☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Tennessee / Spring Hill

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Spring Hill, Tennessee

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Spring Hill, Tennessee mortgage lenders include FirstbankFirstbank4824 Main St, Spring Hill, TN 37174A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank4934 Main St, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.4959 Main St, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4930 Main St, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association3008 Belshire Village Dr, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 3.22%, First Horizon BankFirst Horizon Bank4938 Main St, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 5.76%, Bank of America NABank of America NA4865 Main Street, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank4929 Main St, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 2.87%, First Farmers and Merchants BankFirst Farmers and Merchants Bank5398 Main St, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 0.81%, and Republic Bank & TrustRepublic Bank & Trust128 Kedron Pkwy, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Spring Hill, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Spring Hill are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Spring Hill, Tennessee

Market share is the lender's share of all home loans closed in Spring Hill, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Firstbank 1 office in Spring Hill 4824 Main St, Spring Hill, TN 37174 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA, VA, HELOC	40 +7 HELOCs	2.5%	97.6%	$346,000	View
Regions Bank 1 office in Spring Hill 4934 Main St, Spring Hill, TN 37174 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, HELOC	32 +33 HELOCs	2%	86.8%	$235,937	View
US Bank, N.A. 1 office in Spring Hill 4959 Main St, Spring Hill, TN 37174 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	17 +8 HELOCs	1.1%	81.8%	$323,823	View
JPMorgan Chase Bank, NA 1 office in Spring Hill 4930 Main St, Spring Hill, TN 37174 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	12 +2 HELOCs	0.8%	85.7%	$405,833	View
Fifth Third Bank, National Association 2 offices in Spring Hill 3008 Belshire Village Dr, Spring Hill, TN 37174 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	10 +25 HELOCs	0.6%	71.4%	$287,000	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Spring Hill 4938 Main St, Spring Hill, TN 37174 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA, HELOC	7 +13 HELOCs	0.4%	77.8%	$357,857	View
Bank of America NA 1 office in Spring Hill 4865 Main Street, Spring Hill, TN 37174 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +27 HELOCs	0.3%	66.7%	$320,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Spring Hill 4929 Main St, Spring Hill, TN 37174 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, HELOC	3 +12 HELOCs	0.2%	100%	$605,000	View
First Farmers and Merchants Bank 2 offices in Spring Hill 5398 Main St, Spring Hill, TN 37174 A+5.0 ★Texas Ratio: 0.81%	Conventional, HELOC	2 +9 HELOCs	0.1%	100%	$255,000	View
Republic Bank & Trust 1 office in Spring Hill 128 Kedron Pkwy, Spring Hill, TN 37174 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	1 +9 HELOCs	0.1%	100%	$175,000	View
First Community Mortgage, Inc. 2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA	59	3.7%	94%	$367,881	View
Ascend Federal Credit Union 1002 Crossings Blvd, Spring Hill, TN 37174 A+5.0 ★Texas Ratio: 2.35%	Conventional, HELOC	16 +20 HELOCs	1%	80%	$242,500	View
Old National Bank 106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98%	Conventional, VA, HELOC	12 +2 HELOCs	0.8%	92.3%	$357,500	View
Pinnacle Bank 5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo, HELOC	7 +2 HELOCs	0.4%	87.5%	$505,000	View
Volunteer Bank 214 Centerview Dr, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.34%	Conventional, Jumbo	7	0.4%	77.8%	$447,857	View
First National Bank of Middle Tennessee 1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43%	Conventional, FHA, VA	5	0.3%	83.3%	$409,000	View
Servisfirst Bank 5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75%	Conventional, FHA	4	0.3%	100%	$367,500	View
First Ciitizens Bank and Trust 1611 Gunbarrel Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.72%	Conventional	4	0.3%	100%	$512,500	View
United Community Bank 1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, HELOC	3 +7 HELOCs	0.2%	100%	$158,333	View
Studio Bank 1550 W Mcewen Dr Suite 150, Franklin, TN 37067 A5.0 ★Texas Ratio: 11.28%	Conventional, Jumbo	3	0.2%	100%	$1,025,000	View
Community Mortgage Corporation 1007 Us Highway 45 N, Henderson, TN 38340	Conventional, FHA	3	0.2%	100%	$208,333
Wells Fargo Bank NA 9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.2%	75%	$191,666	View
TriStar Bank 3416 Highway 48 N, Charlotte, TN 37036 A5.0 ★Texas Ratio: 7.05%	Conventional	3	0.2%	75%	$125,000	View
Wilson Bank and Trust 306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75%	Conventional	3	0.2%	100%	$278,333	View
Renasant Bank 6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72%	Conventional	2	0.1%	100%	$555,000	View
Trustmark Bank 11915 Highway 70, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.40%	Conventional, FHA	2	0.1%	100%	$565,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$235,000	View
Brighton Bank 7663 Highway 51 S, Brighton, TN 38011 A+5.0 ★Texas Ratio: 0.40%	Conventional	1	0.1%	100%	$715,000	View
Citizens Tri County Bank ★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54%	Conventional	1	0.1%	100%	$295,000	View
Kelley Mortgage, LLC 1107 Mineral Wells Ave, Paris, TN 38242 4903 A+5.0 ★Texas Ratio: 2.52%	Conventional	1	0.1%	100%	$245,000	View
Southeast Financial Credit Union 1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98%	Conventional	1	0.1%	100%	$45,000	View
Legends Bank 533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$485,000	View
Bank of Tennessee 1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09%	Conventional	1	0.1%	100%	$395,000	View
First Commerce Bank 4641 Nashville Hwy, Chapel Hill, TN 37034 A+5.0 ★Texas Ratio: 0.58%	Conventional	1	0.1%	100%	$335,000	View
Simmons Bank 5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33%	HELOC	0 +4 HELOCs	0%	n/a		View
HomeTrust Bank 11916 Kingston Pike, Farragut, TN 37934 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
First South Financial Federal Credit Union 11624 Highway 51 S, Atoka, TN 38004 A+5.0 ★Texas Ratio: 0.35%	HELOC	0 +2 HELOCs	0%	n/a		View
Fortera Federal Credit Union 2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Smartbank 109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74%	HELOC	0 +1 HELOCs	0%	n/a		View
Churchill Mortgage Corporation	Conventional, FHA, VA	35	2.2%	100%	$407,857
Legacy Home Loans, LLC	Conventional, FHA	35	2.2%	100%	$361,285
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	20	1.3%	100%	$415,000
Mortgage Investors Group	Conventional, FHA	9	0.6%	100%	$383,888
Tennessee Valley Federal C U	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$415,000
Wesbanco Bank, Inc. A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo	1	0.1%	100%	$1,075,000	View
F&M Bank A+5.0 ★Texas Ratio: 4.11%	HELOC	0 +3 HELOCs	0%	0%		View
Rocket Mortgage A+5.0 ★Texas Ratio: 2.03%	Conventional, FHA, VA	157	10%	84.7%	$255,063	View
United Wholesale Mortgage	Conventional, FHA, VA	113	7.2%	89.1%	$453,141
Pulte Mortgage LLC	Conventional, FHA, VA	77	4.9%	89.5%	$376,038
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	71 +4 HELOCs	4.5%	98.7%	$421,338
Pennymac Loan Services LLC	Conventional, FHA, VA	35	2.2%	92.3%	$396,428
Jet HomeLoans, LP	Conventional, FHA	35	2.2%	97.4%	$605,285
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	34 +2 HELOCs	2.2%	97.1%	$436,176
Inspire Home Loans Inc.	Conventional, FHA	31	2%	97.1%	$384,677
Homeamerican Mortgage Corporation	Conventional, FHA, VA, Jumbo	27	1.7%	100%	$563,148
Freedom Mortgage Corporation	Conventional, FHA, VA	24	1.5%	83.9%	$410,416
Trailblazer Mortgage L.L.C.	Conventional, FHA, VA	22	1.4%	88.5%	$370,454
Fairway Independent Mort Corp	Conventional, FHA, VA	22	1.4%	91.7%	$392,272
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	19 +1 HELOCs	1.2%	90.5%	$358,684
M/I Financial. LLC	Conventional, FHA, VA	19	1.2%	100%	$399,210
Nationstar Mortgage	Conventional, FHA	18	1.1%	86.4%	$205,555
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	15 +7 HELOCs	1%	83.3%	$389,000
Spring Eq, LLC	Conventional, HELOC	13 +7 HELOCs	0.8%	56%	$114,230
loanDepot.com LLC	Conventional, FHA, VA	13	0.8%	59.1%	$409,615
Highlands Residential Mortgage, Ltd.	Conventional, VA	13	0.8%	100%	$391,153
Lennar Mortgage, LLC	Conventional, FHA	12	0.8%	80%	$551,666
SWBC Mortgage Corporation	Conventional, FHA	11	0.7%	92.3%	$365,000
Canopy Mortgage, LLC	Conventional, FHA, VA	11	0.7%	91.7%	$462,272
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA	11	0.7%	100%	$427,727	View
American Pacific Mortgage Corporation	Conventional	11	0.7%	91.7%	$437,727
New American Funding, LLC.	Conventional, FHA, VA	11	0.7%	84.6%	$422,272
The Loan Store, Inc	Conventional, FHA, HELOC	10 +1 HELOCs	0.6%	100%	$358,000
Newrez LLC	Conventional, FHA, VA	10	0.6%	76.9%	$362,000
Mutual of Omaha Mortgage	Conventional, FHA, HELOC	9 +1 HELOCs	0.6%	90%	$313,888
Kind Lending, LLC	Conventional, FHA, VA	9	0.6%	60%	$448,333
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA	9	0.6%	90%	$389,444	View
Liberty Federal Credit Union	Conventional, Jumbo, HELOC	8 +19 HELOCs	0.5%	100%	$605,000
Movement Mortgage, LLC	Conventional, FHA, HELOC	8 +1 HELOCs	0.5%	100%	$433,750
Mortgage Research Center	VA	8	0.5%	44.4%	$468,750
Click n' Close, Inc.	Conventional, FHA	7	0.4%	100%	$235,000
Union Home Mortgage Corp.	Conventional, VA	7	0.4%	100%	$472,142
Cadence Bank	Conventional, FHA, HELOC	6 +6 HELOCs	0.4%	85.7%	$496,666
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	6	0.4%	100%	$455,000	View
Nbkc Bank	Conventional	6	0.4%	100%	$348,333
Nfm, Inc	Conventional, FHA	6	0.4%	100%	$361,666
Compass Mortgage, Inc.	Conventional, FHA	6	0.4%	100%	$420,000
Village Capital & Investment	FHA, VA	6	0.4%	85.7%	$441,666
Goodleap, LLC	Conventional, FHA, VA	5	0.3%	100%	$293,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	5	0.3%	42.9%	$371,000
Ross Mortgage Corporation	Conventional, FHA	5	0.3%	100%	$331,000
First Colony Mortgage Corporat	Conventional, FHA	5	0.3%	100%	$381,000
Stockton Mortgage Corporation	Conventional, FHA	5	0.3%	100%	$427,000
Lower, LLC	Conventional, VA	5	0.3%	100%	$311,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, VA	5	0.3%	100%	$493,000	View
Amerisave Mortgage Company	Conventional	4	0.3%	15.4%	$107,500
Discover Bank	Conventional	4	0.3%	26.7%	$82,500
Planet Home Lending, LLC	Conventional, FHA, VA	4	0.3%	80%	$315,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA, VA	4	0.3%	100%	$407,500	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.3%	80%	$335,000	View
Texana Bank	Conventional	4	0.3%	100%	$290,000
Listerhill Credit Union A+5.0 ★Texas Ratio: 3.96%	Conventional, HELOC	3 +4 HELOCs	0.2%	75%	$278,333
Baxter Credit Union	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$221,666
American Financial Resources LLC	Conventional	3	0.2%	100%	$385,000
PHH Mortgage Corporation	Conventional	3	0.2%	100%	$485,000
Guild Mortgage Company	Conventional, FHA	3	0.2%	100%	$541,666
American Financial Network, Inc.	FHA, VA	3	0.2%	100%	$478,333
Shelter Lending Services, LLC	Conventional	3	0.2%	100%	$415,000
Federated Mortgage Corp	Conventional	3	0.2%	100%	$338,333
3rd Street Financial Corp	FHA, VA	3	0.2%	100%	$591,666
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.2%	75%	$308,333	View
United Mortgage Corp.	FHA, VA	3	0.2%	100%	$475,000
Summit Funding.Inc	Conventional, FHA	3	0.2%	100%	$355,000
Angel Oak Mortgage Solutions LLC	Conventional	3	0.2%	75%	$478,333
Carrington Mortgage Services LLC	Conventional, VA	3	0.2%	42.9%	$165,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	3	0.2%	100%	$368,333	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +11 HELOCs	0.1%	50%	$95,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, VA, HELOC	2 +1 HELOCs	0.1%	100%	$590,000	View
First Citizens National Bank	Conventional, VA, HELOC	2 +1 HELOCs	0.1%	100%	$365,000
Better Mortgage Corporation	Conventional, HELOC	2 +1 HELOCs	0.1%	33.3%	$270,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$500,000	View
Premier Mortgage Resources, LLC	Conventional	2	0.1%	100%	$265,000
First National Bank	Conventional	2	0.1%	100%	$490,000
Primelending	Conventional, FHA	2	0.1%	100%	$415,000
Primary Residential Mortgage, INC.	Conventional	2	0.1%	100%	$340,000
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	66.7%	$530,000
ALCOVA Mortgage, LLC	Conventional	2	0.1%	100%	$325,000
Allied Mortgage Group, Inc	Conventional, VA	2	0.1%	100%	$460,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA	2	0.1%	100%	$250,000	View
Loanunited.Com, LLC	VA	2	0.1%	66.7%	$435,000
Resicentral LLC	Conventional	2	0.1%	100%	$300,000
Southern Bancorp Bank A5.0 ★Texas Ratio: 8.01%	Conventional	2	0.1%	100%	$475,000	View
AdvantageFirst Lending Inc	FHA, VA	2	0.1%	100%	$430,000
AmWest Funding Corp	Conventional	2	0.1%	100%	$505,000
Mortgage Assurance Inc	Conventional	2	0.1%	100%	$580,000
Sun West Mortgage Company, Inc	FHA, VA	2	0.1%	100%	$435,000
Citizens Equity First Credit U	Conventional	2	0.1%	100%	$540,000
Flat Branch Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$140,000
American Federal Mortgage Corporation	Conventional	2	0.1%	100%	$260,000
Real Genius LLC	Conventional	2	0.1%	100%	$415,000
Cardinal Financial Company, Li	FHA	2	0.1%	100%	$360,000
New Day Financial, LLC.	VA	2	0.1%	66.7%	$610,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.1%	100%	$580,000	View
Tjc Mortgage Inc	Conventional, FHA	2	0.1%	100%	$430,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	100%	$330,000	View
Prosperity Home Mortgage, LLC	FHA	2	0.1%	100%	$295,000
Brightland Mortgage Services, Ltd.	FHA	2	0.1%	100%	$460,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.1%	100%	$295,000	View
Farm Credit Mid-America, Aca	Conventional	2	0.1%	40%	$445,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.1%	100%	$455,000	View
Paramount Residential Mortgage	Conventional, Jumbo	2	0.1%	100%	$860,000
Nexera Holding LLC	Conventional	2	0.1%	100%	$440,000
Reliance First Capital, LLC	Conventional	2	0.1%	100%	$480,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	2	0.1%	100%	$350,000	View
Top Flite Financial, Inc.	Conventional, FHA	2	0.1%	100%	$400,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +8 HELOCs	0.1%	100%	$515,000	View
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$255,000
Arc Home LLC	Conventional	1	0.1%	100%	$355,000
Verus	Conventional	1	0.1%	100%	$405,000
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$805,000
Lindell Bank & Trust Company A+5.0 ★Texas Ratio: 1.91%	Conventional	1	0.1%	100%	$375,000	View
Everett Financial, Inc.	Conventional	1	0.1%	100%	$785,000
Farmers Insurance Federal Credit Union	Conventional	1	0.1%	100%	$105,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$415,000
MortgageOne, Inc	VA	1	0.1%	100%	$565,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$595,000
Loansteady LLC	Conventional	1	0.1%	100%	$385,000
Texas Bay Area Credit Union	Conventional	1	0.1%	100%	$585,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$295,000
National Police Federal Credit Union	Conventional	1	0.1%	100%	$555,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$385,000	View
Princeton Mortgage Corporation	Conventional	1	0.1%	100%	$355,000
Synergy One Lending, Inc.	Conventional	1	0.1%	50%	$395,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$305,000
Eustis Mortgage Corp	Conventional	1	0.1%	100%	$395,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$145,000	View
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$245,000	View
Bay-Valley Mortgage Group	Conventional	1	0.1%	100%	$685,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$105,000	View
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$485,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$305,000
Quorum Federal Credit Union	Conventional	1	0.1%	100%	$85,000
Mortgage Financial Services	Conventional	1	0.1%	100%	$285,000
First Midwest Bank of Dexter A5.0 ★Texas Ratio: 6.37%	Conventional	1	0.1%	100%	$65,000	View
Community Mortgage, LLC	Conventional	1	0.1%	100%	$285,000
US Wide Financial LLC	Conventional	1	0.1%	100%	$345,000
Intercoastal Mortgage, LLC	VA	1	0.1%	100%	$395,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$335,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$595,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$755,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$175,000
American Bank, N.A. A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$715,000	View
Weichert Financial Services	Conventional	1	0.1%	100%	$225,000
Calcon Mutual Mortgage LLC	VA	1	0.1%	100%	$325,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$455,000
Ony Glo, Inc.	Conventional	1	0.1%	100%	$325,000
UNMB Home Loans Inc	Conventional	1	0.1%	100%	$565,000
Truliant Federal Credit Union	Conventional	1	0.1%	100%	$405,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$235,000	View
Nations Lending Corporation	Conventional	1	0.1%	100%	$475,000
Franklin Loan Corporation	Conventional	1	0.1%	100%	$285,000
T2 Financial LLC	FHA	1	0.1%	100%	$445,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$385,000	View
Vellum Mortgage, Inc.	Conventional	1	0.1%	100%	$525,000
Castle & Cooke Mortgage, LLC	Conventional	1	0.1%	50%	$615,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$745,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$435,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$225,000	View
The Mortgage Firm	Conventional	1	0.1%	100%	$405,000
First Eagle Federal Credit Un	Conventional	1	0.1%	100%	$25,000
Towne Mortgage Company	FHA	1	0.1%	100%	$395,000
Uif Corporation	Conventional	1	0.1%	100%	$335,000
Iserve Residential Lending	VA	1	0.1%	100%	$465,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$385,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$295,000
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	Conventional	1	0.1%	100%	$585,000	View
Veritas Funding, LLC	FHA	1	0.1%	50%	$335,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$515,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$375,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$255,000
Jonah Bank of Wyoming A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$415,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$345,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$795,000	View
Plaza Home Mortgage, Inc	Conventional	1	0.1%	100%	$385,000
Servbank, N.A. A+5.0 ★Texas Ratio: 3.26%	VA	1	0.1%	50%	$185,000	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$105,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$515,000
Arcstone Financial Inc	Conventional	1	0.1%	100%	$205,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$325,000
Figure Lending LLC	HELOC	0 +17 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +12 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +3 HELOCs	0%	n/a
Redstone Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Northwest Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Synovus Bank	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Consumers Credit Union A+5.0 ★Texas Ratio: 0.68%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Spring Hill Mortgage Rate Trends

Daily average mortgage rates for Tennessee compared with the national average, updated every evening.

30-Year Fixed TN Avg

7.337%

▲ 0.104 vs 7 days ago

15-Year Fixed TN Avg

6.671%

▲ 0.037 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Spring Hill, Tennessee

Looking for mortgage lenders near me or mortgage brokers near me in Spring Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Spring Hill in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Spring Hill, TN

Use these to narrow the list above. Each category shows how many Spring Hill, TN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 141 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 77 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 74 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 58 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 7 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TN 28 lenders headquartered in Tennessee, the closest thing to a mortgage lender near you

Who Lends in Spring Hill, TN

Independent mortgage companies closed 74.4 percent of home loans in Spring Hill, Tennessee in 2025, banks 22.1 percent and credit unions 3.5 percent. Community Mortgage Corporation was the largest mortgage company, Firstbank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 40 loans.

74.4%

Mortgage companies

22.1%

Banks

3.5%

Credit unions

19%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).

More Tennessee Mortgage Lender Pages

All Tennessee lenders 1,032 lenders Nashville-Davidson metropolitan government 520 lenders Clarksville 296 lenders Memphis 307 lenders Knoxville 334 lenders Murfreesboro 287 lenders Chattanooga 310 lenders Franklin 258 lenders Lebanon 220 lenders Johnson City 198 lenders Kingsport 178 lenders Maryville 182 lenders Smyrna 182 lenders

Frequently Asked Questions About Mortgage Lenders in Spring Hill, TN

Who is the largest mortgage lender in Spring Hill, TN?

By home loans closed in 2025, Firstbank was the largest mortgage lender in Spring Hill, Tennessee with 40 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Spring Hill, TN have the highest approval rates?

Among lenders with meaningful volume in Spring Hill, Tennessee, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 98.7 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Spring Hill, TN mortgage lenders offer FHA, VA and USDA loans?

74 lenders closed FHA loans in Spring Hill, Tennessee in 2025, led by United Wholesale Mortgage with 30. 58 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Spring Hill, TN lender list?

Yes. 77 banks and 23 credit unions closed home loans in Spring Hill, Tennessee in 2025, alongside 141 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Spring Hill, TN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Spring Hill, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Spring Hill, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Spring Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.