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Mortgage Lenders and Brokers in Bedford, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bedford, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2204 Harwood Rd, Bedford, TX 76021A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1904 Central Dr, Bedford, TX 76021A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA2225 Central Dr, Bedford, TX 76021A+5.0 ★Texas Ratio: 5.36%, Fort Worth Community Credit UnionFort Worth Community Credit Union1905 Forest Ridge Dr, Bedford, TX 76021 5724, Centennial BankCentennial Bank1901 Central Dr, Bedford, TX 76021A+5.0 ★Texas Ratio: 3.14%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, EecuEecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.73%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, and NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bedford, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bedford are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bedford, Texas

Market share is the lender's share of all home loans closed in Bedford, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Bedford 2204 Harwood Rd, Bedford, TX 76021 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	15	2.4%	84.2%	$236,333	View
Bank of America NA 1 office in Bedford 1904 Central Dr, Bedford, TX 76021 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +11 HELOCs	0.8%	71.4%	$283,000	View
Wells Fargo Bank NA 2 offices in Bedford 2225 Central Dr, Bedford, TX 76021 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	5	0.8%	55.6%	$279,000	View
Fort Worth Community Credit Union 1905 Forest Ridge Dr, Bedford, TX 76021 5724	Conventional, HELOC	4 +11 HELOCs	0.6%	100%	$142,500
Centennial Bank 1 office in Bedford 1901 Central Dr, Bedford, TX 76021 A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.2%	100%	$305,000	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	16	2.6%	94.1%	$290,625
Frost Bank ★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	8 +3 HELOCs	1.3%	80%	$91,250	View
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	Conventional, HELOC	8 +2 HELOCs	1.3%	100%	$185,000	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, HELOC	6 +1 HELOCs	1%	85.7%	$348,333	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional	5	0.8%	100%	$329,000	View
Texas Trust Credit Union 3800 Cheek Sparger Rd, Bedford, TX 76021 A5.0 ★Texas Ratio: 6.31%	Conventional	4	0.6%	80%	$107,500	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	3 +1 HELOCs	0.5%	100%	$381,666	View
Southwest Airlines FCU 801 W Euless Blvd Ste 104, Euless, TX 76040 4438	Conventional	3	0.5%	100%	$131,666
Prosperity Bank ★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58%	Conventional, FHA	3	0.5%	75%	$468,333	View
Randolph-Brooks Federal Credit Union 3756 Cheek Sparger Rd, Bedford, TX 76021 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	2 +2 HELOCs	0.3%	66.7%	$315,000	View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +2 HELOCs	0.3%	100%	$250,000	View
Alliance Credit Union 9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84%	Conventional	2	0.3%	100%	$405,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.3%	100%	$410,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0.3%	100%	$335,000	View
Greater Texas FCU 1425 N CENTER ST, ARLINGTON, TX 76011	Conventional	2	0.3%	50%	$55,000
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.3%	100%	$450,000	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA	2	0.3%	100%	$380,000	View
Inwood National Bank 1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84%	Conventional, FHA	2	0.3%	100%	$315,000	View
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA	2	0.3%	100%	$295,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$285,000	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional	1	0.2%	100%	$385,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	FHA	1	0.2%	100%	$305,000	View
NBT Financial Bank 1015 Champions Dr Suite 100, Aledo, TX 76008 A-4.9 ★Texas Ratio: 16.19%	Conventional	1	0.2%	100%	$205,000	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.2%	100%	$285,000	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0.2%	100%	$405,000	View
First National Bank Mortgage 118 N Garfield Ave, Rotan, TX 79546 A+5.0 ★Texas Ratio: 2.40%	Conventional	1	0.2%	100%	$115,000	View
Southside Bank 2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90%	Conventional	1	0.2%	100%	$215,000	View
Pinnacle Bank 1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89%	Conventional	1	0.2%	100%	$155,000	View
Broadway National Bank 911 W 38th St, Austin, TX 78705 A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.2%	100%	$415,000	View
A+ Federal Credit Union 1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13%	Conventional	1	0.2%	100%	$215,000	View
Texana Bank 124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83%	Conventional	1	0.2%	100%	$335,000	View
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.2%	100%	$465,000	View
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	Conventional	1	0.2%	100%	$155,000	View
American National Bank of Texa 720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41%	Conventional	1	0.2%	50%	$375,000	View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +7 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +4 HELOCs	0%	100%		View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	14	2.3%	100%	$307,142
Nationstar Mortgage	Conventional	11	1.8%	75%	$185,909
American Airlines Federal Cred	Conventional, HELOC	5 +9 HELOCs	0.8%	85.7%	$275,000
Sfmc, LP	Conventional, FHA	4	0.6%	100%	$302,500
Highlands Residential Mortgage, Ltd.	Conventional, FHA	4	0.6%	100%	$365,000
Primelending	Conventional	3	0.5%	100%	$301,666
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, FHA	3	0.5%	100%	$295,000
Republic State Mortgage Company	Conventional	2	0.3%	100%	$295,000
Gardner Financial Services	Conventional, FHA	2	0.3%	100%	$255,000
Red Diamond Home Loans, LLC	Conventional, FHA	2	0.3%	100%	$270,000
SWBC Mortgage Corporation	Conventional	1	0.2%	100%	$195,000
Capital Concepts Inc	Conventional	1	0.2%	100%	$165,000
Emporium Tpo LLC	Conventional	1	0.2%	100%	$175,000
Willow Bend Mortgage Company, LLC	Conventional	1	0.2%	100%	$345,000
Integrity Mortgage Corporation of Texas	Conventional	1	0.2%	100%	$275,000
Encompass Lending Group, L.P.	FHA	1	0.2%	100%	$305,000
Gsb Mortgage, Inc.	Conventional	1	0.2%	100%	$345,000
Certified Funding, L.P.	Conventional	1	0.2%	100%	$65,000
Right Start Mortgage, Inc	Conventional	1	0.2%	100%	$425,000
United Wholesale Mortgage	Conventional, FHA, VA	73	11.8%	88.4%	$338,287
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA	73	11.8%	82.1%	$290,342	View
CrossCountry Mortgage, LLC	Conventional, FHA, HELOC	18 +1 HELOCs	2.9%	94.7%	$343,333
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	17	2.8%	100%	$278,529
Mortgage Research Center	VA	12	1.9%	70.6%	$375,000
loanDepot.com LLC	Conventional, FHA, HELOC	9 +2 HELOCs	1.5%	81.8%	$232,777
Kind Lending, LLC	Conventional, FHA, VA	9	1.5%	100%	$366,111
Pennymac Loan Services LLC	Conventional, FHA	9	1.5%	69.2%	$236,111
American Pacific Mortgage Corporation	Conventional, FHA	9	1.5%	100%	$338,333
Fairway Independent Mort Corp	Conventional, FHA	9	1.5%	90%	$395,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	9	1.5%	100%	$263,888
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA	8	1.3%	100%	$316,250	View
Originpoint, LLC	Conventional, FHA, VA	7	1.1%	100%	$315,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, VA	7	1.1%	100%	$212,142	View
Guaranteed Rate, Inc.	Conventional, FHA	5	0.8%	100%	$379,000
Newrez LLC	Conventional, FHA, VA	5	0.8%	55.6%	$351,000
Discover Bank	Conventional	5	0.8%	62.5%	$119,000
Cardinal Financial Company, Li	Conventional, FHA	5	0.8%	100%	$209,000
New American Funding, LLC.	Conventional, FHA	5	0.8%	71.4%	$353,000
Lower, LLC	Conventional, FHA	5	0.8%	100%	$341,000
Paramount Residential Mortgage	Conventional, FHA, VA	5	0.8%	100%	$363,000
American Portfolio Mortgage Corporation	Conventional, FHA, VA	4	0.6%	100%	$417,500
Freedom Mortgage Corporation	Conventional, FHA, VA	4	0.6%	83.3%	$370,000
American Financial Resources LLC	Conventional, FHA, VA	4	0.6%	100%	$322,500
Movement Mortgage, LLC	Conventional, FHA, VA	4	0.6%	100%	$367,500
PHH Mortgage Corporation	Conventional, FHA	4	0.6%	100%	$275,000
Better Mortgage Corporation	Conventional	4	0.6%	80%	$297,500
Tomo Mortgage LLC	Conventional	4	0.6%	100%	$325,000
The Loan Store, Inc	Conventional, FHA, HELOC	3 +2 HELOCs	0.5%	100%	$401,666
Guaranteed Rate Affinity, LLC	Conventional, FHA	3	0.5%	100%	$358,333
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA	3	0.5%	100%	$345,000	View
Sage Home Loans Corporation	Conventional	3	0.5%	100%	$351,666
Equity Prime Mortgage LLC	FHA, VA	3	0.5%	100%	$298,333
AmeriHome Mortgage Company, LLC	Conventional, FHA	3	0.5%	100%	$358,333
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	3	0.5%	42.9%	$288,333	View
Select Lending Services, LLC A+5.0 ★Texas Ratio: 3.16%	Conventional, FHA	3	0.5%	100%	$278,333	View
Nfm, Inc	Conventional	3	0.5%	100%	$385,000
TowneBank	Conventional, FHA	3	0.5%	100%	$328,333
Zillow Home Loans, LLC	Conventional, FHA	3	0.5%	100%	$255,000
Prosperity Home Mortgage, LLC	Conventional, VA	3	0.5%	100%	$331,666
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA, VA	3	0.5%	100%	$358,333	View
Royal United Mortgage LLC	Conventional	2	0.3%	100%	$265,000
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.3%	37.5%	$285,000
Legacy Mortgage	Conventional	2	0.3%	100%	$380,000
Guidance Residential, LLC	Conventional	2	0.3%	100%	$290,000
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional	2	0.3%	100%	$325,000	View
Constant Investments, Inc	Conventional	2	0.3%	100%	$270,000
Union Home Mortgage Corp.	Conventional, FHA	2	0.3%	100%	$315,000
Geneva Financial LLC	FHA	2	0.3%	100%	$315,000
Churchill Mortgage Corporation	Conventional	2	0.3%	100%	$290,000
Waterstone Mortgage Corporation	Conventional	2	0.3%	100%	$375,000
Towne Mortgage Company	Conventional, VA	2	0.3%	100%	$495,000
V.I.P. Mortgage, Inc.	Conventional	2	0.3%	100%	$230,000
Mortgage Solutions of Colorado	Conventional, VA	2	0.3%	100%	$245,000
Plaza Home Mortgage, Inc	Conventional, VA	2	0.3%	100%	$255,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	2	0.3%	66.7%	$325,000	View
Pentagon Federal Credit Union	FHA, HELOC	1 +3 HELOCs	0.2%	50%	$375,000
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$185,000
Arc Home LLC	Conventional	1	0.2%	100%	$345,000
First Community Mortgage, Inc.	Conventional	1	0.2%	100%	$165,000
Residential Wholesale Mortgage	FHA	1	0.2%	100%	$305,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.2%	100%	$275,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.2%	100%	$355,000
Watermark Capital, Inc.	Conventional	1	0.2%	100%	$365,000
Nbkc Bank	Conventional	1	0.2%	100%	$405,000
ALCOVA Mortgage, LLC	Conventional	1	0.2%	100%	$215,000
Allied Mortgage Group, Inc A+5.0 ★Texas Ratio: 0.75%	Conventional	1	0.2%	100%	$305,000	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.2%	100%	$365,000	View
Resicentral LLC	Conventional	1	0.2%	100%	$195,000
City 1st Mortgage Services, LC	Conventional	1	0.2%	100%	$165,000
Mortgage Financial Services	FHA	1	0.2%	100%	$375,000
Citizens Equity First Credit U	Conventional	1	0.2%	100%	$475,000
Flat Branch Mortgage, Inc.	Conventional	1	0.2%	100%	$495,000
Securitynational Mortgage Company	VA	1	0.2%	100%	$475,000
Bay Equity LLC	Conventional	1	0.2%	100%	$315,000
Eastman Credit Union A+5.0 ★Texas Ratio: 1.56%	Conventional	1	0.2%	100%	$305,000
Greenbox Loans	Conventional	1	0.2%	100%	$205,000
Delta Community Credit Union	Conventional	1	0.2%	100%	$355,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.2%	100%	$405,000	View
Planet Home Lending, LLC	Conventional	1	0.2%	50%	$305,000
Provident Funding Associates	Conventional	1	0.2%	100%	$385,000
T2 Financial LLC	Conventional	1	0.2%	100%	$385,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.2%	100%	$75,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.2%	100%	$395,000	View
Great Plains National Bank	Conventional	1	0.2%	100%	$415,000
Johnson Bank A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0.2%	100%	$75,000	View
Nations Direct Mortgage, LLC	Conventional	1	0.2%	100%	$405,000
Mutual of Omaha Mortgage	Conventional	1	0.2%	100%	$355,000
RBC Bank (Georgia), N.A.	Conventional	1	0.2%	100%	$475,000
Thrivent Bank	Conventional	1	0.2%	100%	$115,000
Carrington Mortgage Services LLC	Conventional	1	0.2%	33.3%	$325,000
The Mortgage Link, Inc.	Conventional	1	0.2%	100%	$335,000
Village Capital & Investment	FHA	1	0.2%	100%	$275,000
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Cadence Bank	HELOC	0 +1 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	0%
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	0%		View
Spring Eq, LLC	HELOC	0 +1 HELOCs	0%	33.3%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Bedford Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bedford, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Bedford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bedford in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bedford, TX

Use these to narrow the list above. Each category shows how many Bedford, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 91 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 50 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 53 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 23 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in TX 50 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Bedford, TX

Independent mortgage companies closed 73.9 percent of home loans in Bedford, Texas in 2025, banks 18.3 percent and credit unions 7.8 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Fort Worth Community Credit Union the largest credit union. Among lenders headquartered in Texas, Fort Worth Community Credit Union led with 4 loans.

73.9%

Mortgage companies

18.3%

Banks

7.8%

Credit unions

14%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Bedford, TX

Who is the largest mortgage lender in Bedford, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Bedford, Texas with 15 loans, about 2.4 percent of the market. The largest lender headquartered in Texas was Fort Worth Community Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bedford, TX have the highest approval rates?

Among lenders with meaningful volume in Bedford, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.4 percent, against a 87.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bedford, TX mortgage lenders offer FHA, VA and USDA loans?

53 lenders closed FHA loans in Bedford, Texas in 2025, led by United Wholesale Mortgage with 7. 23 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bedford, TX lender list?

Yes. 50 banks and 19 credit unions closed home loans in Bedford, Texas in 2025, alongside 91 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bedford, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bedford, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bedford, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bedford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.