MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Abilene, Texas

Abilene, Texas mortgage lenders include First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Abilene Teachers FCUAbilene Teachers FCU2801 N 6th St, Abilene, TX 79603A+5.0 ★Texas Ratio: 0.97%, Clear Fork Bank N.A.Clear Fork Bank N.A.5657 Buffalo Gap Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.56%, Coleman County State BankColeman County State Bank836 E Ambler Ave, Abilene, TX 79601A+5.0 ★Texas Ratio: 0.33%, Communities of Abilene FCUCommunities of Abilene FCU3661 N 6th St, Abilene, TX 79603A+5.0 ★Texas Ratio: 1.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, First National Bank and TrustFirst National Bank and Trust4201 Buffalo Gap Road, Abilene, TX 79606C3.8 ★Texas Ratio: 28.95%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, and Umb Bank NAUmb Bank NA3910 S Treadaway Blvd, Abilene, TX 79602A+5.0 ★Texas Ratio: 1.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Abilene, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Abilene are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Abilene, Texas

Market share is the lender's share of all home loans closed in Abilene, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
10 offices in Abilene
2617 Antilley Rd, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.74%
Conventional, FHA, VA, Jumbo, HELOC 488
+44 HELOCs
19.6% 93% $240,573 View
2801 N 6th St, Abilene, TX 79603
A+5.0 ★Texas Ratio: 0.97%
Conventional 77 3.1% 72.5% $78,896 View
1 office in Abilene
5657 Buffalo Gap Rd, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.56%
Conventional, Jumbo 60 2.4% 96.8% $160,666 View
2 offices in Abilene
836 E Ambler Ave, Abilene, TX 79601
A+5.0 ★Texas Ratio: 0.33%
Conventional 21 0.8% 96.7% $198,809 View
3661 N 6th St, Abilene, TX 79603
A+5.0 ★Texas Ratio: 1.27%
Conventional 19 0.8% 100% $84,473 View
1 office in Abilene
3250 Rebecca Ln, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.68%
Conventional, VA 16 0.6% 84.2% $207,500 View
★ 1 stars, 1 review
5 offices in Abilene
1502 Barrow St, Abilene, TX 79605
A+5.0 ★Texas Ratio: 1.58%
Conventional, FHA 9 0.4% 75% $261,666 View
3 offices in Abilene
4201 Buffalo Gap Road, Abilene, TX 79606
C3.8 ★Texas Ratio: 28.95%
Conventional, FHA 5 0.2% 60% $143,000 View
1 office in Abilene
2200 S 27th St, Abilene, TX 79605
A+5.0 ★Texas Ratio: 4.14%
Conventional, FHA, HELOC 4
+4 HELOCs
0.2% 66.7% $292,500 View
1 office in Abilene
3910 S Treadaway Blvd, Abilene, TX 79602
A+5.0 ★Texas Ratio: 1.78%
Conventional, HELOC 1
+1 HELOCs
0% 100% $235,000 View
1 office in Abilene
2550 Buffalo Gap Rd, Abilene, TX 79605
A5.0 ★Texas Ratio: 10.93%
Conventional 1 0% 100% $645,000 View
1 office in Abilene
1 Village Dr, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.14%
VA 1 0% 100% $455,000 View
4601c Antilley Rd, Abilene, TX 79606
A+5.0 ★Texas Ratio: 1.71%
Conventional, FHA, VA 61 2.4% 93.8% $267,295 View
10750 Mcdermott Fwy, San Antonio, TX 78288
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 11 0.4% 64.7% $249,545 View
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606
Conventional, FHA 7 0.3% 100% $283,571
710 Highway 71 W, Bastrop, TX 78602
A+5.0 ★Texas Ratio: 3.21%
Conventional, FHA 6 0.2% 100% $135,000 View
3701 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 5.36%
Conventional 6 0.2% 85.7% $205,000 View
13737 Noel Rd, Dallas, TX 75240
A+5.0 ★Texas Ratio: 2.85%
Conventional 4 0.2% 80% $210,000 View
1521 N Cooper St Ste 100, Arlington, TX 76011
A5.0 ★Texas Ratio: 9.89%
Conventional 4 0.2% 100% $85,000 View
★ 1.7 stars, 3 reviews
1049 N 3rd St Ste 100, Abilene, TX 79601
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 3
+1 HELOCs
0.1% 50% $158,333 View
5055 Keller Springs Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 0.53%
Conventional 3 0.1% 100% $78,333 View
911 W 38th St, Austin, TX 78705
A+5.0 ★Texas Ratio: 1.69%
Conventional 3 0.1% 100% $281,666 View
404 E Stacy Rd, Allen, TX 75002
A+5.0 ★Texas Ratio: 5.89%
Conventional, HELOC 2
+1 HELOCs
0.1% 100% $80,000 View
108 W Main, Archer City, TX 76351
A5.0 ★Texas Ratio: 7.83%
Conventional 2 0.1% 100% $210,000 View
10526 W Parmer Ln, Austin, TX 78717
A5.0 ★Texas Ratio: 10.43%
Conventional, FHA 2 0.1% 100% $190,000 View
1021 12th St, Anson, TX 79501
A+5.0 ★Texas Ratio: 1.36%
Conventional 2 0.1% 100% $150,000 View
1500 S Coulter St, Amarillo, TX 79106
A5.0 ★Texas Ratio: 9.89%
Conventional, HELOC 1
+1 HELOCs
0% 100% $195,000 View
5508 W Highway 290, Austin, TX 78735
A5.0 ★Texas Ratio: 6.75%
Conventional 1 0% 100% $165,000 View
9404 Hillside Rd, Amarillo, TX 79119
A+5.0 ★Texas Ratio: 4.84%
Conventional 1 0% 100% $225,000 View
★ 5 stars, 1 review
8201 Preston Rd, Dallas, TX 75225
A+5.0 ★Texas Ratio: 5.76%
Conventional 1 0% 100% $125,000 View
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713
Conventional 1 0% 100% $205,000
1337 W Mcdermott Dr, Allen, TX 75013
A+5.0 ★Texas Ratio: 4.37%
Conventional 1 0% 66.7% $155,000 View
1645 Greens Prairie Rd W, College Station, TX 77845
A+5.0 ★Texas Ratio: 0.97%
Conventional 1 0% 100% $165,000 View
317 Main St, Abernathy, TX 79311
A+5.0 ★Texas Ratio: 3.01%
VA 1 0% 100% $235,000 View
501 E Hall St, Bangs, TX 76823
A+5.0 ★Texas Ratio: 5.55%
FHA 1 0% 100% $215,000 View
118 N Garfield Ave, Rotan, TX 79546
A+5.0 ★Texas Ratio: 2.40%
Conventional 1 0% 100% $185,000 View
792 S Watters Rd, Allen, TX 75013
A+5.0 ★Texas Ratio: 1.05%
FHA 1 0% 100% $85,000 View
1617 Pleasonton Rd Ste G 109, El Paso, TX 79906
A+5.0 ★Texas Ratio: 4.81%
VA 1 0% 100% $235,000 View
2515 Mckinney Ave, Dallas, TX 75201
A-5.0 ★Texas Ratio: 14.93%
Conventional, Jumbo 1 0% 100% $825,000 View
★ 5 stars, 1 review
15301 North Dallas Prkwy #100, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.51%
Conventional 1 0% 50% $235,000 View
124 E Rush St, Linden, TX 75563
A5.0 ★Texas Ratio: 13.83%
Conventional 1 0% 100% $415,000 View
701 College Dr, Abilene, TX 79601
A+5.0 ★Texas Ratio: 3.82%
Conventional 1 0% 100% $155,000 View
2501 E Pioneer Pkwy, Arlington, TX 76010 8365
A5.0 ★Texas Ratio: 6.31%
Conventional 1 0% 100% $285,000 View
9404 Hillside Rd, Amarillo, TX 79119
A+5.0 ★Texas Ratio: 4.84%
Conventional 1 0% 100% $755,000 View
2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772
A+5.0 ★Texas Ratio: 4.72%
HELOC 0
+1 HELOCs
0% n/a View
900 W Bethany Dr Ste 500, Allen, TX 75013 3834
A+5.0 ★Texas Ratio: 3.34%
HELOC 0
+1 HELOCs
0% n/a View
Primelending
Conventional, FHA, VA, Jumbo 208 8.4% 96.9% $250,865
SWBC Mortgage Corporation
Conventional, FHA, VA 67 2.7% 98.6% $229,328
DHI Mortgage Company, LTD.
Conventional, FHA, VA 64 2.6% 84.4% $277,031
Envoy Mortgage, Ltd
Conventional, FHA, VA 38 1.5% 100% $261,578
Nationstar Mortgage
Conventional, FHA 16 0.6% 76.2% $190,000
Ark-La-Tex Financial Services LLC
Conventional, VA 4 0.2% 100% $257,500
Integrity Mortgage Corporation of Texas
Conventional 2 0.1% 100% $255,000
Click n' Close, Inc.
FHA, VA 2 0.1% 100% $165,000
Gardner Financial Services
FHA 2 0.1% 100% $165,000
Right Start Mortgage, Inc
VA 2 0.1% 100% $175,000
Zippy Loans, LLC
Conventional 1 0% 100% $75,000
Capital Concepts Inc
Conventional 1 0% 100% $195,000
Directions Equity, LLC
Conventional 1 0% 100% $215,000
AML Funding LLC dba Absolute Mortgage & Lending
Conventional 1 0% 100% $155,000
Lrs Financial Network dba Hnb Mortgage
Conventional 1 0% 100% $355,000
Highlands Residential Mortgage, Ltd.
FHA 1 0% 100% $295,000
Encompass Lending Group, L.P.
FHA 1 0% 100% $165,000
Southwest Funding LP
Conventional 1 0% 100% $475,000
United Wholesale Mortgage
Conventional, FHA, VA 151 6.1% 95.7% $262,880
B+4.7 ★Texas Ratio: 18.17%
Conventional, FHA, VA 101 4.1% 82.5% $212,029 View
Mortgage Research Center
Conventional, FHA, VA 97 3.9% 89.3% $249,226
loanDepot.com LLC
Conventional, FHA, VA, HELOC 55
+1 HELOCs
2.2% 83.3% $213,909
A+5.0 ★Texas Ratio: 2.58%
Conventional, FHA, VA 54 2.2% 100% $184,629 View
Pike Creek Mortgage Services, Inc.
Conventional, FHA, VA 51 2% 98.1% $225,392
Mortgage Financial Services
Conventional, FHA, VA 44 1.8% 100% $266,363
Fairway Independent Mort Corp
Conventional, FHA, VA 38 1.5% 97.4% $223,947
The Loan Store, Inc
Conventional, FHA, VA, HELOC 37
+1 HELOCs
1.5% 95.1% $229,594
Freedom Mortgage Corporation
Conventional, FHA, VA 37 1.5% 91.2% $269,594
Newrez LLC
Conventional, FHA, VA 35 1.4% 85.4% $248,142
Pennymac Loan Services LLC
Conventional, FHA, VA 31 1.2% 87.2% $257,258
21St Mortgage
Conventional 30 1.2% 41.1% $116,666
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 27 1.1% 77.8% $204,629
T2 Financial LLC
Conventional, FHA, VA 25 1% 96.3% $239,000
American Pacific Mortgage Corporation
Conventional, FHA, VA 25 1% 100% $268,600
CrossCountry Mortgage, LLC
Conventional, FHA, VA, HELOC 17
+1 HELOCs
0.7% 100% $338,529
A+5.0 ★Texas Ratio: 5.06%
Conventional 15 0.6% 59% $116,333 View
Paramount Residential Mortgage
Conventional, FHA, VA 15 0.6% 100% $245,666
A+5.0 ★Texas Ratio: 3.34%
Conventional, FHA, VA 14 0.6% 100% $198,571 View
Village Capital & Investment
VA 14 0.6% 90% $288,571
Guaranteed Rate, Inc.
Conventional, FHA, VA 13 0.5% 92.9% $281,923
Prosperity Home Mortgage, LLC
Conventional, FHA, VA 13 0.5% 92.9% $205,000
Lakeview Loan Servicing, LLC
Conventional, FHA, VA 12 0.5% 56% $294,166
AmeriHome Mortgage Company, LLC
Conventional, FHA, VA 12 0.5% 100% $245,833
Cmg Mortgage Inc
Conventional, FHA, VA, USDA 12 0.5% 100% $216,666
Cliffco, Inc.
FHA, VA 11 0.4% 100% $235,909
A+5.0 ★Texas Ratio: 4.14%
Conventional, FHA 10 0.4% 100% $112,000 View
New American Funding, LLC.
Conventional, FHA, HELOC 9
+1 HELOCs
0.4% 69.2% $187,222
Guaranteed Rate Affinity, LLC
Conventional, FHA, VA 9 0.4% 100% $238,333
Equity Prime Mortgage LLC
FHA, VA 9 0.4% 100% $196,111
A5.0 ★Texas Ratio: 9.09%
Conventional, FHA 9 0.4% 81.8% $243,888 View
Kind Lending, LLC
Conventional, FHA, VA 8 0.3% 100% $230,000
Platinum Eagle Mortgage, LLC
Conventional, FHA, VA 8 0.3% 100% $296,250
Nbkc Bank
VA 7 0.3% 100% $295,000
Acrisure Mortgage, LLC
Conventional, FHA, VA 7 0.3% 100% $206,428
Royal United Mortgage LLC
Conventional 6 0.2% 60% $123,333
PHH Mortgage Corporation
Conventional, FHA, VA, Jumbo 6 0.2% 100% $408,333
B+4.8 ★Texas Ratio: 17.16%
Conventional, FHA, VA 6 0.2% 100% $180,000 View
A-4.8 ★Texas Ratio: 12.33%
Conventional 6 0.2% 100% $381,666 View
A+5.0 ★Texas Ratio: 5.44%
Conventional 5 0.2% 100% $195,000 View
Union Home Mortgage Corp.
Conventional, FHA 5 0.2% 100% $171,000
Cardinal Financial Company, Li
Conventional, FHA 5 0.2% 100% $157,000
Planet Home Lending, LLC
FHA, VA 5 0.2% 100% $245,000
Member First Mortgage, LLC
Conventional, FHA 5 0.2% 83.3% $167,000
Vanderbilt Mortgage and Finance, Inc
Conventional 5 0.2% 30% $127,000
Spring Eq, LLC
Conventional, HELOC 4
+1 HELOCs
0.2% 33.3% $82,500
Goodleap, LLC
Conventional 4 0.2% 55.6% $162,500
American Financing Corporation
Conventional 4 0.2% 45.5% $150,000
American Financial Resources LLC
FHA, VA 3 0.1% 100% $228,333
Movement Mortgage, LLC
VA 3 0.1% 100% $281,666
Loanunited.Com, LLC
FHA, VA 3 0.1% 60% $255,000
Resicentral LLC
Conventional 3 0.1% 100% $261,666
ClearPath Lending
VA 3 0.1% 100% $275,000
Nfm, Inc
Conventional, FHA 3 0.1% 100% $171,666
Waterstone Mortgage Corporation
VA 3 0.1% 100% $261,666
Carrington Mortgage Services LLC
Conventional, FHA, VA 3 0.1% 50% $315,000
Plaza Home Mortgage, Inc
Conventional, FHA, VA 3 0.1% 100% $265,000
Champions Funding, LLC
Conventional 3 0.1% 100% $265,000
Pentagon Federal Credit Union
Conventional, HELOC 2
+2 HELOCs
0.1% 50% $115,000
American Portfolio Mortgage Corporation
Conventional 2 0.1% 100% $140,000
Cornerstone First Mortgage, LLC
Conventional, FHA 2 0.1% 100% $205,000
Keypoint Credit Union
Conventional 2 0.1% 100% $205,000
Primary Residential Mortgage, INC.
Conventional, VA 2 0.1% 100% $240,000
Canopy Mortgage, LLC
Conventional, VA 2 0.1% 100% $285,000
A5.0 ★Texas Ratio: 9.93%
Conventional, FHA 2 0.1% 26.7% $260,000 View
Assurance Financial Group, L.L.C.
Conventional, FHA 2 0.1% 100% $540,000
A5.0 ★Texas Ratio: 13.21%
FHA 2 0.1% 100% $200,000 View
Flat Branch Mortgage, Inc.
FHA, VA 2 0.1% 100% $160,000
SIRVA Mortgage, Inc.
Conventional 2 0.1% 100% $280,000
First Option Mortgage, LLC
Conventional 2 0.1% 100% $110,000
Churchill Mortgage Corporation
Conventional 2 0.1% 100% $170,000
A+5.0 ★Texas Ratio: 3.68%
Conventional 2 0.1% 100% $245,000 View
Better Mortgage Corporation
Conventional 2 0.1% 50% $115,000
V.I.P. Mortgage, Inc.
FHA, VA 2 0.1% 100% $250,000
Zillow Home Loans, LLC
Conventional 2 0.1% 100% $185,000
Goprime Mortgage, Inc.
VA 2 0.1% 100% $250,000
HomeBridge Financial Services, Inc
VA, HELOC 1
+1 HELOCs
0% 33.3% $375,000
A5.0 ★Texas Ratio: 13.21%
FHA 1 0% 100% $245,000 View
Premier Mortgage Resources, LLC
VA 1 0% 100% $525,000
First Community Mortgage, Inc.
Conventional 1 0% 100% $595,000
Residential Wholesale Mortgage
Conventional 1 0% 100% $325,000
A-4.9 ★Texas Ratio: 16.48%
VA 1 0% 100% $435,000 View
A+5.0 ★Texas Ratio: 3.62%
Conventional 1 0% 100% $245,000 View
A+5.0 ★Texas Ratio: 4.31%
VA 1 0% 100% $215,000 View
A-4.9 ★Texas Ratio: 16.48%
Conventional 1 0% 100% $235,000 View
Sage Home Loans Corporation
Conventional 1 0% 100% $155,000
Pacific Lending LLC
FHA 1 0% 100% $355,000
Fed Ex Employees Credit Association
Conventional 1 0% 100% $65,000
Filo Mortgage, LLC
Conventional 1 0% 100% $105,000
A+5.0 ★Texas Ratio: 0.65%
Conventional 1 0% 100% $665,000 View
Synergy One Lending, Inc.
Conventional 1 0% 100% $75,000
A+5.0 ★Texas Ratio: 3.82%
Conventional 1 0% 100% $205,000 View
American Financial Network, Inc.
VA 1 0% 100% $265,000
A+5.0 ★Texas Ratio: 4.72%
VA 1 0% 100% $225,000 View
AmWest Funding Corp
Conventional 1 0% 100% $215,000
A+5.0 ★Texas Ratio: 3.66%
VA 1 0% 100% $195,000 View
Altitude Financial Corporation
FHA 1 0% 100% $305,000
Success Mortgage Partners, Inc
FHA 1 0% 50% $245,000
Discover Bank
Conventional 1 0% 7.1% $75,000
A5.0 ★Texas Ratio: 8.32%
VA 1 0% 100% $405,000 View
Das Acquisition Company, LLC
FHA 1 0% 100% $395,000
Network Capital Funding Corporation
Conventional 1 0% 100% $145,000
Securitynational Mortgage Company
FHA 1 0% 100% $235,000
A+5.0 ★Texas Ratio: 2.28%
VA 1 0% 100% $245,000 View
New Day Financial, LLC.
VA 1 0% 100% $225,000
Intelliloan, Inc.
FHA 1 0% 100% $315,000
Provident Funding Associates
Conventional 1 0% 50% $175,000
Castle & Cooke Mortgage, LLC
VA 1 0% 100% $205,000
Geneva Financial LLC
FHA 1 0% 100% $535,000
A5.0 ★Texas Ratio: 7.48%
Conventional 1 0% 100% $155,000 View
A5.0 ★Texas Ratio: 6.31%
Conventional 1 0% 100% $65,000
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 0% 100% $215,000 View
Towne Mortgage Company
VA 1 0% 100% $425,000
Mortgage Solutions of Colorado
VA 1 0% 100% $295,000
Mutual of Omaha Mortgage
VA 1 0% 50% $305,000
Lower, LLC
VA 1 0% 100% $175,000
Mld Mortgage, Inc.Dba the Money Store
Conventional 1 0% 100% $295,000
Southwest Stage Funding LLC
Conventional 1 0% 50% $95,000
Florida Capital Bank, N.A
Conventional 1 0% 100% $195,000
Nexera Holding LLC
Conventional 1 0% 100% $345,000
Loan Simple, Inc.
FHA 1 0% 100% $265,000
Mason-McDuffie Mortgage Corporation
Conventional 1 0% 100% $275,000
Tammac Holdings Corporation
Conventional 1 0% 50% $75,000
JMAC Lending, Inc.
FHA 1 0% 100% $225,000
Lendage, LLC dba Achieve Loans
HELOC 0
+3 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Abilene, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Abilene? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Abilene in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Abilene, TX

Use these to narrow the list above. Each category shows how many Abilene, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Abilene, TX

Independent mortgage companies closed 54.4 percent of home loans in Abilene, Texas in 2025, banks 39.9 percent and credit unions 5.7 percent. Everett Financial, Inc. was the largest mortgage company, First Financial Bank the largest bank and Abilene Teachers FCU the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 488 loans.

54.4%
Mortgage companies
39.9%
Banks
5.7%
Credit unions
22%
FHA loans
29%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Abilene, TX

Who is the largest mortgage lender in Abilene, TX?

By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Abilene, Texas with 488 loans, about 19.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Abilene, TX have the highest approval rates?

Among lenders with meaningful volume in Abilene, Texas, Guild Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 87.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Abilene, TX mortgage lenders offer FHA, VA and USDA loans?

77 lenders closed FHA loans in Abilene, Texas in 2025, led by First Financial Bank with 99. 75 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Abilene, TX lender list?

Yes. 56 banks and 16 credit unions closed home loans in Abilene, Texas in 2025, alongside 118 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Abilene, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Abilene, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Abilene, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Abilene. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.