Mortgage Lenders and Brokers in Harlingen, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Harlingen, Texas mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1821 S 77 Sunshine Strip, Harlingen, TX 78550A+5.0 ★Texas Ratio: 5.36%, First Community BankFirst Community Bank405 North Stuart Place Road, Harlingen, TX 78552A+5.0 ★Texas Ratio: 0.47%, Frost BankFrost Bank1514 W Tyler Ave, Harlingen, TX 78550A+5.0 ★Texas Ratio: 2.51%, Lone Star National BankLone Star National Bank1901 N Ed Carey Dr, Harlingen, TX 78550A+5.0 ★Texas Ratio: 4.93%, PNC Bank N.A.PNC Bank N.A.115 E Van Buren Ave, Harlingen, TX 78550A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA222 E Van Buren Ave, Harlingen, TX 78550A+5.0 ★Texas Ratio: 4.14%, Texas Regional BankTexas Regional Bank2019 S 77 Sunshine Strip, Harlingen, TX 78550A5.0 ★Texas Ratio: 7.25%, Rally Credit UnionRally Credit Union202 Camelot Drive, Harlingen, TX 78550A+5.0 ★Texas Ratio: 4.20%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, and Security ServiceSecurity Service1410 N Ed Carey Dr, Harlingen, TX 78550 8229A5.0 ★Texas Ratio: 6.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Harlingen, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Harlingen are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Harlingen, Texas
Market share is the lender's share of all home loans closed in Harlingen, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Harlingen 1821 S 77 Sunshine Strip, Harlingen, TX 78550 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 7 | 1.1% | 77.8% | $236,428 | View |
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2 offices in Harlingen 405 North Stuart Place Road, Harlingen, TX 78552 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 6 | 1% | 100% | $140,000 | View |
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★ 5 stars, 1 review 1 office in Harlingen 1514 W Tyler Ave, Harlingen, TX 78550 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 4 +2 HELOCs |
0.6% | 21.1% | $62,500 | View |
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1 office in Harlingen 1901 N Ed Carey Dr, Harlingen, TX 78550 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 3 | 0.5% | 100% | $278,333 | View |
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★ 1.7 stars, 3 reviews 4 offices in Harlingen 115 E Van Buren Ave, Harlingen, TX 78550 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +7 HELOCs |
0.3% | 100% | $250,000 | View |
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1 office in Harlingen 222 E Van Buren Ave, Harlingen, TX 78550 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 100% | $195,000 | View |
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2 offices in Harlingen 2019 S 77 Sunshine Strip, Harlingen, TX 78550 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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202 Camelot Drive, Harlingen, TX 78550 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 29 | 4.6% | 67.9% | $168,793 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 18 +1 HELOCs |
2.9% | 90% | $172,777 | View |
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★ 5 stars, 1 review 1410 N Ed Carey Dr, Harlingen, TX 78550 8229 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 16 +5 HELOCs |
2.6% | 50% | $122,500 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 4 +2 HELOCs |
0.6% | 83.3% | $102,500 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.5% | 100% | $401,666 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 3 | 0.5% | 100% | $285,000 | |
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722 S Loop 499, Harlingen, TX 78550 2558 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 3 | 0.5% | 57.1% | $138,333 | View |
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1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.2% | 100% | $245,000 | |
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7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.2% | 50% | $35,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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2225 E Randol Mill Rd, Arlington, TX 76011 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
International Bank of Commerce
501 Dixieland Rd, Harlingen, TX 78552 |
Conventional | 1 | 0.2% | 50% | $25,000 | |
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2505 W LINCOLN ST, Harlingen, TX 78552 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.2% | 25% | $235,000 | View |
Texas National Bank
1414 Ruben M Torres Blvd, Brownsville, TX 78521 |
Conventional | 1 | 0.2% | 100% | $345,000 | |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Directions Equity, LLC
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Conventional, FHA, VA | 15 | 2.4% | 100% | $234,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 11 | 1.8% | 100% | $271,363 | |
Willow Bend Mortgage Company, LLC
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Conventional, FHA, VA, Jumbo | 9 | 1.4% | 90% | $395,000 | |
Right Start Mortgage, Inc
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Conventional, FHA, VA | 5 | 0.8% | 71.4% | $271,000 | |
Southwest Funding LP
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FHA | 5 | 0.8% | 100% | $231,000 | |
Nationstar Mortgage
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Conventional | 4 | 0.6% | 45.5% | $77,500 | |
Stonewood Home Lending, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $198,333 | |
Interlinc Mortgage Services, LLC
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FHA | 2 | 0.3% | 100% | $145,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $210,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $65,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Gardner Financial Services
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FHA | 1 | 0.2% | 100% | $195,000 | |
Genway Home Mortgage, Inc.
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VA | 1 | 0.2% | 33.3% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 33.3% | $85,000 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 57 | 9.1% | 74.4% | $202,894 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 53 | 8.5% | 87.3% | $283,301 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 36 | 5.8% | 94.7% | $285,833 | |
Newrez LLC
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Conventional, FHA, VA | 24 | 3.8% | 82.8% | $284,166 | |
Mortgage Research Center
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FHA, VA | 19 | 3% | 80% | $271,842 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 18 | 2.9% | 81.8% | $258,888 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 15 | 2.4% | 88.2% | $227,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 14 | 2.2% | 78.9% | $152,142 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 14 | 2.2% | 93.3% | $237,857 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 12 | 1.9% | 93.3% | $299,166 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 12 | 1.9% | 92.3% | $255,833 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 10 | 1.6% | 92.9% | $217,000 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 9 | 1.4% | 100% | $276,111 | |
Nations Lending Corporation
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Conventional, FHA | 9 | 1.4% | 100% | $170,555 | |
Geneva Financial LLC
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Conventional, FHA | 9 | 1.4% | 100% | $198,333 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 8 | 1.3% | 100% | $235,000 | View |
Movement Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.1% | 100% | $289,285 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 7 | 1.1% | 100% | $192,142 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 6 | 1% | 100% | $293,333 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 1% | 54.5% | $136,666 | |
Lower, LLC
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FHA, VA | 6 | 1% | 100% | $241,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 5 | 0.8% | 83.3% | $177,000 | View |
Mortgage Financial Services
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FHA | 5 | 0.8% | 100% | $201,000 | |
21St Mortgage
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Conventional | 5 | 0.8% | 22.7% | $59,000 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.6% | 50% | $192,500 | |
American Financial Resources LLC
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Conventional, FHA | 4 | 0.6% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 4 | 0.6% | 28.6% | $180,000 | View |
Securitynational Mortgage Company
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FHA | 4 | 0.6% | 85.7% | $237,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 0.6% | 23.5% | $65,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 3 | 0.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA | 3 | 0.5% | 75% | $175,000 | View |
Discover Bank
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Conventional | 3 | 0.5% | 37.5% | $75,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.5% | 71.4% | $261,666 | |
The Loan Store, Inc
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Conventional | 3 | 0.5% | 80% | $128,333 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, VA | 3 | 0.5% | 100% | $175,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 22.2% | $65,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $100,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.3% | 100% | $245,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.3% | 100% | $305,000 | View |
PHH Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $105,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.3% | 100% | $185,000 | |
Sun West Mortgage Company, Inc
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Conventional | 2 | 0.3% | 75% | $170,000 | |
SIRVA Mortgage, Inc.
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Conventional, VA | 2 | 0.3% | 66.7% | $260,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.3% | 100% | $250,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $65,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $355,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
VA | 1 | 0.2% | 100% | $185,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 25% | $75,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.2% | 50% | $345,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.2% | 100% | $515,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $155,000 | |
Churchill Mortgage Corporation
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VA | 1 | 0.2% | 100% | $195,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 50% | $255,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Waterstone Mortgage Corporation
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VA | 1 | 0.2% | 100% | $405,000 | |
Integrity Home Mortgage Corporation
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VA | 1 | 0.2% | 100% | $175,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $805,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
Zillow Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.2% | 100% | $475,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.2% | 100% | $205,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Paramount Residential Mortgage
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VA | 1 | 0.2% | 50% | $185,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 50% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Harlingen Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Harlingen, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Harlingen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Harlingen in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Harlingen, TX
Use these to narrow the list above. Each category shows how many Harlingen, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Harlingen, TX
Independent mortgage companies closed 77.5 percent of home loans in Harlingen, Texas in 2025, banks 10.9 percent and credit unions 11.7 percent. Everett Financial, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Rally Credit Union the largest credit union. Among lenders headquartered in Texas, First Community Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Harlingen, TX
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Harlingen, Texas with 7 loans, about 1.1 percent of the market. The largest lender headquartered in Texas was First Community Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Harlingen, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 87.3 percent, against a 76.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
49 lenders closed FHA loans in Harlingen, Texas in 2025, led by United Wholesale Mortgage with 21. 33 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 15 credit unions closed home loans in Harlingen, Texas in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Harlingen, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Harlingen, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Harlingen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
