | 1 | 0% | 100% | $195,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0% | 100% | $315,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0% | 50% | $295,000 | |
Grand Bank for Savings, FSB
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Conventional | 1 | 0% | 100% | $205,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0% | 90% | $165,000 | |
Consumers Credit Union
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Conventional | 1 | 0% | 100% | $265,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0% | 100% | $715,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0% | 100% | $465,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0% | 23.1% | $75,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0% | 100% | $185,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a |
Odessa Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Odessa, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Odessa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Odessa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Odessa, TX
Use these to narrow the list above. Each category shows how many Odessa, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Odessa, TX
Independent mortgage companies closed 74.4 percent of home loans in Odessa, Texas in 2025, banks 18.8 percent and credit unions 6.9 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Complex Community Federal CU the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
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Frequently Asked Questions About Mortgage Lenders in Odessa, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Odessa, Texas with 28 loans, about 1.1 percent of the market. The largest lender headquartered in Texas was Frost Bank with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Odessa, Texas, Waterstone Mortgage Corporation approved the highest share of completed applications in 2025 at 98.6 percent, against a 79.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
101 lenders closed FHA loans in Odessa, Texas in 2025, led by DHI Mortgage Company, LTD. with 213. 41 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 46 banks and 13 credit unions closed home loans in Odessa, Texas in 2025, alongside 117 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Odessa, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Odessa, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Odessa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
