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Mortgage Lenders and Brokers in Lakeway, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lakeway, Texas mortgage lenders include Frost BankFrost Bank1408 Ranch Road 620 S, Lakeway, TX 78734A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA16738 W State Highway 71, Lakeway, TX 78738A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, First United Bank and Trust CoFirst United Bank and Trust Co1913 Ranch Road 620 S, Lakeway, TX 78734A5.0 ★Texas Ratio: 10.43%, Wells Fargo Bank NAWells Fargo Bank NA2302 Ranch Road 620 S, Lakeway, TX 78734A+5.0 ★Texas Ratio: 5.36%, Prosperity BankProsperity Bank1415 Ranch Road 620 S, Lakeway, TX 78734A+5.0 ★Texas Ratio: 1.58%, PNC Bank N.A.PNC Bank N.A.2402 Ranch Road 620 S, Lakeway, TX 78738A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, and Austin Telco FCUAustin Telco FCU1603 Ranch Road 620 S, Lakeway, TX 78734A+5.0 ★Texas Ratio: 1.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lakeway, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lakeway are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lakeway, Texas

Market share is the lender's share of all home loans closed in Lakeway, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Frost Bank ★ 5 stars, 1 review 1 office in Lakeway 1408 Ranch Road 620 S, Lakeway, TX 78734 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	11 +14 HELOCs	1.7%	57.1%	$444,090	View
JPMorgan Chase Bank, NA 2 offices in Lakeway 16738 W State Highway 71, Lakeway, TX 78738 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo	11	1.7%	84.6%	$678,636	View
Bank of America NA 1 office in Lakeway 2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	8 +6 HELOCs	1.3%	88.9%	$763,750	View
First United Bank and Trust Co 1 office in Lakeway 1913 Ranch Road 620 S, Lakeway, TX 78734 A5.0 ★Texas Ratio: 10.43%	Conventional, Jumbo, HELOC	8 +2 HELOCs	1.3%	88.9%	$665,000	View
Wells Fargo Bank NA 1 office in Lakeway 2302 Ranch Road 620 S, Lakeway, TX 78734 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	8	1.3%	66.7%	$677,500	View
Prosperity Bank ★ 1 stars, 1 review 1415 Ranch Road 620 S, Lakeway, TX 78734 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.5%	60%	$1,085,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Lakeway 2402 Ranch Road 620 S, Lakeway, TX 78738 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +5 HELOCs	0.3%	66.7%	$455,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo	16	2.5%	84.2%	$845,000	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, Jumbo, HELOC	14 +5 HELOCs	2.2%	94.1%	$410,714	View
Austin Telco FCU 1603 Ranch Road 620 S, Lakeway, TX 78734 A+5.0 ★Texas Ratio: 1.81%	Conventional	10	1.6%	62.5%	$108,000	View
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional, VA	10	1.6%	100%	$350,000	View
A+ Federal Credit Union 1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13%	Conventional, HELOC	7 +4 HELOCs	1.1%	50%	$157,857	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, Jumbo	7	1.1%	100%	$753,571
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	5	0.8%	83.3%	$543,000	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	4 +3 HELOCs	0.6%	100%	$370,000	View
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	Conventional, Jumbo	4	0.6%	80%	$1,415,000	View
Aspire Home Loans 900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15%	Conventional, Jumbo	3	0.5%	100%	$658,333	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.5%	60%	$501,666	View
SouthStar Bank SSB ★ 5 stars, 1 review 10901 W Highway 290, Austin, TX 78736 A5.0 ★Texas Ratio: 7.03%	Conventional, Jumbo	3	0.5%	100%	$1,138,333	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional	3	0.5%	100%	$541,666	View
Jefferson Bank 114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02%	Conventional, Jumbo	3	0.5%	100%	$855,000	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	2 +1 HELOCs	0.3%	66.7%	$670,000	View
Government Employees Federal Credit Union 10806 Metric Blvd, Austin, TX 78758 A+5.0 ★Texas Ratio: 3.87%	Conventional	2	0.3%	100%	$170,000	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo	2	0.3%	100%	$1,540,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo	2	0.3%	100%	$950,000	View
Texas Tech Federal Credit Union 4001 Catclaw Dr, Abilene, TX 79606	Conventional	2	0.3%	100%	$120,000
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	2	0.3%	66.7%	$135,000
First Lockhart Bank 319 W Slaughter Ln, Austin, TX 78748 A+5.0 ★Texas Ratio: 3.90%	Conventional, Jumbo	2	0.3%	100%	$780,000	View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	FHA, HELOC	1 +1 HELOCs	0.2%	50%	$375,000	View
Alliance Credit Union 9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84%	Conventional	1	0.2%	100%	$675,000	View
Southwest Airlines FCU 801 W Euless Blvd Ste 104, Euless, TX 76040 4438	Conventional	1	0.2%	100%	$35,000
Huntington National Bank 3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.2%	100%	$1,175,000	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo	1	0.2%	100%	$1,165,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.2%	100%	$335,000	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0.2%	100%	$505,000	View
Public Employees Credit Union 306 E 10th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.58%	Conventional	1	0.2%	100%	$125,000	View
Smart Financial Credit Union 3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46%	Conventional	1	0.2%	100%	$95,000	View
American Bank, N.A. 2707 W Northwest Hwy, Dallas, TX 75220 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.2%	100%	$585,000	View
Commerce Bank 1900 West Loop S, Houston, TX 77027 A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0.2%	100%	$425,000	View
Frontier Bank of Texas 5600 Burnet Rd, Austin, TX 78756 A+5.0 ★Texas Ratio: 2.06%	Conventional, Jumbo	1	0.2%	100%	$1,665,000	View
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	Conventional	1	0.2%	50%	$55,000	View
Susser Bank 2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02%	Conventional	1	0.2%	100%	$665,000	View
Security State Bank & Trust 11610 Bee Caves Rd, Bee Cave, TX 78738 A-5.0 ★Texas Ratio: 14.71%	Conventional	1	0.2%	100%	$325,000	View
Texas Health Credit Union 4800 GROVER AVE, AUSTIN, TX 78756 A5.0 ★Texas Ratio: 7.88%	Conventional	1	0.2%	100%	$255,000	View
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional, Jumbo	1	0.2%	100%	$2,135,000	View
Members Choice Credit Union 4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07%	Conventional	1	0.2%	100%	$55,000	View
United Heritage Credit Union 12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63%	HELOC	0 +9 HELOCs	0%	n/a		View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +5 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +2 HELOCs	0%	0%		View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +1 HELOCs	0%	n/a		View
Primelending	Conventional, Jumbo	10	1.6%	100%	$885,000
Priority Home Mortgage, L.P.	Conventional	10	1.6%	100%	$451,000
Network Funding, L.P.	Conventional, Jumbo	7	1.1%	100%	$822,142
Encompass Lending Group, L.P.	Conventional, FHA	6	1%	100%	$480,000
Loanpeople, LLC	Conventional, FHA	6	1%	100%	$471,666
Nationstar Mortgage	Conventional	4	0.6%	66.7%	$195,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	4	0.6%	100%	$582,500
SWBC Mortgage Corporation	Conventional, Jumbo	3	0.5%	100%	$565,000
Envoy Mortgage, Ltd	Conventional, Jumbo	3	0.5%	100%	$885,000
Orchard Mortgage, LLC	Conventional	3	0.5%	100%	$531,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.5%	60%	$315,000	View
Gardner Financial Services	Conventional, Jumbo	2	0.3%	100%	$510,000
Certified Funding, L.P.	Conventional	2	0.3%	40%	$130,000
Southern Lending Services, Ltd.	Conventional	2	0.3%	100%	$775,000
Directions Equity, LLC	Conventional	1	0.2%	100%	$515,000
Willow Bend Mortgage Company, LLC	Conventional	1	0.2%	100%	$505,000
Click n' Close, Inc.	FHA	1	0.2%	100%	$395,000
Guaranty Bank & Trust A-5.0 ★Texas Ratio: 14.15%	Conventional	1	0.2%	100%	$205,000	View
Highlands Residential Mortgage, Ltd.	Conventional	1	0.2%	100%	$305,000
Efinity Financial LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.2%	100%	$555,000	View
Aaxy LLC	Conventional	1	0.2%	100%	$655,000
Hometrust Mortgage Company	Conventional	1	0.2%	100%	$645,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	60	9.5%	90.9%	$626,000
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo, HELOC	43 +2 HELOCs	6.8%	69.8%	$376,627	View
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	28	4.5%	100%	$681,785
Cmg Mortgage Inc	Conventional, VA, Jumbo	14	2.2%	88.2%	$713,571
Pennymac Loan Services LLC	Conventional, VA, Jumbo	13	2.1%	92.9%	$642,692
New American Funding, LLC.	Conventional, FHA, VA, Jumbo	10	1.6%	90.9%	$667,000
Kind Lending, LLC	Conventional, FHA, Jumbo	9	1.4%	90%	$500,555
First Equity Mortgage Inc	Conventional, Jumbo	9	1.4%	81.8%	$608,333
Newrez LLC	Conventional, VA, Jumbo	8	1.3%	100%	$535,000
The Loan Store, Inc	Conventional, Jumbo	7	1.1%	100%	$510,714
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	7	1.1%	100%	$990,714	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	6	1%	75%	$1,103,333	View
CrossCountry Mortgage, LLC	Conventional, VA, Jumbo	6	1%	100%	$796,666
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, Jumbo	6	1%	100%	$600,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	5	0.8%	83.3%	$875,000	View
Florida Capital Bank, N.A	Conventional	5	0.8%	85.7%	$583,000
Nexera Holding LLC	Conventional, Jumbo	5	0.8%	100%	$1,027,000
loanDepot.com LLC	Conventional, FHA, HELOC	4 +1 HELOCs	0.6%	57.1%	$552,500
Cadence Bank	Conventional, Jumbo	4	0.6%	100%	$820,000
American Portfolio Mortgage Corporation	Conventional	4	0.6%	57.1%	$695,000
Freedom Mortgage Corporation	FHA, VA	4	0.6%	100%	$565,000
Guaranteed Rate, Inc.	Conventional, Jumbo	4	0.6%	100%	$707,500
Sage Home Loans Corporation	Conventional	4	0.6%	80%	$505,000
Mortgage Research Center	VA, Jumbo	4	0.6%	80%	$782,500
Better Mortgage Corporation	Conventional, Jumbo	4	0.6%	80%	$517,500
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	4	0.6%	100%	$1,100,000	View
First Community Mortgage, Inc.	Conventional	3	0.5%	75%	$408,333
PHH Mortgage Corporation	Conventional	3	0.5%	100%	$551,666
Zillow Home Loans, LLC	Conventional	3	0.5%	100%	$545,000
Mutual of Omaha Mortgage	Conventional, VA	3	0.5%	75%	$675,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional	3	0.5%	75%	$281,666
Paramount Residential Mortgage	Conventional	3	0.5%	100%	$675,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	3	0.5%	100%	$561,666	View
Union Home Mortgage Corp.	Conventional, VA, Jumbo, HELOC	2 +1 HELOCs	0.3%	100%	$1,035,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.3%	100%	$600,000
Nbkc Bank	Conventional, VA	2	0.3%	100%	$580,000
AmeriHome Mortgage Company, LLC	Conventional	2	0.3%	66.7%	$395,000
Movement Mortgage, LLC	Conventional	2	0.3%	100%	$480,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	2	0.3%	100%	$805,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.3%	100%	$655,000	View
PFN Lending Group, Inc.	Conventional	2	0.3%	100%	$550,000
Securitynational Mortgage Company	Conventional, Jumbo	2	0.3%	100%	$1,340,000
Bay Equity LLC	Conventional, FHA, Jumbo	2	0.3%	100%	$725,000
SIRVA Mortgage, Inc.	Conventional	2	0.3%	100%	$760,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	2	0.3%	100%	$785,000	View
Provident Funding Associates	Conventional	2	0.3%	100%	$765,000
Waterstone Mortgage Corporation	Conventional	2	0.3%	100%	$390,000
V.I.P. Mortgage, Inc.	Conventional	2	0.3%	100%	$700,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0.3%	100%	$850,000	View
21St Mortgage	Conventional	2	0.3%	66.7%	$115,000
Tomo Mortgage LLC	Conventional	2	0.3%	100%	$495,000
Originpoint, LLC	Conventional, Jumbo	1	0.2%	100%	$1,045,000
Arbor Bank A5.0 ★Texas Ratio: 10.07%	Conventional, Jumbo	1	0.2%	100%	$2,115,000	View
Residential Wholesale Mortgage	FHA	1	0.2%	100%	$365,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.2%	100%	$405,000	View
Affordable Mortgage Advisors	FHA	1	0.2%	100%	$405,000
Farmers Insurance Federal Credit Union	Conventional	1	0.2%	100%	$45,000
Golden Empire Mortgage, Inc.	FHA	1	0.2%	100%	$485,000
Loanunited.Com, LLC	Conventional	1	0.2%	100%	$525,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.2%	100%	$805,000	View
Filo Mortgage, LLC	VA, Jumbo	1	0.2%	100%	$875,000
Resicentral LLC	VA	1	0.2%	100%	$595,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	1	0.2%	100%	$245,000	View
Home Mortgage Alliance Corp (Hmac)	FHA	1	0.2%	100%	$345,000
Bridgeway Lending Partners, LLC	Conventional	1	0.2%	100%	$445,000
General Mortgage Capital Corporation	Conventional, Jumbo	1	0.2%	100%	$1,105,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.2%	100%	$805,000	View
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.2%	100%	$125,000	View
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0.2%	100%	$1,065,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	1	0.2%	20%	$2,135,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.2%	100%	$595,000	View
Nqm Funding, LLC	Conventional	1	0.2%	100%	$415,000
Altitude Financial Corporation	Conventional	1	0.2%	100%	$685,000
American Financing Corporation	Conventional	1	0.2%	66.7%	$65,000
Homeowners Financial Group, LLC	Conventional	1	0.2%	100%	$625,000
White Sands Federal Credit Union	Conventional, Jumbo	1	0.2%	100%	$1,265,000
Stg Mortgage Inc	Conventional, Jumbo	1	0.2%	100%	$1,245,000
Premium Mortgage Corporation	FHA	1	0.2%	100%	$505,000
First Option Mortgage, LLC	Conventional	1	0.2%	100%	$235,000
Nusenda Federal Credit Union	Conventional	1	0.2%	100%	$605,000
T2 Financial LLC	Conventional, Jumbo	1	0.2%	100%	$1,405,000
Hometown Equity Mortgage, LLC	Conventional	1	0.2%	50%	$425,000
Truwest Credit Union ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.2%	100%	$405,000	View
Cogent Bank A+5.0 ★Texas Ratio: 2.54%	Conventional	1	0.2%	100%	$735,000	View
Digital Federal Credit Union	Conventional	1	0.2%	100%	$695,000
Pike Creek Mortgage Services, Inc.	FHA	1	0.2%	100%	$445,000
Citadel Servicing Corporation	Conventional	1	0.2%	100%	$545,000
Nations Direct Mortgage, LLC	Conventional	1	0.2%	100%	$785,000
Summit Funding.Inc	Conventional	1	0.2%	100%	$455,000
Summit Mortgage Corporation	VA, Jumbo	1	0.2%	100%	$1,155,000
Lower, LLC	Conventional	1	0.2%	100%	$455,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.2%	100%	$445,000
Compass Mortgage, Inc.	Conventional, Jumbo	1	0.2%	100%	$1,255,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.2%	100%	$65,000
Geneva Financial LLC	Conventional	1	0.2%	100%	$695,000
Plaza Home Mortgage, Inc	Conventional, Jumbo	1	0.2%	50%	$1,805,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.2%	100%	$1,915,000	View
Champions Funding, LLC	Conventional, Jumbo	1	0.2%	100%	$825,000
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Spring Eq, LLC	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Lakeway Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lakeway, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Lakeway? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lakeway in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lakeway, TX

Use these to narrow the list above. Each category shows how many Lakeway, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 95 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 54 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 20 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 20 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 66 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 56 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Lakeway, TX

Independent mortgage companies closed 62.3 percent of home loans in Lakeway, Texas in 2025, banks 26.7 percent and credit unions 11 percent. Everett Financial, Inc. was the largest mortgage company, Frost Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 11 loans.

62.3%

Mortgage companies

26.7%

Banks

11%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

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Frequently Asked Questions About Mortgage Lenders in Lakeway, TX

Who is the largest mortgage lender in Lakeway, TX?

By home loans closed in 2025, Frost Bank was the largest mortgage lender in Lakeway, Texas with 11 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lakeway, TX have the highest approval rates?

Among lenders with meaningful volume in Lakeway, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 90.9 percent, against a 84.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lakeway, TX mortgage lenders offer FHA, VA and USDA loans?

20 lenders closed FHA loans in Lakeway, Texas in 2025, led by loanDepot.com LLC with 3. 20 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lakeway, TX lender list?

Yes. 54 banks and 24 credit unions closed home loans in Lakeway, Texas in 2025, alongside 95 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lakeway, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lakeway, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lakeway, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lakeway. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.