Mortgage Lenders and Brokers in Milan, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Milan, Tennessee mortgage lenders include Carroll Bank and TrustCarroll Bank and Trust4105 S 1st St, Milan, TN 38358A5.0 ★Texas Ratio: 13.53%, Regions BankRegions Bank2052 S Main St, Milan, TN 38358A+5.0 ★Texas Ratio: 4.37%, Security Bank and Trust CompanySecurity Bank and Trust Company15111 S First St, Milan, TN 38358A+5.0 ★Texas Ratio: 0.12%, Leaders Credit UnionLeaders Credit Union15431 S First St, Milan, TN 38358 6475A+5.0 ★Texas Ratio: 4.77%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Centennial BankCentennial Bank119 Main Street, Adamsville, TN 38310A5.0 ★Texas Ratio: 9.59%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, Community BankCommunity Bank1007 Us Highway 45 N, Henderson, TN 38340A+5.0 ★Texas Ratio: 5.60%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, and Legends BankLegends Bank533 S Main St, Ashland City, TN 37015A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milan, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milan are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milan, Tennessee
Market share is the lender's share of all home loans closed in Milan, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Milan 4105 S 1st St, Milan, TN 38358 A5.0 ★Texas Ratio: 13.53% |
Conventional | 19 | 9.5% | 95% | $142,894 | View |
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1 office in Milan 2052 S Main St, Milan, TN 38358 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 17 +13 HELOCs |
8.5% | 54.3% | $139,705 | View |
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1 office in Milan 15111 S First St, Milan, TN 38358 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
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15431 S First St, Milan, TN 38358 6475 A+5.0 ★Texas Ratio: 4.77% |
Conventional, FHA, VA, USDA, HELOC | 28 +23 HELOCs |
14% | 90.6% | $196,785 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, USDA | 16 | 8% | 94.4% | $214,375 | View |
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119 Main Street, Adamsville, TN 38310 A5.0 ★Texas Ratio: 9.59% |
Conventional, Jumbo | 9 | 4.5% | 75% | $359,444 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA | 3 | 1.5% | 100% | $138,333 | View |
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1007 Us Highway 45 N, Henderson, TN 38340 A+5.0 ★Texas Ratio: 5.60% |
Conventional | 3 | 1.5% | 100% | $261,666 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 3 | 1.5% | 42.9% | $178,333 | View |
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533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 1% | 100% | $240,000 | View |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $75,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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7663 Highway 51 S, Brighton, TN 38011 A+5.0 ★Texas Ratio: 0.40% |
USDA | 1 | 0.5% | 100% | $175,000 | View |
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1467 W Church St, Alamo, TN 38001 A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
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429 Walker Rd, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.42% |
USDA | 1 | 0.5% | 100% | $245,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA, VA, USDA | 9 | 4.5% | 100% | $268,333 | |
21St Mortgage
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Conventional | 1 | 0.5% | 28.6% | $75,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 7% | 100% | $247,142 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 9 | 4.5% | 76.9% | $179,444 | View |
Click n' Close, Inc.
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Conventional, FHA, USDA | 8 | 4% | 100% | $138,750 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 3% | 100% | $108,333 | |
Cadence Bank
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Conventional, FHA, HELOC | 4 +7 HELOCs |
2% | 80% | $307,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2% | 80% | $225,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 1.5% | 100% | $131,666 | View |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.5% | 80% | $188,333 | |
Mortgage Research Center
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VA | 3 | 1.5% | 75% | $248,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1.5% | 100% | $195,000 | |
Goodleap, LLC
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FHA, HELOC | 2 +1 HELOCs |
1% | 100% | $165,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 1% | 100% | $220,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 1% | 100% | $140,000 | |
New Day Financial, LLC.
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VA | 2 | 1% | 100% | $200,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 1% | 100% | $65,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.5% | 100% | $225,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.5% | 100% | $325,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 16.7% | $65,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.5% | 100% | $205,000 | View |
Discover Bank
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Conventional | 1 | 0.5% | 20% | $55,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.5% | 100% | $175,000 | |
Geneva Financial LLC
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FHA | 1 | 0.5% | 100% | $175,000 | |
Nations Lending Corporation
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VA | 1 | 0.5% | 100% | $215,000 | |
1st Signature Lending, LLC
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Conventional | 1 | 0.5% | 100% | $195,000 | |
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B4.4 ★Texas Ratio: 21.68% |
VA | 1 | 0.5% | 100% | $135,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $185,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 50% | $55,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 50% | $325,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.5% | 100% | $165,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Altra Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Milan Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milan, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Milan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milan, TN
Use these to narrow the list above. Each category shows how many Milan, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Milan, TN
Independent mortgage companies closed 38.5 percent of home loans in Milan, Tennessee in 2025, banks 46 percent and credit unions 15.5 percent. Mortgage Investors Group was the largest mortgage company, Carroll Bank and Trust the largest bank and Leaders Credit Union the largest credit union. Among lenders headquartered in Tennessee, Carroll Bank and Trust led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milan, TN
By home loans closed in 2025, Carroll Bank and Trust was the largest mortgage lender in Milan, Tennessee with 19 loans, about 9.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Milan, Tennessee in 2025, led by Leaders Credit Union with 12. 11 lenders closed VA loans, led by Mortgage Investors Group, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 4 credit unions closed home loans in Milan, Tennessee in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milan, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milan, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
