Mortgage Lenders and Brokers in Beaumont, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Beaumont, Texas mortgage lenders include Dugood Federal Credit UnionDugood Federal Credit Union7505 Eastex Fwy Ste B, Beaumont, TX 77708A+5.0 ★Texas Ratio: 0.43%, Rave Financial Credit UnionRave Financial Credit Union1810 N Major Dr, Beaumont, TX 77713A+5.0 ★Texas Ratio: 3.39%, First Financial BankFirst Financial Bank3515 Dowlen Rd, Beaumont, TX 77706A+5.0 ★Texas Ratio: 3.74%, Education First Federal Credit UnionEducation First Federal Credit Union740 Fannin St, Beaumont, TX 77701A+5.0 ★Texas Ratio: 3.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6025 Eastex Fwy, Beaumont, TX 77706A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA4175 Phelan Blvd, Beaumont, TX 77707A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.2635 Interstate 10 E, Beaumont, TX 77702A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA265 Dowlen Rd, Beaumont, TX 77706A+5.0 ★Texas Ratio: 4.14%, Prosperity BankProsperity Bank6150 Eastex Fwy, Beaumont, TX 77708A+5.0 ★Texas Ratio: 1.58%, and Third Coast BankThird Coast Bank3650 North Major Drive, Beaumont, TX 77713A5.0 ★Texas Ratio: 6.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Beaumont, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beaumont are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Beaumont, Texas
Market share is the lender's share of all home loans closed in Beaumont, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43% |
Conventional, Jumbo | 64 | 5.6% | 80.7% | $184,843 | |
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1810 N Major Dr, Beaumont, TX 77713 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 44 | 3.8% | 63% | $93,863 | View |
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1 office in Beaumont 3515 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 3.74% |
Conventional, FHA, Jumbo, HELOC | 20 +2 HELOCs |
1.7% | 87% | $249,500 | View |
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740 Fannin St, Beaumont, TX 77701 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 18 | 1.6% | 85.7% | $108,333 | View |
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2 offices in Beaumont 6025 Eastex Fwy, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 17 | 1.5% | 70.8% | $188,529 | View |
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2 offices in Beaumont 4175 Phelan Blvd, Beaumont, TX 77707 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 0.3% | 80% | $222,500 | View |
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★ 1.7 stars, 3 reviews 4 offices in Beaumont 2635 Interstate 10 E, Beaumont, TX 77702 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +9 HELOCs |
0.2% | 50% | $235,000 | View |
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1 office in Beaumont 265 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.2% | 100% | $250,000 | View |
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★ 1 stars, 1 review 6 offices in Beaumont 6150 Eastex Fwy, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 1.58% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $420,000 | View |
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1 office in Beaumont 3650 North Major Drive, Beaumont, TX 77713 A5.0 ★Texas Ratio: 6.75% |
Conventional | 2 | 0.2% | 100% | $475,000 | View |
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1 office in Beaumont 4145 Dowlen Rd, Beaumont, TX 77706 A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.1% | 100% | $235,000 | View |
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★ 4 stars, 3 reviews 4 offices in Beaumont 350 Pine St Ste 130, Beaumont, TX 77701 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1955 Dowlen Rd, Beaumont, TX 77706 3330 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 63 | 5.5% | 88.5% | $157,063 | View |
Fivepoint Credit Union
4005 Dowlen Rd, Beaumont, TX 77706 6850 |
Conventional | 37 | 3.2% | 80.7% | $129,594 | |
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2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 14 | 1.2% | 77.8% | $121,428 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA, VA | 9 | 0.8% | 90% | $191,666 | |
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3950 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 5 | 0.4% | 83.3% | $231,000 | View |
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701 W Round Bunch Rd, Bridge City, TX 77611 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.3% | 100% | $251,666 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 50% | $90,000 | View |
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3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 2 | 0.2% | 100% | $110,000 | View |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
FHA | 1 | 0.1% | 100% | $175,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 33.3% | $335,000 | View |
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1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $755,000 | View |
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8255 Gladys Ave, Beaumont, TX 77706 4004 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 33.3% | $65,000 | View |
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4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.1% | 50% | $55,000 | View |
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6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
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825 S Jackson St, Jacksonville, TX 75766 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0.1% | 50% | $125,000 | |
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1110 Hurst St, Center, TX 75935 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 25% | $165,000 | View |
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4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 0.1% | 100% | $2,505,000 | View |
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840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40% |
VA | 1 | 0.1% | 50% | $295,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional | 1 | 0.1% | 100% | $55,000 | |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.1% | 100% | $795,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 35 | 3% | 81.8% | $271,000 | |
Southwest Funding LP
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Conventional, FHA, VA | 25 | 2.2% | 100% | $157,400 | |
Hometrust Mortgage Company
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Conventional, FHA, VA | 9 | 0.8% | 90% | $207,222 | |
Nationstar Mortgage
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Conventional | 8 | 0.7% | 81.8% | $143,750 | |
Click n' Close, Inc.
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FHA, VA | 6 | 0.5% | 100% | $191,666 | |
Primelending
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Conventional, FHA | 5 | 0.4% | 100% | $279,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional, FHA | 4 | 0.3% | 100% | $285,000 | |
Stellar Bank
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.3% | 75% | $781,666 | |
Highlands Residential Mortgage, Ltd.
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Conventional, VA | 3 | 0.3% | 100% | $298,333 | |
Interlinc Mortgage Services, LLC
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FHA | 2 | 0.2% | 100% | $225,000 | |
FocusOne Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Directions Equity, LLC
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Network Funding, L.P.
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FHA | 1 | 0.1% | 100% | $175,000 | |
Aaxy LLC
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Commercial Bank of Texas, NA
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.1% | 50% | $315,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 92 | 8% | 78.8% | $244,021 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 88 | 7.6% | 95.2% | $248,181 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 83 | 7.2% | 72% | $193,915 | View |
New American Funding, LLC.
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Conventional, FHA, HELOC | 56 +1 HELOCs |
4.9% | 88.9% | $132,857 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 40 | 3.5% | 87% | $262,250 | |
Mortgage Research Center
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VA | 27 | 2.3% | 87.1% | $223,888 | |
Canopy Mortgage, LLC
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Conventional, FHA | 21 | 1.8% | 95.5% | $241,190 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 19 +1 HELOCs |
1.6% | 90.9% | $197,105 | |
Freedom Mortgage Corporation
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FHA, VA | 18 | 1.6% | 90.9% | $228,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 18 | 1.6% | 95% | $252,222 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 16 | 1.4% | 94.1% | $210,000 | View |
Kind Lending, LLC
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Conventional, FHA, VA | 12 | 1% | 100% | $265,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 12 | 1% | 66.7% | $210,833 | |
Nfm, Inc
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FHA | 12 | 1% | 100% | $199,166 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 1% | 66.7% | $137,727 | |
Newrez LLC
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Conventional, FHA, VA | 9 | 0.8% | 45% | $249,444 | |
Equity Prime Mortgage LLC
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FHA, VA, USDA | 9 | 0.8% | 100% | $159,444 | |
Hamilton Mortgage Corporation
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Conventional, FHA | 9 | 0.8% | 100% | $305,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 9 | 0.8% | 100% | $242,777 | View |
American Financial Network, Inc.
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Conventional, FHA, VA | 8 | 0.7% | 80% | $226,250 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 8 | 0.7% | 61.5% | $163,750 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 7 | 0.6% | 100% | $205,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA, VA | 6 | 0.5% | 100% | $180,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 5 | 0.4% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 5 | 0.4% | 45% | $239,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 5 | 0.4% | 83.3% | $251,000 | View |
loanDepot.com LLC
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Conventional | 5 | 0.4% | 46.2% | $83,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 4 | 0.3% | 100% | $192,500 | |
The Loan Store, Inc
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Conventional | 4 | 0.3% | 80% | $227,500 | |
Village Capital & Investment
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FHA, VA | 4 | 0.3% | 75% | $277,500 | |
New Wave Lending Group Inc
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Conventional | 3 | 0.3% | 100% | $198,333 | |
Mid-Continent Funding, Inc.
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VA | 3 | 0.3% | 100% | $281,666 | |
Pike Creek Mortgage Services, Inc.
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FHA | 3 | 0.3% | 100% | $188,333 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.3% | 100% | $155,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 3 | 0.3% | 100% | $328,333 | View |
Paramount Residential Mortgage
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FHA | 3 | 0.3% | 75% | $225,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 3 | 0.3% | 100% | $188,333 | View |
Plaza Home Mortgage, Inc
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FHA, VA | 3 | 0.3% | 27.3% | $228,333 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.2% | 50% | $70,000 | |
Goodleap, LLC
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Conventional | 2 | 0.2% | 66.7% | $105,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.2% | 100% | $85,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 2 | 0.2% | 100% | $215,000 | View |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 0.2% | 15.4% | $265,000 | View |
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A+5.0 ★Texas Ratio: 3.34% |
FHA | 2 | 0.2% | 100% | $245,000 | View |
AmWest Funding Corp
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Conventional | 2 | 0.2% | 100% | $190,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 2 | 0.2% | 100% | $250,000 | View |
American Financing Corporation
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Conventional | 2 | 0.2% | 33.3% | $120,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 0.2% | 100% | $310,000 | |
Bay Equity LLC
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Conventional | 2 | 0.2% | 100% | $155,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $165,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 0.2% | 100% | $280,000 | |
Radius Financial Group Inc
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FHA | 2 | 0.2% | 100% | $180,000 | |
Lower, LLC
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Conventional, VA | 2 | 0.2% | 66.7% | $280,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 0.2% | 75% | $80,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $485,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $495,000 | |
American Financial Resources LLC
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FHA | 1 | 0.1% | 100% | $315,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.1% | 33.3% | $435,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $405,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 33.3% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.1% | 37.5% | $145,000 | View |
Resicentral LLC
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Conventional | 1 | 0.1% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Mortgage Financial Services
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FHA | 1 | 0.1% | 100% | $275,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.1% | 100% | $215,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.1% | 100% | $195,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $365,000 | |
First Intercontinental Bank
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Conventional | 1 | 0.1% | 100% | $255,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.1% | 100% | $165,000 | |
Geneva Financial LLC
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FHA | 1 | 0.1% | 100% | $125,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $135,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 25% | $205,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.1% | 100% | $375,000 | View |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $75,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 33.3% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $305,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 50% | $715,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.1% | 66.7% | $165,000 | |
21St Mortgage
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Conventional | 1 | 0.1% | 7.7% | $175,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.1% | 40% | $255,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.1% | 16.7% | $105,000 | |
Gibsland Bank & Trust
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Conventional | 1 | 0.1% | 100% | $85,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.1% | 100% | $535,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Beaumont Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Beaumont, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Beaumont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beaumont in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Beaumont, TX
Use these to narrow the list above. Each category shows how many Beaumont, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Beaumont, TX
Independent mortgage companies closed 67 percent of home loans in Beaumont, Texas in 2025, banks 10.2 percent and credit unions 22.8 percent. Everett Financial, Inc. was the largest mortgage company, First Financial Bank the largest bank and Dugood Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Dugood Federal Credit Union led with 64 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Beaumont, TX
By home loans closed in 2025, Dugood Federal Credit Union was the largest mortgage lender in Beaumont, Texas with 64 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Beaumont, Texas, Guild Mortgage Company approved the highest share of completed applications in 2025 at 95.2 percent, against a 79 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
63 lenders closed FHA loans in Beaumont, Texas in 2025, led by United Wholesale Mortgage with 42. 31 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 18 credit unions closed home loans in Beaumont, Texas in 2025, alongside 97 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Beaumont, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beaumont, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beaumont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
