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Mortgage Lenders and Brokers in Edinburg, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Edinburg, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4203 S Mccoll Rd, Edinburg, TX 78539A+5.0 ★Texas Ratio: 3.68%, Lone Star National BankLone Star National Bank117 S 10th Ave, Edinburg, TX 78539A+5.0 ★Texas Ratio: 4.93%, Bank of America NABank of America NA1500 W University Dr, Edinburg, TX 78539A+5.0 ★Texas Ratio: 4.14%, Texas National BankTexas National Bank4908 S Jackson Rd, Edinburg, TX 78539, Wells Fargo Bank NAWells Fargo Bank NA2808 W Trenton Rd, Edinburg, TX 78539A+5.0 ★Texas Ratio: 5.36%, Texas Regional BankTexas Regional Bank203 S Jackson Rd, Edinburg, TX 78539A5.0 ★Texas Ratio: 7.25%, Plainscapital BankPlainscapital Bank100 W Cano St, Edinburg, TX 78539A+5.0 ★Texas Ratio: 4.03%, Rio BankRio Bank621 W University Dr, Edinburg, TX 78539A+5.0 ★Texas Ratio: 3.88%, PNC Bank N.A.PNC Bank N.A.145 Paseo Del Prado Ave, Edinburg, TX 78539A+5.0 ★Texas Ratio: 4.24%, and First National Bank TexasFirst National Bank Texas2812 S Expressway 281, Edinburg, TX 78542A4.7 ★Texas Ratio: 3.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Edinburg, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edinburg are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Edinburg, Texas

Market share is the lender's share of all home loans closed in Edinburg, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Edinburg 4203 S Mccoll Rd, Edinburg, TX 78539 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	42	3.1%	89.8%	$215,476	View
Lone Star National Bank 2 offices in Edinburg 117 S 10th Ave, Edinburg, TX 78539 A+5.0 ★Texas Ratio: 4.93%	Conventional, FHA, VA, Jumbo	17	1.3%	73.9%	$399,117	View
Bank of America NA 1 office in Edinburg 1500 W University Dr, Edinburg, TX 78539 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +6 HELOCs	0.4%	85.7%	$231,666	View
Texas National Bank 4908 S Jackson Rd, Edinburg, TX 78539	Conventional	6	0.4%	87.5%	$396,666
Wells Fargo Bank NA 2 offices in Edinburg 2808 W Trenton Rd, Edinburg, TX 78539 A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.2%	50%	$141,666	View
Texas Regional Bank 2 offices in Edinburg 203 S Jackson Rd, Edinburg, TX 78539 A5.0 ★Texas Ratio: 7.25%	Conventional, FHA, Jumbo	2	0.1%	100%	$1,320,000	View
Plainscapital Bank 1 office in Edinburg 100 W Cano St, Edinburg, TX 78539 A+5.0 ★Texas Ratio: 4.03%	Conventional	2	0.1%	100%	$150,000	View
Rio Bank 1 office in Edinburg 621 W University Dr, Edinburg, TX 78539 A+5.0 ★Texas Ratio: 3.88%	Conventional	2	0.1%	100%	$125,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Edinburg 145 Paseo Del Prado Ave, Edinburg, TX 78539 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +10 HELOCs	0.1%	100%	$105,000	View
First National Bank Texas 1 office in Edinburg 2812 S Expressway 281, Edinburg, TX 78542 A4.7 ★Texas Ratio: 3.20%	FHA	1	0.1%	100%	$285,000	View
Rally Credit Union 3010 S McColl Rd, Edinburg, TX 78539 9621 A+5.0 ★Texas Ratio: 4.20%	Conventional	76	5.7%	53.5%	$198,421	View
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	37 +7 HELOCs	2.8%	70.4%	$148,783	View
Greater Texas FCU 416 S Jackson Rd, Edinburg, TX 78539 0161	Conventional	7	0.5%	46.7%	$72,142
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$75,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	VA	4	0.3%	80%	$357,500	View
First Community Bank 470 E Morrison Rd, Brownsville, TX 78526 A+5.0 ★Texas Ratio: 0.47%	Conventional	4	0.3%	100%	$262,500	View
H-E-B Federal Credit Union 4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70%	Conventional	3	0.2%	75%	$45,000	View
International Bank of Commerce 2205 W University Dr, Edinburg, TX 78539	Conventional	3	0.2%	57.1%	$65,000
Security First Federal Credit Union 3515 S Jackson Rd, EDINBURG, TX 78539 6600 A+5.0 ★Texas Ratio: 1.27%	Conventional	3	0.2%	37.5%	$181,666	View
Falcon International Bank 1114 Lost Creek Blvd, Austin, TX 78746 A+5.0 ★Texas Ratio: 0.02%	Conventional	3	0.2%	75%	$245,000	View
Frost Bank ★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	2 +4 HELOCs	0.1%	25%	$110,000	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA, HELOC	2 +1 HELOCs	0.1%	100%	$145,000
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.1%	100%	$200,000	View
International Bank of Commerce 2205 W University Dr, Edinburg, TX 78539	Conventional	2	0.1%	100%	$395,000
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$285,000	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	FHA	1	0.1%	100%	$105,000	View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	FHA	1	0.1%	50%	$185,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$275,000	View
United Texas Credit Union 1440 S MAIN ST, BOERNE, TX 78006 A5.0 ★Texas Ratio: 9.26%	Conventional	1	0.1%	100%	$75,000	View
Texas Community Bank 8310 1 North Capital Of Texas Hwy Ste 288, Austin, TX 78731 A+5.0 ★Texas Ratio: 0.86%	Conventional	1	0.1%	100%	$185,000	View
Tib, National Association 11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$505,000	View
Extraco Banks, NA 2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26%	VA	1	0.1%	100%	$455,000	View
Synergy Federal Credit Union 1147 Cantwell Ln, Corpus Christi, TX 78407 A+5.0 ★Texas Ratio: 1.39%	Conventional	1	0.1%	100%	$65,000	View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +2 HELOCs	0%	n/a		View
Directions Equity, LLC	Conventional, FHA, VA	56	4.2%	98.4%	$294,107
Stonewood Home Lending, LLC	Conventional, FHA, VA	56	4.2%	98.2%	$278,571
Right Start Mortgage, Inc	Conventional, FHA, VA	53	4%	89.8%	$258,773
Willow Bend Mortgage Company, LLC	Conventional, FHA, VA	24	1.8%	96%	$257,083
Interlinc Mortgage Services, LLC	Conventional, FHA, VA	20	1.5%	100%	$266,500
Southwest Funding LP	Conventional, FHA, VA	9	0.7%	90%	$208,333
Nationstar Mortgage	Conventional, FHA	7	0.5%	63.6%	$173,571
Genway Home Mortgage, Inc.	Conventional	4	0.3%	100%	$365,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	3	0.2%	100%	$275,000	View
Primelending	Conventional, FHA	2	0.1%	100%	$65,000
Network Funding, L.P.	FHA	1	0.1%	50%	$335,000
Click n' Close, Inc.	VA	1	0.1%	50%	$365,000
Rocky Mountain Mortgage Company	VA	1	0.1%	100%	$285,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$235,000
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	103 +3 HELOCs	7.7%	95%	$239,854
United Wholesale Mortgage	Conventional, FHA, VA	95	7.1%	82.8%	$321,210
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA	90	6.7%	76.2%	$215,333	View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, USDA	64	4.8%	94.1%	$304,062
Synergy One Lending, Inc.	Conventional, FHA, VA	53	4%	88.5%	$268,773
Movement Mortgage, LLC	Conventional, FHA, VA	38	2.8%	100%	$209,473
Paramount Residential Mortgage	Conventional, FHA, VA	36	2.7%	92.3%	$292,222
Union Home Mortgage Corp.	Conventional, FHA, USDA, HELOC	30 +1 HELOCs	2.2%	91.4%	$250,333
Lower, LLC	Conventional, FHA, VA	30	2.2%	93.8%	$230,666
Mortgage Research Center	FHA, VA	26	1.9%	70.3%	$334,615
Pennymac Loan Services LLC	Conventional, FHA, VA	23	1.7%	76.7%	$281,086
21St Mortgage	Conventional	17	1.3%	54.5%	$105,588
Freedom Mortgage Corporation	Conventional, FHA, VA	16	1.2%	83.3%	$322,500
Nations Lending Corporation	Conventional, FHA, USDA	14	1%	100%	$264,285
Newrez LLC	Conventional, VA	11	0.8%	33.3%	$194,090
AmeriHome Mortgage Company, LLC	FHA, VA	11	0.8%	100%	$255,909
Mortgage Solutions of Colorado	FHA, VA	10	0.7%	91.7%	$299,000
New American Funding, LLC.	Conventional, FHA, VA	9	0.7%	69.2%	$267,222
Fairway Independent Mort Corp	Conventional, FHA, VA	9	0.7%	100%	$262,777
loanDepot.com LLC	Conventional, FHA, VA, HELOC	8 +3 HELOCs	0.6%	61.5%	$261,250
The Loan Store, Inc	Conventional	8	0.6%	91.7%	$326,250
Plaza Home Mortgage, Inc	Conventional, FHA, VA	8	0.6%	53.3%	$282,500
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional, FHA	7	0.5%	100%	$225,000	View
Securitynational Mortgage Company	Conventional, FHA, VA	7	0.5%	70%	$273,571
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	7	0.5%	80%	$263,571
Guaranteed Rate, Inc.	Conventional, FHA, VA	6	0.4%	60%	$256,666
Kind Lending, LLC	Conventional, FHA, VA	6	0.4%	50%	$308,333
Primary Residential Mortgage, INC.	Conventional, FHA	5	0.4%	71.4%	$175,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	5	0.4%	66.7%	$237,000	View
Planet Home Lending, LLC	Conventional, FHA, VA	5	0.4%	71.4%	$231,000
Spring Eq, LLC	Conventional, HELOC	4 +1 HELOCs	0.3%	40%	$67,500
American Portfolio Mortgage Corporation	Conventional	4	0.3%	100%	$292,500
American Financial Resources LLC	FHA, VA	4	0.3%	80%	$310,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	4	0.3%	40%	$210,000	View
Bayshore Mortgage Funding	Conventional, FHA	4	0.3%	100%	$230,000
Mortgage Financial Services	FHA	4	0.3%	100%	$302,500
Provident Funding Associates	Conventional	4	0.3%	80%	$187,500
Zillow Home Loans, LLC	Conventional, FHA	4	0.3%	100%	$170,000
Royal United Mortgage LLC	Conventional	3	0.2%	75%	$175,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	3	0.2%	100%	$261,666	View
Das Acquisition Company, LLC	Conventional, VA	3	0.2%	100%	$281,666
Peoples Mortgage Company A5.0 ★Texas Ratio: 7.80%	Conventional, FHA	3	0.2%	75%	$201,666	View
Better Mortgage Corporation	Conventional, FHA	3	0.2%	60%	$348,333
Vanderbilt Mortgage and Finance, Inc	Conventional	3	0.2%	21.1%	$145,000
Carrington Mortgage Services LLC	Conventional, FHA	3	0.2%	44.4%	$208,333
HomeBridge Financial Services, Inc	VA, HELOC	2 +1 HELOCs	0.1%	100%	$490,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +1 HELOCs	0.1%	40%	$230,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$170,000	View
Acrisure Mortgage, LLC	Conventional	2	0.1%	100%	$440,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	2	0.1%	50%	$120,000	View
AmWest Funding Corp	Conventional, Jumbo	2	0.1%	100%	$820,000
American Financing Corporation	Conventional, FHA	2	0.1%	37.5%	$260,000
Direct Mortgage Loans, LLC	Conventional	2	0.1%	100%	$505,000
American Pacific Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$200,000
Tomo Mortgage LLC	Conventional, FHA	2	0.1%	100%	$280,000
Champions Funding, LLC	Conventional	2	0.1%	100%	$175,000
American Neighborhood Mortgage Acceptance Company	Conventional	2	0.1%	100%	$245,000
Union Bank and Trust Company A+5.0 ★Texas Ratio: 2.09%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$55,000	View
First Community Mortgage, Inc.	FHA	1	0.1%	100%	$215,000
Goodleap, LLC	Conventional	1	0.1%	33.3%	$95,000
Canopy Mortgage, LLC	VA	1	0.1%	100%	$345,000
Sage Home Loans Corporation	Conventional	1	0.1%	33.3%	$245,000
ALCOVA Mortgage, LLC	FHA	1	0.1%	100%	$245,000
PHH Mortgage Corporation	FHA	1	0.1%	33.3%	$265,000
Filo Mortgage, LLC	FHA	1	0.1%	100%	$255,000
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	USDA	1	0.1%	100%	$175,000	View
American Financial Network, Inc.	VA	1	0.1%	100%	$295,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$185,000
City 1st Mortgage Services, LC	FHA	1	0.1%	50%	$285,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$145,000
First Colony Mortgage Corporat	VA	1	0.1%	100%	$385,000
Nfm, Inc	FHA	1	0.1%	100%	$155,000
Cardinal Financial Company, Li	Conventional	1	0.1%	33.3%	$335,000
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$235,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$355,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	VA	1	0.1%	50%	$615,000	View
Towne Mortgage Company	VA	1	0.1%	100%	$365,000
Nmsi, Inc.	FHA	1	0.1%	100%	$265,000
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$345,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$285,000	View
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$205,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$275,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$215,000
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Edinburg Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Edinburg, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Edinburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edinburg in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Edinburg, TX

Use these to narrow the list above. Each category shows how many Edinburg, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 88 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 32 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 12 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 61 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 43 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 5 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 40 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Edinburg, TX

Independent mortgage companies closed 80 percent of home loans in Edinburg, Texas in 2025, banks 9.4 percent and credit unions 10.6 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Rally Credit Union the largest credit union. Among lenders headquartered in Texas, Lone Star National Bank led with 17 loans.

80%

Mortgage companies

9.4%

Banks

10.6%

Credit unions

38%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Edinburg, TX

Who is the largest mortgage lender in Edinburg, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Edinburg, Texas with 42 loans, about 3.1 percent of the market. The largest lender headquartered in Texas was Lone Star National Bank with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Edinburg, TX have the highest approval rates?

Among lenders with meaningful volume in Edinburg, Texas, Directions Equity, LLC approved the highest share of completed applications in 2025 at 98.4 percent, against a 78.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Edinburg, TX mortgage lenders offer FHA, VA and USDA loans?

61 lenders closed FHA loans in Edinburg, Texas in 2025, led by Cmg Mortgage Inc with 51. 43 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Edinburg, TX lender list?

Yes. 32 banks and 12 credit unions closed home loans in Edinburg, Texas in 2025, alongside 88 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Edinburg, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Edinburg, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edinburg, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edinburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.