☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Texas / Flower Mound

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Flower Mound, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Flower Mound, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4101 Cross Timbers Rd, Flower Mound, TX 75028A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank5851 Long Prairie Road, Flower Mound, TX 75028A+5.0 ★Texas Ratio: 2.51%, Bank of America NABank of America NA1051 Flower Mound Rd, Flower Mound, TX 75028A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1200 Flower Mound Rd, Flower Mound, TX 75028A+5.0 ★Texas Ratio: 5.36%, American National Bank & TrustAmerican National Bank & Trust1201 Cross Timbers Rd, Flower Mound, TX 75028A5.0 ★Texas Ratio: 7.83%, PNC Bank N.A.PNC Bank N.A.2631 Cross Timbers Rd, Flower Mound, TX 75028A+5.0 ★Texas Ratio: 4.24%, Southstate Bank, National AssociationSouthstate Bank, National Association2881 Cross Timbers Rd, Flower Mound, TX 75028A+5.0 ★Texas Ratio: 2.27%, DatcuDatcu2935 Long Prairie Rd, FLOWER MOUND, TX 75022A+5.0 ★Texas Ratio: 0.64%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, and Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Flower Mound, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Flower Mound are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Flower Mound, Texas

Market share is the lender's share of all home loans closed in Flower Mound, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 4 offices in Flower Mound 4101 Cross Timbers Rd, Flower Mound, TX 75028 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	32	2.6%	86.5%	$472,187	View
Frost Bank ★ 5 stars, 1 review 1 office in Flower Mound 5851 Long Prairie Road, Flower Mound, TX 75028 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	29 +28 HELOCs	2.4%	72.5%	$217,068	View
Bank of America NA 3 offices in Flower Mound 1051 Flower Mound Rd, Flower Mound, TX 75028 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	11 +55 HELOCs	0.9%	84.6%	$520,454	View
Wells Fargo Bank NA 2 offices in Flower Mound 1200 Flower Mound Rd, Flower Mound, TX 75028 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	8	0.7%	88.9%	$368,750	View
American National Bank & Trust 1 office in Flower Mound 1201 Cross Timbers Rd, Flower Mound, TX 75028 A5.0 ★Texas Ratio: 7.83%	Conventional	5	0.4%	100%	$175,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Flower Mound 2631 Cross Timbers Rd, Flower Mound, TX 75028 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +19 HELOCs	0.3%	80%	$470,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Flower Mound 2881 Cross Timbers Rd, Flower Mound, TX 75028 A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0.1%	50%	$425,000	View
Datcu 2935 Long Prairie Rd, FLOWER MOUND, TX 75022 A+5.0 ★Texas Ratio: 0.64%	Conventional, HELOC	20 +3 HELOCs	1.6%	83.3%	$210,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	13	1.1%	92.9%	$718,076	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA, VA, Jumbo	13	1.1%	100%	$441,153
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA, Jumbo	12	1%	100%	$512,500	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, VA, Jumbo, HELOC	11 +4 HELOCs	0.9%	100%	$445,000	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, Jumbo, HELOC	8 +5 HELOCs	0.7%	100%	$257,500	View
Texans Credit Union 406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22%	Conventional, HELOC	6 +1 HELOCs	0.5%	66.7%	$131,666	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.5%	100%	$656,666	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$525,000	View
Texas Regional Bank 1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25%	Conventional	4	0.3%	80%	$552,500	View
Texas Trust Credit Union 2501 Flower Mound Rd, Flower Mound, TX 75028 A5.0 ★Texas Ratio: 6.31%	Conventional	4	0.3%	100%	$75,000	View
Southwest Airlines FCU 801 W Euless Blvd Ste 104, Euless, TX 76040 4438	Conventional	3	0.2%	100%	$181,666
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	3	0.2%	100%	$355,000	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional, Jumbo	3	0.2%	100%	$788,333	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	2 +6 HELOCs	0.2%	100%	$360,000	View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +6 HELOCs	0.2%	66.7%	$525,000	View
Home Bank National Association 105 E Parkwood Ave, Friendswood, TX 77546 A5.0 ★Texas Ratio: 8.03%	Conventional, Jumbo	2	0.2%	100%	$835,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	33.3%	$430,000	View
Texas Security Bank 5151 Belt Line Road, Dallas, TX 75254 A+5.0 ★Texas Ratio: 3.46%	Conventional	2	0.2%	100%	$455,000	View
Prosperity Bank ★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo	2	0.2%	50%	$605,000	View
Texas Tech Federal Credit Union 4001 Catclaw Dr, Abilene, TX 79606	Conventional	2	0.2%	100%	$265,000
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA	2	0.2%	66.7%	$360,000	View
Fifth Third Bank, National Association 805 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	2	0.2%	100%	$890,000	View
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional, Jumbo	2	0.2%	100%	$1,295,000	View
American National Bank of Texa 720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41%	Conventional, Jumbo	2	0.2%	100%	$670,000	View
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$555,000	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$45,000	View
Simmons Bank 3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$415,000	View
Alliance Credit Union 9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84%	Conventional	1	0.1%	100%	$545,000	View
Sierra Lending Group 1801 Cross Timbers Rd, Flower Mound, TX 75028 A5.0 ★Texas Ratio: 8.39%	Conventional	1	0.1%	100%	$495,000	View
First Community Credit Union 1600 E Main St, Alice, TX 78332	Conventional	1	0.1%	33.3%	$525,000
Aspire Home Loans 900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15%	Conventional	1	0.1%	100%	$655,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional	1	0.1%	100%	$705,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional	1	0.1%	100%	$785,000	View
Trinity Capital Bank of Texas 1301 N Riverfront Blvd, Dallas, TX 75207 A+5.0 ★Texas Ratio: 3.35%	Conventional	1	0.1%	100%	$385,000	View
LibertyOne Credit Union 2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30%	Conventional	1	0.1%	100%	$105,000	View
Veritex Community Bank 3800 Matlock Rd, Arlington, TX 76015	Conventional	1	0.1%	100%	$505,000
Southside Bank 2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90%	Conventional	1	0.1%	100%	$85,000	View
Herring Bank 45th And Bell Street, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 4.68%	Conventional	1	0.1%	100%	$485,000	View
First State Bank 433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77%	Conventional	1	0.1%	100%	$305,000	View
Pinnacle Bank 1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89%	Conventional	1	0.1%	100%	$505,000	View
Fort Worth City Credit Union 2309 Montgomery St, Fort Worth, TX 76107 4520 A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$585,000	View
Susser Bank 2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02%	Conventional	1	0.1%	100%	$585,000	View
Armed Forces Bank, N.A. 1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$585,000	View
Inwood National Bank 1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84%	Conventional	1	0.1%	100%	$495,000	View
HomeBank Texas 3637 N Buckner Blvd, Dallas, TX 75228 A+5.0 ★Texas Ratio: 4.76%	Conventional, Jumbo	1	0.1%	100%	$2,925,000	View
Woori America Bank 14028 N Highway 183, Austin, TX 78717 A5.0 ★Texas Ratio: 11.01%	Conventional	1	0.1%	100%	$325,000	View
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$355,000	View
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	Conventional	1	0.1%	100%	$205,000	View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +20 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +5 HELOCs	0%	n/a		View
Amarillo National Bank 1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89%	HELOC	0 +1 HELOCs	0%	n/a		View
Regions Bank 3451 Long Prairie Rd, Flower Mound, TX 75022 A+5.0 ★Texas Ratio: 4.37%	HELOC	0 +1 HELOCs	0%	50%		View
Fort Worth Community Credit Union 3548 Long Prairie Rd, Flower Mound, TX 75022	HELOC	0 +1 HELOCs	0%	n/a
United Heritage Credit Union 12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63%	HELOC	0 +1 HELOCs	0%	n/a		View
Clm Mortgage, Inc	Conventional, VA, Jumbo	23	1.9%	96.4%	$683,695
Nationstar Mortgage	Conventional, VA	20	1.6%	95.2%	$363,500
Ark-La-Tex Financial Services LLC	Conventional, FHA	12	1%	100%	$507,500
American Airlines Federal Cred	Conventional, HELOC	11 +12 HELOCs	0.9%	100%	$520,454
Primelending	Conventional	9	0.7%	100%	$380,555
Sfmc, LP	Conventional, FHA, VA	9	0.7%	81.8%	$507,222
Network Funding, L.P.	Conventional	7	0.6%	77.8%	$397,857
Highlands Residential Mortgage, Ltd.	Conventional, Jumbo	7	0.6%	100%	$702,142
Right Start Mortgage, Inc	Conventional	7	0.6%	100%	$352,142
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, FHA	5	0.4%	100%	$441,000
Integrity Mortgage Corporation of Texas	Conventional, VA	4	0.3%	100%	$410,000
Certified Funding, L.P.	Conventional	4	0.3%	66.7%	$182,500
DHI Mortgage Company, LTD.	Conventional, FHA	4	0.3%	66.7%	$475,000
SWBC Mortgage Corporation	Conventional, VA	3	0.2%	100%	$531,666
Republic State Mortgage Company	Conventional, FHA	3	0.2%	100%	$425,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	75%	$245,000	View
Envoy Mortgage, Ltd	Conventional	2	0.2%	100%	$440,000
Willow Bend Mortgage Company, LLC	Conventional, Jumbo	2	0.2%	100%	$805,000
Gsb Mortgage, Inc.	Conventional	2	0.2%	100%	$355,000
Red Diamond Home Loans, LLC	Conventional, FHA	2	0.2%	100%	$385,000
Southwest Funding LP	Conventional	2	0.2%	100%	$435,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$405,000
Aaxy LLC	Conventional	1	0.1%	100%	$415,000
Encompass Lending Group, L.P.	Conventional	1	0.1%	100%	$565,000
Jacqueline Montanez	Conventional	1	0.1%	100%	$125,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	160	13.1%	91.2%	$580,687
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo	113	9.3%	78.2%	$382,168	View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	35 +2 HELOCs	2.9%	97.2%	$512,142
Pennymac Loan Services LLC	Conventional, FHA, VA	33	2.7%	84.6%	$367,121
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	32 +1 HELOCs	2.6%	100%	$409,375
Fairway Independent Mort Corp	Conventional, FHA, VA	32	2.6%	100%	$458,125
Provident Funding Associates	Conventional	23	1.9%	88.5%	$520,217
Prosperity Home Mortgage, LLC	Conventional, VA, Jumbo	18	1.5%	100%	$546,666
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	18	1.5%	66.7%	$232,777
Freedom Mortgage Corporation	Conventional, FHA, VA	17	1.4%	95.2%	$439,705
Better Mortgage Corporation	Conventional, FHA, VA, Jumbo	15	1.2%	68.2%	$441,666
Spring Eq, LLC	Conventional, Jumbo, HELOC	11 +4 HELOCs	0.9%	42.9%	$185,909
American Portfolio Mortgage Corporation	Conventional, FHA, VA, Jumbo	11	0.9%	100%	$444,090
The Loan Store, Inc	Conventional, HELOC	10 +1 HELOCs	0.8%	100%	$404,000
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, VA, Jumbo	10	0.8%	100%	$460,000	View
Mason-McDuffie Mortgage Corporation	Conventional, FHA	10	0.8%	100%	$516,000
Mortgage Research Center	VA, Jumbo	9	0.7%	66.7%	$643,888
Zillow Home Loans, LLC	Conventional, FHA, VA	9	0.7%	100%	$473,888
loanDepot.com LLC	Conventional, HELOC	8 +5 HELOCs	0.7%	72.7%	$428,750
Newrez LLC	Conventional, VA, Jumbo	8	0.7%	61.5%	$427,500
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	8	0.7%	88.9%	$588,750
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, VA, Jumbo, HELOC	6 +1 HELOCs	0.5%	100%	$658,333	View
Primary Residential Mortgage, INC.	Conventional, FHA	6	0.5%	100%	$510,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA, Jumbo	6	0.5%	100%	$616,666
American Pacific Mortgage Corporation	Conventional, VA	6	0.5%	100%	$518,333
Guaranteed Rate, Inc.	Conventional, FHA	5	0.4%	83.3%	$489,000
Canopy Mortgage, LLC	Conventional, FHA	5	0.4%	100%	$473,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	5	0.4%	100%	$301,000
Discover Bank	Conventional	5	0.4%	22.7%	$123,000
Nfm, Inc	Conventional	5	0.4%	83.3%	$375,000
Paramount Residential Mortgage	Conventional	5	0.4%	83.3%	$557,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	4	0.3%	100%	$497,500	View
Cardinal Financial Company, Li	Conventional, FHA, VA, Jumbo	4	0.3%	100%	$670,000
Member First Mortgage, LLC	Conventional, Jumbo	4	0.3%	100%	$747,500
Lower, LLC	Conventional	4	0.3%	66.7%	$602,500
Carrington Mortgage Services LLC	Conventional, VA	4	0.3%	71.4%	$440,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	3	0.2%	100%	$435,000	View
Movement Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$415,000
Union Home Mortgage Corp.	Conventional, VA	3	0.2%	100%	$571,666
Planet Home Lending, LLC	Conventional, VA, Jumbo	3	0.2%	100%	$758,333
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	3	0.2%	100%	$745,000	View
V.I.P. Mortgage, Inc.	Conventional, FHA	3	0.2%	100%	$435,000
Mutual of Omaha Mortgage	Conventional, VA	3	0.2%	100%	$511,666
New American Funding, LLC.	Conventional	3	0.2%	60%	$478,333
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	3	0.2%	100%	$401,666	View
Plaza Home Mortgage, Inc	Conventional, FHA, VA, Jumbo	3	0.2%	100%	$528,333
Pentagon Federal Credit Union	Conventional, HELOC	2 +11 HELOCs	0.2%	40%	$575,000
Cadence Bank	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	100%	$825,000
Originpoint, LLC	Conventional	2	0.2%	100%	$555,000
Cornerstone First Mortgage, LLC	Conventional	2	0.2%	100%	$650,000
Guaranteed Rate Affinity, LLC	Conventional	2	0.2%	100%	$550,000
Residential Wholesale Mortgage	Conventional	2	0.2%	100%	$605,000
Royal United Mortgage LLC	Conventional	2	0.2%	100%	$310,000
Gold Star Mortgage Financial Group, Corporation	Conventional	2	0.2%	100%	$445,000
Sage Home Loans Corporation	Conventional	2	0.2%	100%	$685,000
Taylor Morrison Home Funding, Inc.	Conventional, VA	2	0.2%	66.7%	$665,000
Nbkc Bank	Conventional, VA	2	0.2%	40%	$445,000
Equity Prime Mortgage LLC	VA	2	0.2%	66.7%	$325,000
Legacy Mortgage	Conventional, VA	2	0.2%	100%	$750,000
PHH Mortgage Corporation	Conventional, VA	2	0.2%	66.7%	$610,000
Resicentral LLC	Conventional, Jumbo	2	0.2%	40%	$685,000
Deephaven Mortgage LLC	Conventional, Jumbo	2	0.2%	66.7%	$805,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	2	0.2%	14.3%	$115,000	View
Synergy One Lending, Inc.	Conventional	2	0.2%	100%	$535,000
American Financial Network, Inc.	Conventional, Jumbo	2	0.2%	100%	$880,000
AmWest Funding Corp	Conventional	2	0.2%	100%	$425,000
Mortgage Financial Services	Conventional, VA	2	0.2%	100%	$485,000
American Financing Corporation	Conventional	2	0.2%	37.5%	$155,000
Peoples Mortgage Company A5.0 ★Texas Ratio: 7.80%	Conventional	2	0.2%	100%	$470,000	View
Waterstone Mortgage Corporation	Conventional	2	0.2%	100%	$375,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.2%	100%	$420,000	View
Firefighters First Federal Credit Union	Conventional	2	0.2%	100%	$400,000
Digital Federal Credit Union	Conventional	2	0.2%	50%	$450,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	2	0.2%	100%	$415,000	View
Champions Funding, LLC	Conventional, Jumbo	2	0.2%	66.7%	$795,000
Cake Mortgage Corp.	Conventional	2	0.2%	100%	$465,000
Village Capital & Investment	FHA, VA	2	0.2%	100%	$500,000
JMAC Lending, Inc.	Conventional, Jumbo	2	0.2%	100%	$855,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$325,000	View
Sun American Mortgage Company	Conventional	1	0.1%	100%	$675,000
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	Conventional	1	0.1%	100%	$495,000	View
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$365,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0.1%	100%	$725,000	View
American Financial Resources LLC	FHA	1	0.1%	100%	$575,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	1	0.1%	100%	$875,000	View
Heartland Credit Union	Conventional	1	0.1%	100%	$205,000
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	21.4%	$455,000
Watermark Capital, Inc.	FHA	1	0.1%	100%	$365,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$365,000
Milo Credit, LLC	Conventional	1	0.1%	100%	$375,000
Mortgage Capital Partners, INC	Conventional	1	0.1%	100%	$745,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$475,000	View
Sovereign Bank A+5.0 ★Texas Ratio: 0.44%	Conventional	1	0.1%	100%	$605,000	View
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$405,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$445,000	View
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	100%	$285,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	50%	$495,000
Associated Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
City 1st Mortgage Services, LC	FHA	1	0.1%	100%	$355,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$425,000
Royal Pacific Funding	Conventional	1	0.1%	100%	$455,000
First Stardand Financial dba Nexcap Home Loans	Conventional	1	0.1%	100%	$545,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$765,000
East Coast Capital Corp.	VA	1	0.1%	100%	$615,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$755,000
Securitynational Mortgage Company	Conventional, Jumbo	1	0.1%	100%	$935,000
Bay Equity LLC	Conventional	1	0.1%	50%	$445,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$305,000
Midwest Mortgage Associates Corp	Conventional	1	0.1%	100%	$605,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$365,000
Eastman Credit Union A+5.0 ★Texas Ratio: 1.56%	Conventional	1	0.1%	100%	$325,000
Real Genius LLC	Conventional	1	0.1%	100%	$735,000
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	Conventional	1	0.1%	100%	$365,000
Greenbox Loans	Conventional	1	0.1%	100%	$405,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	50%	$435,000
The Bank of Princeton ★ 2 stars, 1 review A+5.0 ★Texas Ratio: 5.94%	Conventional	1	0.1%	100%	$225,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$365,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	1	0.1%	100%	$475,000
Nations Lending Corporation	Conventional	1	0.1%	100%	$415,000
Franklin Loan Corporation	Conventional	1	0.1%	100%	$335,000
T2 Financial LLC	Conventional	1	0.1%	100%	$285,000
First Equity Mortgage Inc	Conventional, Jumbo	1	0.1%	100%	$1,105,000
Communityamerica Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,115,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$195,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	1	0.1%	100%	$1,265,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$645,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	100%	$505,000	View
Great Plains National Bank	Conventional	1	0.1%	100%	$295,000
Premier America Credit Union A5.0 ★Texas Ratio: 13.97%	Conventional	1	0.1%	100%	$625,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$505,000	View
Towne Mortgage Company	Conventional	1	0.1%	100%	$465,000
Uif Corporation	Conventional, Jumbo	1	0.1%	100%	$1,095,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$305,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$3,645,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$575,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$245,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$515,000
Southwest Stage Funding LLC	Conventional	1	0.1%	100%	$175,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$595,000	View
State Departmenet Federal Credit Union	Conventional	1	0.1%	100%	$175,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$805,000	View
Staunton Financial Inc	Conventional	1	0.1%	50%	$775,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA, Jumbo	1	0.1%	100%	$1,525,000	View
21St Mortgage	Conventional	1	0.1%	66.7%	$75,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$315,000	View
Servbank, N.A. A+5.0 ★Texas Ratio: 3.26%	VA	1	0.1%	100%	$505,000	View
The Mortgage Link, Inc.	Conventional	1	0.1%	100%	$345,000
Star One Credit Union	Conventional	1	0.1%	100%	$425,000
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +2 HELOCs	0%	n/a		View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	0%		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Flower Mound Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Flower Mound, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Flower Mound? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Flower Mound in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Flower Mound, TX

Use these to narrow the list above. Each category shows how many Flower Mound, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 131 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 74 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 34 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 35 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 43 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 51 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 69 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Flower Mound, TX

Independent mortgage companies closed 72.1 percent of home loans in Flower Mound, Texas in 2025, banks 19.7 percent and credit unions 8.2 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Datcu the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 29 loans.

72.1%

Mortgage companies

19.7%

Banks

8.2%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Flower Mound, TX

Who is the largest mortgage lender in Flower Mound, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Flower Mound, Texas with 32 loans, about 2.6 percent of the market. The largest lender headquartered in Texas was Frost Bank with 29 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Flower Mound, TX have the highest approval rates?

Among lenders with meaningful volume in Flower Mound, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 91.2 percent, against a 84.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Flower Mound, TX mortgage lenders offer FHA, VA and USDA loans?

35 lenders closed FHA loans in Flower Mound, Texas in 2025, led by United Wholesale Mortgage with 7. 43 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Flower Mound, TX lender list?

Yes. 74 banks and 34 credit unions closed home loans in Flower Mound, Texas in 2025, alongside 131 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Flower Mound, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Flower Mound, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Flower Mound, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Flower Mound. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.