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Mortgage Lenders and Brokers in Dripping Springs, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Dripping Springs, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA200 E Highway 290, Dripping Springs, TX 78620A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA401 W Mercer St, Dripping Springs, TX 78620A+5.0 ★Texas Ratio: 5.36%, Broadway National BankBroadway National Bank320 E Highway 290, Dripping Springs, TX 78620A+5.0 ★Texas Ratio: 1.69%, Security State Bank & TrustSecurity State Bank & Trust1500 W Highway 290, Dripping Springs, TX 78620A-5.0 ★Texas Ratio: 14.71%, Prosperity BankProsperity Bank721 W Highway 290, Dripping Springs, TX 78620A+5.0 ★Texas Ratio: 1.58%, Texas Regional BankTexas Regional Bank700 W Highway 290, Dripping Springs, TX 78620A5.0 ★Texas Ratio: 7.25%, Sunflower Bank, N.A.Sunflower Bank, N.A.100 Creek Rd, Dripping Springs, TX 78620A5.0 ★Texas Ratio: 10.77%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union1040 Rob Shelton Blvd, Dripping Springs, TX 78620 5459A+5.0 ★Texas Ratio: 5.89%, and Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Dripping Springs, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dripping Springs are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Dripping Springs, Texas

Market share is the lender's share of all home loans closed in Dripping Springs, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Dripping Springs 200 E Highway 290, Dripping Springs, TX 78620 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	15	1.7%	88.2%	$736,333	View
Wells Fargo Bank NA 1 office in Dripping Springs 401 W Mercer St, Dripping Springs, TX 78620 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	4	0.5%	100%	$480,000	View
Broadway National Bank 1 office in Dripping Springs 320 E Highway 290, Dripping Springs, TX 78620 A+5.0 ★Texas Ratio: 1.69%	Conventional, Jumbo	3	0.3%	75%	$1,765,000	View
Security State Bank & Trust 1 office in Dripping Springs 1500 W Highway 290, Dripping Springs, TX 78620 A-5.0 ★Texas Ratio: 14.71%	Conventional, Jumbo	2	0.2%	100%	$3,590,000	View
Prosperity Bank ★ 1 stars, 1 review 1 office in Dripping Springs 721 W Highway 290, Dripping Springs, TX 78620 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo	2	0.2%	66.7%	$1,130,000	View
Texas Regional Bank 1 office in Dripping Springs 700 W Highway 290, Dripping Springs, TX 78620 A5.0 ★Texas Ratio: 7.25%	Conventional, Jumbo	2	0.2%	100%	$725,000	View
Sunflower Bank, N.A. 1 office in Dripping Springs 100 Creek Rd, Dripping Springs, TX 78620 A5.0 ★Texas Ratio: 10.77%	FHA	1	0.1%	50%	$305,000	View
Velocio Mortgage, L.L.C. 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA, USDA	92	10.5%	100%	$435,326	View
Randolph-Brooks Federal Credit Union 1040 Rob Shelton Blvd, Dripping Springs, TX 78620 5459 A+5.0 ★Texas Ratio: 5.89%	Conventional, Jumbo, HELOC	30 +6 HELOCs	3.4%	88.9%	$316,333	View
Frost Bank ★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	13 +13 HELOCs	1.5%	70%	$259,615	View
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional, Jumbo	13	1.5%	100%	$419,615	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional, Jumbo, HELOC	9 +2 HELOCs	1%	90%	$548,333	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, Jumbo, HELOC	7 +1 HELOCs	0.8%	100%	$726,428	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional	7	0.8%	100%	$569,285	View
SouthStar Bank SSB ★ 5 stars, 1 review 10901 W Highway 290, Austin, TX 78736 A5.0 ★Texas Ratio: 7.03%	Conventional, Jumbo	5	0.6%	62.5%	$559,000	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, VA, Jumbo	5	0.6%	83.3%	$1,147,000	View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, Jumbo, HELOC	4 +2 HELOCs	0.5%	100%	$835,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	4	0.5%	100%	$2,202,500	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	4	0.5%	100%	$397,500
Aspire Home Loans 900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15%	Conventional	4	0.5%	100%	$657,500	View
Austin Telco FCU 8929 Shoal Creek Blvd, Austin, TX 78757 A+5.0 ★Texas Ratio: 1.81%	Conventional	4	0.5%	100%	$152,500	View
Velocity Credit Union 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional	3	0.3%	60%	$225,000	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional, Jumbo	3	0.3%	100%	$591,666	View
Southstate Bank, National Association ★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo	3	0.3%	100%	$1,371,666	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	2 +6 HELOCs	0.2%	100%	$220,000	View
Bank of America NA 2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +5 HELOCs	0.2%	66.7%	$430,000	View
A+ Federal Credit Union 1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13%	Conventional, HELOC	2 +5 HELOCs	0.2%	42.9%	$60,000	View
American Bank, N.A. 2707 W Northwest Hwy, Dallas, TX 75220 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	100%	$1,055,000	View
The First National Bank of Sonora 122 W Bandera Rd, Boerne, TX 78006 C+4.1 ★Texas Ratio: 26.35%	Conventional, Jumbo	2	0.2%	100%	$935,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional	2	0.2%	100%	$610,000	View
Government Employees Federal Credit Union 10806 Metric Blvd, Austin, TX 78758 A+5.0 ★Texas Ratio: 3.87%	Conventional	2	0.2%	100%	$140,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	40%	$650,000	View
TXN Bank 355 Highway 16 South, Bandera, TX 78003 A5.0 ★Texas Ratio: 6.40%	Conventional, Jumbo	2	0.2%	100%	$585,000	View
Jefferson Bank 114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02%	Conventional, Jumbo	2	0.2%	66.7%	$1,295,000	View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,005,000	View
Rally Credit Union 1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20%	Conventional	1	0.1%	100%	$175,000	View
Capitol Credit Union 11920 Alterra Pkwy, Austin, TX 78758 A+5.0 ★Texas Ratio: 5.21%	Conventional	1	0.1%	100%	$135,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional	1	0.1%	100%	$285,000	View
Advancial Federal Credit Union 1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.1%	100%	$695,000
Mct Credit Union 3950 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 1.72%	Conventional	1	0.1%	100%	$205,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$205,000	View
Public Employees Credit Union 306 E 10th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.58%	Conventional	1	0.1%	100%	$145,000	View
Frontier Bank of Texas 5600 Burnet Rd, Austin, TX 78756 A+5.0 ★Texas Ratio: 2.06%	Conventional	1	0.1%	100%	$725,000	View
Extraco Banks, NA 2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26%	Conventional	1	0.1%	100%	$425,000	View
Texas Tech Federal Credit Union 4001 Catclaw Dr, Abilene, TX 79606	Conventional	1	0.1%	100%	$355,000
Verabank,N.A. 739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54%	Conventional, Jumbo	1	0.1%	100%	$1,405,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	1	0.1%	100%	$235,000
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	Conventional	1	0.1%	50%	$305,000	View
United Heritage Credit Union 12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63%	HELOC	0 +6 HELOCs	0%	n/a		View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +4 HELOCs	0%	n/a		View
Datcu 8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64%	HELOC	0 +1 HELOCs	0%	n/a		View
Priority Home Mortgage, L.P.	Conventional, VA	21	2.4%	100%	$578,333
Loanpeople, LLC	Conventional, FHA, VA, Jumbo	13	1.5%	100%	$604,230
Network Funding, L.P.	Conventional, FHA, VA	9	1%	100%	$403,888
Primelending	Conventional	8	0.9%	100%	$637,500
Sfmc, LP	Conventional, FHA	7	0.8%	80%	$535,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	5	0.6%	100%	$479,000
Nationstar Mortgage	Conventional	4	0.5%	80%	$392,500
Southern Lending Services, Ltd.	Conventional	4	0.5%	100%	$755,000
Hometrust Mortgage Company	Conventional, FHA	3	0.3%	100%	$455,000
Highlands Residential Mortgage, Ltd.	Conventional, VA	2	0.2%	100%	$555,000
Gardner Financial Services	Conventional	2	0.2%	100%	$670,000
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$385,000
Envoy Mortgage, Ltd	VA	1	0.1%	100%	$595,000
Texas Bay Area Credit Union	Conventional	1	0.1%	100%	$405,000
Directions Equity, LLC	Conventional	1	0.1%	100%	$535,000
Willow Bend Mortgage Company, LLC	Conventional	1	0.1%	100%	$455,000
Associated Credit Union of Tx	Conventional, Jumbo	1	0.1%	100%	$1,215,000
Integrity Mortgage Corporation of Texas	Conventional	1	0.1%	100%	$755,000
Click n' Close, Inc.	VA	1	0.1%	100%	$415,000
Efinity Financial LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$455,000	View
Certified Funding, L.P.	Conventional	1	0.1%	50%	$95,000
Smart Choice Mortgage, LLC	FHA	1	0.1%	100%	$465,000
First Continental Mortgage, Ltd.	FHA	1	0.1%	100%	$465,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	68	7.8%	93.2%	$622,058
M/I Financial. LLC	Conventional, FHA, VA	58	6.6%	98.5%	$395,689
Tri Pointe Connect, LLC	Conventional, FHA, VA	38	4.3%	100%	$413,157
Cmg Mortgage Inc	Conventional, VA, Jumbo, HELOC	32 +1 HELOCs	3.7%	100%	$661,562
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, VA, Jumbo	29	3.3%	71.4%	$536,034	View
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	19 +1 HELOCs	2.2%	80%	$537,631
Jet HomeLoans, LP	Conventional, FHA, VA	18	2.1%	95%	$548,333
Toll Brothers Mortgage Company	Conventional	12	1.4%	78.9%	$505,000
Fairway Independent Mort Corp	Conventional, FHA	12	1.4%	85.7%	$538,333
Newrez LLC	Conventional, VA, Jumbo	11	1.3%	73.3%	$550,454
Mortgage Financial Services	Conventional, VA, Jumbo	11	1.3%	100%	$564,090
The Loan Store, Inc	Conventional, Jumbo	11	1.3%	100%	$624,090
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	7	0.8%	64.3%	$520,714
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA, VA, Jumbo	7	0.8%	100%	$519,285	View
Paramount Residential Mortgage	Conventional, FHA	6	0.7%	100%	$470,000
Cadence Bank	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.6%	83.3%	$793,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	5	0.6%	100%	$1,009,000	View
CrossCountry Mortgage, LLC	Conventional, Jumbo	5	0.6%	83.3%	$799,000
Kind Lending, LLC	Conventional, FHA, VA	5	0.6%	62.5%	$451,000
First Equity Mortgage Inc	Conventional	5	0.6%	71.4%	$553,000
Florida Capital Bank, N.A	Conventional, Jumbo	5	0.6%	100%	$557,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	5	0.6%	100%	$439,000	View
Tomo Mortgage LLC	Conventional, Jumbo	5	0.6%	83.3%	$589,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, Jumbo	4	0.5%	100%	$710,000	View
Homeowners Financial Group, LLC	Conventional, FHA	4	0.5%	100%	$555,000
Mortgage Research Center	VA	4	0.5%	80%	$460,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	4	0.5%	57.1%	$507,500
Canopy Mortgage, LLC	Conventional	3	0.3%	100%	$371,666
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	3	0.3%	100%	$668,333	View
Sun West Mortgage Company, Inc	Conventional, VA, Jumbo	3	0.3%	100%	$575,000
Developer's Mortgage Company	Conventional, FHA	3	0.3%	100%	$395,000
Union Home Mortgage Corp.	Conventional	3	0.3%	100%	$441,666
Provident Funding Associates	Conventional	3	0.3%	100%	$435,000
Better Mortgage Corporation	Conventional	3	0.3%	100%	$445,000
Nexera Holding LLC	Conventional, Jumbo	3	0.3%	100%	$755,000
Plaza Home Mortgage, Inc	Conventional, VA	3	0.3%	60%	$495,000
Spring Eq, LLC	Conventional, HELOC	2 +2 HELOCs	0.2%	40%	$80,000
Guaranteed Rate, Inc.	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$645,000
Originpoint, LLC	Conventional	2	0.2%	100%	$780,000
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	2	0.2%	100%	$610,000
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.2%	37.5%	$570,000
Freedom Mortgage Corporation	Conventional, VA	2	0.2%	75%	$695,000
Nbkc Bank	Conventional	2	0.2%	100%	$465,000
ALCOVA Mortgage, LLC	Conventional, VA	2	0.2%	100%	$660,000
AmeriHome Mortgage Company, LLC	Conventional	2	0.2%	100%	$445,000
Movement Mortgage, LLC	Conventional	2	0.2%	100%	$670,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0.2%	100%	$780,000	View
Resicentral LLC	Conventional	2	0.2%	100%	$460,000
Synergy One Lending, Inc.	Conventional, Jumbo	2	0.2%	100%	$980,000
Securitynational Mortgage Company	Conventional	2	0.2%	100%	$730,000
Zillow Home Loans, LLC	FHA, VA	2	0.2%	66.7%	$415,000
Mutual of Omaha Mortgage	Conventional, FHA	2	0.2%	100%	$520,000
Lower, LLC	Conventional	2	0.2%	66.7%	$720,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.2%	100%	$1,185,000	View
Champions Funding, LLC	Conventional	2	0.2%	100%	$445,000
JMAC Lending, Inc.	Conventional	2	0.2%	100%	$570,000
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	Conventional, Jumbo	1	0.1%	100%	$915,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	1	0.1%	100%	$4,005,000	View
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$305,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$705,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$655,000
Farmers Insurance Federal Credit Union	Conventional	1	0.1%	100%	$65,000
Golden Empire Mortgage, Inc.	Conventional	1	0.1%	100%	$365,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	1	0.1%	80%	$125,000	View
PHH Mortgage Corporation	Conventional	1	0.1%	50%	$565,000
American Financial Network, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,155,000
Assurance Financial Group, L.L.C.	Conventional	1	0.1%	100%	$675,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	100%	$425,000	View
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$265,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	33.3%	$405,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$565,000	View
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$285,000
Standard Mortgage Corporation	Conventional	1	0.1%	100%	$615,000
Truity Federal Credit Union ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$175,000	View
Intercap Lending Inc A5.0 ★Texas Ratio: 8.32%	Conventional	1	0.1%	100%	$525,000	View
Das Acquisition Company, LLC	Conventional, Jumbo	1	0.1%	100%	$845,000
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$555,000
Flat Branch Mortgage, Inc.	Conventional	1	0.1%	100%	$585,000
Bay Equity LLC	Conventional	1	0.1%	100%	$295,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$665,000
First Colony Mortgage Corporat	Conventional, Jumbo	1	0.1%	100%	$845,000
Real Genius LLC	Conventional	1	0.1%	100%	$685,000
Nfm, Inc	Conventional	1	0.1%	100%	$465,000
Cardinal Financial Company, Li	VA, Jumbo	1	0.1%	33.3%	$1,395,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$525,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$335,000	View
Mortgage Equity Partners LLC	Conventional	1	0.1%	100%	$155,000
Lendsure Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$2,045,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$555,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$625,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	50%	$705,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$685,000	View
Andrews Federal Credit Union A+5.0 ★Texas Ratio: 0.86%	Conventional, Jumbo	1	0.1%	100%	$975,000	View
Digital Federal Credit Union	Conventional	1	0.1%	100%	$585,000
Firstbank A5.0 ★Texas Ratio: 7.51%	Conventional	1	0.1%	100%	$765,000	View
New American Funding, LLC.	Conventional	1	0.1%	50%	$465,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$315,000	View
Farm Credit Mid-America, Aca	Conventional	1	0.1%	100%	$485,000
Pulte Mortgage LLC	Conventional	1	0.1%	100%	$565,000
State Departmenet Federal Credit Union	Conventional	1	0.1%	100%	$435,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	1	0.1%	100%	$1,525,000	View
Legacy Bank B-4.4 ★Texas Ratio: 22.58%	Conventional	1	0.1%	100%	$645,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
21St Mortgage	Conventional	1	0.1%	100%	$115,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$155,000
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Dripping Springs Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Dripping Springs, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Dripping Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dripping Springs in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Dripping Springs, TX

Use these to narrow the list above. Each category shows how many Dripping Springs, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 107 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 47 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 25 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 31 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 56 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 66 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Dripping Springs, TX

Independent mortgage companies closed 73.3 percent of home loans in Dripping Springs, Texas in 2025, banks 17.6 percent and credit unions 9 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Broadway National Bank led with 3 loans.

73.3%

Mortgage companies

17.6%

Banks

Credit unions

10%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Dripping Springs, TX

Who is the largest mortgage lender in Dripping Springs, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Dripping Springs, Texas with 15 loans, about 1.7 percent of the market. The largest lender headquartered in Texas was Broadway National Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Dripping Springs, TX have the highest approval rates?

Among lenders with meaningful volume in Dripping Springs, Texas, Velocio Mortgage, L.L.C. approved the highest share of completed applications in 2025 at 100 percent, against a 89.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Dripping Springs, TX mortgage lenders offer FHA, VA and USDA loans?

25 lenders closed FHA loans in Dripping Springs, Texas in 2025, led by Velocio Mortgage, L.L.C. with 32. 31 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Dripping Springs, TX lender list?

Yes. 47 banks and 29 credit unions closed home loans in Dripping Springs, Texas in 2025, alongside 107 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Dripping Springs, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Dripping Springs, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dripping Springs, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dripping Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.