Mortgage Lenders and Brokers in Garland, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Garland, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA111 S Garland Ave, Garland, TX 75040A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1110 Northwest Hwy, Garland, TX 75041A+5.0 ★Texas Ratio: 4.14%, Prosperity BankProsperity Bank2218 N Jupiter Rd, Garland, TX 75044A+5.0 ★Texas Ratio: 1.58%, Wells Fargo Bank NAWells Fargo Bank NA3432 W Buckingham Rd, Garland, TX 75042A+5.0 ★Texas Ratio: 5.36%, Frost BankFrost Bank5225 N Garland Ave, Garland, TX 75040A+5.0 ★Texas Ratio: 2.51%, PNC Bank N.A.PNC Bank N.A.111 N Glenbrook Dr, Garland, TX 75040A+5.0 ★Texas Ratio: 4.24%, America'S Credit UnionAmerica'S Credit Union2154 FOREST LN, GARLAND, TX 75042A+5.0 ★Texas Ratio: 2.52%, Harmony BankHarmony Bank1919 S Shiloh Road Suite 100 Lb 30, Garland, TX 75042A+5.0 ★Texas Ratio: 0.07%, Truist BankTruist Bank2720 Belt Line Rd, Garland, TX 75044A+5.0 ★Texas Ratio: 2.87%, and Huntington National BankHuntington National Bank1001 Main St, Garland, TX 75040A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Garland, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Garland are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Garland, Texas
Market share is the lender's share of all home loans closed in Garland, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7 offices in Garland 111 S Garland Ave, Garland, TX 75040 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 76 | 3.3% | 75.5% | $250,921 | View |
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4 offices in Garland 1110 Northwest Hwy, Garland, TX 75041 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 31 +33 HELOCs |
1.3% | 73.8% | $290,483 | View |
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★ 1 stars, 1 review 1 office in Garland 2218 N Jupiter Rd, Garland, TX 75044 A+5.0 ★Texas Ratio: 1.58% |
Conventional, FHA | 29 | 1.3% | 82.9% | $240,172 | View |
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3 offices in Garland 3432 W Buckingham Rd, Garland, TX 75042 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 16 | 0.7% | 72.7% | $211,250 | View |
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★ 5 stars, 1 review 2 offices in Garland 5225 N Garland Ave, Garland, TX 75040 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 13 +10 HELOCs |
0.6% | 54.2% | $112,692 | View |
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★ 1.7 stars, 3 reviews 2 offices in Garland 111 N Glenbrook Dr, Garland, TX 75040 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +17 HELOCs |
0.2% | 66.7% | $252,500 | View |
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2154 FOREST LN, GARLAND, TX 75042 A+5.0 ★Texas Ratio: 2.52% |
Conventional | 4 | 0.2% | 66.7% | $192,500 | View |
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1 office in Garland 1919 S Shiloh Road Suite 100 Lb 30, Garland, TX 75042 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 4 | 0.2% | 100% | $227,500 | View |
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★ 1 stars, 1 review 2 offices in Garland 2720 Belt Line Rd, Garland, TX 75044 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +13 HELOCs |
0.1% | 66.7% | $385,000 | View |
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1 office in Garland 1001 Main St, Garland, TX 75040 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.1% | 100% | $405,000 | View |
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2 offices in Garland 1801 Marketplace Dr, Garland, TX 75041 A4.7 ★Texas Ratio: 3.20% |
Conventional, VA | 2 | 0.1% | 100% | $255,000 | View |
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1 office in Garland 2245 W Campbell Rd, Garland, TX 75044 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $245,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA, VA, HELOC | 54 +1 HELOCs |
2.3% | 94.7% | $272,962 | |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional, FHA | 31 | 1.3% | 100% | $245,322 | View |
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626 Austin St, Garland, TX 75040 A+5.0 ★Texas Ratio: 4.22% |
Conventional, HELOC | 20 +2 HELOCs |
0.9% | 42.9% | $125,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, VA, HELOC | 18 +3 HELOCs |
0.8% | 81.8% | $342,777 | View |
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5021 N Garland Ave, Garland, TX 75040 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 15 | 0.6% | 78.3% | $276,333 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 14 +2 HELOCs |
0.6% | 93.3% | $266,428 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 12 | 0.5% | 85.7% | $261,666 | View |
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1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 10 | 0.4% | 100% | $294,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 10 | 0.4% | 100% | $280,000 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA | 9 | 0.4% | 100% | $363,888 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 7 | 0.3% | 77.8% | $220,714 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional, FHA | 6 | 0.3% | 75% | $208,333 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional, FHA | 6 | 0.3% | 100% | $245,000 | View |
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5175 N President George Bush Hwy, Garland, TX 75040 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 5 +1 HELOCs |
0.2% | 61.5% | $103,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 5 | 0.2% | 83.3% | $295,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 4 | 0.2% | 100% | $280,000 | |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 3 +3 HELOCs |
0.1% | 100% | $231,666 | View |
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2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30% |
Conventional | 3 | 0.1% | 100% | $241,666 | View |
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11220 N Lamar Blvd, Austin, TX 78753 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 3 | 0.1% | 75% | $501,666 | View |
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8111 Douglas Avenue, Dallas, TX 75225 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 0.1% | 75% | $218,333 | View |
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2011 N Hampton Rd, De Soto, TX 75115 A5.0 ★Texas Ratio: 6.63% |
Conventional | 3 | 0.1% | 100% | $211,666 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 50% | $310,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.1% | 22.2% | $270,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional, FHA | 2 | 0.1% | 100% | $355,000 | View |
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1212 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 8.17% |
Conventional | 2 | 0.1% | 100% | $240,000 | View |
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220 E 8th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 2 | 0.1% | 100% | $390,000 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 2 | 0.1% | 40% | $210,000 | View |
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1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113 A5.0 ★Texas Ratio: 11.58% |
Conventional | 2 | 0.1% | 50% | $150,000 | View |
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1200 Main St, Garland, TX 75040 A+5.0 ★Texas Ratio: 1.84% |
Conventional | 2 | 0.1% | 100% | $200,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +6 HELOCs |
0% | 66.7% | $45,000 | View |
Southwest Airlines FCU
801 W Euless Blvd Ste 104, Euless, TX 76040 4438 |
Conventional | 1 | 0% | 100% | $25,000 | |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 0% | 100% | $75,000 | |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0% | 33.3% | $385,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0% | 50% | $335,000 | View |
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900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
FHA | 1 | 0% | 100% | $295,000 | View |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0% | 100% | $75,000 | View |
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16400 Dallas Pkwy, Dallas, TX 75248 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 0% | 100% | $195,000 | View |
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12900 Preston Rd, Dallas, TX 75230 A5.0 ★Texas Ratio: 10.34% |
Conventional | 1 | 0% | 50% | $365,000 | View |
Veritex Community Bank
1001 Main St, Garland, TX 75040 |
Conventional | 1 | 0% | 100% | $265,000 | |
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4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0% | 100% | $85,000 | View |
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118 N Garfield Ave, Rotan, TX 79546 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0% | 100% | $525,000 | View |
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12700 Park Central Dr, Dallas, TX 75251 A5.0 ★Texas Ratio: 8.52% |
Conventional | 1 | 0% | 100% | $335,000 | View |
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1431 E Spring Valley Rd, Richardson, TX 75081 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0% | 50% | $225,000 | View |
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8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0% | 50% | $135,000 | View |
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3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0% | 100% | $15,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0% | 25% | $155,000 | |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0% | 33.3% | $315,000 | View |
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401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional | 1 | 0% | 100% | $245,000 | View |
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3720 Jefferson St, Austin, TX 78731 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0% | 100% | $205,000 | View |
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1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20% |
Conventional | 1 | 0% | 100% | $225,000 | View |
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1750 Valley View Ln Ste 110, Farmers Branch, TX 75234 9024 A+5.0 ★Texas Ratio: 0.59% |
Conventional | 1 | 0% | 100% | $65,000 | View |
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101 N Garland Ave, Garland, TX 75040 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0% | 100% | $265,000 | View |
Cadence Lending Group, Inc.
134 N Marcus St, Alto, TX 75925 |
FHA | 1 | 0% | 100% | $455,000 | |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0% | 100% | $255,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 1 | 0% | 100% | $315,000 | View |
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107 N Phillips St, Bullard, TX 75757 A5.0 ★Texas Ratio: 6.23% |
Conventional | 1 | 0% | 100% | $245,000 | View |
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2100 W White St, Anna, TX 75409 A5.0 ★Texas Ratio: 11.09% |
Conventional | 1 | 0% | 100% | $275,000 | View |
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3637 N Buckner Blvd, Dallas, TX 75228 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 0% | 100% | $165,000 | View |
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2527 Royal Ln, Dallas, TX 75229 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0% | 100% | $295,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0% | 100% | $85,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0% | 100% | $305,000 | View |
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4500 Preston Rd, Frisco, TX 75034 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0% | 100% | $65,000 | View |
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5021 N Garland Ave, Garland, TX 75040 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +83 HELOCs |
0% | n/a | View | |
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3910 S Treadaway Blvd, Abilene, TX 79602 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 161 | 6.9% | 89.1% | $383,012 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional, FHA, VA, Jumbo | 35 | 1.5% | 97.4% | $272,142 | |
Nationstar Mortgage
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Conventional, FHA, VA | 25 | 1.1% | 80.6% | $159,800 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 22 | 0.9% | 95.8% | $306,818 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 15 | 0.6% | 100% | $331,000 | |
Primelending
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Conventional, FHA | 13 | 0.6% | 92.9% | $328,846 | |
Brookhollow Mortgage Services, Ltd
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Conventional, FHA | 13 | 0.6% | 100% | $378,076 | |
Sfmc, LP
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Conventional, FHA | 13 | 0.6% | 100% | $311,923 | |
SWBC Mortgage Corporation
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Conventional, FHA | 10 | 0.4% | 100% | $311,000 | |
Integrity Mortgage Corporation of Texas
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Conventional, FHA | 10 | 0.4% | 100% | $279,000 | |
Southwest Funding LP
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Conventional, FHA | 8 | 0.3% | 81.8% | $227,500 | |
Network Funding, L.P.
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Conventional, FHA | 7 | 0.3% | 58.3% | $245,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 7 | 0.3% | 87.5% | $306,428 | |
Click n' Close, Inc.
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Conventional, FHA | 5 | 0.2% | 100% | $161,000 | |
Jacqueline Montanez
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Conventional | 4 | 0.2% | 100% | $97,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.2% | 66.7% | $222,500 | View |
Gardner Financial Services
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Conventional, FHA | 3 | 0.1% | 100% | $308,333 | |
Gsb Mortgage, Inc.
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Conventional | 3 | 0.1% | 100% | $241,666 | |
American Airlines Federal Cred
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Conventional, HELOC | 2 +3 HELOCs |
0.1% | 100% | $180,000 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA | 2 | 0.1% | 100% | $350,000 | |
Willow Bend Mortgage Company, LLC
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Conventional, FHA | 2 | 0.1% | 100% | $405,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.1% | 50% | $340,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0% | 100% | $175,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0% | 100% | $205,000 | |
Directions Equity, LLC
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FHA | 1 | 0% | 100% | $275,000 | |
Republic State Mortgage Company
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FHA | 1 | 0% | 100% | $225,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 0% | 100% | $55,000 | View |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0% | 100% | $165,000 | View |
Encompass Lending Group, L.P.
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FHA | 1 | 0% | 100% | $275,000 | |
Certified Funding, L.P.
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Conventional | 1 | 0% | 50% | $75,000 | |
First Continental Mortgage, Ltd.
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FHA | 1 | 0% | 100% | $375,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 267 | 11.5% | 86% | $296,610 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 242 | 10.4% | 79.2% | $238,884 | View |
American Portfolio Mortgage Corporation
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Conventional, FHA, VA | 85 | 3.7% | 88.5% | $276,411 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 54 | 2.3% | 94.7% | $297,777 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 39 | 1.7% | 71.9% | $266,282 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 32 +6 HELOCs |
1.4% | 77.3% | $225,625 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, HELOC | 26 +1 HELOCs |
1.1% | 93.1% | $323,076 | |
Newrez LLC
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Conventional, FHA, VA | 26 | 1.1% | 49.1% | $239,230 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 26 | 1.1% | 57.4% | $200,384 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 24 | 1% | 87.9% | $315,416 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 24 | 1% | 93.5% | $241,666 | |
New American Funding, LLC.
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Conventional, FHA, VA | 20 | 0.9% | 80% | $236,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 19 +7 HELOCs |
0.8% | 95% | $275,000 | |
AmWest Funding Corp
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Conventional, FHA | 19 | 0.8% | 95% | $283,421 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
0.7% | 100% | $312,500 | |
Cadence Bank
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Conventional, FHA | 16 | 0.7% | 94.1% | $302,500 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 16 | 0.7% | 95% | $254,375 | View |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 16 | 0.7% | 100% | $285,000 | |
New Wave Lending Group Inc
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Conventional | 15 | 0.6% | 100% | $269,666 | |
The Mortgage Link, Inc.
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Conventional, FHA, VA | 15 | 0.6% | 94.1% | $287,000 | |
Provident Funding Associates
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Conventional | 13 | 0.6% | 86.7% | $304,230 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 12 | 0.5% | 84.2% | $246,666 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 12 | 0.5% | 92.3% | $262,500 | |
Zillow Home Loans, LLC
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Conventional, VA | 12 | 0.5% | 75% | $300,833 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 12 | 0.5% | 100% | $266,666 | |
Securitynational Mortgage Company
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Conventional, FHA | 11 | 0.5% | 91.7% | $282,272 | |
Mortgage Research Center
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VA | 11 | 0.5% | 47.8% | $346,818 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
0.4% | 100% | $266,111 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 9 | 0.4% | 25.4% | $275,000 | |
Kind Lending, LLC
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Conventional, FHA | 9 | 0.4% | 60% | $249,444 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 9 | 0.4% | 75% | $201,666 | View |
Royal United Mortgage LLC
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Conventional | 8 | 0.3% | 75% | $142,500 | |
Equity Prime Mortgage LLC
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FHA, VA | 8 | 0.3% | 88.9% | $323,750 | |
M/I Financial. LLC
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Conventional, FHA | 8 | 0.3% | 100% | $361,250 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 8 | 0.3% | 100% | $326,250 | |
Carrington Mortgage Services LLC
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Conventional | 8 | 0.3% | 34.6% | $250,000 | |
Goodleap, LLC
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Conventional, HELOC | 7 +4 HELOCs |
0.3% | 77.8% | $173,571 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 7 | 0.3% | 70% | $255,000 | View |
Guidance Residential, LLC
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Conventional | 7 | 0.3% | 100% | $369,285 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 7 | 0.3% | 53.8% | $297,857 | |
PHH Mortgage Corporation
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Conventional | 7 | 0.3% | 100% | $266,428 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 7 | 0.3% | 100% | $250,714 | View |
Nqm Funding, LLC
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Conventional, FHA | 7 | 0.3% | 100% | $239,285 | |
Discover Bank
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Conventional | 7 | 0.3% | 17.9% | $73,571 | |
Sun West Mortgage Company, Inc
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Conventional, FHA, VA | 7 | 0.3% | 66.7% | $266,428 | |
Uif Corporation
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Conventional | 7 | 0.3% | 100% | $406,428 | |
Better Mortgage Corporation
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Conventional, FHA, VA | 7 | 0.3% | 50% | $250,714 | |
Summit Funding.Inc
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Conventional, FHA | 7 | 0.3% | 87.5% | $152,142 | |
Spring Eq, LLC
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Conventional, HELOC | 6 +6 HELOCs |
0.3% | 26.9% | $90,000 | |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 6 | 0.3% | 100% | $353,333 | View |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 6 | 0.3% | 17.1% | $146,666 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 6 | 0.3% | 100% | $301,666 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA | 5 | 0.2% | 100% | $337,000 | |
Mortgage Financial Services
|
Conventional, FHA, VA | 5 | 0.2% | 100% | $333,000 | |
Nfm, Inc
|
Conventional, FHA | 5 | 0.2% | 100% | $255,000 | |
Churchill Mortgage Corporation
|
Conventional, FHA, VA | 5 | 0.2% | 71.4% | $245,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
0.2% | 100% | $355,000 | |
American Financial Resources LLC
|
Conventional, FHA | 4 | 0.2% | 100% | $315,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 4 | 0.2% | 100% | $207,500 | |
Flexpoint, Inc.
|
Conventional | 4 | 0.2% | 100% | $217,500 | |
Land Home Financial Services,
|
FHA | 4 | 0.2% | 100% | $257,500 | |
T2 Financial LLC
|
FHA | 4 | 0.2% | 100% | $257,500 | |
Lower, LLC
|
Conventional | 4 | 0.2% | 100% | $207,500 | |
Florida Capital Bank, N.A
|
Conventional | 4 | 0.2% | 100% | $215,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 4 | 0.2% | 100% | $230,000 | |
HomeBridge Financial Services, Inc
|
Conventional, FHA, HELOC | 3 +9 HELOCs |
0.1% | 100% | $231,666 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, VA | 3 | 0.1% | 75% | $298,333 | |
Deephaven Mortgage LLC
|
Conventional | 3 | 0.1% | 100% | $185,000 | |
Platinum Eagle Mortgage, LLC
|
Conventional, FHA | 3 | 0.1% | 75% | $358,333 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 3 | 0.1% | 75% | $128,333 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 3 | 0.1% | 100% | $238,333 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 3 | 0.1% | 100% | $178,333 | View |
Nexera Holding LLC
|
Conventional | 3 | 0.1% | 100% | $248,333 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 0.1% | 100% | $251,666 | View |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 3 | 0.1% | 100% | $238,333 | View |
Champions Funding, LLC
|
Conventional | 3 | 0.1% | 60% | $238,333 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +7 HELOCs |
0.1% | 40% | $145,000 | View |
Pentagon Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 40% | $340,000 | |
Originpoint, LLC
|
Conventional, FHA | 2 | 0.1% | 100% | $340,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 2 | 0.1% | 100% | $200,000 | |
First Community Mortgage, Inc.
|
Conventional | 2 | 0.1% | 100% | $300,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 0.1% | 100% | $335,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.1% | 66.7% | $275,000 | View |
|
A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 2 | 0.1% | 100% | $185,000 | View |
Resicentral LLC
|
Conventional | 2 | 0.1% | 100% | $260,000 | |
Bridgeway Lending Partners, LLC
|
Conventional | 2 | 0.1% | 100% | $200,000 | |
|
A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA | 2 | 0.1% | 100% | $240,000 | View |
Constant Investments, Inc
|
Conventional | 2 | 0.1% | 100% | $320,000 | |
PFN Lending Group, Inc.
|
Conventional, VA | 2 | 0.1% | 100% | $205,000 | |
Bay Equity LLC
|
Conventional | 2 | 0.1% | 100% | $280,000 | |
Strong Home Mortgage, LLC
|
FHA | 2 | 0.1% | 100% | $230,000 | |
First Colony Mortgage Corporat
|
FHA | 2 | 0.1% | 100% | $355,000 | |
Mid-Continent Funding, Inc.
|
Conventional, VA | 2 | 0.1% | 100% | $195,000 | |
Greenbox Loans
|
Conventional | 2 | 0.1% | 100% | $335,000 | |
First Option Mortgage, LLC
|
Conventional | 2 | 0.1% | 100% | $245,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional, FHA | 2 | 0.1% | 100% | $310,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.1% | 100% | $255,000 | View |
Waterstone Mortgage Corporation
|
Conventional, FHA | 2 | 0.1% | 100% | $295,000 | |
Castle & Cooke Mortgage, LLC
|
Conventional, FHA | 2 | 0.1% | 100% | $155,000 | |
Bank Ozk
|
Conventional | 2 | 0.1% | 100% | $295,000 | |
V.I.P. Mortgage, Inc.
|
FHA | 2 | 0.1% | 100% | $280,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 2 | 0.1% | 40% | $185,000 | |
Leaderone Financial Corp.
|
Conventional | 2 | 0.1% | 100% | $205,000 | |
Village Capital & Investment
|
FHA | 2 | 0.1% | 50% | $345,000 | |
|
A+5.0 ★Texas Ratio: 3.47% |
FHA | 1 | 0% | 100% | $435,000 | View |
Liberty Federal Credit Union
|
Conventional | 1 | 0% | 100% | $195,000 | |
Jet Direct Funding Corp.
|
Conventional | 1 | 0% | 100% | $95,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0% | 100% | $295,000 | View |
Servion
|
Conventional | 1 | 0% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 3.62% |
FHA | 1 | 0% | 50% | $275,000 | View |
Farmers Insurance Federal Credit Union
|
Conventional | 1 | 0% | 100% | $385,000 | |
NOVA Financial & Investment Corporation
|
FHA | 1 | 0% | 100% | $315,000 | |
Dart Bank
|
VA | 1 | 0% | 100% | $405,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0% | 100% | $375,000 | View |
Filo Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $255,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0% | 50% | $155,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0% | 33.3% | $345,000 | |
Data Mortgage, Inc
|
FHA | 1 | 0% | 100% | $405,000 | |
Chartway FCU
|
Conventional | 1 | 0% | 100% | $25,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0% | 100% | $465,000 | View |
Acre Mortgage & Financial, Inc.
|
Conventional | 1 | 0% | 100% | $225,000 | |
City 1st Mortgage Services, LC
|
Conventional | 1 | 0% | 100% | $345,000 | |
Standard Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $405,000 | |
Royal Pacific Funding
|
Conventional | 1 | 0% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 3.64% |
Conventional | 1 | 0% | 100% | $365,000 | View |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0% | 100% | $305,000 | View |
American Financing Corporation
|
FHA | 1 | 0% | 12.5% | $575,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $465,000 | |
Weichert Financial Services
|
Conventional | 1 | 0% | 100% | $355,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 0% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 3.89% |
Conventional | 1 | 0% | 100% | $215,000 | View |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0% | 100% | $365,000 | View |
Beeline Loans, Inc.
|
Conventional | 1 | 0% | 100% | $185,000 | |
Credence Funding Corporation
|
VA | 1 | 0% | 100% | $295,000 | |
Reliable Holdings Manager dba Lendz Financial
|
Conventional | 1 | 0% | 100% | $515,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0% | 75% | $355,000 | |
Integrity Home Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $185,000 | |
First Bank and Trust Co
|
Conventional | 1 | 0% | 100% | $305,000 | |
|
A5.0 ★Texas Ratio: 8.69% |
Conventional | 1 | 0% | 100% | $385,000 | View |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0% | 40% | $205,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0% | 100% | $435,000 | View |
Nasa Federal Credit Union
|
Conventional | 1 | 0% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 0% | 100% | $195,000 | View |
Member First Mortgage, LLC
|
Conventional | 1 | 0% | 50% | $195,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0% | 100% | $295,000 | View |
Towne Mortgage Company
|
Conventional | 1 | 0% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0% | 100% | $345,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0% | 66.7% | $355,000 | |
Geo-Corp, Inc.
|
Conventional | 1 | 0% | 100% | $235,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0% | 100% | $195,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0% | 100% | $275,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0% | 50% | $215,000 | View |
Nmsi, Inc.
|
Conventional | 1 | 0% | 100% | $345,000 | |
Consumers Credit Union
|
Conventional | 1 | 0% | 100% | $235,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0% | 100% | $525,000 | View |
Loan Simple, Inc.
|
FHA | 1 | 0% | 100% | $225,000 | |
Mason-McDuffie Mortgage Corporation
|
FHA | 1 | 0% | 100% | $305,000 | |
Goprime Mortgage, Inc.
|
VA | 1 | 0% | 100% | $465,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0% | 100% | $355,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0% | 100% | $415,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +11 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +8 HELOCs |
0% | n/a |
Garland Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Garland, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Garland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Garland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Garland, TX
Use these to narrow the list above. Each category shows how many Garland, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Garland, TX
Independent mortgage companies closed 75.7 percent of home loans in Garland, Texas in 2025, banks 19.9 percent and credit unions 4.3 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and America'S Credit Union the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 29 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Garland, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Garland, Texas with 76 loans, about 3.3 percent of the market. The largest lender headquartered in Texas was Prosperity Bank with 29 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Garland, Texas, Everett Financial, Inc. approved the highest share of completed applications in 2025 at 94.7 percent, against a 78.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
107 lenders closed FHA loans in Garland, Texas in 2025, led by DHI Mortgage Company, LTD. with 83. 45 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 88 banks and 28 credit unions closed home loans in Garland, Texas in 2025, alongside 156 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Garland, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Garland, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Garland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
