Mortgage Lenders and Brokers in Lago Vista, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lago Vista, Texas mortgage lenders include Security State Bank & TrustSecurity State Bank & Trust7626 Lohmans Ford Rd, Lago Vista, TX 78645A-5.0 ★Texas Ratio: 14.71%, PNC Bank N.A.PNC Bank N.A.20610 Fm 1431, Lago Vista, TX 78645A+5.0 ★Texas Ratio: 4.24%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, A+ Federal Credit UnionA+ Federal Credit Union1402 W Stassney LN, Austin, TX 78745 2948A5.0 ★Texas Ratio: 11.13%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, and Austin Telco FCUAustin Telco FCU8929 Shoal Creek Blvd, Austin, TX 78757A+5.0 ★Texas Ratio: 1.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lago Vista, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lago Vista are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lago Vista, Texas
Market share is the lender's share of all home loans closed in Lago Vista, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lago Vista 7626 Lohmans Ford Rd, Lago Vista, TX 78645 A-5.0 ★Texas Ratio: 14.71% |
Conventional | 2 | 0.6% | 100% | $210,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Lago Vista 20610 Fm 1431, Lago Vista, TX 78645 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA, VA | 16 | 4.5% | 88.9% | $336,250 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 10 +2 HELOCs |
2.8% | 90.9% | $180,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, Jumbo | 8 | 2.2% | 100% | $563,750 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 1.1% | 100% | $572,500 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.1% | 100% | $415,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 80% | $98,333 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional, VA | 3 | 0.8% | 100% | $421,666 | View |
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8929 Shoal Creek Blvd, Austin, TX 78757 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 3 | 0.8% | 50% | $88,333 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 40% | $245,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.6% | 100% | $325,000 | View |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.6% | 100% | $170,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 0.6% | 66.7% | $240,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 0.6% | 100% | $440,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 50% | $395,000 | View |
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14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,005,000 | View |
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900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Citizens National Bank
500 N Travis Ave, Cameron, TX 76520 |
Conventional, Jumbo | 1 | 0.3% | 100% | $905,000 | |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $465,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 0.3% | 100% | $55,000 | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Primelending
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Conventional, VA | 15 | 4.2% | 100% | $413,000 | |
Loanpeople, LLC
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Conventional | 5 | 1.4% | 100% | $279,000 | |
Directions Equity, LLC
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FHA | 2 | 0.6% | 100% | $360,000 | |
Sfmc, LP
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FHA | 2 | 0.6% | 100% | $425,000 | |
Network Funding, L.P.
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Conventional, FHA | 2 | 0.6% | 66.7% | $290,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 66.7% | $290,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 50% | $230,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 2 | 0.6% | 100% | $275,000 | |
PrimeLending Ventures LLC
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Associated Credit Union of Tx
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.3% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.3% | 100% | $525,000 | View |
Right Start Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $385,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA, HELOC | 35 +1 HELOCs |
9.7% | 85.4% | $256,428 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 28 | 7.8% | 83.3% | $452,857 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 23 +1 HELOCs |
6.4% | 86.2% | $295,434 | |
Toll Brothers Mortgage Company
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Conventional, VA | 14 | 3.9% | 89.5% | $452,857 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 8 | 2.2% | 76.9% | $451,250 | |
Newrez LLC
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Conventional | 7 | 1.9% | 70% | $259,285 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.9% | 77.8% | $387,857 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1.9% | 77.8% | $385,000 | |
Mortgage Research Center
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VA, Jumbo | 7 | 1.9% | 100% | $497,857 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 1.9% | 100% | $407,857 | |
Jet HomeLoans, LP
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Conventional, FHA | 5 | 1.4% | 100% | $423,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 1.4% | 62.5% | $299,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, Jumbo | 4 | 1.1% | 100% | $510,000 | |
Zillow Home Loans, LLC
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Conventional | 4 | 1.1% | 100% | $260,000 | |
Primary Residential Mortgage, INC.
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Conventional, Jumbo | 3 | 0.8% | 100% | $428,333 | |
Canopy Mortgage, LLC
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Conventional | 3 | 0.8% | 100% | $218,333 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $341,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $291,666 | |
Florida Capital Bank, N.A
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Conventional | 3 | 0.8% | 100% | $288,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 0.8% | 100% | $275,000 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $285,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 50% | $65,000 | |
American Financial Resources LLC
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VA | 2 | 0.6% | 100% | $460,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $215,000 | |
ALCOVA Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $390,000 | |
Kind Lending, LLC
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FHA, USDA | 2 | 0.6% | 100% | $285,000 | |
Sun West Mortgage Company, Inc
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Conventional | 2 | 0.6% | 100% | $255,000 | |
Bay Equity LLC
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Conventional, VA | 2 | 0.6% | 100% | $235,000 | |
Provident Funding Associates
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Conventional | 2 | 0.6% | 50% | $285,000 | |
Mortgage Solutions of Colorado
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Conventional, VA | 2 | 0.6% | 100% | $380,000 | |
Summit Funding.Inc
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Conventional | 2 | 0.6% | 100% | $310,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.6% | 66.7% | $230,000 | |
Lower, LLC
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Conventional | 2 | 0.6% | 66.7% | $330,000 | |
21St Mortgage
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Conventional | 2 | 0.6% | 33.3% | $80,000 | |
Nexera Holding LLC
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Conventional | 2 | 0.6% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.6% | 100% | $530,000 | View |
Village Capital & Investment
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VA | 2 | 0.6% | 100% | $480,000 | |
Cadence Bank
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FHA | 1 | 0.3% | 100% | $505,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.3% | 50% | $245,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 42.9% | $385,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
VA | 1 | 0.3% | 100% | $355,000 | View |
Farmers Insurance Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $255,000 | |
NOVA Financial & Investment Corporation
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VA | 1 | 0.3% | 100% | $565,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 50% | $315,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 33.3% | $235,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $355,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
New Wave Lending Group Inc
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Conventional, Jumbo | 1 | 0.3% | 100% | $835,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.3% | 50% | $305,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 50% | $395,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 13.97% |
Conventional | 1 | 0.3% | 100% | $365,000 | |
First Federal Bank & Trust
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,005,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 100% | $375,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.3% | 100% | $355,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,565,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.3% | 100% | $995,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 50% | $85,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,405,000 | View |
JMAC Lending, Inc.
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FHA | 1 | 0.3% | 100% | $355,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a |
Lago Vista Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lago Vista, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Lago Vista? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lago Vista in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lago Vista, TX
Use these to narrow the list above. Each category shows how many Lago Vista, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Lago Vista, TX
Independent mortgage companies closed 70.8 percent of home loans in Lago Vista, Texas in 2025, banks 17.3 percent and credit unions 12 percent. Pilgrim Mortgage LLC was the largest mortgage company, Security State Bank & Trust the largest bank and University Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Security State Bank & Trust led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lago Vista, TX
By home loans closed in 2025, Security State Bank & Trust was the largest mortgage lender in Lago Vista, Texas with 2 loans, about 0.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Lago Vista, Texas in 2025, led by Cmg Mortgage Inc with 7. 24 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 12 credit unions closed home loans in Lago Vista, Texas in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lago Vista, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lago Vista, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lago Vista. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
